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STATEWIDESPECIALLY ADAPTED HOUSING AND SPECIAL HOUSING ADAPTATIONS GRANTPROGRAM ADMINISTRATORUnited States Department of Veterans AffairsCONTACT INFORMATIONSt. Paul VA Regional Loan Center (612) s/adaptedhousing.aspWHAT CAN I USE THE MONEY FORAccessibility items such as bathrooms, carpet, doorways, faucets, garages, kitchens, level views, ramps, sliding doors,and walkways in home where veteran lives or intends to live. May also be used to construct a specially adapted t1 va pamphlet 26 jrd edits doc.pdf andhttp://www.benefits.va.gov/homeloans/docs/part2 va pamphlet 26 jrd edits doc.pdfHOW DO I APPLYDownload an application at www.vba.va.gov/pubs/forms/VBA-26-4555-ARE.pdf and return to St. Paul VA RegionalLoan Center Attention: Loan Guaranty Division, 1 Federal Dr., Fort Snelling, St. Paul, MN 55111.DOES MY HOUSE QUALIFYIn general you must have a permanent or service-related disability, be a veteran or service member, and live in ahome that can be modified by the Veterans Departments standards. See the grant fact sheets for further t1 va pamphlet 26 jrd edits doc.pdf andwww.benefits.va.gov/homeloans/docs/part2 va pamphlet 26 jrd edits doc.pdfARE MANUFACTURED HOMES ELIGIBLENoHOW MUCH MONEY IS AVAILABLEGrants up to 67,555. The level of disability determines benefit eligibility.HOW DO I REPAY THE MONEYNo repayment is required.DOES MY INCOME QUALIFYNo income limits.DO I NEED TO PAY MONEY UPFRONTVaries by situation.ADDITIONAL INFORMATIONThis information is subject to change due to changes in legislation or funding.LAST UPDATEDOctober 20135 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

STATEWIDEHOME IMPROVEMENT FINANCINGPROGRAM ADMINISTRATORCenter for Energy and EnvironmentCONTACT INFORMATIONFor general information call (612) 335-5884 or email AT CAN I USE THE MONEY FORDepends upon the program. Generally, energy-efficiency projects or other interior and exterior permanentimprovements.HOW DO I APPLYVisit www.mnlendingcenter.org for a link to the online and manual application and additional information.DOES MY HOUSE QUALIFYThere are a variety of loans and grants statewide with different qualifications. Some minimum requirements includeliving in the home, meeting the maximum loan-to-value limits, being current with your mortgage and living in aneighborhood or city served by the program. Contact CEE for complete details.ARE MANUFACTURED HOMES ELIGIBLEOnly in the City of Blaine.HOW MUCH MONEY IS AVAILABLEIt depends on the program, and ranges up to 50,000.HOW DO I REPAY THE MONEYDepending on the program, it may be a low-interest loan, a deferred loan that may be forgiven over time, or a grantthat does not require repayment.DOES MY INCOME QUALIFYDepends on the program. Many programs do have income limits.DO I NEED TO PAY MONEY UPFRONTThere are closing costs associated with loans that must be paid in cash at closing. MHFA permits financing certaincosts, subject to loan limits.ADDITIONAL INFORMATIONFunding may be limited and is available on a first-come, first-served basis.LAST UPDATEDJune 20146 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

7-COUNTY METROMETRO PAINT-A-THONPROGRAM ADMINISTRATORGreater Minneapolis Council of ChurchesCONTACT INFORMATIONMolly Chandler mchandler@gmcc.org (612) 276-1579.WEBSITEwww.paintathon.gmcc.orgWHAT CAN I USE THE MONEY FORExterior painting of your home. The work is done by volunteers and materials are donated.HOW DO I APPLYCall or email Molly Chandler to request an application or download an application from the website. Applications mustbe received by mid-April each year. You will be notified in June/July if your home has been accepted for painting.DOES MY HOUSE QUALIFYThis program is for low-income single family homeowners in the seven-county metro who are over the age of 60and/or physically disabled. The home must need exterior painting, but not major repair work. Homes and garages thatare 1 or 1.5 stories tall are the best fit for our novice volunteers.ARE MANUFACTURED HOMES ELIGIBLEYesHOW MUCH MONEY IS AVAILABLENone. Volunteer labor.HOW DO I REPAY THE MONEYRepayment is not required.DOES MY INCOME QUALIFYIncome limits listed on the application. For example a household of one may earn up to 1,900 monthly.DO I NEED TO PAY MONEY UPFRONTNoADDITIONAL INFORMATIONNoneLAST UPDATEDJune 20147 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

