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HOME REPORTFOR CLIENTS OF:7 Monastery StreetDUNFERMLINEKY12 7PQ

Home Report Index1. Single Survey2. Energy Report3. Property Questionnaire21 July 2022 12:35:06

Single Surveysurvey report on:Property address7 Monastery Street,DUNFERMLINE,KY12 7PQCustomerMargaret IrvineCustomer address7 Monastery Street,Dunfermline,KY12 7PQPrepared byDM Hall LLPDate of inspection18th July 20227 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930

Terms and ConditionsPART 1 - GENERAL1.1THE SURVEYORSThe Seller has engaged the Surveyors to provide the Single Survey Report and a generic MortgageValuation Report for Lending Purposes. The Seller has also engaged the Surveyors to provide an EnergyReport in the format prescribed by the accredited Energy Company.The Surveyors are authorised to provide a transcript or retype of the generic Mortgage Valuation Reporton to Lender specific pro-forma. Transcript reports are commonly requested by Brokers and Lenders. Thetranscript report will be in the format required by the Lender but will contain the same information,inspection date and valuation figure as the generic Mortgage Valuation Report and the Single Survey. TheSurveyors will decline any transcript request which requires the provision of information additional to theinformation in the Report and the generic Mortgage Valuation Report until the Seller has conditionallyaccepted an offer to purchase made in writing.Once the Seller has conditionally accepted an offer to purchase made in writing, the Purchaser's lender orconveyancer may request that the Surveyors provide general comment on standard appropriatesupplementary documentation. In the event of a significant amount of documentation being provided to theSurveyors, an additional fee may be incurred by the Purchaser. Any additional fee will be agreed inwriting.If information is provided to the Surveyors during the conveyancing process which materially affects thevaluation stated in the Report and generic Mortgage Valuation Report, the Surveyors reserve the right toreconsider the valuation. Where the Surveyors require to amend the valuation in consequence of suchinformation, they will issue an amended Report and generic Mortgage Valuation Report to the Seller. It isthe responsibility of the Seller to ensure that the amended Report and generic Mortgage Valuation Reportare transmitted to every prospective Purchaser.The individual Surveyor will be a member of the Royal Institution of Chartered Surveyors who is1competent to survey, value and report upon Residential Property .If the Surveyors have had a previous business relationship within the past two years with the Seller orSeller's Agent or relative to the property, they will be obliged to indicate this by ticking the adjacent box.XThe Surveyors have a written complaints handling procedure. This is available from the offices of theSurveyors at the address stated.1.2THE REPORTThe Surveyors will not provide an amended Report on the Property, except to correct factual inaccuracies.The Report will identify the nature and source of information relied upon in its preparation.The Surveyor shall provide a Market Value of the Property, unless the condition of the Property is suchthat it would be inappropriate to do so. A final decision on whether a loan will be granted rests with theLender who may impose retentions in line with their lending criteria. The date of condition and value of theproperty will be the date of inspection.Prior to 1 December 2008, Purchasers have normally obtained their own report from their chosenSurveyor. By contrast, a Single Survey is instructed by the Seller and made available to all potentialPurchasers in expectation that the successful Purchaser will have relied upon it. The Royal Institution ofChartered Surveyors rules require disclosure of any potential conflict of interest when acting for the Sellerand the Purchaser in the same transaction. The Single Survey may give rise to a conflict of interest and ifthis is of concern to any party they are advised to seek their own independent advice.The Report and any expressions or assessments in it are not intended as advice to the Seller or Purchaseror any other person in relation to an asking price or any other sales or marketing decisions.1Which shall be in accordance with the current RICS Valuation Standards (The Red Book) and RICS Codes of Conduct.7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Terms & Conditions (With MVR) - September 2009Page 1 of 6

