2011 Relative Collision Insurance Cost Information Booklet

Transcription

1200 New Jersey Avenue SE.Washington, DC 20590February 7, 2011Dear New Vehicle Dealer:Enclosed please find a copy of the February 2011 Relative Collision Insurance Cost InformationBooklet provided by the National Highway Traffic Safety Administration (NHTSA), an agencyof the U.S. Department of Transportation. Pursuant to NHTSA’s regulation in Title 49 of theCode of Federal Regulations, Part 582, Insurance Cost Information Regulation, all new vehicledealers are required to make available to prospective purchasers information regardingcomparative insurance costs, based on damage susceptibility and crashworthiness, for makes andmodels of passenger cars, sport utility vehicles, light trucks, and vans.We are following the same procedure this year that we have followed over the past 20 years.Your dealership is responsible for reproducing and maintaining a sufficient number of copies ofthe booklet in your showrooms, so that the booklets can be given to prospective purchasers ofnew vehicles. These booklets must be available beginning March 30, 2011. As in the past,NHTSA again asks that you please make certain that all sales people at your dealership are awarethat this booklet is available in your showroom. To ensure consumer awareness of theavailability of this booklet, dealers may choose to follow procedures similar to those they use fordisplaying the U.S. Environmental Protection Agency’s Gas Mileage Guide, or may use wallposters or other media displays in the dealership to announce that the information is available.This booklet can also be downloaded and printed from the NHTSA Web site at:http://www.nhtsa.dot.gov/.From the NHTSA website, click on the “Vehicle Safety” tab, then choose the “Vehicle-RelatedTheft” category, on that page, under the “Additional Resources Panel”, click on “2011Comparison of Insurance Costs”. A special printable version of the booklet is available fordealers on the next page.Sincerely yours,Ronald L. MedfordDeputy AdministratorEnclosure

Comparison of Differences in Insurance Costsfor Passenger Cars, Station Wagons/Passenger Vans,Pickups, and Utility VehiclesOn the Basis of Damage SusceptibilityFebruary 2011DOT HS 811 445

1FEBRUARY 2011Comparison of Differences in Insurance Costs for Passenger Cars, StationWagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of DamageSusceptibilityThe National Highway Traffic Safety Administration has provided the information in thisbooklet in compliance with Federal law as an aid to consumers considering the purchase of newvehicles. The booklet compares differences in insurance costs for different makes and models ofpassenger cars, utility vehicles, light trucks, and vans on the basis of damage susceptibility forthe vehicle. However, it does not indicate a vehicle's relative safety for occupants.The following table contains the best available information regarding the effect ofdamage susceptibility on insurance premiums. It was taken from data compiled by the HighwayLoss Data Institute (HLDI) in its December 2010 Insurance Collision Report, and reflects thecollision loss experience of passenger cars, utility vehicles, light trucks, and vans sold in theUnited States in terms of the average loss payment per insured vehicle year for model years2008-2010. NHTSA has not verified the data in this table.The table presents vehicles' collision loss experience in relative terms, with 100representing the average for all passenger vehicles. Thus, a rating of 122 reflects a collisionloss experience that is 22 percent higher (worse) than average while a rating of 96 reflects acollision loss experience that is 4 percent lower (better) than average. The table is notrelevant for models that have been substantially redesigned for 2010, and it does not includeinformation about models with insufficient claim experience.

2Although many insurance companies use the HLDI information to adjust the "base rate"for the collision portion of their insurance premiums, the amount of any such adjustment isusually small. It is unlikely that your total premium will vary more than 10 percent dependingupon the collision loss experience of a particular vehicle. If you do not purchase collisioncoverage or your insurance company does not use the HLDI information, your premium will notvary at all in relation to these rankings.In setting insurance premiums, insurance companies mainly rely on factors that are notdirectly related to the vehicle itself (except for its value). They mainly consider drivercharacteristics (such as age, gender, marital status, and driving record), the geographic area inwhich the vehicle is driven, how many miles are traveled, and how the vehicle is used.However, some companies adjust their premiums for personal injury protection and medicalpayment coverage if the insured vehicle has features that are likely to improve itscrashworthiness, or ability to protect occupants from injury or death, such as air bags. Differentinsurance companies often charge different premiums for the same driver and vehicle.Therefore, to obtain complete information about insurance premiums, you should contactinsurance companies or their agents directly.Test data relating to vehicle crashworthiness is available from NHTSA's New CarAssessment Program (NCAP). NCAP test results demonstrate relative frontal, side, and rollovercrash protection in new vehicles. Information on vehicles that NHTSA has tested in the NCAPprogram can be obtained on the information label on vehicles at new car dealers, by calling theagency's toll-free Auto Safety Hotline at 888-327-4236, and through the NHTSA Web page at:www.safercar.gov.

