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ANANDRATHIPrivate Wealth. uncomplicatedRef No: 33/2022-23Dated: July 12, 2022BSE LimitedDepartment of Corporate ServicesNational Stock Exchange of India LimitedListing DepartmentPhiroze Jeejeebhoy TowersExchange Plaza, C-1, Block G, Bandra Kurla Complex,Dalal Street, Mumbai — 400 001Bandra (East), Mumbai - 400 051serib Code: 543415Trading Symbol: ANANDRATHIScrip ID: ANANDRATHISubject: Submission of Investor PresentationDear Sir/Madam,In terms of Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015,we are enclosing herewith the Investor Presentation.We request you to kindly take the above on record.Thanking You,Yours faithfully,For Anand Rathi Wealth LimitedAree(Jinal Trivedi)Interim Compliance OfficerEnclosed: As aboveANAND RATHI WEALTH LIMITED(Formerly known as ‘Anand Rathi Wealth Services Limited)AMFI-Registered Mutual Fund DistributorCIN No.: U67120MH1995PLC086696Registered Office :Express Zone, A Wing, 10th Floor, Western Express Highway, Goregaon (East), Mumbai - 400 063,Maharashtra. Tel No. 91 22 62817000. www.rathi.comCorporate Office : 11th Floor, Times Tower, Kamala City, Senapati Bapat Marg, Lower Parel - 400 013, Maharashtra,Tel No. 91 22 40477000.

Investor PresentationQuarter Ended 30th June 2022

Safe HarborThis presentation and the accompanying slides (the “Presentation”), which have been prepared by Anand Rathi Wealth Limited (the “Company”), have been preparedsolely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or berelied on in connection with any contract or binding commitment whatsoever. No offering of securities of the Company will be made except by means of a statutory offeringdocument containing detailed information about the Company.This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation orwarranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of thisPresentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, orany omission from, this Presentation is expressly excluded.Certain matters discussed in this Presentation may contain statements regarding the Company’s market opportunity and business prospects that are individually andcollectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertaintiesand assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to, the performance of the Indian economy and of the economies ofvarious international markets, the performance of the industry in India and world-wide, competition, the company’s ability to successfully implement its strategy, theCompany’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company’smarket preferences and its exposure to market risks, as well as other risks. The Company’s actual results, levels of activity, performance or achievements could differmaterially and adversely from results expressed in or implied by this Presentation. The Company assumes no obligation to update any forward-looking information containedin this Presentation. Any forward-looking statements and projections made by third parties included in this Presentation are not adopted by the Company and the Company isnot responsible for such third party statements and projections.2

Private Wealth Business

Key Highlights for Q1FY23 – Private Wealth BusinessTrail Revenue (Rs. Crs.)Total Revenue (Rs. Crs.)Profit After Tax (Rs. Crs.) 36% 34% 42% 3% 17%42419530Q1FY22Q4FY22Q1FY23Q1FY22AUM (Rs. Crs.)32,054Q4FY22 16%12929Q1FY2332,1426,371Mar-22Q1FY22Active Client Families (Nos.)27,887Jun-21110Jun-22Return on FY22Q4FY22Q1FY23Relationship Managers 1

One of the leading Private Wealth Solutions Firm in IndiaOne of the leading non-bank wealth solutions firms in India & have been ranked amongst the top three non-bank mutual fund distributors in India by gross commissionStarted in 2002 as an AMFI registered mutual fund distribution (MFD) business – and have evolved into providing, well researched solutions to our Clients by facilitating investments in financialinstruments through an objective driven processNumber of RM’sPresence across India271StrengthsComprehensiveWealth SolutionAuM GrowthRs. Crs.Client-specific financial strategywith the focus on long termreturns, through MFs and OthersecuritiesSafety net & estate planningusing trusts & wills32,14214,986Mar-18Jun-22Note: Maps not to scale. All data, information, and maps are provided "as is" without warranty or any representation of accuracy Growth is on CAGR basisProcess-drivenframework forconsistent delivery ofserviceAuM per RMRs. 119 crores 20% 5Client Growth11 offices across all majorIndian cities A representative office inDubai 21% 7,477Clients per RM3,293Mar-18 28Jun-22

Focused on More Rewarding HNI SegmentShare in CurrentAuM* (%)These were mostly HNIs when they were16.3%on-boarded and have subsequentlyelevated as UHNIs over a period of time50.4%Slower and difficult to build, but far moresustainable with long term profitability33.3%*As on 30th June 20226

Offer end-to-end, process driven, standardized & well researched solutionStandardized SolutionClient goalsDiscussion with clients on investmentprinciples, risk and portfolio strategyConsistent client outcomesProvide comparative investment optionsAbility to train and build RMpool internallyCreate client conviction to actExecution and reportingScalableOngoing monitoring and portfolio rebalancing Well researched Mutual Fund selection process Diversified Sources of MLDs7

Private Wealth Performance MetricsProduct Wise AUM Mix (Rs. Crs.)27,88732,054Trail Income coverage as % of Fixed Cost*Net Flows (Rs. 1FY2370%33%30%30%11%12%12%Jun-21Mar-22Jun-22Equity MFDebt MFOther Securities273Q1FY22Q4FY22Q1FY23Q1FY22Others Steady Increase in share of Equity Mutual fund AUM despite challenging market scenarios, Equity MF contributes 46% of total AUM as on 30th June 2022 Highest ever quarterly Inflow of new money signifying strong growth momentum. Net Flows for the quarter stood at a whooping Rs.1,355 crores a growth of 395% over same periodlast year Improving Trail Income as a percentage of Fixed Cost which stood at 85% as compared to 70% over same period last year*including all operating costs excluding incentive payout8