Terms and ConditionsThe Report is based solely on the Property and is not to be relied upon in any manner whatsoever whenconsidering the valuation or condition of any other property.If certain minor matters are mentioned in the Report it should not be assumed that the Property is free ofother minor defects.Neither the whole nor any part of the Report may be published in any way, reproduced or distributed byany party other than the Seller, prospective purchasers and the Purchaser and their respectiveprofessional advisers without the prior written consent of the Surveyors.1.3LIABILITYThe Report is prepared with the skill and care reasonably to be expected of a competent residentialsurveyor who is a member of the Royal Institution of Chartered Surveyors.The Report is addressed to the Seller and was prepared in the expectation that it (or a complete copy)along with these Terms and Conditions (or a complete copy) would (or, as the case might be, would havebeen) be disclosed and delivered to:the Seller;any person(s) noting an interest in purchasing the Property from the Seller;any person(s) who make(s) (or on whose behalf is made) an offer to purchase the Property, whetheror not that offer is accepted by the Seller;the Purchaser; andthe professional advisers of any of these.The Surveyors acknowledge that their duty of skill and care in relation to the Report is owed to the Sellerand to the Purchaser. The Surveyors accept no responsibility or liability whatsoever in relation to theReport to persons other than the Seller and the Purchaser. The Seller and Purchaser should be awarethat if a Lender seeks to rely on this Report they do so at their own risk. In particular, the Surveyors acceptno responsibility or liability whatsoever to any Lender in relation to the Report. Any such Lender reliesupon the Report entirely at their own risk.1.4GENERIC MORTGAGE VALUATION REPORTThe Surveyors undertake to the Seller that they will prepare a generic Mortgage Valuation Report, whichwill be issued along with the Single Survey. It is the responsibility of the Seller to ensure that the genericMortgage Valuation Report is provided to every potential Purchaser.1.5TRANSCRIPT MORTGAGE VALUATION FOR LENDING PURPOSESThe Surveyors undertake that on being asked to do so by a prospective purchaser, or his/her professionaladvisor or Lender, they will prepare a Transcript Mortgage Valuation Report for Lending Purposes onterms and conditions to be agreed between the Surveyors and Lender and solely for the use of the Lenderand upon which the Lender may rely. The decision as to whether finance will be provided is entirely amatter for the Lender. The Transcript Mortgage Valuation Report will be prepared from information2contained in the Report and the generic Mortgage Valuation Report.1.6INTELLECTUAL PROPERTYAll intellectual property rights whatsoever (including copyright) in and to the Report, excluding the headingsand rubrics, are the exclusive property of the Surveyors and shall remain their exclusive property unless2Which shall be in accordance with the current RICS Valuation Standards (The Red Book) and RICS Rules of Conduct7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Terms & Conditions (With MVR) - September 2009Page 2 of 6

Terms and Conditionsthey assign the same to any other party in writing.1.7PAYMENTThe Surveyors are entitled to refrain from delivering the Report to anyone until the fee and other chargesfor it notified to the Seller have been paid. Additional fees will be charged for subsequent inspections andReports.1.8CANCELLATIONThe Seller will be entitled to cancel the inspection by notifying the Surveyor's office at any time before theday of the inspection.The Surveyor will be entitled not to proceed with the inspection (and will so report promptly to the Seller) ifafter arriving at the property, the Surveyor concludes that it is of a type of construction of which theSurveyor has insufficient specialist knowledge to be able to provide the inspection satisfactorily. TheSurveyor will also be entitled not to proceed if after arriving at the property, the surveyor concludes thatthe property is exempt under Part 3 of The Housing (Scotland) Act 2006 as detailed in the (PrescribedDocuments) Regulations 2008. If there is a potential threat to their health or personal safety, theinspection may be postponed or cancelled, at the Surveyor's discretion.In the case of cancellation or the inspection not proceeding, the Surveyor will refund any fees paid by theSeller for the inspection and Report, except for expenses reasonably incurred and any fee due in light ofthe final paragraph of this section.In the case of cancellation by the Seller, for whatever reason, after the inspection has taken place butbefore a written report is issued, the Surveyor will be entitled to raise an invoice equivalent to 80% of theagreed fee.1.9PRECEDENCEIf there is any incompatibility between these Terms and Conditions and the Report, these Terms andConditions take precedence.1.1DEFINITIONSthe "Lender" is the party who has provided or intends or proposes to provide financial assistance tothe Purchaser towards the purchase of the Property and in whose favour a standard security will begranted over the Property;the "Transcript Mortgage Valuation Report for Lending Purposes" means a separate report, preparedby the Surveyor, prepared from information in the Report and the generic Mortgage Valuation Report,but in a style and format required by the Lender. The Transcript Mortgage Valuation Report forLending Purposes will be prepared with the skill and care reasonably to be expected from a surveyorwho is a member of the Royal Institution of Chartered Surveyors and who is competent to survey,value and report on the Property;the "Generic Mortgage Valuation Report" means a separate report, prepared by the Surveyor frominformation in the Report but in the Surveyor's own format;the "Market Value" is the estimated amount for which a property should exchange on the date ofvaluation between a willing buyer and a willing seller in an arm's-length transaction after propermarketing wherein the parties had each acted knowledgeably, prudently and without compulsion;the "Property" is the property which forms the subject of the Report;7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Terms & Conditions (With MVR) - September 2009Page 3 of 6

