1 AAction Home Repairs - Dash-ngs

Transcription

1AAction Home RepairsAAction Home Repairs8324 Veterans HighwayMillersville Md 21108 Office 410-729-2500Tax ID # : 52-1947695Insured:Property:Home:Claim s:REBECCA HALE658 KILDONAN CTBEL AIR, MD 21015-5720658 KILDONAN CTBEL AIR, MD 21015-5720Price List:Estimate:E-mail:(443) 528-2097BRANDYRN1@GMAIL.COMUnknownTim Fleischmann8324 Veterans HighwayMillersville, MD 21108AACTION RESTORATION8324 VETERANS HIGHWAYMILLERSVILLE, MD 21108Claim Number: 0620535914Date Contacted:Date of Loss:Date Inspected:Business:Policy Number: 0008010828195/13/2021 1:49 PM3/28/2021 10:00 PM5/17/2021 9:00 AMDate Received:Date Entered:Business:(410) 340-4962Business:E-mail:(410) 729-2500aactionrestoration@yahoo.comType of Loss: Windstorm3/28/2021 10:14 PM5/13/2021 1:11 PMMDBA8X MAR21Restoration/Service/RemodelREBECCA HALEAllstate is dedicated to providing you with outstanding service throughout the claim-handling process. If you have any questionsregarding this estimate, or if there are differences with the estimate provided by your repair person of choice, or if additionaldamage is found during the repair process, please contact us at (410) 340-4962.Thank you,Tim FleischmannREBECCA HALE5/17/2021Page: 1

2Your guide to reading your adjuster summary.*Home:Business:Insured: John SmithProperty: 1234 Oak StreetAnytown, Anystate 12345(123) 123-4567(123) 123-4567A.B.C.AClaim Number: 1234567890Policy Number: 000000123456789BDESCRIPTIOND.1588.42 Surface Area15.88 Number of SquaresE.173.41 Total Perimeter Length65.71 Total Ridge LengthRoofMain HomeQUANTITY1. Remove 3 tab-25 yr. – compositionshingle roofing – incl. felt2. 3 tab-25 yr.-comp. shingle roofing –w/out felt3. Roofing felt-15 lb.Type of Loss: Wind DamageEFCDHGUNITRCVAGE/LIFECONDDEP %DEPREC.ACV15.88SQ53.97857.040/25 yrsAvg.NA(0.00)857.0418.33SQ219.114,016.292/25 yrsAvg.8%(165.16)3,851.1315.88SQ32.88522.132/20 yrsAbv. Avg.10%Total: SCRIPTIONI4. R&R ½” drywall-hung, taped, floated,ready for paint5. Seal/prime then paint the walls andceiling (2 coats)6. Haul debris-per pickup truck loadincluding dump feesQUANTITYUNITRCVAGE/LIFECONDDEP %DEPREC.ACV685.47SF3.252,248.342/150 yrsAvg.1.33%(7.04)2,241.30685.47SF.90616.122/15 yrsAvg.13.33%(13.71)603.211.00 Total: Bedroom3,013.18G.ContentsDESCRIPTION7. Queen Serta Perfect Sleeper RegalSuite Double Sided Plush MattressUS Mattress-4/9/2018Orig. Desc.- Queen Serta Perfect SleeperSuiteQUANTITYUNITRCVAGE/LIFECONDDEP %DEPREC.ACV1.00 EA799.00799.002/20Abv. Avg.6%(47.94)751.0647.94751.06Total: Contents799.00H.I.K Summary for DwellingSummary for All ItemsLine Item TotalMaterial Sales TaxGeneral Contractor OverheadGeneral Contractor ProfitLJ8,408.64199.85860.85860.85J.K.MReplacement Cost ValueL.Less DepreciationActual CashValueN(500.00)M.ON.Net Claim if Depreciation is RecoveredO.Summary for ContentsSummary for All ItemsLine Item TotalMaterial Sales TaxP799.0055.93P. 854.93Replacement Cost Value(47.94)Less Depreciation 806.99Actual CashValueQNet Claim 806.9947.94Total Recoverable DepreciationNet Claim if Depreciation is Recovered 854.93 XactwareLF Linear FeetSQ 100 Square FeetSF Square Feet*This is a sample guide to your adjuster summary 2018 Allstate Insurance Company. allstate.com 09/2018SY Square YardEA EachQ.CLAIM NUMBERThe claim number assigned to your loss.DAMAGE LOCATIONThe area that has been damaged.UNIT COSTThis amount reflects the cost of an item.REPLACEMENT COST VALUECost to repair or replace covered propertydamages.ACTUAL CASH VALUEThis amount reflects the Replacement Cost Valueless the amount of any Depreciation.DEPRECIATIONThis amount reflects any deductions fromReplacement Cost Value to account for thedecrease in the property’s value due to variousfactors including, but not limited to, age, lifeexpectancy, wear and tear (condition), andfunctionaloreconomicobsolescence.Depreciation may apply to both Structure andContents items. Your estimate was completedbased on the information you provided regardingthe age and condition of the depreciated items.CONDITIONThe category or state of an item with regard toits appearance, quality, or working order.Condition options are new, above average,average and below average.AGEThis represents the age and average lifeexpectancy of the particular line item at the timeof loss.REPAIR OR REPLACE ACTIONSDescribes the repairs and/or replacementmaterials and actions.DAMAGE LOCATION TOTALSTotal before adding any applicable taxes and/ordepreciation.SUMMARY OF INVOLVED COVERAGEThe involved policy coverage for the damagedarea.CONTRACTORS OVERHEAD AND PROFITWhen appropriate, general contractors overheadand profit may be included to account for theservices of a general contractorTOTAL WITH TAXThe total estimate with any applicable tax and/oroverhead and profit.DEDUCTIBLE APPLIEDReflects the applicable policy deductible applied.RECOVERABLE DEPRECIATIONTotal amount of depreciation that is recoverable.Depending on your policy language, you may beable to recover your depreciation upon yourrepair or replacement of the depreciated items.SALES TAXBased upon where the loss occurred, the salestax laws may vary by state regarding theapplication of sales tax to materials and labor.NET CLAIM FOR INVOLVED COVERAGEThe total replacement cost less recoverable andnon-recoverable depreciation and any applicabledeductible equals the amount of the settlementfor the involved coverage.

