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How to Open a Fidelity Investment Account For Your Solo 401kUse this guide to assist in filling out an application with Fidelity to open a brokerage account withinyour Solo 401k.NOTE: FIdelity documents are subject to change at any time. Please visit Fidelity.comto ensure you have the most up to date application. This guide is for informationalpurposes only and is not a replacement for tax, legal or investment advice. If youhave any questions on completing the Fidelity application or successfully completingyour rollovers, we strongly suggest you reach out to Fidelity directly at (800) 544-6666.How to Open a Fidelity Investment Account For YourSolo 401k - 1 Copyright 2018 Nabers Financial Inc All RightsReserved

Fidelity recommends using the Non-Prototype Retirement Account Application as the"Investment-only" brokerage account connected to your Nabers Solo 401k PlanIt is recommended you go to the Fidelity website so you can agree to their terms and conditionsbefore proceedingHow to Open a Fidelity Investment Account For YourSolo 401k - 2 Copyright 2018 Nabers Financial Inc All RightsReserved

Download the Fidelity Non-Prototype Retirement Application -applications/nonprototype-retirement-agreeNote: To assist in filling out this application, you may want to have your Solo 401k AdoptionAgreement.You can download your adoption agreement at https://docs.solo401k.com under "401kDocuments". Your adoption agreement is a PDF within the '401k Plan & Trust' download.How to Open a Fidelity Investment Account For YourSolo 401k - 3 Copyright 2018 Nabers Financial Inc All RightsReserved

Begin by inputting your business and 401k plan informationSponsoring Company Name: Input your Adopting Employer name as listed on page 2 of yourAdoption Agreement above “(the “Employer”)”Plane Name: Input your plan name as listed on page 2 of your Adoption Agreement after "ThePlan as applicable to the Employer shall be known as:" Please note, Fidelity wants your 401k planname, not the trust name.Plan's Permanent Address: This is your "Employer Address" as listed on page 3 of your AdoptionAgreement.Mailing address: Input your business mailing address, if different than your principal businessaddressState/Country of organization: List where your business is locatedDate Plan Established: Input the date you established your Solo 401k plan with NabersPlan Tax Identification Number: Use your Trust Tax ID number found on page 4 of your AdoptionAgreementHow to Open a Fidelity Investment Account For YourSolo 401k - 4 Copyright 2018 Nabers Financial Inc All RightsReserved

Fidelity suggests you select "Option B" (participant directed) and enter the Name and SSN of theParticipant.NOTE: If you and your spouse are co-participants and/or co-trustees in your Solo 401k, youwill each open a separate non-prototype retirement account with Fidelity.Select 401(k) as the type of planHow to Open a Fidelity Investment Account For YourSolo 401k - 5 Copyright 2018 Nabers Financial Inc All RightsReserved

Input your information as the Plan trusteeInput your information (name, social security number, email address, birthdate, etc)Employment status should be checked 'employed'Employers name: This is your Adopting Employer listed on page 2 of your Adoption Agreementabove “(the “Employer”)”Address: This is your business addressHow to Open a Fidelity Investment Account For YourSolo 401k - 6 Copyright 2018 Nabers Financial Inc All RightsReserved

Government ID should be left blank, unless you are a foreign citizen.Complete the employment status information at the bottom. Use the Employer's name as listed inyour plan documents for the Adopting Employer.NOTE: If you and your spouse are co-trustees in the Solo 401k plan, you must list both of yournames on the application, even if the Fidelity account is only for one of you. Trustees arelisted on page 4 of your Adoption Agreement.Example: John & Sally are co-participants and co-trustees in their Solo 401k plan. John and Sallyeach decide to open a Fidelity investment-only account.In John's application, he's listed as participant, but both he and Sally are listed as Trustee 1 andTrustee 2In Sally's application, Sally is listed as participant but both she and John listed as Trustee 1 andTrustee 2.Unless you or a family member is associated with FINRA, you can leave this sectionblankHow to Open a Fidelity Investment Account For YourSolo 401k - 7 Copyright 2018 Nabers Financial Inc All RightsReserved

Fill out the information for Trustee 2 if your spouse is listed as a trustee on page 4 of your AdoptionAgreement. If your spouse is not listed as a co-trustee, leave this section blank.How to Open a Fidelity Investment Account For YourSolo 401k - 8 Copyright 2018 Nabers Financial Inc All RightsReserved

Complete your financial profile on page 4How to Open a Fidelity Investment Account For YourSolo 401k - 9 Copyright 2018 Nabers Financial Inc All RightsReserved

If you're not going to immediately fund this account, you may leave this section blankIf you're transferring funds from an existing Fidelity IRA/401k into your new Fidelity account,complete the transfer form on this pageHow to Open a Fidelity Investment Account For YourSolo 401k - 10 Copyright 2018 Nabers Financial Inc All RightsReserved

