WIXLIB

DIVERSIFY YOURIRA OR 401KRETIREMENTSAVINGSBY INVESTING INGOLD & SILVERUNITED STATESGOLD BUREAU

METALS IN YOUR RETIREMENT ACCOUNTGold & Silver Can Help Safeguard Your Savings from theDevaluation of the U.S. DollarPlanning for a secure retirement is one of the most important decisions investors willever make, right up there with buying a home and saving for your children’s education.Do it right and you can rest easy, knowing that your nest egg will be waiting for youwhen you decide to hang up the boots and enjoy an exciting new phase of your life. Do itwrong and you may be disappointed to discover that your Golden Years aren’t what youalways hoped they would be.Thanks to a little-known law, you can put gold or silver into yourIRA or 401k account to own physical precious metals in coin orbar form. You’ll never have to wonder if your retirement is securebecause YOU have all the control.Think about this for a minute: Most investors have a retirement portfolio that is heavily weighted in volatile equitiesand hasn’t been rebalanced in years. People nearing retirement have the most to lose when the stock market declines. More Americans ages 65 and older are employed than at any time since at least 2000,and they’re spending more time on the job. (Pew Research Center, 2016) Increasing asset prices have made it harder than ever to build a nest egg. The average life expectancy is rising - retirees will need more money than ever. The current ratio of workers to retirees is 5:1. By 2050, it will drop to 3:1.(U.S. News & World Report, 2012) There is an ever-smaller number of workers to support increasing numbers of retirees.Because of all this, there is increasing pressure on the federal government to redistributewealth and “move money around” to take care of people that don’t take care ofthemselves, and there is a very real concern that the money you’ve been socking away inyour IRA or 401K retirement plan may not actually be there when you need it.This has already happened with many private pension plans, municipal retirement plansand other accounts that investors thought were secure, but turned out not to be.

What’s the Solution?Take back control of the financial future for yourself and your family. Don’t rely onthe government, or anyone else, to take care of your hard-earned retirement savingsfor you. We can help you to transfer funds from your current IRA or your former401K/403B account to buy physical precious metals, which can assist in preservingyour buying power while diversifying your assets from the stock market.Open an IRA with us and we’ll work to ensure there are no unnecessary fees!You will even have a personal IRA Retirement Account Executive towalk you through the entire process, because safeguarding yourmoney from volatility should be a lot easier than making it was.IT’S TIME TO PUT YOURMIND AT EASE BYMAKING PRECIOUSMETALS A VIABLE PARTOF YOUR RETIREMENTSAVINGS PLAN.Get started with a Precious Metals IRA today. Every day you wait,your dollar could be worth less and less.Call (800) 775-3504 or visit www.usgoldbureau.com/ira

WHY PRECIOUS METALS?Inside or Outside of a Retirement Plan, Tangible Assets CanGive You Better Control and Portfolio DiversificationThe laws have changed and individual investors can now roll overfunds from an existing retirement account into a Precious MetalsIRA or 401K to buy and sell gold, silver, platinum, and palladiumwithout ever having to have the cash in-hand.Our Retirement Services Division helps investors understand the specifics abouthow precious metals can play a key role in their account. Our Retirement Specialistswill guide you through the entire process of incorporating precious metals into yourportfolio, recommending options that are best suited for your individual goals, andhelping to avoid unnecessary fees and penalties along the way.The U.S. Gold Bureau does not recommend the early withdrawal of retirement fundsto buy precious metals if it will result in significant fees incurred, but that decision isultimately up to you.Precious Metals have historically been used as a hedgeagainst financial upheaval.Since the dawn of civilization, precious metals have been used as a hedge against politicalchaos, economic downturns, and financial crisis. Get started with a Precious Metals IRAtoday to help shelter your retirement savings account against the next downturn in thefinancial market. Every day you wait, your dollar could be worth less and less.Start a Precious Metals IRA today! Contact your AccountExecutive and ask about our free IRA rollover kit:(800) 775-3504 or visit www.usgoldbureau.com/ira

