CONTRACT PROVISIONS - Extended Vehicle Warranty

Transcription

MERCURY MECHANICAL PROTECTIONMERCURY SELECT MANAGEMENT COMPANY, INC.Contract Provisions - Part B, together withApplication - Part A, completes the ContractVEHICLE SERVICE CONTRACTCONTRACT PROVISIONS - PART BSECTION I. DEFINITIONS(See additional Definitions on page 2.)SAMPLEIn this Contract, certain words that appear in bold have the following special Meanings:"We", "Us", and "Our", mean Mercury Select Management Company, Inc."You", "Your", “I” and "Contract Holder" mean the person named as the registered owner of the covered Vehicleidentified in the Application."Vehicle" means only the private passenger automobile or truck listed as the covered Vehicle in the Application."Mechanical Breakdown" means the inability of a properly maintained component to function as intended by themanufacturer, except as specifically set forth herein. Normal wear and tear that exceeds the manufacturer’soperating specifications constitutes a Mechanical Breakdown. Note: Minor loss of fluid is considered normal anddoes not constitute a Mechanical Breakdown."Repair Cost" means the parts and labor expense necessary to repair or replace any Covered Component that is the result ofa covered Mechanical Breakdown. We may use replacement components of a like kind and quality that may berebuilt, remanufactured, or used. Parts pricing will be determined by the lesser of Your Vehicle manufacturer’ssuggested retail price or the suggested retail price of a like kind and quality part, whichever is authorized by Us. Laborhours will be determined by a current nationally recognized flat rate labor guide times the average customer pay ratein the repair location area. Repair Cost includes the required sales tax associated with the covered MechanicalBreakdown, according to state specific laws, excluding shop supplies and environmental disposal charges.Repair Cost does NOT include excluded items, or items not named in the coverage level You purchased suchas Deluxe or Select. Authorized replacement components must have a parts and labor warranty no less than12 months or 12,000 miles."Deductible" is the amount shown on the signed Application that You are responsible to pay for each covered repairvisit. If a previously Covered Component fails for a subsequent time, during the term of this Contract, noDeductible shall apply to those subsequent repair visits, unless additional Covered Components not previouslycovered are also being repaired.“Maintenance Records” means the original verifiable receipts or invoices which confirm that all Vehicle maintenancehas been performed as required by this Contract. Refer to Conditions of Coverage and the Vehicle Maintenancesections of this Contract."Prior Authorization" means You must obtain authorization and ensure that an approval number is issued by Us prior toany repairs being performed on Your Vehicle. However, also see Section IV, Conditions of Coverage,Subsection 3, related to Emergency Repairs.I have read this Contract in its entirety and am aware of the following:1.2.3.4.5.6.7.The Coverage I have selected expires on the expiration date shown in the Application, or when the number ofmiles specified in the Application has been driven, whichever occurs first.The components and parts covered under this Contract are listed under SECTION II. WHAT THISCONTRACT COVERS.I understand that in order to keep this Contract in effect, I must have my Vehicle serviced as indicated in SECTIONIV. CONDITIONS OF COVERAGE, PART 1. VEHICLE MAINTENANCE.I understand if I have a Mechanical Breakdown I am to follow the instructions listed under SECTIONIV. CONDITIONS OF COVERAGE, PART 2. WHAT TO DO WHEN A BREAKDOWN OCCURS.I understand that I have the right to cancel this Contract and receive a refund as indicated under SECTION V.GENERAL PROVISIONS, 7. CANCELLATION.I understand that this Contract contains a certain number of exclusions which are listed under SECTION III. WHATIS NOT COVERED.The implied warranty of merchantability on the motor Vehicle is not waived if the Contract has been purchased withinninety days of the purchase date of the motor Vehicle from a provider who also sold the motor Vehicle covered bythe Contract.Contract Holder's Signature:MMPDLRCCMANW0620171