3Collision Insurance LossesModel Years 2008 – 2010 Passenger Motor VehiclesMicro CarsRelative Average LossPaymentPer Insured Vehicle YearMakeModelTwo-Door ModelsSmartSmartForTwoForTwo convertible555455Mini CarsRelative Average LossPaymentPer Insured Vehicle YearMakeModelTwo-Door ModelsMiniMiniMiniToyotaHyundaiCooper convertibleCooper ClubmanCooperYarisAccentFour-Door ModelsToyotaKiaHyundaiChevroletToyotaYaris hatchbackRioAccentAveoYarisStation WagonsHondaKiaChevroletFitRioAveoSports ModelsMazdaMX-5 Miata 137472Small CarsMakeModelTwo-Door ordHondaChevroletNew Beetle convertibleNew BeetleGolf 2drForte 2drGTIFocusCivicCobaltRelative Average LossPaymentPer Insured Vehicle Year14070759099102111139140Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

4HondaScionCivic SitCFour-Door tsubishiGolf 4drForte 4drGTIPrius HybridInsight Hybrid 4drCivic HybridCivicFocus3CorollaVersa hatchbackElantraImpreza 4WDSentraCobaltVersaSX4Civic SiSentra SE-RImpreza WRX 4WDLancerLancer 4WDLancer Evolution 4dr 4WDStation SuzukiToyotaMazdaSubaruHHR panelElantraVibeVibe 4WD3CubeCaliberxBSoul station wagonPT CruiserImpreza 4WDxDHHRSX4MatrixSX4 4WDMatrix station wagon 4WD3 MazdaspeedImpreza WRX 4WDSports ModelsSaturnBMWAudiPorscheAudiPorscheMercedes BenzSky convertibleZ4 convertibleTT Quattro convertible 4WDBoxster convertibleTT Quattro 2dr 4WDCaymanSLK class 2Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

5Midsize CarsMakeModelTwo-Door HyundaiSebring convertibleEos convertibleAccordC30EclipseAltimaGenesis 2drFour-Door uraDodgeToyotaVolkswagenKiaMitsubishiFordNissanS40 4WDLegacy 4WDMalibu HybridAuraAccordMilan Hybrid 4dr6SebringMalibu (NEW)Fusion 4WDFusionPassatMilanSonataMilan 4WDJettaCamry HybridAltimaPassat CC 4WDS40Altima HybridTSXAvengerCamryPassat CCOptimaGalantFusion Hybrid 4drMaximaStation agenOutback 4WDV50Transit Connect cargoJettaA3 Quattro 4WD5A3PassatRelative Average LossPaymentPer Insured Vehicle 2112878597272828599101101Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

6146Sports hePorscheNissanMustang GT convertibleMustang Shelby GT500Mustang convertibleCorvette convertibleEclipse convertibleMustang GTCorvetteSC 430 convertible911 convertibleRX-8MustangCorvette ZR1 2drCorvette Z06370Z 2dr911 Coupe911 Turbo convertible 4WDGT-R 2dr 4WDLuxury Mercedes BenzMercedes BenzBMWInfinitiBMWBMWBMWIS 350 convertible9-3 4dr 4WDG37 convertible9-3 station wagon9-3 convertible9-3 4drMKZ 4drTL 4dr3 series station wagon 4WD1 series convertibleTL 4dr 4WDG37 4dr 4WDIS 250 convertibleMKZ 4dr 4WD3 series station wagon1 series 2dr3 series 4dr 4WDES 350 4dr3 series convertible3 series 4drG37 4drIS 350 4drA4 Quattro station wagon 4WDA4 Quattro 4dr 4WDG37 2drHS 250 Hybrid 4drA4 4drIS 250 4dr 4WDIS 250 4drA5 Quattro 2dr 4WDC class 4drC class 4dr 4WD3 series 2dr 4WDG37 2dr3 series 2drM3 4drM3 61164177178227Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