3Your guide to reading your adjuster summary.*A.Insured: John SmithProperty: 1234 Oak StreetAnytown, Anystate 12345AHome:Business:Policy Number: 123456789ABD.Type of Loss: FireE.KITCHENCIB.C.Claim Number: 1234567890DESCRIPTION(123) 123-4567(123) 123-4567HDGFQUANTITYUNITRCVAGE/LIFECONDDEP %1.GE – GIE16GSHSS – 15.5 Cu. Ft.Top Mount Refrigerator, StainlessSteelSears – 4/6/2017Orig. Desc. GE Refrigerator1.00 EA701.00701.002/14 yrs.Abv. Avg.14.29%(100.14)600.862. Coffee Table, COFFEETABLEWayfair – 4/5/2017Org. Desc. Hardwood Coffee Table1.00 EA358.99358.993/7 yrs.Avg.42.86%(153.85)205.14253.99806.00Totals: Kitchen1,059.99DEPREC.EACVF.LIVING ROOMDESCRIPTION3. Samsung UN55J620055” 1080 pLED SmartTVSears – 4/6/2017Orig. Desc. Samsung 55”TVQUANTITYUNITRCVAGE/LIFECONDDEP %DEPREC.ACV1.00 EA497.99497.991/10 yrs.Abv. Avg.10%(49.80)448.194. Sony DVPSR210P SingleDisk DVD PlayerTarget – 4/10/2017Orig. Desc. Sony DVDPlayer1.00 EA29.9929.991/10 yrs.Avg.10%(3.00)26.99G.H.I.JTotals: Living RoomLine Item Totals:527.981587.9752.80306.79475.181,281.18[%] - Indicates that depreciate by percent was used for this item[M] - Indicates that the depreciation percentage was limited by the maximum allowable depreciation for this itemJ.K.L.KSummary for ContentsSummary for All ItemsLine Item TotalMaterial Sales TaxReplacement Cost ValuePM 1,734.85(335.17)Less DepreciationActual Cash ValueLess DeductibleNet ClaimTotal Recoverable DepreciationNet Claim if Depreciation is Recovered XactwareEA Each*This is a sample guide to your adjuster summary 2018 Allstate Insurance Company. allstate.com 09/2018 1,587.97146.88M.N.O.1,399.68N (500.00)Q899.68OO335.17P.Q. 1,234.85CLAIM NUMBERThe claim number assigned to your loss.DAMAGE LOCATIONThe area that has been damaged.UNIT COSTThis amount reflects the cost of an item.REPLACEMENT COST VALUECost to repair or replace covered propertydamages.ACTUAL CASH VALUEThis amount reflects the Replacement Cost Valueless the amount of any Depreciation.DEPRECIATIONThis amount reflects any deductions fromReplacement Cost Value to account for thedecrease in the property’s value due to variousfactors including, but not limited to, age, lifeexpectancy, wear and tear (condition), andfunctionaloreconomicobsolescence.Depreciation may apply to both Structure andContents items. Your estimate was completedbased on the information you provided regardingthe age and condition of the depreciated items.CONDITIONThe category or state of an item with regard toits appearance, quality, or working order.Condition options are new, above average,average and below average.AGE/LIFEThis represents the age and average lifeexpectancy of the particular line item at the timeof loss.REPAIR OR REPLACE ACTIONSDescribes the repairs and/or replacementmaterials and actions.DAMAGE LOCATION TOTALSTotal before adding any applicable taxes and/ordepreciation.SUMMARY OF INVOLVED COVERAGEThe involved policy coverage for the damagedarea.CONTRACTORS OVERHEAD AND PROFITWhen appropriate, general contractors overheadand profit may be included to account for theservices of a general contractorTOTAL WITH TAXThe total estimate with any applicable tax and/oroverhead and profit.DEDUCTIBLE APPLIEDReflects the applicable policy deductible applied.RECOVERABLE DEPRECIATIONTotal amount of depreciation that is recoverable.Depending on your policy language, you may beable to recover your depreciation upon yourrepair or replacement of the depreciated items.SALES TAXBased upon where the loss occurred, the salestax laws may vary by state regarding theapplication of sales tax to materials and labor.NET CLAIM FOR INVOLVED COVERAGEThe total replacement cost less recoverable andnon-recoverable depreciation and any applicabledeductible equals the amount of the settlementfor the involved coverage.