E“Commercial Use” means, but is not limited to, the use of Your Vehicle for activities such as farming, ranching, rodeo,route work, job-site activities, deliveries, service calls, construction, hauling, daily rental, or carrying passengers forhire, whether Your Vehicle is licensed, registered or titled for commercial purposes or not, or licensed, registered ortitled to a corporation or not. Commercial Use Vehicles are eligible except Vehicles that are being used for, or will be used for, thefollowing types of Commercial Use: commercial taxi, rental, mail carrier, snow plow, oil field, police orsecurity, ambulance, shuttle service, tow truck, auto transport, road construction, fire or rescue, wasteremoval, dump truck, winch truck, hazardous material transportation, racing or competitive driving or anymilitary/federal/ state/city/government use.“Actual Cash Value” means the average private party value of Your Vehicle as published in the Kelley Blue Book UsedVehicle Value Guide at the time of the current covered Mechanical Breakdown repair visit, adjusted for the currentVehicle mileage, any physical damage, and factory installed optional equipment. Your Vehicle's Actual CashValue will be determined using Kelley Blue Book's "Good Condition" designation.“Covered Component” for ULTIMATE Coverage means a component of Your Vehicle that is not excluded in this Contract."Covered Component" for DELUXE or SELECT Coverage means a component of Your Vehicle that is specifically named inthe coverage level You purchased.“Road Hazard” means any foreign object accidentally driven over on a public highway or road."Cumulative" means the total amount of all authorized and paid losses under all coverages. The Cumulative amount is used todetermine this Contract's MAXIMUM LIABILITY.PLSECTION II. WHAT THIS CONTRACT COVERSCOVERAGE A. MECHANICAL BREAKDOWN REIMBURSEMENTDuring the term of this Contract, We will reimburse You, or an authorized repair facility, the Repair Cost to repair or replace anyCovered Component of Your Vehicle that has experienced a Mechanical Breakdown, less any applicable Deductible.Under all Coverages, the Mechanical Breakdown must occur and be reported during the term of this Contract.Coverage for any Mechanical Breakdown under any Coverage is subject to the terms and conditions of this Contract,including the Application. In addition, You are responsible for paying the Deductible for the repair or replacement of CoveredComponents for each repair visit, and You are responsible for paying the cost to repair or replace any non-covered items orservice.MMAXIMUM LIABILITYOUR CUMULATIVE MAXIMUM LIABILITY UNDER THIS CONTRACT FOR ULTIMATE AND DELUXECOVERAGE IS LIMITED TO THE ACTUAL CASH VALUE OF YOUR VEHICLE AS DEFINED HEREIN, OR TWOTIMES THE PRICE YOU PAID FOR THIS CONTRACT, WHICHEVER AMOUNT IS GREATER. OURCUMULATIVE MAXIMUM LIABILITY FOR SELECT COVERAGE IS LIMITED TO 3,500.00 OR TWO TIMES THEPRICE YOU PAID FOR THIS CONTRACT, WHICHEVER AMOUNT IS GREATER.SAIn the event, the Cumulative Maximum Liability has been reached and payment is not being made to arepair facility toward actual covered repairs, the payment will be made to the seller, the Vehicle'slienholder, or to You at Our discretion. Once the CUMULATIVE MAXIMUM LIABILITY has been reached,this Contract's coverage, transfer and cancellation rights terminate and no future benefits will beavailable. We may deduct any unpaid portion of the contract purchase price from any covered claim amountreaching this contract’s cumulative Maximum Liability.MECHANICAL PROTECTION COVERAGERefer to the Contract Application to determine the Coverage Level of this Contract; ULTIMATE, DELUXE or SELECT.ULTIMATE COVERAGEUnder ULTIMATE Coverage, We will reimburse You or an authorized repair facility the Repair Cost to repair or replace anyComponent of Your Vehicle, not excluded under SECTION III. WHAT IS NOT COVERED, that has experienced aMechanical Breakdown less any applicable Deductible.MMPDLRCCMANW0620172

