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/IFRealtyGroup/IFRealty/IFRealtyGroupTop Ways We Assist Our Clients in Real Estate Acquisition:1. Sign up to our site, HomeFinderNashvilleTN.com; Set the search criteria, & get New/ReducedProperty Alerts in real time "The early bird gets the worm" applies in the current market, withmore buyers than there are hot homes. The 1st Buyer to know about new properties available, canbe the first to bid & win the perfect home.2. We have a team of buyer specialists, who will set up previews & show Same Day of your call in.If you spot the right home for you, we'll make sure to get you in ASAP. If 1 of our agents is out ofpocket, we'll make sure another is available for your needs. Guaranteed.3. We do accurate Market Research on the home You're interested in.We realize the power in market knowledge. Don't leave your offer up to guessing if it's a "fair offer".We'll pull research & tell you what criteria we use & why it's important. Your equity depends on it.4. We will give Honest Advising in regards to strategizing & submitting your offer.We know who should pay for what & how to convey that to each seller's agent. Let our experiencehere, save you thousands up front.5. We Partner with & Recommend only the Best in our Industry.We have all Contacts available to provide you with the right Lender, Closing Attorney, Inspectors,Repair contractors. We've worked with our Service Providers time & time again, & that's becausethey provide quality service at affordable rates.6. You will have your very own Closing Coordinator.Not only will you have an professional Agent, but also an experienced closing coordinator who istrained to systematically guide your transaction through the closing process. Customer Service is Our#1 Goal for You, Our Client.Call Jon Cruz at 615.905.6157OR Email: IFRealtyGroup@gmail.comNashville's #1 FREE MLS Home Search Tool
Buyer's To-Do ChecklistBelow are actions which will need to be taken along the closing process: Get a Pre-Approval letter from the lender you've selected to get financing through;a proof of funds statement from your bank if using cash. Not having this with anoffer can risk not being accepted, leaving time for another buyer to bid.Our preferred lender is: Brad Denton, Prime Lending Branch Manager,bdenton@primelending.com & Mobile: 615-400-4024. MLS Home Search Tool: www.HomefinderNashvilleTN.com will have allproperties, including foreclosures, REO's, & Short Sales the same as agentshave access to. Check with your insurance company for home-owners insurance rates. Getit set up & ready to go, once we're moving forward on a property. If you haven't already, review the home warranty brochure provided, &decided if you're wanting 1 year home protection. Be sure to bring your checkbook in case we fill out & submit any offers. Thisis for an Earnest Money Check. We will send the listing agent a copy of thiswith the offer, and it won't get mailed until we get a bound agreement onboth sides. Be sure to take any necessary classes needed prior to closing, if yourlender/loan type requires it. A termite inspection is typically a buyer expense. We have provided a listof local inspectors from the better business bureau top recommendations. A home inspection is traditionally a buyer expense. We have provided a listof local home inspectors that we have used on numerous past inspections,for your convenience. Call the utility providers a few days prior to the expected closing, to geteverything switched over in your name.
Home Inspector ListHere is our preferred list of inspectors, who have performed satisfactory inspections for our clients in the past. Although we'veexperienced good results, we always suggest that you select an inspection company that you're comfortable with.1.All Pro Home ey he Home Team615-874-1551 / 587-4939www.tnhometeam.netOTHER PROFESSIONALS:Structural Engineer1. USS United Structural SystemsRobert Elamelam@usstn.com2111 Boat Factory RdPleasant View, TN 37146615-456-5345 - Mobile615-227-2275 - Office
Termite InspectorsIf the current owner has a termite policy, that termite company may provide a clear termite letter.We will check with thte seller, and then remind you to set this up.1.Home Pest Control of Middle Tennessee, Inc.Phone: (615) 874-8600 Fax: (615) 874-08652841 Lebanon Road,Nashville, TN 37214See more at: .S. Pest ProtectionPhone: 615-590-126049 Industrial Park Dr.Hendersonville, TN 37075Email: info@uspest.comWeb: www.uspest.com3.United Exterminating of Tennessee(615) 868-6655252 E Old Hickory Blvd,Madison, TN 37115See more at: Shield Pest Control, Inc.(615) 255-88082206 Dortch Ave, Nashville, TN 37210-4906www.homeshieldxp.comSee more at: lle-tn-37026722#sthash.MOeZLc8s.dpuf5.Termite InspectorPestcontrol.com6. ACE Exterminating Co., Inc. ACE offers free inspections & Quotes for anyWildlife ControlTermite ControlFungus, Mold, &Moisture ControlPest Management & PreventionBed Bug TreatmentproblemEmail: com615-876-7185
