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Residential Mortgage Range (continued)Large Loan Mortgages over 1m - Available for re-mortgage only, maximum property value of 2mRate TypeRepayment TypeProductCodeInitialInterestRateMaximumLoan SizeProductFeeFollowOn Rate(StandardVariableRate)OverallCost ForComparisonFeatures4.6% APRC 5Legal Assist and novaluation fee60% Loan to Value2 Year Fixed Rate5 Year Fixed RateCapital and Interest /Interest OnlyCapital and Interest /Interest OnlyD56192.89%D56202.89%4.6% APRC 6 250 Cashback and novaluation feeD56282.99%4.4% APRC 5Legal Assist and novaluation feeD56292.99%4.4% APRC 6 250 Cashback and novaluation feeD56222.99%4.7% APRC 5Legal Assist and novaluation fee 1.2m 1.2m0.50%0.50%4.75%4.75%75% Loan to Value2 Year Fixed Rate5 Year Fixed RateCapital and Interest /Interest OnlyCapital and Interest /Interest Only 1.5m0.50%4.75%D56232.99%4.7% APRC 6 250 Cashback and novaluation feeD56313.09%4.4% APRC 5Legal Assist and novaluation feeD56323.09%4.4% APRC 6 250 Cashback and novaluation feeD56253.29%4.7% APRC 5Legal Assist and novaluation fee4.7% APRC 6 250 Cashback and novaluation fee4.5% APRC 5Legal Assist and novaluation fee4.5% APRC 6 250 Cashback and novaluation fee 1.5m0.50%4.75%80% Loan to Value2 Year Fixed Rate5 Year Fixed RateCapital and Interest /Interest OnlyCapital and Interest /Interest Only 1.6mD56263.29%D56343.49% 1.6mD56353.49%0.50%0.50%4.75%4.75%pg 7Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential RegulationAuthority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1401 OF PR000708 (07/22)

Residential Mortgage Range (continued)Professional Mortgage Range This product is for fully qualified, registered and practicing Solicitors, Barristers, Medical Doctors, Accountants,Actuaries, Vets, Dentists, Surveyors, Architects and Engineers We can offer enhanced income multiples (normally we offer 4.49 times the customer’s income but for theprofessional mortgage we can offer 5.5 times their income - subject to affordability) The customer must be over 21 years of age Applicants accessing this range due to being from an accepted profession must have qualified in the last tenyears and be registered with the appropriate UK professional body. They must also work in the field related totheir profession We will consider professional applications for up to two applicants only, at least one applicant must meet ourprofessional criteria Overpayments of 20% of the initial amount borrowed is allowed each yearRegistered bodiesWe can only accept applications for the Professional Mortgage if the customer is registered with the following:BarristersActuaries- The Bar Council- The Institute and Faculty of Actuaries (IFoA)AccountantsSolicitors- Institute of Chartered Accountants England & Wales- Law Society of Scotland- Institute of Chartered Accountants Scotland- Law Society of England & Wales- Chartered Institute of Management Accountants- Law Society of Northern Ireland- Association of Chartered Certified AccountantsMedical Doctors- Chartered Institute of Public Finance and Accountancy- General Medical CouncilDentistsVets- General Dental Council (GDC)- Royal College of Veterinary Surgeons (RCVS)EngineersSurveyors- Institute of Engineering and Technology Incorporated Engineers (IEng)- Royal Institute of Chartered Surveyors (RICS)- Institute of Engineering and Technology Chartered Engineers (CEng)Architects- Architects Registration Board (ARB)Note: Professionals employed in a role without their qualification as their job title will be considered on an individual basis.E.g. a fully qualified accountant working as a senior finance manager would be considered for a Professional Mortgage.Being self-employed is no barrier to having an application accepted - in fact, many self-employed professionals find theflexibility of this mortgage ideally suited to their needs.pg 8Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential RegulationAuthority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1401 OF PR000708 (07/22)