Terms and Conditionsthe "Purchaser" is the person (or persons) who enters into a contract to buy the Property from theSeller;a "prospective Purchaser" is anyone considering buying the Property;the "Report" is the report, of the kind described in Part 2 of these Terms and Conditions and in theform set out in part 1 of Schedule 1 of the Housing (Scotland) Act 2006 (Prescribed Documents)Regulations 2008;the "Seller" is/are the proprietor(s) of the Property;the "Surveyor" is the author of the Report on the Property; andthe "Surveyors" are the firm or company of which the Surveyor is an employee, director, member orpartner (unless the Surveyor is not an employee, director, member or partner, when the "Surveyors"means the Surveyor) whose details are set out at the head of the Report.the "Energy Report" is the advice given by the accredited Energy Company, based on informationcollected by the Surveyor during the Inspection, and also includes an Energy Performance Certificate,in a Government approved format.PART 2 - DESCRIPTION OF THE REPORT2.1THE SERVICEThe Single Survey is a Report by an independent Surveyor, prepared in an objective way regarding thecondition and value of the Property on the day of the inspection, and who is a member of the RoyalInstitution of Chartered Surveyors. It includes an Energy Report as required by Statute and this is in theformat of the accredited Energy Company. In addition, the Surveyor has agreed to supply a genericMortgage Valuation Report.2.2THE INSPECTIONThe Inspection is a general surface examination of those parts of the Property which are accessible: inother words, visible and readily available for examination from ground and floor levels, without risk ofcausing damage to the Property or injury to the Surveyor.All references to visual inspection refer to an inspection from within the property at floor level and fromground level within the site and adjoining public areas, without the need to move any obstructions. Anyreferences to left or right are taken facing the front of the property.The Inspection is carried out with the Seller's permission, without causing damage to the building orcontents. Furniture, stored items and insulation are not moved.Unless identified in the report the Surveyor will assume that no harmful or hazardous materials have beenused in the construction. The presence or possible consequences of any site contamination will not beresearched.The Surveyor will not carry out an asbestos inspection, and will not be acting as an asbestos inspector incompleting a Single Survey of properties that may fall within the Control of Asbestos in the WorkplaceRegulations. In the case of flats it will be assumed that there is a duty holder, as defined in theRegulations and that a Register of Asbestos and effective Management Plan is in place, which does notrequire any expenditure, or pose a significant risk to health. No enquiry of the duty holder will be made.7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Terms & Conditions (With MVR) - September 2009Page 4 of 6

