Visa Direct And Token Services Supported By OmniPayments

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Visa Direct and TokenServices supported byOmniPaymentswww.omnipayments.comOmniPayments Confidential1

01List of Visa ServicesOmniPayments has connections to Visa in active active.OmniCloudX supports the following Value Added Services Conventional VISA forauthorizations Purchase,Balance, InquiryEMV Contact and Contactlesspayments with VISAVISA Direct for Person toPerson instant paymentsVISA Token VISA SecureVISA Fraud CyberSourceVISA Recurring PaymentsVISA Risk Manager – VRMVISA Advanced Authorizations – VAAVISA Address Verification ServiceVISA Claims Resolutionwww.omnipayments.comOmniPayments Confidential2

02 New VISA ServicesConventional VISA ISO forauthorizations – Purchase, BalanceinquiryVISA Direct for Person to Personinstant paymentsVISA 3D SecureVISA Recurring PaymentsVISA Address Verification ServiceInstallment Payments Bill PaymentsVISA Token (Using Token inMobile App, Website)VISA Fraud CyberSourceVISA Risk Manager – VRMVISA Advanced Authorizations VAAVISA Claims Resolutionwww.omnipayments.comOmniPayments Confidential3

03 Solutions for RetailersOffer Installment Payments withVISAVISA Direct: Offer cross borderpayments Latin AmericaVISA Token service – Retailers canstart accepting contactlesspayments in their stores VISA Tokens can be enrolled in Retailer'smobile appIncreased security by using tokensOffer recurring monthly paymentssecurely. Tokens are used to preventhacker impactswww.omnipayments.comOmniPayments Confidential4

03Solutions for Issuers VISA Secure (3D Secure) to avoid fraud.VISA will authenticate Issuer card holdersbefore performing any authorizationVISA Installment PaymentsVISA Recurring Payments – AllowMerchants to setup recurring paymentsin order to enroll customers in automaticmonthly bill payments VISA Direct – Allow person to personpayments, merchant disbursements,Government funds distribution tocitizensVISA Token – Allow customers tosecurely store their cards in theMobile walletsVISA Risk Manager – VISA can helpus find identify transaction fraudusing their world wide knowledgewww.omnipayments.comOmniPayments Confidential5

04Conventional VISA for authorizations - POSwww.omnipayments.comOmniPayments Confidential6

04Conventional VISA for authorizations - E-commercewww.omnipayments.comOmniPayments Confidential7

05 VISA - DirectVISA Direct is the leadingproduct for person to personpaymentsInstant payments after theFaster Funds mandatesAdvantages Fast fund transfers in real timeSecurityGood customer experienceUse cases Small merchants get paid easily on the same dayCross border paymentsGovernment fund disbursement to citizensPay to a friend for yesterday’s dinner partyUtility Bill PaymentsBill Payments to small businessesAuto Insurance money disbursementswww.omnipayments.comOmniPayments Confidential8

05VISA - Direct. Transaction flowwww.omnipayments.comOmniPayments Confidential9

05VISA - Direct for retailerswww.omnipayments.comOmniPayments Confidential10

06OmniWalletVisa tokens to protect cardsSend Money using QR CodeNFC ContactlessRequest moneyLoad Money using Credit CardTransaction HistoryBills and Rechargeswww.omnipayments.comOmniPayments Confidential11

07Multiple channels to find your friendwww.omnipayments.comOmniPayments Confidential12

07Supports various payment methodswww.omnipayments.comOmniPayments Confidential13

08Visa Network TokensVisa Token Service, a new securitytechnology from Visa, replaces sensitiveaccount information, such as the 16-digitaccount number, with a unique digitalidentifier called a token.The token allows payments to be processed withoutexposing actual account details that could potentiallybe compromised.www.omnipayments.comOmniPayments Confidential14

09API Catalogwww.omnipayments.comOmniPayments Confidential15

Do You Want ToKnow ments.comOmniPayments Confidential16

VISA Fraud CyberSource VISA Recurring Payments VISA Risk Manager - VRM VISA Advanced Authorizations - VAA . merchant disbursements, Government funds distribution to citizens VISA Token - Allow customers to . account information, such as the 16-digit account number, with a unique digital