DELUXE COVERAGEUnder DELUXE Coverage, We will reimburse You or an authorized repair facility the Repair Cost to repair or replace anyComponent of Your Vehicle named in this section:SAMPLEEngine Covered Components: Cylinder block, Cylinder head(s), Turbocharger/Supercharger and their internal components;Mounts; Timing gears; Timing/Balance shaft chain/belt, guides, tensioners, sprockets and cover; Flywheel/Flex-plate; Harmonicbalancer; Oil pan; Oil pump; Intake manifold; Valve cover(s); Waste gate; Engine oil pressure gauge; Engine oil and filter only inconjunction with covered Mechanical Breakdowns.Transmission/Transaxle Covered Components: Transmission and transaxle cases and their internal components; Mounts;Torque converter; Vacuum modulator; Transmission oil cooler; Gear shift lever; Transmission shift linkage; Pan; Transmissionfluid and filter only in conjunction with covered Mechanical Breakdowns.Transfer Case Covered Components: Transfer case and its internal components; Mounts; Transfer case fluid only inconjunction with covered Mechanical Breakdowns.Drive Axle Covered Components: Final drive and axle housings and their internal components; Axles; Axle shafts andbearings; Propeller shafts; Hubs; Constant velocity joints; Universal joints; Center bearings; Yokes; Hub bearings; Locking rings;Drive axle fluid only in conjunction with covered Mechanical Breakdowns.Hybrid/Electric Covered Components: Onboard Power Generator Assembly; Onboard Battery Charger; Electric Drive MotorAssembly; Electric Drive Motor Mounts; Electric Drive Motor Power Relay; Hybrid Starter Assembly; Control Panel Display Unit;Current Sensor; Combination Meter Assembly; Combination Meter Computer; Electric Water Pump; Cooling System Reservoir;Battery Junction Bus; Battery Junction Board; Battery Cooling Blower Assembly; Battery Cooling Blower Motor Control;Battery Thermistor; Battery Heater; Electric Inverter Assembly and Converter; Main Switch Assembly; System Main Relay;Power Source Control Computer.Suspension Covered Components: Wheel bearings; Sway bar and its bushings and linkage; Upper and lower control arms;Control arm shafts and bushings; Upper and lower ball joints; Strut bar; Spindle and support.Steering Covered Components: Gear housing, rack assembly and their internal components; Control valve and cylinder;Power cylinder assembly; Steering column shaft(s) and their couplings; Steering knuckle; Power steering pump, pulley, andmounting bracket; Pitman arm; Idler arm; Drag link; Steering column bearings; Power steering fluid only in conjunction withcovered Mechanical Breakdowns.Engine Cooling Covered Components: Radiator fan motor; Water pump and pulley; Fan clutch; Fan shroud; Radiator coolantrecovery unit; Electric radiator fan motor relay/switch; Electric radiator fan motor sensor; Engine coolant temperature gauge;Engine coolant only in conjunction with covered Mechanical Breakdowns.Brake Covered Components: Master cylinder; Power brake assist boosters; Backing plate assembly; Brake pedal assembly;Parking brake pedal; Parking brake cable; Parking brake release mechanism; Self adjusters; Brake lines and fittings; Brake fluidonly in conjunction with covered Mechanical Breakdowns.Ignition and Charging Covered Components: Alternator; Voltage regulator; Ignition coil; Electronic ignition module;Electronic ignition distributor; Throttle position sensor; Fuel control temperature sensor; Idle control actuator; Manifold vacuumsensor; Crankshaft position sensor; Camshaft position sensor; Alternator pulley and mounting bracket; Igniter; Volt/Amp gauge.Electrical Covered Components: Starter motor; Starter motor drive; Starter motor solenoid; Wiper motors; Manually operatedelectrical switches; Horn and horn relay; Electric window motors; Electric mirror motors; Cruise control module; Cruise controlactuator; Electric door lock relay and