4Your guide to reading your adjuster summary.*Allstate Insurance CompanyPO Box 12345Anytown, Anystate 12345Insured: John SmithProperty: 1234 Oak StreetAnytown, Anystate 12345AHome: (123) 123-4567Business: (123) 123-4567Claim Number: 123456789Policy Number: 9876543210BType of Loss: WindstormMain Home - RoofFEDep%Deprec.ACV1. Remove Laminated – comp. shingle11.50 SQ40.22462.530/30 yrsAvg.rfg. – w/out felt2. Laminated – comp. shingle rfg.–12.67 SQ149.191,890.240/30 yrsAvg.w/out feltAuto Calculated Waste: 10.2%, 1.17 SQOptions: Valleys: Closed-cut (half laced), Include eave starter course: Yes, Include rake starter course: No,Exposure: 5 5/8", Bundle Rounding: 2.3%, 0.26SQ - (included in waste calculation above)NA(0.00)462.530%(0.00)1,890.243. Roofing felt – 15lb4. R&R Valley metalTotal: Roof1229.7768.22 2,650.76DescriptionQuantity11.50 SQ16.28 LFCDHGUnitRCVAge/LifeCondition19.984.19229.7768.22 2650.760/20 yrs0/35 yrsAbv. Avg.Abv. Avg.0%0%(0.00)(0.00)(0.00)Room eprec.ACV5. Content Manipulation charge – perhour6. Mask Wall – plastic, paper, tape (perLF)7. Floor protection – plastic and tape –10 mil8. R&R Batt insulation – 10” – R30 –paper facedTotal: Room110.00 65/150 yrsAvg.3.33(16.19)469.57528.00 SF0.24126.725/15 yrsAbv. Avg.33.33%(42.24)84.48144.00 LF1.625/150 yrsAbv. Avg.3.33%(6.58)226/70 XactwareJ233.28 1,170.86( 65.01) 1,105.85A. CLAIM NUMBERThe claim number assigned to your loss.B. DAMAGE LOCATIONThe area that has been damaged.C. UNIT COSTThis amount reflects the cost of an item.D. REPLACEMENT COSTVALUECost to repair or replace covered property damages.E. ACTUAL CASH VALUEThis amount reflects the Replacement Cost Value less the amount of any Depreciation.F. DEPRECIATIONThis amount reflects any deductions from Replacement Cost Value to account for the decrease in the property’s valuedue to various factors including, but not limited to, age, life expectancy, wear and tear (condition), and functional oreconomic obsolescence. Depreciation may apply to both Structure and Contents items. Your estimate was completedbased on the information you provided regarding the age and condition of the depreciated items.G. CONDITIONThe category or state of an item with regard to its appearance, quality, or working order. Condition options are new, aboveaverage, average and below average.H. AGEThis represents the age and average life expectancy of the particular line item at the time of loss.I. REPAIR OR REPLACE ACTIONSDescribes the repairs and/or replacement materials and actions.J. DAMAGE LOCATION TOTALSTotal before adding any applicable taxes and/or depreciation.LF Linear FeetSQ 100 Square FeetSF Square FeetSY Square YardEA Each*This is a sample guide to your adjuster summaryAllstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, AllstateProperty and Casualty Insurance Company, Northbrook, IL. 2018 Allstate Insurance Companyallstate.com 09/2018Internal Information