Complete the account features on how you'd like to receive statements, etcTick the checkbox for CHECKWRITING to receive a checkbook for your FidelityaccountHow to Open a Fidelity Investment Account For YourSolo 401k - 11 Copyright 2018 Nabers Financial Inc All RightsReserved

Trustees must sign and date the final page of the applicationHow to Open a Fidelity Investment Account For YourSolo 401k - 12 Copyright 2018 Nabers Financial Inc All RightsReserved

Three documents are needed to move your Fidelity IRA to your new Fidelitynon-prototype retirement account: 1) the one-time withdrawal IRA form, 2) rolloveracceptance template letter and 3) Fidelity transfer formNOTE: If you are rolling over funds from a Fidelity 401k, you can initiate this online via yourFidelity portal. The following instructions pertain to rolling over/transferring a Fidelity IRA toyour new non-prototype retirement plan for the Solo 401kHow to Open a Fidelity Investment Account For YourSolo 401k - 13 Copyright 2018 Nabers Financial Inc All RightsReserved

First, let's cover how to complete an IRA one-time withdrawal form for Fidelity. You'llcomplete this form if you are rolling over funds from your Fidelity IRA to your newinvestment-only brokerage account with FIdelity.If you need help completing this form, please contact Fidelity at (800) 343-3548Complete section 1 with your Fidelity IRA informationHow to Open a Fidelity Investment Account For YourSolo 401k - 14 Copyright 2018 Nabers Financial Inc All RightsReserved

In section 2, your withdrawal reason should be a direct rollover to a workplaceretirement plan. Input your 401k plan name as listed on your plan documents andFidelity non-prototype retirement plan applicationComplete your distribution amount in section 3How to Open a Fidelity Investment Account For YourSolo 401k - 15 Copyright 2018 Nabers Financial Inc All RightsReserved

Leave section 4 blank as we'll be instructing Fidelity to transfer funds from yourFidelity IRA into your new FIdelity non-prototype retirement accountHow to Open a Fidelity Investment Account For YourSolo 401k - 16 Copyright 2018 Nabers Financial Inc All RightsReserved

Section 5 should tell FIdelity not to withold taxes as this is a direct rolloverHow to Open a Fidelity Investment Account For YourSolo 401k - 17 Copyright 2018 Nabers Financial Inc All RightsReserved

Sign and date section 6. If you sign this form at your local Fidelity branch, you do notneed a medallion guaranteeHow to Open a Fidelity Investment Account For YourSolo 401k - 18 Copyright 2018 Nabers Financial Inc All RightsReserved

Next you'll complete a transfer form so the Fidelity team can transfer funds from oneFidelity account to anotherThe Fidelity team doesn't recommend sending this form alone since it's not clear how to transferfrom one retirement account to another. Instead, the Fidelity team recommends using this form withyour IRA withdrawal form and a rollover template letter listed below.Complete your information in section 1How to Open a Fidelity Investment Account For YourSolo 401k - 19 Copyright 2018 Nabers Financial Inc All RightsReserved

Complete section 2 with your new non-prototype retirement plan account number andyour 401k plan nameLeave section 3 blankHow to Open a Fidelity Investment Account For YourSolo 401k - 20 Copyright 2018 Nabers Financial Inc All RightsReserved

The first part of section 4 may be left blank, but complete the second sectionHow to Open a Fidelity Investment Account For YourSolo 401k - 21 Copyright 2018 Nabers Financial Inc All RightsReserved

Sign and date with a medallion guarantee if neededFrom the Fidelity team: If the form is completed at a Fidelity Investor Center with all signerspresent, the Medallion Signature Guarantee is not required. Youcan get a Medallion Signature Guarantee from most banks, credit unions, and other financialinstitutions. A notary seal/stamp is NOT asignature guarantee.How to Open a Fidelity Investment Account For YourSolo 401k - 22 Copyright 2018 Nabers Financial Inc All RightsReserved

Finally, use the template below to send a signed letter in with your transfer request.This letter serves as your Rollover Acceptance for Fidelity since you are the Solo 401kplan administratorDISCLAIMER: Please note that this is not and should not be considered areplacement for tax, legal or investment advice. If you have any questions oncompleting the Fidelity application or successfully completing your rollovers, westrongly suggest you reach out to Fidelity directly at (800) 544-6666.How to Open a Fidelity Investment Account For YourSolo 401k - 23 Copyright 2018 Nabers Financial Inc All RightsReserved

Solo 401k - 1 How to Open a Fidelity Investment Account For Your Solo 401k Use this guide to assist in filling out an application with Fidelity to open a brokerage account within your Solo 401k. NOTE: FIdelity documents are subject to change at any time. Please visit Fidelity.com to ensure you have the most up to date application.