Advantage of Client Vintage and StickinessClient Vintage (Nos.)AUM 7%23%23%Jun-21Mar-22Jun-22Jun-21Mar-22Jun-22 3 Year0 to 3 Year 3 YearNet Client Addition (Nos.)0 to 3 YearClient Attrition (% of AUM FY22Q4FY22Q1FY23*Annualized58.2% of our clients have been associated with us for over 3 years, representing 77.0% of our total PW AuM, which shows our strength in vintage of both clients andtheir AuM in our business as on 30th June 20229

Increasing Share of Higher Vintage Relationship Managers (RMs)Regret RM Attrition*Vintage Wise Relationship Managers r-22Jun-2270Jun-21 5 Year3 to 5 YearQ1FY22 3 YearQ4FY22Q1FY23*RM with AUM greater than Rs. 40 crores10

India’s Wealth Story to unlock in coming yearsAnand Rathi Wealth : Well, poised to grow exponentially

Industry Growth DriversIncreasing Penetration of Mutual Fund Market in IndiaAssets managed by the Indianmutual fund industry(Rs. Trillion)Penetration of MF Industry(AUM to GDP Ratio - India V/S OtherEconomies) 8%140%Increase in HNI population in India In the past three decades, per capita incomes have multiplied Strong underlying economic expansion along with significant growth per capita income will drivethe pace of wealth creation in India where investment towards financial savings is graduallyincreasing with increase in GDP-1.9%37.734.1Growth of HNIs in India (Nos. in tedStatesBrazilGlobalAverage7.974.87 Further, India accounts for less than 2% of the global mutual fund industry,representing a significant growth opportunity.2016 The wealth management market (assets under advisory) in India: About 21.77 trillion in July 2021, which is only approx. 9% of thecountry’s GDP v/s 60% to 75% of GDP in established markets whichsignifies immense growth opportunities for the sector2026 (E)Number of HNIs (US 1 Mn )HNIs in India are inclining towards ‘objective-driven approach’ to investing togenerate higher returns with reduced riskSource : The Wealth Report – 2022,Knight FrankSource: CART Industry Report202112

Huge Market PotentialStrong macro-economic trends and a growing HNI families expected to drive growth in the Indian wealth solutions spaceIndividual’sFinancial Assets (INR trillion)Financial assets as% of total assets togrow from 57% inFY20 to 63% inFY25INR 97.3 Trillion2025EINR 414.8 Trillion512.221.93%CAGR262.912.84%CAGREquity linkedassetsOtherfinancialassetsINR 36.1 TrillionINR 226.8 TrillionMutual fund assets togrow 2.3x from FY20to FY252020FY20FY251,269 3,00,00097,689698US millionaires toincrease 1.8x by202520202025FY12# of US millionaires (‘000)Source: CART Industry ReportTaxpayers INR 10million Income to grow3x from FY18 to FY2536,690FY18FY25EPeople earning income INR 10 million13

Digital Wealth – New Age Business

1. Digital Wealth – Strategy, Philosophy & OpportunitiesLeveraging technology to cater to the mass affluent segment through a Phygital ModelDW – A Holistic SolutionChallenges faced by Customers Poor Quality of advice and service due to inadequatelyskilled, low inexperienced & high attrition channelComprehensive packaged solution delivered through a fullyvariable and scalable business model, leveraging technology High cost of delivery of advice leads to mis-sellingspecially products having upfront payoutsAlgo driven real-time portfolio restructuring and rebalancingAccess to private wealth quality of product researchAnand Rathi AdvantageUncomplicated customer education, strategy & reporting Leverage PWM Model Use of Expertise in Product Selection360o digital delivery model – client app, educational videos &webinars, customer support- delivered by partners Established Brand15

Digital Wealth : Scaling up with use of TechnologyCustomer Segment : Mass Affluent having existing financial assets: Rs. 10 lakhs – Rs. 5 croresAuM (Rs. Crs.)852Clients (Nos.)Mar-22Jun-22 Commission on MutualFund (MF) and distributionof Other securitiesPartners on fully variablemodel, hence no fixed costfor platformJun-21Mar-22Jun-22Unique Approach to Wealth SolutionsCore Revenue Model 4,0213,348674Jun-213,907819Delivers service through a‘phygital channel’ i.e., acombination of humandistributor (physical)empowered with technology(digital)Seeks to build a scalable andprofitable model by using thisblend of technologycapabilities and humaninterface16Attempts to build a partnerled distribution through whoma packaged investmentsolution is delivered

Omni Financial Advisor (OFA) –New Age Business

2. OFA - Provides a technology platform to the MFDs & their clientsTarget Segment – ARN Holder (Certified Mutual Fund Distributors) with Rs. 5-50 crores of AUMTop 3 Pain Points of MFDsOFA - Our SolutionsThe Anand Rathi Advantage Lack of Infrastructure & Tech with small MFDs Mobile –led Tech Infrastructure Network vs sub-broker Poor Client Engagement – Sell & Move-on model Client Reporting, Transaction & Engagement Scale Client Acquisition & Client Retention Pre Sales – Sales – Post Sales enablers Existing Brand & ExpertiseAnand Rathi OFA Unique PropositionOnce MFD is onboarded, theaccount set up is done withina weekMFD – Mutual Fund DistributorAdditional ProductCapability & dedicatedpost sales serviceCompetitive pricing18Help grow thecustomers’ business