Terms and Conditions2.3THE REPORTThe Report will be prepared by the Surveyor who carried out the property inspection and will describevarious aspects of the property as defined by the headings of the Single Survey report with the commentsbeing general and unbiased. The report on the location, style and condition of the property, will be conciseand will be restricted to matters that could have a material effect upon value and will omit items that, in theSurveyor's opinion, are not significant. If certain minor matters are mentioned, it should not be interpretedthat the property is free of any other minor defects.Throughout the Report, the following repair categories will be used to give an overall opinion of the stateof repair and condition of the property.1 Category 3: Urgent repairs or replacement are needed now. Failure to deal with them may causeproblems to other parts of the property or cause a safety hazard. Estimates for repairs or replacementare needed now.2 Category 2: Repairs or replacement requiring future attention, but estimates are still advised.3 Category 1: No immediate action or repair is needed.WARNING: If left unattended, even for a relatively short period, Category 2 repairs can rapidly develop intomore serious Category 3 repairs. The existence of Category 2 or Category 3 repairs may have an adverseeffect on marketability, value and the sale price ultimately achieved for the property. This is particularlytrue during slow market conditions when the effect can be considerable.Parts of the property, which cannot be seen or accessed, will not be reported upon and this will be stated.If the Surveyor suspects that a defect may exist within an unexposed area and which could have amaterial effect upon the value, he may recommend further investigation by specialist contractors.2.4SERVICESSurveyors are not equipped or qualified to test the services and therefore no comment can be interpretedas implying that the design, installation and function of the services are in accordance/compliance withregulations, safety and efficiency expectations. However, comment is made where there is cause tosuspect significant defects or shortcomings with the installations. No tests are made of any services orappliances.2.5ACCESSIBILITYA section is included to help identify the basic information interested parties need to know to decidewhether to view a property.2.6ENERGY REPORTA section is included that makes provision for an Energy Report, relative to the property. The Surveyor willcollect physical data from the property and provide such data in a format required by an accredited EnergyCompany. The Surveyor cannot of course accept liability for any advice given by the Energy Company.2.7VALUATION AND CONVEYANCER ISSUESThe last section of the Report contains matters considered relevant to the Conveyancer (Solicitor). It alsocontains the Surveyor's opinion both of the market value of the property and of the re-instatement cost, asdefined below."Market Value" The estimated amount for which a property should exchange on the date of valuationbetween a willing buyer and a willing seller in an arm's-length transaction after proper marketing wherein7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Terms & Conditions (With MVR) - September 2009Page 5 of 6

Terms and Conditionsthe parties had each acted knowledgeably, prudently and without compulsion. In arriving at the opinion ofthe Market Value the Surveyor also makes various standard assumptions covering, for example, vacantpossession; tenure and other legal considerations; contamination and hazardous materials; the conditionof un-inspected parts; the right to use mains services; and the exclusion of curtains, carpets etc. from thevaluation. In the case of flats, the following further assumptions are made that:There are rights of access and exit over all communal roadways, corridors, stairways etc. and to usecommunal grounds, parking areas, and other facilities;There are no particularly troublesome or unusual legal restrictions;There is no current dispute between the occupiers of the flats or any outstanding claims or losses; andthe costs of repairs to the building are shared among the co-proprietors on an equitable basis.Any additional assumption, or any found not to apply, is reported."Re-instatement cost" is an estimate for insurance purposes of the current cost of rebuilding the Propertyin its present form unless otherwise stated. This includes the cost of rebuilding the garage and permanentoutbuildings, site clearance and professional fees, but excludes VAT (except on the fees).Sellers or prospective Purchasers may consider it prudent to instruct a reinspection and revaluation after aperiod of 12 weeks (or sooner if appropriate) to reflect changing circumstances in the market and/or in thephysical condition of the Property.7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Terms & Conditions (With MVR) - September 2009Page 6 of 6

