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5/28/2015Currently Sold Annuity ContractsO-Share Variable AnnuitiesBreakpoint 0- 49,999 50,000- 99,999 100,000- 249,999 250,000- 499,999 500,000- 999,999 1,000,000 and upCommission5.00%4.50%3.50%2.50%2.00%1.25%Annual Service Fees0.25%0.25%0.25%0.25%0.25%0.25%Insurance companiesAIG-AnnuitiesLincoln National LifeMetLifePacific LifeProtective LifePrudential LifeTransamericaProduct NamePolaris Platinum O-SeriesAmerican Legacy/ChoicePlusi4LifeMetLife Series ODestinations O-SeriesProtective DimensionsPrudential Premier RetirementTransamerica O-ShareA-Share Variable AnnuitiesBreakpoint 0- 49,999 50,000- 99,999 100,000- 249,999 250,000- 499,999 500,000- 999,999 1,000,000 and upSales Charge5.00%4.50%3.50%2.50%2.00%1.25%Annual Service Fees0.25%0.25%0.25%0.25%0.25%0.25%Insurance companiesLincoln National LifePacific LifeProduct NameAmerican Legacy/ChoicePlus/i4LifeDestinations A-ShareFixed AnnuityAmerican Pathway Fixed AnnuityGuarantee TermUpfront CommissionAgesPayable7 & 100-802%0-80**7 & 1081-901%81-90***If contract renews into a new guaranteed term, for the first renewal only. The above commission is payable one time.**The age is based on attained age at renewal; not issue age at purchase.Lincoln Select Fixed Annuity CommissionRate Guarantee PeriodLincoln Select 1 Year (rate not currently available)Lincoln Select 2 Year (rate not currently available)Lincoln Select 3 Year (rate not currently available)AgesIssue Age 0-801.00%1.00%1.00%Issue Age 81-850.50%0.50%0.50%Page 1 of 6Renewal Commission Payable *2%1%
Currently Sold Annuity ContractsLincoln Select 4 Year (rate not currently available)2.00%1.00%Lincoln Select 5 Year2.00%1.00%Lincoln Select 6 Year2.00%1.00%Lincoln Select 7 Year2.00%1.00%Lincoln Select 8 Year2.00%1.00%Lincoln Select 9 Year2.00%1.00%Lincoln Select 10 Year2.00%1.00%Renewal commissions same as new money. (Some renewals may not generate commissions. Contact Lincoln for more information.)MetLife Investors FA Fixed Annuity CommissionsProductMetLife FA 1 YearMetLife FA 3, 5, 7, 10 Year (ages 0-79)MetLife FA 3, 5, 7, 10 Year (ages 80-85)MetLife FA 3, 5, 7, 10 Year (ages 86-90)*For ages 90 , no commission will be paidNew New York Life Secure Term MVA Fixed Annuity IIGuaranteed Term3 year5,6, & 7 yearAges 0-801.50%2.00%Ages 81-851.00%1.00%Pacific Life Frontiers II (issued 12-Apr-2010)New contracts and renewalsRate Guarantee PeriodAges 0-80Ages 81-85Frontiers II 6 through 10 year2.00%1.00%Protective ProSaver PlatinumRate Guarantee PeriodProSaver Platinum 2 YearProSaver Platinum 3 YearProSaver Platinum 4 YearProSaver Platinum 5 YearProSaver Platinum 6 YearUnder Age 810.50%0.50%1.00%2.00%2.00%Age 81 to Max. Issue Age0.50% max issue age 930.50% max issue age 920.75% max issue age 911.25% max issue age 901.25% max issue age 89Page 2 of 6Ages 86-90(Renewal only)0.50%5/28/2015
5/28/2015Currently Sold Annuity Contracts2.00%2.00%2.00%2.00%3.00%1.25% max issue age 881.25% max issue age 871.25% max issue age 861.25% max issue age 85Protective Platinum Plus - Only available in MD and WARate Guarantee PeriodProSaver Platinum Plus 2 YearProSaver Platinum Plus 3 YearProSaver Platinum Plus 4 YearProSaver Platinum Plus 5 YearProSaver Platinum Plus 6 YearProSaver Platinum Plus 7 YearUnder Age 810.50%0.50%1.00%2.00%2.00%2.00%Age 81 to 850.50%0.50%0.75%1.25%1.25%1.25%Protective Platinum Plus - Only available in NYRate Guarantee PeriodProSaver Platinum Plus 2 