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Procom ConsultingEmployee BenefitsPlan Year Ending April 30, 2017Questions?Procom is pleased to provide our full-time employees with the following portfolio of employeebenefits. In order to be eligible for our employee benefits you must be a full-time employeeworking 30 hours per week. Given timely enrollment the effective date of your coverage is the firstof the month following your date of hire.Michelle SmithProcom Consultingmsmith@procom-consulting.com678-393-8610 x120Our benefits include: Deborah MichaelAngus McRae Insurancedmichael@angusmcrae.com770-300-0001 x103Medical (Base and Buy-Up options)DentalVisionLong-term disabilityVitality Wellness & Reward ProgramEmployee Assistance Program (EAP)Humana Dr. On Demand (telemedicine)FSA- Medical and Dependent DaycareDeirdre CountsAngus McRae Insurancedcounts@angusmcrae.com770-300-0001 x10424/7 NurseLine1-888-724-2583All summaries, electronic enrollment forms and rates are available on Procom’s employeeweb procomLogin: employee@procom-consulting.comPassword: benefitsEAP/Work-LifeOnline resources for every daychallenges including: 24-hour grief counselingStress, addiction, depressionParentingLegal servicesHome financesWork-life balance(800) 588-8412Important note: This is an incomplete summary. Refer to the certificate of insurance for plan details. If there is any difference between thissummary and the certificate of insurance, the certificate of insurance language shall rule. Premium rates are subject to insurer approval.
Humana Medical - 5/1/16 – 4/30/17Medical Plan Opt. 1 – BASEHumanaPhysician office visit copay: Primary Care / SpecialistCalendar year deductible: Individual FamilyYou pay coinsurance after deductible:Calendar year out-of-pocket max: Individual (includes deductible) Family (includes deductible)In-Patient / out-patient facility copayPrescription drug card Tier 1 Tier 2 Tier 3 Tier 4Vitality Wellness ProgramREWARDS PROGRAMDocFind: www.humana.comYour cost per pay month: Employee only Employee & spouse Employee & child(ren) Employee & familyNational POS - 3,000 80/60Medical Plan Opt. 2 – Buy-UpNational POS - 1,000 80/60In-NetworkNon-NetworkIn-NetworkNon-Network 40 / 60 / 50Deductible & Coinsurance 40 / 60 / 50Deductible & Coinsurance3,000 6,000 9,000 18,000 1,000 2,000 3,000 6,00020%40%20%40% 5,000 10,000 15,000 30,000 3,000 6,000 9,000 18,000Emergency Room Visit 150Emergency Room Visit 150 10 45 7025% 10 35 5525%Incentives to have a healthy and active lifestyle: VitalityBucks and10% premium discount if you reach Silver statusIncentives to have a healthy and active lifestyle: VitalityBucks and10% premium discount if you reach Silver statusHumana National POS (Open Access)Humana National POS (Open Access) 257.35 772.03 694.83 1209.52 372.87 1,003.07 908.54 1,538.74Important note: This is an incomplete summary. Refer to the certificate of insurance for plan details. If there is any difference between this summary and the certificate of insurance, the certificateof insurance language shall rule.
Principal Voluntary Dental & Vision – 6/1/16 – 5/31/17Dental PPOPrincipalPlan pays:VSP VisionIn-NetworkNon-NetworkContracted amountUp to 90% Percentile ofUCRCalendar Year Deductible: Individual Family 50 150 50 150Coinsurance (you pay): Preventive procedures Basic procedures Major procedures Orthodontia0%20%50%N/A0%20%50%N/AMaximum benefit:Waiting periods:Provider network:Your cost per month: Employee only Employee & spouse Employee & child(ren) Employee & family 2,500/calendar year/per memberLate entrant onlywww.principal.comPrincipal Plan PPO 55.49 108.00 115.01 174.66www.vsp.comPlan pays:In-NetworkContracted amount(see summary for nonnetwork reimbursementamounts)Exams: (1 per 12 mos.)Contact Lens Exam: 10 CopayUp to 60 copay forfitting/evaluationFrames: (1 per 24 mos.)Lenses: (1 per 12 mos.) Single vision Bifocal Trifocal Lenticular 150 allowance 25 Copay(20-25% discount onlens enhancement)Elective contacts: 150 allowanceWaiting period:Late entrant onlyProvider network:Cost per pay period (12): Employee only Employee & spouse Employee & child(ren) Employee & familywww.vsp.comVSP Choice Network 8.26 16.28 17.12 27.38
Long-Term Disability & Flexible Spending AccountFlexible Spending AccountLong-Term Disability InsuranceAmeriflex FSAwww.ameriflex.comPut aside pre-tax dollars to use onunreimbursed medical anddependent daycare expenses suchas deductibles and copaysElimination period:90 daysMedicalAnnual Maximum: 2,550Benefit percentage60% of pre-disability earningsDependent DaycareAnnual Maximum: 5,000Maximum benefit: 5,000 per monthMaximum benefit duration:Up to SSNRA: Social SecurityNormal Retirement AgeUnused FSA funds of up to 500 canbe rolled over to the next plan yearOwn occupation definition:Two YearsA list of eligible and ineligibleexpenses can be found on theemployee portalPre-existing conditions:3 months prior /12 months insuredYou will receive a convenient debitcard to use on qualified medicalexpensesCost:Employer PaidAutomatic EnrollmentFSA Plan Year: 5/1/16 – 4/30/17Roll OverEligible/Ineligible ExpensesDebit Card
Find a Doctor: www.humana.comProvider Networks: POS Plan: Search the “National POS – OpenAccess” network
Employee Action Items Please complete the Humana Medical and Principal Non-Medical Enrollment Forms foundon the employee portal below If you wish to participate in the Flexible Spending Account, please complete the FSAElection Form LTD is employer paid and you will automatically be enrolled.Return Forms ToInsurance QuestionsMichelle SmithProcom ConsultingPhone: 678-393-8610 ext. 120msmith@procom-consulting.comDeborah Michael-770-300-0001Angus McRae Insurance BrokerageServicesFax: 770-456-5059dmichael@angusmcrae.com*Benefit Web ocomLogin: employee@procom-consulting.comPassword: benefits*Kristel Calvert for Humana Vitality Questions404-565-5335kcalvert@humana.comDEADLINE: Please return any Change forms to Michelle Smith no later than one week after your date of hire.
DocFind: www.humana.com Humana National POS (Open Access) Humana National POS (Open Access) Your cost per pay month: Employee only Employee & spouse Employee & child(ren) Employee & family 257.35 772.03 694.83 1209.52 372.87 908.54 Important note: This is an incomplete summary. Refer to the certificate of insurance for plan .