7-COUNTY METROEXTERIOR PAINTING PROGRAMPROGRAM ADMINISTRATORHearts & Hammers, Twin CitiesCONTACT INFORMATIONCall (763) 502-1000 or email rs.orgWHAT CAN I USE THE MONEY FORThe work is done by volunteers and materials are donated. Common projects include exterior painting, deferredmaintenance items, and safety items.HOW DO I APPLYCall or email to request an application or download an application from website.DOES MY HOUSE QUALIFYThis program is for single family homeowners who are elderly and/or disabled. The home must require significantexterior painting and be located in the cities of Minneapolis or St. Paul. Suburban homes are considered on a case bycase basis.ARE MANUFACTURED HOMES ELIGIBLENoHOW MUCH MONEY IS AVAILABLENone. Volunteer labor.HOW DO I REPAY THE MONEYRepayment is not required.DOES MY INCOME QUALIFYIncome guidelines listed on the website. For example, a household of four can earn up to 50,100 annually.DO I NEED TO PAY MONEY UPFRONTNoADDITIONAL INFORMATIONNoneLAST UPDATEDJanuary 20158 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

7-COUNTY METROHOME REPAIR PROGRAMPROGRAM ADMINISTRATORRebuilding Together Twin CitiesCONTACT INFORMATIONTony Sjogren (651) 776-4273 http://www.rebuildingtogether-twincities.orgWHAT CAN I USE THE MONEY FORGeneral home repair and accessibility modification services with priority given to critical repairs to ensure that thehome is safe, warm and dry.HOW DO I APPLYDownload an application at t/uploads/2012/11/HomeownerApplication.pdfDOES MY HOUSE QUALIFYYou must live in your home, have homeowners insurance, at least one person in the home must be an older adult(55 ), an individual living with a disability, a child under the age of 18, or an active or retired member of the armedservices, and you must live in the 7-County Metro Area.ARE MANUFACTURED HOMES ELIGIBLENoHOW MUCH MONEY IS AVAILABLENone. Volunteer labor and materials are donated to provide repairs/improvements at no cost to qualified homeownersHOW DO I REPAY THE MONEYRepayment is not required unless you move out of the home within 5 years.DOES MY INCOME QUALIFYYour income must be at or below 50% of the Area Median Income. For example, a household of four can earn up to 41,350 annually.DO I NEED TO PAY MONEY UPFRONTNoADDITIONAL INFORMATIONTo the extent that they are able, applicants and their families are asked to work side-by-side with volunteersLAST UPDATEDJanuary 20159 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

7-COUNTY METROSAFE AT HOME PROGRAMPROGRAM ADMINISTRATORRebuilding Together Twin CitiesCONTACT INFORMATIONTony Sjogren (651) 776-4273 http://www.rebuildingtogether-twincities.org/WHAT CAN I USE THE MONEY FORMoney is not available. Home repair and accessibility modifications are made at no cost to the homeowner. The workis done by volunteers and materials are donated. Common projects include installing grab bars, shower seats,handheld shower units, raised toilet seat adapters, handrails (interior and exterior), and smoke and carbon monoxidedetectors.HOW DO I APPLYDownload an application at 3.pdfDOES MY HOUSE QUALIFYYou must live in your home, have homeowners insurance, at least one person in the home must be an older adult(55 ) or an individual living with a disability. You must live in the 7-County Metro Area.ARE MANUFACTURED HOMES ELIGIBLENoHOW MUCH MONEY IS AVAILABLENone. Volunteer labor and donated materials to provide repairs/improvements at no cost to qualified homeowners.HOW DO I REPAY THE MONEYRepayment is not required unless you move out of the home within 2 years.DOES MY INCOME QUALIFYYour income must be at or below 50% of the Area Median Income. For example a household of four can earn up to 41,350 annually.DO I NEED TO PAY MONEY UPFRONTNoADDITIONAL INFORMATIONTo the extent that they are able, applicants and their families are asked to work side-by-side with volunteers on theirhome.LAST UPDATEDJanuary 201510 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

7-COUNTY METROA BRUSH WITH KINDNESSPROGRAM ADMINISTRATORTwin Cities Habitat for HumanityCONTACT INFORMATIONGeneral information line (612) 788-8169 abwk@tchabitat.orgWEBSITEwww.tchabitat.org or www.abwktwincities.orgWHAT CAN I USE THE MONEY FORThe work is done by volunteers and materials are donated. Common projects include exterior painting, deferredmaintenance items, and safety items.HOW DO I APPLYCall or email to request an application or download from website.DOES MY HOUSE QUALIFYYou must live in your home, and it must be located in the 7-County Metro Area. You must plan to stay in your homefor at least three years.ARE MANUFACTURED HOMES ELIGIBLEYesHOW MUCH MONEY IS AVAILABLENone. Volunteer Labor.HOW DO I REPAY THE MONEYRepayment is not required unless an extensive amount of work is done and you sell or refinance your home within 7years. Then you are asked to make a financial contribution for future homeowners to have access to the service.DOES MY INCOME QUALIFYYour income must be at or below 60% of the Area Median Income. For example a household of four can earn up to 49,740.DO I NEED TO PAY MONEY UPFRONTNoADDITIONAL INFORMATIONThe scope of work must be within A Brush with Kindness and its volunteers skill set and available resources. Ablebodied residents are required to work alongside volunteers and homeowners are to be home at all times when thevolunteers are working.LAST UPDATEDJanuary 201511 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