Single Survey1. Information and scope of inspectionThis section tells you about the type, accommodation, neighbourhood, age and construction of the property. It alsotells you about the extent of the inspection and highlights anything that the surveyor could not inspect.All references to visual inspection refer to an inspection from within the property without moving any obstructionsand externally from ground level within the site and adjoining public areas. Any references to left or right in adescription of the exterior of the property refer to the view of someone standing facing that part of the property fromthe outside.The inspection is carried out without causing damage to the building or its contents and without endangering theoccupiers or the surveyor. Heavy furniture, stored items and insulation are not moved. Unless identified in the reportthe surveyor will assume that no harmful or hazardous materials or techniques have been used in the construction.The presence or possible consequences of any site contamination will not be researched.Services such as TV/cable connection, internet connection, swimming pools and other leisure facilities etc. will notbe inspected or reported on.DescriptionDetached villa.AccommodationGROUND FLOOR: Entrance hallway, living room, bedroom,kitchen and bathroom.FIRST FLOOR: Two bedrooms.Gross internal floor area (m²)83sqmtsNeighbourhood and locationThe subjects are set back from Monastery Street in an area ofmixed style residential properties and located within the city centreof Dunfermline. Local facilities and amenities are close to hand.AgeBuilt circa 1825 but more recently altered to provide the presentaccommodation.WeatherSunny/dry. The content of this report should be read in accordancewith the weather conditions at the time of inspection.Chimney stacksVisually inspected with the aid of binoculars whereappropriate.There are stacks located off the wall heads in roughcastconstruction with cement pointing at the junction between theseand the roof coverings.Roofing including roof spaceSloping roofs were visually inspected with the aid ofbinoculars where appropriate.Roof spaces were visually inspected and were entered wherethere was safe and reasonable access, normally defined asbeing from a 3m ladder within the property.If this is not possible, then physical access to the roof spacemay be taken by other means if the Surveyor deems it safeand reasonable to do so.7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Page 1 of 15

Single SurveyRoofing including roof spaceThe roof is of a traditional pitched design overlaid in slaterwork withmetal ridge sections. Projections have been created to thesouthmost pitch with valley gutters at the intersection of these andthe roof coverings. The junction between the roof coverings andthe wall heads has been pointed.Access to the roof space is via a hatch to a bedroom ceiling. Theroof is of a traditional timber frame construction overlaid withsarking board. Stored items have been laid to areas throughoutwith no clear access obtained to the majority of the roof space.Where seen insulation has been laid to the ceiling joists.Rainwater fittingsVisually inspected with the aid of binoculars whereappropriate.Rainwater goods are a mixture of PVC and cast iron units to eavesand downpipes.Main wallsVisually inspected with the aid of binoculars whereappropriate.Foundations and concealed parts were not exposed orinspected.Main walls are of a solid stone construction roughcast externally.Windows, external doors and joineryInternal and external doors were opened and closed wherekeys were available.Random windows were opened and closed where possible.Doors and windows were not forced open.Entry to the property is via a uPVC framed double glazed door tothe entrance. The windows have been replaced with uPVC frameddouble glazed units. There is a velux window to the rear roof pitch.External decorationsVisually inspected.Metal rainwater goods have been painted.Conservatories / porchesNone.Communal areasCirculation areas visually inspected.There is a shared access path.Garages and permanent outbuildings7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930None.Page 2 of 15

Single SurveyOutside areas and boundariesVisually inspected.There are private garden plots to the front and rear finished in amixture of grass, paving, border sections and stone chips. Anumber of semi mature shrubs are also located within theboundaries.The plot is bounded by mixed style fencing and stone pointed walls.CeilingsVisually inspected from floor level.Ceilings have been finished in plasterboard/ plaster.Internal wallsVisually inspected from floor level.Using a moisture meter, walls were randomly tested fordampness where considered appropriate.Internal walls have been strapped and lined with plasterboard toareas throughout. The bathroom has been partially tiled.Floors including sub floorsFlooring is of a raised design overlaid with boarding. Floorcoverings have been fitted throughout with no access obtained tothe flooring or beneath the sub-floor sections.Internal joinery and kitchen fittingsBuilt-in cupboards were looked into but no stored items weremoved.Kitchen units were visually inspected excluding appliances.Internal doors are of a panel design. The kitchen houses floor andwall units.Access to the first floor level is via an enclosed timber staircasewith timber handrail/balustrade.Chimney breasts and fireplacesNot applicable.Internal decorationsVisually inspected.Walls and ceilings have been painted throughout.CellarsNot applicable.ElectricityAccessible parts of the wiring were visually inspected withoutremoving fittings. No tests whatsoever were carried out to thesystem or appliances. Visual inspection does not assess anyservices to make sure they work properly and efficiently andmeet modern standards. If any services are turned off, thesurveyor will state that in the report and will not turn them on.Electricity is from the mains supply with the consumer boardlocated to the east most bedroom cupboard to the first floor level.Wiring where seen is of a PVC coated design connected to 13amp sockets.7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Page 3 of 15