Your guide to reading your adjuster summary. * (page 2)Factor DetailRoof Surface Payment Schedule (RPS)Main Level - Roof1Description53. Laminated – comp. shingle rfg. – w/out feltAuto Calculated Waste: 10.2%, 1.17SQKRPS FactorQuantityUnit Price24%12.67SQ149.19TotalRPS tions: Valleys: Closed-cut (half laced), Include eave starter course: Yes, Include rake starter course: No,Exposure: 5 5/8", Bundle Rounding: 2.3%, 0.26SQ - (included in waste calculation above)54. Roofing felt – 15 lb.24%N/A24%55a. Remove Valley Metal55b. Valley Metal11.50SQ16.28LF16.28LF19.980.423.77 2,188.23Line Item Total64.70225.29Material Sales TaxGeneral Contractor OverheadGeneral Contractor ProfitTotal TaxReplacement Cost ValueRPS ValueRoom 1L225.290.00 530.3715.6854.6154.610.00 2,703.51 655.27Unfactored ItemsDescriptionQuantityUnit PriceRCV51. Remove Laminated - comp. shingle rfg. - w/out felt71. Content Manipulation charge - per hour73. Mask wall - plastic, paper, tape (per LF)75. Floor protection - plastic and tape - 10 mil77a. Remove Batt insulation - 10" - R30 - paper faced77b. Batt insulation - 10" - R30 - paper faced11.50 SQ10.00 HR40.2275.00462.53750.000.000.00462.53750.00528.00 LF0.92485.7616.19469.57528.00 SF144.00 SF144.00 6.00190.70SubtotalMaterial Sales TaxGeneral Contractor OverheadGeneral Contractor ProfitTotal TaxReplacement Cost ValueLess DepreciationActual Cash ValueMDepreciation 2,058.29 65.014.89205.83205.830.006.506.50169.81 2,644.650.00ACV( 78.01) 2,566.64 XactwareK. ROOF SURFACE PAYMENT FACTORThe percentage, as indicated in the Roof Surface Payment Schedule, applied to all your roof surface componentsand installation, including overhead, profit, labor and fees, associated with replacement of your roof surface(s) andbased on the age and type of your roof surface components.L. CONTRACTORS OVERHEAD AND PROFITWhen appropriate, overhead and profit may be included to account for the services of a general contractor.M. TOTAL WITH TAXThe total estimate with any applicable tax and/or overhead and profit.LF Linear FeetSQ 100 Square Feet SF Square Feet SY Square Yard EA Each*This is a sample guide to your adjuster summaryAllstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company,Allstate Property and Casualty Insurance Company, Northbrook, IL. 2018 Allstate Insurance Company. allstate.com 09/2018Internal Information