Agent-Referral ProgramSafeHaven Security Real Estate Agent-Referral Program—Customer IncentivesThrough our Real Estate Agent-Referral Program, getan ADT monitored alarm system installed for just 99up front and as an added bonus you will get back a 100 Visa Gift Card from SafeHaven Security Services.“SafeHaven Security is agreat company that reallycares about theircustomers! Thank you somuch for listening to ourproblem, resolving it, andtrusting in your clients. Wewill highly recommend youto our friends and familyafter making us #1! Thankyou again!.”-Brandy HammackWith ADT Pulse you are ableto arm and disarm youralarm system remotely viaany capable smart phone orinternet connection fromanywhere in the world.The system is also capable ofsending custom notificationsabout system activity viatext or email. For example,know exactly when the kidsarrived home safely, whencarbon monoxide levelschange or when the smokedetector goes off.“ 99.00 Customer Installation Charge. 36-month monitoring agreement starting at 36.99 per month ( 1,331.64)required. 24-month monitoring agreement required in California starting at 36.99 per month( 896.76). Form of payment must be by credit card or electronic charge to your checking or savings account. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit historyrequired. Certain restrictions may apply. Offer valid for new ADT Authorized Dealer customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer.”Licenses AL: 1493 AZ: ROC 255474 CA: ACO5325 ACQ4665 FL: EF20000905 GA: LV406182 IL: 127001386 124-001721 MD: 107-1696 MI: 3601205667 MN: TS000034 MS: 15019531 NJ: 34BX00006600 NY:12000077734 NC: 2228-CSA OK: 1802 OR: 24-478CLE PA: PA040539 SC: BAC 13574 TN: 1708 1720 TX: B14839 VA: 11-6402 WA: SAFEHHS898B5ADT Pulse Interactive Solutions Services, which help you manage your home environment and family lifestyle, requires the purchase and/or activation of an ADT alarm system with monitored burglary serviceand a compatible computer, cell phone or PDA with Internet and email access. These ADT Pulse Interactive Solutions Services do not cover the operation or maintenance of any household equipment/systemsthat are connected to the ADT Pulse Interactive Solutions Services/Equipment. All ADT Pulse Interactive Solutions Services are not available with the various levels of ADT Pulse Interactive Solutions Services. AllADT Pulse Interactive Solutions Services may not be available in all geographic areas. Standard message and data rates may apply to text alerts. You may be required to pay additional charges to purchaseequipment required to utilize the ADT Pulse Interactive Solutions Services features you desire.
A HOM E WA R R A N TY SER VI CE F R OM F I R ST A M ERIC ANA Home Warranty ServiceFrom First AmericanYou know you wanta little peace of mind.www.firstam.com/warrantyService. Value. Integrity.Home warrantycoverage starts atonly 395for single-familyhomes!YourHOME WARRANTYSolutionAvailable forREO’s & Short SalesMid-South
Protect Your Budget &Enjoy Your HomeFirst American offers affordable home warranty plans that cansave you time, energy and thousands of dollars on coveredhome system and appliance repairs.How to Use YourHome Warranty:1. Call us or go online any time acovered Item fails:www.firstam.com/warranty800.992.34002. Once we receive your servicerequest, we will have a localservice technician call youto arrange a convenient dayand time to go to your homeand diagnose the problem.3. At the time of theappointment, you’ll paythe technician theservice call fee.If you’re selling your home, a home warranty is a great wayto minimize the risk of costs and delays during the listing period,giving your home a competitive advantage. Potential buyers canfeel confident that they’ll have First American to assist withunexpected repairs after the sale.If you’re a buyer, you can protect your investment and enjoyyour home. From the very first day your coverage begins, you’llhave repair service and budget protection for costly breakdownsthat can and often do occur after the purchase of a home.Whether you’re buying or selling, home repairs can be quick,easy and affordable. No more hassles looking for a reputablecontractor you can trust.First American. Your Home Warranty Solution.Why Should You ChooseFirst American?Since 1984, we have been providing unparalleled service, valueand integrity to millions of homeowners across the nation. Theon-going loyalty and support from our customers hascontributed to our longevity and success, and we are honoredAAHomeServiceHome WarrantyWarranty ServiceFromAmericanFrom FirstFirst Americanthat homeowners continue to choose First American as theirHome Warranty Solution.2