7AudiLexusBMWS5 Quattro 2dr 4WDIS-F 4dr 4WDM3 2dr233253285Large CarsMakeModelTwo-Door ModelsDodgeDodgeChallenger SRT-8ChallengerFour-Door dgeTaurusLaCrosse 4dr 4WDCharger 4WDLaCrosse300 HEMI 4WD300 4wdCharger HEMI 4WDLucerneImpalaAzeraAvalon300 HEMITaurus SHO 4dr 4WD300ChargerCharger HEMISports ModelsChevroletJaguarJaguarJaguarAudiAston MartinJaguarMaseratiCamaro 2drXKR 2drXK convertibleXK 2drR8 Quattro 2dr 4WDVantage V8 convertibleXKR convertibleGranturismo 2drLuxury acCadillacCadillacMercedes BenzVolvoHyundaiV70 station wagon 4WDRL 4dr 4WDV70 station wagonA6 Quattro station wagon 4WDGS 460 4drS80 4drS80 4dr 4WDS6 Quattro 4dr 4WDCTS 4drDTS 4drCTS 4dr 4WDE class 2drC70 convertibleGenesis 4drRelative Average LossPaymentPer Insured Vehicle 8108111113114119123Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

cMercedes BenzBMWLexusLexusMercedes BenzLexusBMWAudiJaguarBMWBMWMercedes BenzBMWMercedes BenzA6 Quattro 4dr 4WDM45 4drM35 4dr 4WDM35 4dr6 series 2dr5 series station wagon 4WDM45 4dr 4WDCTS-V 4drE class 4dr5 series 4dr 4WDGS 350 4dr 4WDGS 450h Hybrid 4drE class 4dr 4WDGS 350 4dr5 series 4drA6 4drXF 4drM6 convertible6 series convertibleCLS class 4drM5 4drCL class 4183185202243286312Very Large CarsMakeModelFour-Door ModelsMercuryGrand MarquisStation oyotaToyotaSedona SWBGrand CaravanTown & Country LWBRoutanSedonaOdysseySiennaSienna 4WDLuxury des BenzBMWAudiLexusMercedes BenzTown Car 4dr7 series 4drMKS 4drLS 460 4dr 4WDLS 460 L 4drLS 460 4drMKS 4dr 4WDS class 4dr LWB 4WD7 series 4dr LWBA8L Quattro 4dr 4WDLS 600h Hybrid LWB 4drS class 4dr LWBRelative Average LossPaymentPer Insured Vehicle 181196204210216LWB Long Wheelbase, SWB Short WheelbaseNote: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

9BentleyMaseratiContinental GTC convertibleQuattroporte 4dr232294PickupsMakeRelative Average LossPaymentPer Insured Vehicle YearModelSMALL PICKUPS77Two-Door onCanyon 4WDRangerColorado 4WDTacoma 4WDColoradoTacomaTwo-Door Plus letToyotaToyotaDodgeFordFordCanyon ext.Equator ext. cabDakota clubFrontier king 4WDFrontier kingCanyon ext. 4WDColorado ext.Colorado ext. 4WDTacoma xtraTacoma xtra 4WDDakota club 4WDRanger supercabRanger supercab 4WDFour-Door ToyotaDodgeToyotaNissanChevroletToyotaFrontier crew LWB 4WDFrontier crew LWBCanyon crewDakota quadTacoma double long bedFrontier crewCanyon crew 4WDColorado crewTacoma doubleDakota quad 4WDTacoma double long bed 4WDFrontier crew 4WDColorado crew 4WDTacoma double 28586878891959698100102104106LWB Long WheelbaseNote: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

10LARGE PICKUPS87Two-Door oletGMCChevroletTundra LWBF-150 4WDTundra 4WDF-150RAM 1500RAM 1500 4WDTundraSierra 1500Silverado 1500Sierra 1500 4WDSilverado 1500 4WDTwo-Door Plus letGMCToyotaNissanNissanF-150 supercab 4WDF-150 supercabTundra doubleTundra double LWBTundra double LWB 4WDSilverado 1500 ext. 4WDSierra 1500 ext. 4WDSilverado 1500 ext.Sierra 1500 ext.Tundra double 4WDTitan kingTitan king 4WDFour-Door am 1500 ext. cab 4WDF-150 supercrew 4WDRam 1500 crew cabRidgeline crew 4WDF-150 supercrewSilverado 1500 crewTundra crew maxSilverado 1500 crew 4WDRam 1500 ext. cabRam 1500 crew cab 4WDSierra 1500 crewSierra 1500 crew 4WDTitan crew long bed 4WDTundra crew max 4WDTitan crew long bedTitan crewTitan crew Y LARGE PICKUPSTwo-Door ModelsFordFordGMC74F-250 4WDF-250Sierra 2500 4WD585979LWB Long WheelbaseNote: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