Your guide to reading your adjuster summary. * (page 3)NSummary for DwellingSummary for All ItemsLine Item TotalMaterial Sales TaxGeneral Contractor OverheadGeneral Contractor ProfitO5,348.1629.71537.79537.79297.49Total TaxReplacement Cost ValueCustomer Portion for RPS 6,750.94(2,048.24)RPS ValueLess Depreciation 4,702.70(78.01)Actual Cash ValueLess DeductibleNet ClaimTotal Recoverable DepreciationNet Claim if Depreciation is RecoveredP 4,624.69(1,000.00)Q 3,624.69R78.01 3,702.70 XactwareN. SUMMARY OF INVOLVED COVERAGEThe involved policy coverage for the damaged area.O. SALES TAXBased upon where the loss occurred, the sales tax laws may vary by state regarding the application of sales tax tomaterials and labor.P. DEDUCTIBLE APPLIEDReflects the applicable policy deductible applied.Q. NET CLAIM FOR INVOLVED COVERAGEThe total replacement cost less recoverable and non-recoverable depreciation and any applicable deductible equals theamount of the settlement for the involved coverage.R. RECOVERABLE DEPRECIATIONTotal amount of depreciation that is recoverable. Depending on your policy language, you may be able torecover your depreciation upon your repair or replacement of the depreciated items.*This is a sample guide to your adjuster summaryAllstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company,Allstate Property and Casualty Insurance Company, Northbrook, IL. 2018 Allstate Insurance Company. allstate.com 09/2018Internal Information

5AAction Home RepairsAAction Home Repairs8324 Veterans HighwayMillersville Md 21108 Office 410-729-2500Tax ID # : 52-1947695REBECCA HALEMain LevelRight Elevation20"'7'6"Right Elevation9'202'8'2'36.37778.9282.50109.12Height: 4"SF WallsSF Walls & CeilingSY FlooringLF Ceil. Perimeter742.54 SF Ceiling742.54 SF Floor109.12 LF Floor Perimeter30'DESCRIPTIONQTYREMOVEREPLACETAXTOTAL1. R&R Siding - vinyl742.54 SF0.413.0564.602,633.792. House wrap (air/moisture barrier)742.54 SF0.000.297.57222.911.00 EA12.1989.152.52103.864. Gutter / downspout - Detach & reset40.00 LF0.002.940.00117.605. R&R Drip edge20.50 LF0.322.740.9163.64Totals: Right Elevation75.603,141.80Total: Main Level75.603,141.803. R&R Exterior light fixtureDamaged by treeLabor Minimums AppliedDESCRIPTION6. Electrical labor minimumTotals: Labor Minimums AppliedLine Item Totals: REBECCA HALEREBECCA HALEQTY1.00 .1475.603,309.945/17/2021Page: 5

6AAction Home RepairsAAction Home Repairs8324 Veterans HighwayMillersville Md 21108 Office 410-729-2500Tax ID # : 52-1947695Grand Total Areas:36.37 SF Walls742.54 SF Floor0.00 SF Long Wall742.54 SF Ceiling82.50 SY Flooring0.00 SF Short Wall742.54 Floor Area145.49 Exterior Wall Area742.54 Total Area109.12 Exterior Perimeter ofWalls0.00 Surface Area0.00 Total Ridge LengthREBECCA HALE0.00 Number of Squares0.00 Total Hip Length778.92 SF Walls and Ceiling109.12 LF Floor Perimeter109.12 LF Ceil. Perimeter36.37 Interior Wall Area0.00 Total Perimeter Length5/17/2021Page: 6

7AAction Home RepairsAAction Home Repairs8324 Veterans HighwayMillersville Md 21108 Office 410-729-2500Tax ID # : 52-1947695Summary forAA-DwellingSummary for All ItemsLine Item Total3,234.34Material Sales Tax75.60Replacement Cost Value 3,309.94Less Depreciation(1,143.62)Actual Cash Value 2,166.32Less Deductible(1,000.00)Net Claim 1,166.32Total Recoverable Depreciation1,143.62Net Claim if Depreciation is Recovered 2,309.94Tim FleischmannREBECCA HALE5/17/2021Page: 7

8Main LevelDrip Edge damagedTree impact into siding20"'7'6"9'20Right Elevation2'8'2'30'Main LevelREBECCA HALE5/17/2021Page: 8

1 AAction Home Repairs AAction Home Repairs 8324 Veterans Highway Millersville Md 21108 Office 410-729-2500 Tax ID # : 52-1947695 REBECCA_HALE 5/17/2021 Page: 1