“ I support our relationship with First American Home Warranty.Should a claims issue arise, I know we can depend on FirstAmerican to be there not only for our buyers and sellers, but alsofor our agents. I appreciate the service, value, and integrity that”they provide.- Jody, Chula Vista, CA*“ It has been years since any company, or companyrepresentative, has accorded me the respect, and demonstrated”sincere appreciation for my business, as has First American.- Leo, Russellville, AR**Those providing testimonials are not employees of First American nor were they paid for their testimonial.What repairs/replacements can costwithout the protection of a First American home warranty.RepairItemReplacementHeating System 629 1,940Water Heater 425 2,308Plumbing 1,873 2,615Air Conditioning 837 2,725Oven/Range 1,145 1,576Refrigerator 1,171 1,305Electrical System 752 1,306Based on actual invoices paid by First American in 2011 after service fees; costs may varyin your geographic area. Items listed may be optional or not available on some plans; please reviewthe sample contract for specific coverage, terms and limitations.3We’ll be happy toanswer any questionsyou may have.Just call us:800.444.9030First AmericanPhone Applications:800.444.9030Fax Applications:800.772.1151Service Department:800.992.3400Online Services:www.firstam.com/warranty
Sample Contract CoverageSHOULD YOU NEED SERVICEBASIC CONTRACT COVERAGEPLEASE READ THIS CONTRACT CAREFULLY andthen place your claim at www.firstam.com/warrantyor by calling (800) 992-3400.Company shows examples of components “not covered” to assistyour understanding of this Contract; and examples are not exhaustive. It is also important to review Limits of Liability as well asthe Options Ordered section of your Home Warranty Summarypage.Have your Contract number, make or model of covered Item andcomplete street address available. You will pay the 60 service callfee when the independent contractor (Contractor) arrives at yourhome (one time service call fee per Contract for SubterraneanTermite Treatment is 200).PLUMBING — COVERED Pressure regulators Circulating hot water pump Whirlpool bath motor, pump and air switch assemblies Permanently installed sump pumps (ground water only) Valves: shower, tub, diverter, riser, angle stop and gate valves Leaks and breaks of water, drain, gas, vent or sewer lines (exceptcaused by freezing) Toilet tanks, bowls and mechanisms (replaced with white builder’sstandard as necessary)IMPORTANTThis is a Contract for repair or replacement of specified appliancesand home systems. This Contract covers only the Items specificallyidentified in this Contract as covered and excludes all others. Itemsare not covered unless they are in safe working order at the startof coverage. To be covered, Items must be installed for diagnosisand located within the confines of the perimeter of the foundationof the primary living quarters or garage (except well pump, septictank, sewage ejector pump, pressure regulator, air conditioning andpool/spa equipment; when applicable). This Contract provides coverage for unknown defects if the defect is not detectable throughvisual inspection or simple mechanical test (excluding renewal andnon-real estate transaction customers). Items include malfunctioning systems and appliances due to lack of maintenance, rust, corrosion and chemical or sedimentary build-up. First American HomeBuyers Protection Corporation (Company) will not reimburseyou for services performed without approval.Not Covered: Fixtures, faucets, filter, shower head, shower arm, shower enclosureand base pan, caulking and grouting, septic tank, hose bibbs, flow restrictions infresh water lines, water conditioning equipment, sewage ejectors, saunas or steamrooms, whirlpool jets and fire suppression systems.NOTE: Company is only responsible for providing access for covered plumbing repairs through unobstructed walls, floors or ceilings and will return the opening to arough finish. Coverage for diagnosis, access, repair or replacement of Items locatedin or below a concrete slab and Items encased in or covered by concrete is limitedunder this Contract to a maximum of 500 in the aggregate.PLUMBING STOPPAGES — COVERED Clearing of stoppages in sink, tub, shower drains and toilets.Clearing of sewer and mainline stoppages (including hydrojettingif stoppage is unable to be cleared with cable) to 125 feet of pointof access where ground level cleanout is existing. Clearing of lateral drain lines to 125 feet from point of access including accessible cleanout, p-trap, drain or overflow access point.COVERAGE TIME AND RENEWALYou must report defects or malfunctions to Company during theterm of this Contract.1. Coverage begins on Contract Effective Date and continues for 12months, except;A. Basic Seller’s Coverage and Seller’s Options (if elected) startsupon receipt of Contract number and continues until expiration