actuator; Electric trunk/tailgate/hatchback actuators; Backup light switch; Brake lightswitch; Door-operated courtesy light switches; Neutral safety switch; Windshield washer pump; Cigarette lighter(s); Auxiliarypower point; Tachometer; Headlamp dimmer switch; Map lights; Clock.Fuel System Covered Components: Fuel tank; Fuel pump; Accelerator pedal; Fuel pressure regulator; Fuel level sending unit;Accelerator pedal linkage; Fuel pressure sensor; Fuel pump relay; Fuel shutoff control; Fuel tank filler pipe; Metal fuel lines; Fuelgauge.Factory Installed Air Conditioning Covered Components: Compressor; Accumulator/Drier only in conjunction withcompressor replacement; Condenser; Evaporator; Compressor clutch and coil; Compressor pulley and mounting bracket;Expansion valve; Orifice tube; Idler pulley and bearing; Manual temperature control selector head; Blower motor; Heater controlvalve; Idler pulley tensioner; Refrigerant and oil only in conjunction with covered Mechanical Breakdowns.Under DELUXE Coverage, seals and gaskets are covered only for the above listed components.Deluxe Coverage is limited to the above-named components.ANY PART NOT LISTED ABOVE IS NOT COVERED.MMPDLRCCMANW0620173

SELECT COVERAGEUnder SELECT Coverage, We will reimburse You or an authorized repair facility the Repair Cost to repair or replace anyComponent of Your Vehicle named in this section:PLEEngine Covered Components: Cylinder block, Cylinder head(s), Turbocharger/Supercharger and their internal components;Timing gears; Timing/Balance shaft chain, guides, tensioners, sprockets and cover (excluding timing belt); Oil pan; Oil pump;Valve cover(s); Waste gate; Engine oil and filter only in conjunction with covered Mechanical Breakdowns.Transmission/Transaxle Covered Components: Transmission and transaxle cases and their internal components; Torqueconverter; Vacuum modulator; Gear shift lever; Transmission shift linkage; Pan; Transmission fluid and filter only in conjunctionwith covered Mechanical Breakdowns.Transfer Case Covered Components: Transfer case and its internal components; Transfer case fluid only in conjunction withcovered Mechanical Breakdowns.Drive Axle Covered Components: Final drive and axle housings and their internal components; Axles; Axle shafts; Propellershafts; Constant velocity joints; Universal joints; Yokes; Drive axle fluid only in conjunction with covered MechanicalBreakdowns.Engine Cooling Covered Components: Radiator fan motor; Water pump and pulley; Fan clutch; Fan shroud; Engine coolantonly in conjunction with covered Mechanical Breakdowns.Brake Covered Components: Master cylinder; Power brake assist boosters; Backing plate assembly; Brake pedal assembly;Parking brake pedal; Parking brake release mechanism; Brake fluid only in conjunction with covered MechanicalBreakdowns.Charging System Covered Components: Alternator; Voltage regulator; Alternator pulley and mounting bracket.Electrical Covered Components: Starter motor; Starter motor drive; Starter motor solenoid.Factory Installed Air Conditioning Covered Components: Compressor; Accumulator/Drier only in conjunction withcompressor replacement; Condenser; Evaporator; Compressor clutch and coil; Compressor pulley and mounting bracket;Expansion valve; Orifice tube; Blower motor; Refrigerant and oil only in conjunction with covered Mechanical Breakdowns.Under SELECT Coverage, seals and gaskets are covered ONLY in conjunction with a covered repair.Select Coverage is limited to the above-named components.MANY PART NOT LISTED ABOVE IS NOT COVERED.ADDITIONAL COVERAGESALL ADDITIONAL COVERAGES MAY NOT APPLY.Refer to Your Contract Application – Part A to determine the ADDITIONAL COVERAGES INCLUDED.SARENTAL VEHICLE REIMBURSEMENT 0 DeductibleWe will pay Your actual expenses to rent a replacement vehicle from a licensed rental agency if Your Vehicle is held by aRepair Facility for a covered repair. Rental reimbursement shall not exceed 35.00 per day for a maximum of five (5) days forany one Mechanical Breakdown. If a covered repair cannot be completed