11ChevroletChevroletFordSilverado 2500 4WDSilverado 2500F-350 4WDTwo-Door Plus tSilverado 2500 ext.Silverado 3500 ext. 4WDF-250 supercabSierra 2500 ext.Sierra 2500 ext. 4WDF-250 supercab 4WDF-350 supercab 4WDSilverado 2500 ext. 4WDFour-Door evroletChevroletGMCFordFordGMCDodgeF-450 crewSilverado 2500 crewSierra 2500 crewRam 2500 quad 4WDF-250 crewF-350 crewSilverado 3500 crew 4WDF-450 crew 4WDSilverado 3500 crewSilverado 2500 crew 4WDSierra 2500 crew 4WDF-250 crew 4WDF-350 crew 4WDSierra 3500 crew 4WDRam 3500 quad 4106110113119120124147Sport Utility VehiclesMakeModelSmall Sport Utility aTribute 4drWrangler 2dr 4WDMariner 4dr 4WDMariner Hybrid 4drTucson 4drEscape 4dr 4WDCR-V 4drPatriot 4dr 4WDPatriot 4drEscape 4drMariner 4drCompass 4drCR-V 4dr 4WDCompass 4dr 4WDEscape Hybrid 4drSportage 4dr 4WDForester 4dr 4WDEscape Hybrid 4dr 4WDElement 4dr 4WDRelative Average LossPaymentPer Insured Vehicle Year7848525455676767686870717273757676778081Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

e 4drRogue 4drTiguan 4drRAV4 4drElement 4drTiguan 4dr 4WDOutlander 4drRAV4 4dr 4WDRogue 4dr 4WDTucson 4dr 4WDOutlander 4dr 4WDGrand Vitara 4dr 4WDGrand Vitara 4drMidsize Sport Utility oyotaToyotaMazdaHyundaiAM eepToyotaSaturnWrangler 4dr 4WDXterra 4dr 4WDAccord Crosstour 4drNitro 4dr 4WDWrangler 4drEndeavor 4dr 4WDJourney 4dr 4WDGrand Cherokee 4drPathfinder 4drNitro 4drLiberty 4drCX-7 4drExplorer 4dr 4WDLiberty 4dr 4WDMountaineer 4dr4Runner 4drJourney 4drXterra 4drExplorer Sport Trac 4dr 4WDEdge 4dr 4WDFJ Cruiser 4drEdge 4drPilot 4drExplorer Sport Trac 4drPilot 4dr 4WDSanta Fe 4drMountaineer 4dr 4WD4Runner 4dr 4WDHighlander 4drCX-7 4dr 4WDVeracruz 4drH3 4dr 4WDExplorer 4drCX-9 4drMurano 4drB9 Tribeca 4dr 4WDEquinox 4dr 4WDVenza 4drPathfinder 4dr 4WDGrand Cherokee 4dr 4WDFJ Cruiser 4dr 4WDVue 08080808080818283Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

roletMazdaMitsubishiGMCFordToyotaSanta Fe 4dr 4WDVeracruz 4dr 4WDFlex 4drHighlander 4dr 4WDVenza 4dr 4WDAccord Crosstour 4dr 4WDMurano 4dr 4WDTerrain 4dr 4WDEquinox 4drCX-9 4dr 4WDEndeavor 4drTerrain 4drFlex 4dr 4WDHighlander Hybrid 4dr 4WDLarge Sport Utility VehiclesGMCAM kon Hybrid 4drH3 SUT 4dr 4WDCommander 4drTahoe Hybrid 4drAcadia 4drOutlook 4drOutlook 4dr 4WDTraverse 4drTraverse 4dr 4WDAcadia 4dr 4WDYukon 4drYukon Hybrid 4dr 4WDTahoe 4drTahoe Hybrid 4dr 4WDTahoe 4dr 4WDCommander 4dr 4WDYukon 4dr 4WDExpedition 4dr 4WDExpedition 4drEnclave 4drEnclave 4dr 4WDSequoia 4drSequoia 4dr 4WDArmada 4drArmada 4dr 4WDTouareg 2 4dr 4WDVery Large Sport Utility vroletFordGMCFordSuburban 2500 4dr 4WDYukon XL 1500 4drSuburban 1500 4drSuburban 1500 4dr 4WDAvalanche 1500 4dr 4WDAvalanche 1500 4drExpedition EL 4drYukon XL 1500 4dr 4WDExpedition EL 4dr 7885868889109Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