Single SurveyGasAccessible parts of the system were visually inspectedwithout removing fittings. No tests whatsoever were carriedout to the system or appliances. Visual inspection does notassess any services to make sure they work properly andefficiently and meet modern standards. If any services areturned off, the surveyor will state that in the report and willnot turn them on.Gas is from the mains supply.Water, plumbing, bathroom fittingsVisual inspection of the accessible pipework, water tanks,cylinders and fittings without removing any insulation.No tests whatsoever were carried out to the system orappliances.Water is from the mains supply. There is a three piece bathroomsuite with mixer shower attachment off the bath taps.Heating and hot waterAccessible parts of the system were visually inspected apartfrom communal systems, which were not inspected.No tests whatsoever were carried out to the system orappliances.Heating and hot water are available via a wall mounted gas firedboiler located to the kitchen. Radiators have been connectedthroughout.DrainageDrainage covers etc were not lifted.Neither drains nor drainage systems were tested.Drainage is assumed connected to the main public sewer.Fire, smoke and burglar alarmsVisually inspected.No tests whatsoever were carried out to the system orappliances.Legislation by the Scottish Government, which took effect fromFebruary 2022, requires all residential properties to have a systemof inter-linked smoke alarms and heat detectors. Carbon monoxidedetectors are also required where appropriate. Purchasers shouldappraise themselves of the requirements of this legislation, andengage with appropriately accredited contractors to ensurecompliance.Any additional limits to inspectionParts of the property, which are covered, unexposed orinaccessible, cannot be guaranteed to be free from defect.I have not carried out an inspection for Japanese Knotweed andunless otherwise stated, for the purposes of the valuation I haveassumed that there is no Japanese Knotweed or other invasiveplants within the boundaries of the property or in neighbouringproperties.The report does not include an asbestos inspection. However7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Page 4 of 15

Single SurveyAny additional limits to inspectionasbestos was widely used in the building industry until around2000, when it became a banned substance. If the possibility ofasbestos based products has been reported within the limitationsof the inspection and you have concerns you should engage aqualified asbestos surveyor. Any such materials should not bedrilled or disturbed without prior advice from a licensed specialist.Random testing for dampness was undertaken internally with theuse of a moisture meter where accessible and consideredappropriate.The property was occupied, fully furnished and all floors werecovered. Floor coverings restricted my inspection of flooring.In accordance with Health and Safety guidelines I have notdisturbed insulation, furniture or personal effects (particularly incupboards). Floor coverings have not been moved.Personal effects in cupboards and fitted wardrobes were not movedand restricted my inspection.My physical inspection of the roof void area was restricted due toinsulation material, stored items and lack of suitable crawl boards.As a result the roof void area was only viewed from the accesshatch.I was not able to inspect the sub floor area.Concealed areas beneath and around the bath and kitchen unitswere not visible. Water spillage in these areas can often bediscovered unexpectedly with resultant damage to concealed partsof the fabric.The inspection is not a fire or life safety risk assessment andshould not be relied on as a risk assessment inspection. Furtheradvice should be sought if a specific risk assessment of theproperty and building that it forms part of is required.Where repairs are required at height compliance with Health andSafety legislation often requires the use of scaffolding which cansignificantly impact on the cost of repair. Pricing repairs is out withthe remit of this report but it would be prudent to consider costsand budgeting before offering. The various trades can advisefurther.7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Page 5 of 15

Single Survey7 Monastery Street,DUNFERMLINE, KY12 7PQ18th July 2022 DU220930Page 6 of 15

Single Survey2. ConditionThis section identifies problems and tells you about the urgency of any repairs by using one of the following threecategories:Category 3Category 2Category 1Urgent repairs or replacement areneeded now. Failure to deal withthem may cause problems to otherparts of the property or cause asafety hazard. Est

Property Questionnaire 21 July 2022 12:35:06. Single Survey survey report on: Property address 7 Monastery Street, DUNFERMLINE, KY12 7PQ . The Seller has engaged the Surveyors to provide the Single Survey Report and a generic Mortgage Valuation Report for Lending Purposes. The Seller has also engaged the Surveyors to provide an Energy