GOLD PROTECTS YOURBUYING POWERIn 1950, you could havepurchased a house for 17,500.At that time, the price of goldwas 35 per ounce, so you couldhave paid for that house using500 ounces of gold.Gold OwnershipHelps PreservePurchasing PowerIt’s like locking in 99 gas for therest of your life, but you can do iton a much larger scale.Since that time, the value of thedollar has plummeted and theprice of gold has risendramatically. To purchase asimilar house in 2022, you wouldneed 363,700* BUT ONLY 202ounces of gold, based on a priceof 1,800 per oz.For thousands of years investorshave preserved their buyingpower through gold ownership.It’s like locking in 99 gas for therest of your life, but you can do iton a much larger scale. 363KAverageHome CostThen & Now 17.5K500 oz.Gold202 oz.Gold1950195020222022CASHGOLDCASHGOLD*Source: https://www.daveramsey.com: Housing Price Trends

UNDERSTANDING SPOT PRICEWhat You Need to KnowThe “spot price” represents the current market rate for gold (symbol: XAU) and silver(symbol: XAG) contracts as established by the Commodities Exchange (COMEX), adivision of the New York Mercantile Exchange (NYMEX). The COMEX is the primarymarket for commodities brokers, commercial producers and institutional buyers to tradegold and silver options and futures contracts.The standard size of a contract is 100 ounces forgold and 5,000 ounces for silver. The NYMEXis also the leading exchange for platinum,palladium, aluminum, copper, coal, crude oil,gasoline, heating oil and other commodities.Prices listed on the COMEX in no wayrepresent the selling price for physical goldand silver coins and bars to individualinvestors, though the spot price is one ofseveral components that ultimately does setthat price. For example, the U.S. Mint sellsits gold coins to distributors at a premiumof 3% to 5% over spot price, and its silvercoins at closer to 10% “over spot.”The commodities markets are much more intricate than mostpeople realize, but overall the spot price is one of the easiestconcepts to understand in the industry. Simply put, if youwant to buy gold or silver on the spot, rather than waitinguntil some time in the future, then the spot price (plus anypremiums) is what you’ll pay right now to obtain it.As you can imagine, spot prices fluctuate all the time. They react to changes in supplyand demand, rising when supply constraints cut the amount of available gold and silveror when customers demand more of it, and falling when there is a surplus in availablesupplies or the demand disappears.

OUR COMMITMENT TOOUR CUSTOMERSThe investment value of a rare coin depends in largepart on the price you pay. If you are acquiring any ofour products as an investment, you should evaluateits current market value, potential for appreciationand liquidity, and consult independent sourcesregarding these factors.Since rare coins, Investment Grade Coins, and bullionand currencies can decline in value, you should haveadequate cash reserves and disposable income beforeconsidering acquiring a coin, currency or any type ofprecious metal product.We do not recommend early withdrawal fromaccounts or securities which may result in substantialpenalties or fees. You should consult with yourindependent financial advisor before disposing ofany security, annuity, Certificate of Deposit, or otherinvestment to acquire rare coins, modern rare coins,currency or bullion.The U.S. Gold Bureau is not responsible for anychanges in tax laws or other statutes which may affectany profit or salability of your bullion metals, coins,or currency.CALL US ANYTIME AT (800) 775-3504 ORVISIT US ONLINE AT USGOLDBUREAU.COMFOR CURRENT NEWS AND INFORMATION,TIPS ON HOW TO INVEST, FAQS, CURRENTRECOMMENDATIONS, AND MUCH MORE.The U.S. Gold Bureau wasfounded to bring trust andintegrity to all aspects of theprecious metals acquisitionprocess. Our goal is to alwaysexceed our customers’expectations by helping themto make better, more informedbuying decisions.Headquartered in Austin,Texas, our firm maintains atechnologically advancedfacility -- helping to ensure thateach order is processed andtreated with tremendous care.We’re confident that once youdo business with us, you willbecome a client for a lifetime.We understand that whenacquiring precious metals, youhave many choices to consider.Your Account Executive willserve as a great resource toguide you step-by-step as younavigate through those choices.Each of our Account Executiveshas been through an extensivetraining program and is wellequipped to assist you at allstages of the process.Whether you decide to moveforward with a purchase todayor at some point in the future,our hope is that you will feel asense of confidence knowingthat you are dealing with areputable organization.We’d enjoy the opportunity tospeak with you, even if you arejust interested in learning aboutprecious metals.

www.usgoldbureau.com(800) 775-3504 Copyright 2022 USGB, LLC. All Rights Reserved.

IRA or 401k account to own physical precious metals in coin or bar form. You'll never have to wonder if your retirement is secure because YOU have all the control. Think about this for a minute: Most investors have a retirement portfolio that is heavily weighted in volatile equities and hasn't been rebalanced in years.