14Luxury Sport Utility VehiclesMakeModelMidsize Luxury Sport Utility incolnAcuraInfinitiLand RoverVolvoLincolnInfinitiLexusMercedes BenzBMWLexusAudiLexusMercedes BenzInfinitiBMWMercedes BenzLexusMercedes BenzInfinitiInfinitiBMWXC60 4drRDX 4drXC60 4dr 4WDXC90 4drSRX 4drMDX 4dr 4WDSRX 4dr 4WDMKX 4drRDX 4dr 4WDEX35 4drLR2 4dr 4WDXC90 4dr 4WDMKX 4dr 4WDFX35 4drRX 450H Hybrid 4drM class 4drX3 4dr 4WDRX 350 4drQ5 Quattro 4dr 4WDRX 450H Hybrid 4dr 4WDM class 4dr 4WDEX35 4dr 4WDX5 4dr 4WDGLK class 4drRX 350 4dr 4WDGLK class 4dr 4WDFX50 4dr 4WDFX35 4dr 4WDX6 4dr 4WDLarge Luxury Sport Utility VehiclesLand RoverLexusToyotaInfinitiCadillacCadillacLexusLand RoverLand RoverCadillacInfinitiPorscheAudiMercedes BenzMercedes BenzMercedes BenzLR4 4dr 4WDGX460 4dr 4WDLand Cruiser 4dr 4WDQX56 4drEscalade 4drEscalade Hybrid 4dr 4WDLX 570 4dr 4WDRange Rover 4dr 4WDRange Rover Sport 4dr 4WDEscalade 4dr 4WDQX56 4dr 4WDCayenne 4dr 4WDQ7 4dr 4WDGL class 4dr 4WDR class 4dr 4WDG class 4dr 4WDRelative Average LossPaymentPer Insured Vehicle 116116119120133147153156215Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

15Very Large Luxury Sport Utility lacLincoln117Escalade ESV 4drNavigator L 4drEscalade ESV 4dr 4WDNavigator 4dr 4WDNavigator 4drEscalade EXT 4dr 4WDNavigator L 4dr 4WD7390109122127128145Cargo/Passenger VansMakeModelAll Cargo/Passenger letChevroletFordExpress 3500 cargo seriesE-150 Econoline wagonSavana 2500 cargo seriesExpress 3500 seriesSavana 1500 cargoE-350 Econoline wagonE-250 EconolineE-150 EconolineExpress 2500 cargo seriesExpress 1500 cargo seriesE-350 EconolineRelative Average LossPaymentPer Insured Vehicle Year563133344144505262646669Relative results are computed for individual model years and then combined through a weighted average to produce thethree year relative result. The all-passenger-vehicle “100 ” value is given for reference only and can only be used as arough estimate to convert from relative to absolute results.Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. Theexperience for previous or discontinued models from 2008 – 2010 is included in the class averages.

U.S. Department of TransportationNational Highway Traffic Safety AdministrationConsumer Standards Division1200 New Jersey Avenue SE., NVS-131Washington, DC 20590If you would like more details about the information in these tables, or wish to obtainthe complete Insurance Collision Report, please contact HLDI directly at:Highway Loss Data Institute1005 North Glebe RoadArlington, VA 22201Tel: 703-247-1600

2011 Relative Collision Insurance Cost Information Booklet. provided by the National Highway Traffic Safety Administration (NHTSA), an agency of the U.S. Department of Transportation. Pursuant to NHTSA's regulation in Title 49 of the Code of Federal Regulations, Part 582, Insurance Cost Information Regulation, all new vehicle