Residential Mortgage Range (continued)Professional Mortgages – Available for house purchase and re-mortgageRepayment TypeProductCodeInitial InterestRateMaximumLoan sizeProductFeeFollowOn Rate(StandardVariable Rate)Overall Costfor ComparisonAPRC75% Loan to Value5 Year FixedRateCapital & InterestQC55143.54%Interest Only / Part & PartQI55153.74%QC55163.64%QI55173.84%Capital & InterestQC55183.74%Part & PartQI55193.94%QC55203.94% 1m 9994.75% 1m 9994.75% 1m 9994.75% 675,000 9994.75%4.4% APRC*4.6% APRC**80% Loan to Value5 Year FixedRateCapital & InterestPart & Part4.4% APRC*4.6% APRC**85% Loan to Value5 Year FixedRate4.5% APRC*4.6% APRC**90% Loan to Value5 Year FixedRateCapital & Interest4.6% APRC*pg 9Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential RegulationAuthority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1401 OF PR000708 (07/22)

Residential Mortgage Range (continued)Important InformationOur re-mortgage offersAll of the mortgages featured are available for re-mortgages. Additionally we offer two specific fee assisted options. Moving yourmortgage to Metro Bank will result in legal and valuation costs. Metro Bank will pay these costs as outlined below:Legal AssistWe will appoint a solicitor from our panel to act on behalf of Metro Bank, this covers straightforward remortgage transactions forfreehold and leasehold property’s up to a property value of 2 million.There will be additional fees for: Capital raise for onward purchase (excluding Let to Buy) Capital raise for all other reasons (for example home improvements)There may be additional fees not listed above which are not covered by our Legal Assist product, such as a funds release fee. Pleaseensure your customer reads all the information provided by the appointed solicitor to ensure this is right for them.The following is not covered by Legal Assist and therefore a Cashback product will need to be chosen: Independent legal advice (for joint borrower/sole proprietor applications) Clearing additional charges registered with the property Clearing debts on completion if conditioned on the offer and fee assist firm required to control closure First registration of title AST’s over 12 months long Listed properties Transfer of equity (TOE) Let to Buy Mining or additional searches Change of names on title Dealing with independent solicitors 2nd charge repaymentCashbackIf you choose a product that offers a cashback we will not pay any of your legal costs, instead you may wish to use the cashbacktowards them, we will pay you the cashback after your mortgage completes. Our cashback products are available up to a maximumproperty value of 2 million.ValuationWe will carry out a standard valuation for our purposes up to a maximum property value of 2 million.Unencumbered PropertiesOur re-mortgage offers are available for unencumbered properties with a minimum loan size of 150,000, maximum property valueof 2 million.Some charges to be aware of Conveyancer’s fees Standard valuation fee per property (see table below) Other fees may apply after you take out your mortgage (please see our Tariff of Charges for more details)Property valueup toFee for StandardValuationFee for HomebuyersSurveyProperty valueup toFee for StandardValuationFee for HomebuyersSurvey 200,000 130 330 1,000,000 550 1,350 250,000 180 385 1,250,000 755 1,555 300,000 200 450 1,500,000 875 1,775 350,000 240 515 1,750,000 995 2,245 400,000 250 600 2,000,000 1,200 2,700 450,000 275 625 3,000,000 1,400 3,150 500,000 300 700 4,000,000 1,810 3,560 600,000 345 795 5,000,000 2,220 4,470 700,000 420 895Over 5,000,000 750,000 420 1,020By negotiationThe standard valuation is for Metro Bank’s use only.pg 10Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential RegulationAuthority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1401 OF PR000708 (07/22)

Residential Mortgage Range (continued)Important InformationEarly repayment charges (1% for each year of initial rate remaining)You can pay back the capital part of your loan by making “overpayments”. These are amounts in excess of yourmonthly mortgage payment. An early repayment charge may apply if you make overpayments whilst you arepaying the initial rate on your mortgage. Where this does apply, an early repayment charge is payable if the totaloverpayments in any one year exceed 20% of the amount which you borrowed. The early repayment charge is apercentage of the repaid amount, calculated as follows:Years left on initial rateEarly Repayment Charge - calculated asa percentage of amount repaid early.Between 4and 5Between 3and 4Between 2and 3Between 1and 2Less than 15%4%3%2%1%Should you decide to repay your loan early, please contact us to ascertain the exact level of the early repayment charge atthat moment.pg 11Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential RegulationAuthority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1401 OF PR000708 (07/22)