within the first five (5) days of a rental period dueto a parts delay or other reasonable cause, the five (5) days maximum is extended to ten (10) days. Rental Reimbursement isavailable beginning on the first day of the covered repair.EMERGENCY TRIP INTERRUPTION REIMBURSEMENT 0 DeductibleIf a covered Mechanical Breakdown disables Your Vehicle overnight, more than 100 miles from Your residence, We willreimburse You for the verifiable and receipted expenses You incur for food and accommodations for the first threeconsecutive days while Your Vehicle is being repaired. Reimbursement will not be provided for the purchase of alcoholic beverages.Reimbursement is limited to a maximum of 150.00 per day and will not exceed 450.00 peroccurrence.MMPDLRCCMANW0620174

TOWING / ROAD SERVICE / LOST KEY / LOCK OUT 0 Deductible In the event Your Vehicle becomes disabled or inoperable during the term of this Contract, Towing and Road Service isavailable, limited to (1) one occurrence per 24-hour period.In the event the keys to Your Vehicle are lost, broken, or locked in Your Vehicle during the term of this Contract, LostKey/Lockout service is available, limited to (1) one occurrence per 24-hour period.You only pay for any amounts that may exceed the coverage limits, 100.00 per occurrence for Towing, Road Service orLost Key/Lockout Service.To utilize these benefits, call 1-888-833-1287 and provide Your Vehicle’s Identification Number (VIN). CONSEQUENTIAL LOSSEProvides coverage for the repair or replacement of non-covered components which are damaged by the failure of aCovered Component. Coverage under this Section supersedes any exclusion contained in this Contract to thecontrary. Consequential loss coverage shall not exceed a total aggregate payment of 2,000.00 for the entireterm of this Contract and applies to this Contract’s Cumulative Maximum Liability.Consequential loss coverage shall not apply to the repair or replacement of any component damaged by thefailure of a non-Covered Component or by any excluded causes of damage listed in this Contract.SPECIAL ELECTRONICSPLNot available with Select CoverageMThe following additional components of Your Vehicle will be covered under this Contract: GPS/Navigation System; NightVision System; Video components (e.g. back-up camera, video touch screen, DVD player, video game player); andProximity sensors. This coverage applies to manufacturer-installed base units only and does not include software containedtherein, cleaning/adjusting, programming, or updates. In addition, the following items are excludedunder this coverage: all media (for example, digital storage media, cassettes, compact discs, DVDs, andgame cartridges), subscription fees or services, and all handheld wired or remote controls or devicesincluding wiring to handheld devices.SECTION III. WHAT IS NOT COVEREDNOT ALL COMPONENTS OF YOUR VEHICLE ARE COVERED BY THIS CONTRACT. THE COMPONENTS ANDCONDITIONS LISTED BELOW ARE SPECIFICALLY NOT COVERED BY THE TERMS OF THIS CONTRACT:REPAIR OR REPLACEMENT OF COMPONENTS THAT ARE RECOMMENDED OR REQUIRED SOLELY THEENACTMENT OF ANY LOCAL, STATE, OR FEDERAL LAW, RULE OR REGULATION. NOR DOES THISCONTRACT COVER ANY REPAIR OR REPLACEMENT OF COMPONENTS RECOMMENDED ORREQUIRED SOLELY BY A MANUFACTURER'S TECHNICAL BULLETIN OR MANUFACTURER UPDATEWHEN NO FAILURE HAS OCCURED.SA1.2.NON-MECHANICAL, NON-ELECTRICAL, NON-PNEUMATIC OR NON-HYDRAULIC COMPONENTS; AUDIOSPEAKERS; BATTERIES; WATER AND WIND/AIR LEAKS; TRIM; MOLDINGS; BRIGHT METAL ORPLASTIC; APPERANCE ITEMS; BUMPERS; CABLES; CHASSIS; CLAMPS; FASTENERS (I.E., NUTS,BOLTS, STUDS, CLIPS, ETC.)(1); CONVERTIBLE TOPS AND THEIR MECHANISMS(2); EXHAUST/EGRSYSTEM; AIR PUMP AND CATALYTIC CONVERTER, PCV SYSTEM; FUEL VAPOR RECOVERY SYSTEM;GASOLINE FUEL INJECTORS THAT DO NOT HAVE AN ELECTRIC

as Deluxe or Select. Authorized replacement components must have a parts and labor warranty no less than 12 months or 12,000 miles. "Deductible" is the amount shown on the signed Application that You are responsible to pay for each covered repair visit.