of the initial listing period not to exceed 180 days oruntil close of sale or listing cancellation (whichever is first).Seller’s Coverage may be extended at the discretion ofCompany.B. New Construction Coverage begins 12 months after theclose of sale and continues for 36 months.2. Payment is due at close of sale and must be received byCompany within 30 days.3. Offer for future coverage is at Company’s sole discretion. You willbe notified of rates and terms for continuation of coverage.Not Covered: Stoppages caused by foreign objects, roots, collapsed or brokenlines outside the foundation, access to drain or sewer lines from roof vent, costs tolocate, access or install a ground level cleanout and removal of toilets.WATER HEATER — COVERED(Includes tankless water heaters) All parts, except;Not Covered: Holding or storage tanks, flues and vents, fuel storage tanks andsolar equipment.4
ELECTRICAL — COVEREDADDITIONAL COVERAGE FOR BUYER ANDOPTIONAL COVERAGE FOR SELLER Wiring Plugs Junction boxes Switches and fuses Conduit Telephone wiring Circuit breakers (including ground fault) Panels and sub panelsNOTE FOR SELLER: Heating, Central Air Conditioning and Ductwork coverage isoptional for the Seller at an additional charge. If elected, Company will pay up to 1,500 during Contract term for such coverage.Not Covered: Door bells, computer, audio, video, intercom, fixtures, alarm – andall associated wiring or cables. Inadequate wiring capacity, sensor, relay, low voltagesystems, timed circuits, phone jacks and wiring which is the property of the phonecompany.HEATING — COVERED Heat pump Heating elements Radiators Gas, electrical, oil furnaces Gas valves to furnace Thermostats (including base) Baseboard convectors Heat pump refrigerant recharging Hydronic circulating pumpsKITCHEN APPLIANCES — COVERED Dishwasher Garbage Disposal Instant Hot Water Dispenser Trash Compactor Oven/Range/Cooktop Microwave Oven (built-in only)Not Covered: Auxiliary space heaters, cable heat, mini-split ductless systems (including heat pump versions), filters (including electronic air cleaners), registers, fuelstorage tanks, heat lamps, fireplaces and key valves, humidifiers, baseboard casingsand grills, chimneys, flues and vents, underground or outside components and piping for geothermal or water source heat pumps, well pumps and well pump components for geothermal or water source heat pumps, grain, pellet, or wood heatingunits (even if only source of heating), electronic, computerized, pneumatic and manual system management and zone controllers and heat pump refrigerant recapture,reclaim and disposal.Not Covered: Rotisseries, handles, lights, knobs, dials, racks, baskets, rollers, removable trays, removable buckets, door glass, interior lining, lock assemblies,magnetic induction units, meat probe assemblies and clocks (unless they effect theprimary function of the unit).NOTE:GARAGE DOOR OPENERS — COVERED Switches Motor Receiver unit Push arm Coverage for diagnosis, access, repair or replacement of heating systems utilizing steam, heated water or glycol is limited under this Contract to a maximum of 1,500 in the aggregate. Capacitor Track assembly Carriage If Company determines that a package unit or the condenser of a central air conditioning or heat pump split system must be replaced, Company will replace theunit with a unit that meets current federal, state or local government efficiencystandards. This note also applies to Central Air Conditioning.Not Covered: Remote transmitters, adjustments, doors, hinges and springs.NOTE: Company will not proceed with diagnosis, repair or replacement of a unituntil current safety standards are met.CENTRAL AIR CONDITIONING — COVERED Refrigeration System (Includes heat pump) Thermostats Refrigerant lines Condensing unit Air handling unit Refrigerant recharging Liquid and suction line dryers Fuses, breakers, disconnect boxes and wiring Evaporator coils (including thermostatic expansion valves) Evaporative Cooler Built-in Electric Wall UnitsCENTRAL VACUUM SYSTEM — COVERED All parts, except;Not Covered: Hoses and accessories which are removable.NOTE: Company is not responsible for gaining or closing access to floors, walls orceilings to locate the malfunction or to effect repair or replacement.ATTIC AND EXHAUST FANS — COVERED All parts.Not Covered: Mini-split ductless systems (including heat pump versions), registers,grills, filters (including electronic air cleaners), gas air conditioners, window units,underground or outside piping and components for geothermal or water sourceheat pumps, humidifiers, cooler pads, roof jacks or stands, electronic, compute
ADT Pulse Interactive Solutions Services, which help you manage your home environment and family lifestyle, requires the purchase and/or activation of an ADT alarm system with monitored burglary service and a compatible co