Residential Mortgage Range (continued)Our Loan to Value limits explained:The amount of your deposit (or equity available in the property) will determine the maximum loan amount.For example, if your deposit / equity is 10% then at 90% loan to value the maximum loan amount is 675,000.Up to 95% loan to value the maximum loan amount is 675,000Up to 90% loan to value the maximum loan amount is 675,000Up to 85% loan to value the maximum loan amount is 1,000,000Up to 80% loan to value the maximum loan amount is 2,000,000Up to 75% loan to value the maximum loan amount is 2,500,000Up to 70% loan to value the maximum loan amount is 5,000,000Up to 65% loan to value the maximum loan amount is over 10,000,000Up to 60% loan to value the maximum loan amount is over 10,000,000Up to 50% loan to value the maximum loan amount is over 10,000,000These limits may be restricted by productBank of England Base Rate, currently 1.25%.“Loan to value” is the amount you want to borrow described as a percentage of the total value of the property. For example, if the property is valued at 100,000 and you wish to borrow 75,000, the loan to value is 75%.*The APRC is calculated using the following scenario: Purchase property value of 450,000; loan size of 295,000. The mortgage has a 25 year term andis repayable on a capital and interest basis. Fees total of 1,599 are not part of the loan amount.**The APRC is calculated using the following scenario: Purchase property value of 450,000; loan size of 295,000. The mortgage has a 25 year termand is repayable on an interest only basis. Fees total of 1,599 are not part of the loan amount. For mortgages over 1m the APRC is calculated using thefollowing scenario: property value of 4,000,000; loan size of 2,000,000. The mortgage has a 25 year term and is repayable on an interest only basis.Fees total of 12,060 are not part of loan amount.The APRC is calculated using the following scenario: Purchase property value of 450,000; loan size of 234,000. The mortgage has a 25 year term andis repayable on a capital and interest basis. Fees total of 1,084 are not part of loan amount.12The APRC is calculated using the following scenario: Purchase property value of 450,000; loan size of 234,000. The mortgage has a 25 year term andis repayable on a capital and interest basis. Fees total of 1,249 are not part of loan amount.3The APRC is calculated using the following scenario: Purchase property value of 450,000; loan size of 234,000. The mortgage has a 25 year term andis repayable on an interest only basis. Fees total of 1,084 are not part of loan amount.4The APRC is calculated using the following scenario: Purchase property value of 450,000; loan size of 234,000. The mortgage has a 25 year term andis repayable on an interest only basis. Fees total of 1,249 are not part of loan amount.5The APRC is calculated using the following scenario: Purchase property value of 2,000,000; loan size of 1,300,000. The mortgage has a 25 year termand is repayable on an interest only basis. Fees total of 7,785 are not part of loan amount.The APRC is calculated using the following scenario: Purchase property value of 2,000,000; loan size of 1,300,000. The mortgage has a 25 year termand is repayable on an interest only basis. Fees total of 7,950 are not part of loan amount.6We’d love you to get in touchMortgage Customers: If you have a question about a new mortgage application, call 0203 427 1435.Opening hours: Monday to Wednesday, 9am to 5.30pm; Thursday, 10am to 5.30pm; Friday: 9am to 5.30pm;Saturdays, Sundays and bank holidays, closedMortgage Brokers: For enquiries on new and existing applications, call 0203 427 1019.Opening hours: Mondays, Wednesdays and Fridays, 9am to 5.30pm; Tuesdays and Thursdays 9.30am – 5.30pm;Saturdays, Sundays and bank holidays, closedpg 12Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential RegulationAuthority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1401 OF PR000708 (07/22)

Rate Type Repayment Type Product Code Initial Interest Rate Maximum Loan Size Product Fee Follow On Rate (Standard Variable Rate) Overall Cost For Comparison 75% Loan to Value 2 Year Fixed Rate Capital and Interest R5478 3.19% 1m 999 4.75% 4.6% APRC* Interest Only / Part & Part I5481 3.39% 4.7% APRC** 5 Year Fixed Rate Capital and Interest .