YearProSaver Platinum Plus 3 YearProSaver Platinum Plus 4 YearProSaver Platinum Plus 5 YearProSaver Platinum Plus 6 YearProSaver Platinum Plus 7 YearUnder Age 810.35%0.35%0.85%1.85%1.85%1.85%Age 81 to 850.35%0.35%0.60%1.10%1.10%1.10%ProSaver Platinum 7 Year*ProSaver Platinum 8 YearProSaver Platinum 9 YearProSaver Platinum 10 Year*ProSaver Platinum 15 YearN/AFixed Annuity with Guarantee Lifetime Withdrawal Benefit (GLWB)American Pathway Fixed Annuity Plus IncomeGuarantee Term7 & 107 & 10Ages0-8081-90New Contracts3%2%New York Life Clear Income Fixed Annuity w/ Lifetime Withdrawal GuaranteeGuaranteed Term7 year3.00% (50-75)Renewal (1st renewal only)2.00% (50-75)Page 3 of 6Ages0-80**81-90**Renewal Commission Payable *2%1%
5/28/2015Currently Sold Annuity ContractsPacific Income Advantage (issued 02-Dec-2013)Rate Guarantee PeriodIncome Advantage 7 through 10 yearNew ContractsAges 0-80Ages 81-853.00%1.50%Renewals*Ages 0-80*Ages 81 *2.00%1.00%Single Premium Immediate Annuity (SPIA)American Pathway Immediate Annuity (SPIA) (formally AG Platinum Income Annuity)Payout optionsCommissionLife Payout Options4%Period of 5-6 years*2%Period of 7-14 years*3%Period of 15-40 years*4%*For the American Pathway Immediate Annuity, the "period" for the Period Certain Only commission rates is calculated based upon the length of the payout period.Lincoln Insured Income Annuity (SPIA)All payout optionsCommission4.00%MassMutual RetireEase (SPIA)Payout OptionsPeriod Certain 5-9 yearsPeriod Certain 10-30 yearsAll Other OptionsCommission3.00%4.00%4.00%MetLife SPIA USAPayout OptionsImmediate 5-Year Period CertainImmediate 6-9 Year Period CertainImmediate 10-Year Period CertainImmediate with Life ContingentCommission2.50%3.00%4.00%4.00%New York Life Guaranteed Period Income Annuity IIAmountLess than 1,000,000Terms5 - 9 Years2.00%Terms10 - 14 Years3.00%Page 4 of 6Terms15 - 30 Years4.00%
5/28/2015Currently Sold Annuity Contracts 1,000,001 to 3,000,000 3,000,001 2.00%3.00%Determined on case by case basis. Contact New York Life.New York Life Guaranteed Lifetime Income Annuity IIAll payout options4.00%Commission4.00%Pacific Income Provider Immediate AnnuityPayoutImmediate Period Certain- 5-9 yearsImmediate Period Certain- 10-30 yearsLife Only or ContingentCommission3.00%4.00%4.00%Protective LifeProSaver and ProPayer (effective 1/2/2006)Commission4.00%Deferred Income Annuity (DIA)American Pathway Deferred Income Annuity (formally Future Income Annuity Achiever)Payout optionsCommissionLife Payout Options5%Duration of 5 Years, but 7 Years**2%Duration of 7 Years, but 15 Years**3%Duration of 15 Years, but 41 Years**4%Duration of 41 Years**5%**For the American Pathway Deferred Income Annuity (formally Future Income Annuity), the "period" for the Period Certain Only commission rates is calculatedbased upon the length of the payout periodLincoln Deferred Income PlannerAll payout optionsCommission5.00%Mass Mutual RetireEase ChoiceAll payout optionsCommission5.00%MetLife Guaranteed Income BuilderAll payout optionsCommission5.00%Page 5 of 6
Currently Sold Annuity ContractsNew York Life Guaranteed Future Income IIAll payout optionsCommission5.00%Pacific Secure Income (Deferred Income Annuity)All payout optionsCommission5.00%Page 6 of 65/28/2015
American Legacy/ChoicePlus/i4Life ; 50,000- 99,999 4.50% 0.25% ; Pacific Life ; Destinations A-Share . **For the American Pathway Deferred Income Annuity (formally Future Income Annuity), the "period" f