MINNEAPOLISCITY OF MINNEAPOLIS HOME IMPROVEMENT LOANPROGRAM ADMINISTRATORGreater Metropolitan Housing CorporationCONTACT INFORMATIONFor South Minneapolis contact (612) 722-7141. For North Minneapolis contact (612) 588-3033.WEBSITEhttp://www.gmhchousing.org/WHAT CAN I USE THE MONEY FORCode violations, installation of weatherization and/or other cost-effective energy conservation improvements, healthand safety items or to make the home more accessible for residents of disabilities.HOW DO I APPLYCall the general information line.DOES MY HOUSE QUALIFYYou must live in your home in the City of Minneapolis.ARE MANUFACTURED HOMES ELIGIBLENoHOW MUCH MONEY IS AVAILABLEHomeowners with gross annual income up to 50% of the Area Median Income are eligible for up to 20,000;Homeowners with gross annual income between 51% and 80% are eligible for up to 25,000HOW DO I REPAY THE MONEYHomeowners above 50% of the Area Median Income will have a monthly payment with 1% interest.DOES MY INCOME QUALIFYYour income must be at or below 80% of the Area Median Income For example a household of four can earn up to 65,840 annually.DO I NEED TO PAY MONEY UPFRONTThere is a 15 fee for a credit report at time of application and mortgage recording fees paid at closing.ADDITIONAL INFORMATIONThere is currently a wait list for this program.LAST UPDATEDSeptember 201412 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

MINNEAPOLISST. ANTHONY VILLAGE REHAB INCENTIVE PROGRAMPROGRAM ADMINISTRATORGreater Metropolitan Housing CorporationCONTACT INFORMATIONCall the general information call 612 588-3033 or go to website ousing.org/WHAT CAN I USE THE MONEY FORInterior and exterior repairs and improvements are eligible.HOW DO I APPLYCall the general information line.DOES MY HOUSE QUALIFYOwner-occupied, single-family and duplex properties located in the City of St. Anthony Village.ARE MANUFACTURED HOMES ELIGIBLENoHOW MUCH MONEY IS AVAILABLEThis is an incentive grant program that provides homeowners with a rebate of 10%, 12% or 15%, depending onincome, of the total cost of a home improvement project, not to exceed 3,000 per household.HOW DO I REPAY THE MONEYNo repayment is required.DOES MY INCOME QUALIFYHouseholds earning up to 41,150 can receive up to a 15% rebate; households with incomes between 41,950 and 67,119 can receive up to a 12% rebate, and households earning between 65,841 and 94,645 can receive up to a10% rebate. Incomes over 96,486 are not eligible for the program.DO I NEED TO PAY MONEY UPFRONTNoADDITIONAL INFORMATIONThere is a waiting list for this program.LAST UPDATEDSeptember 201413 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

MINNEAPOLISST. ANTHONY VILLAGE REVOLVING LOANPROGRAM ADMINISTRATORGreater Metropolitan Housing CorporationCONTACT INFORMATIONCall the general information call 612 588-3033 or go to website ousing.org/WHAT CAN I USE THE MONEY FORInterior and exterior repairs and improvements such as decks, retaining walls, skylights, garages, landscaping,fencing); correcting state or local code deficiencies, health and safety items; improve handicap accessibility; reducelong term maintenance and energy costsHOW DO I APPLYCall the general information line.DOES MY HOUSE QUALIFYYou must live in your home in and it must be located in the City of St. Anthony Village. Condos and townhouseseligible for interior improvements only.ARE MANUFACTURED HOMES ELIGIBLENoHOW MUCH MONEY IS AVAILABLEUp to 10,000.HOW DO I REPAY THE MONEYThe loan is 3% interest, for up to 7 years with monthly payments.DOES MY INCOME QUALIFYNo income limits apply.DO I NEED TO PAY MONEY UPFRONT 15.00 credit report fee payable at time of application. Mortgage recording fees are paid at closing.ADDITIONAL INFORMATIONNoneLAST UPDATEDSeptember 201414 P a g eMinnesota Homeownership CenterHome Rehab and Repair Matrix – January 2015

MINNEAPOLISHOME REPAIR LOAN PROGRAMPROGRAM ADMINISTRATORProject for Pride in Living (PPL)CONTACT INFORMATIONBo Scarim (612) 455-5221 pairWHAT CAN I USE THE MONEY FORLoans will abate any lead and radon hazards before addressing health and safety concerns of the applicant. If fundsallow, the loan will be used to b

3 Page Minnesota Homeownership Center Home Rehab and Repair Matrix - January 2015 ENERGY INCENTIVE LOAN PROGRAM ADMINISTRATOR Minnesota Housing CONTACT INFORMATION Call Minnesota Housing's Single Family Division: (651) 296-8215 or 1-800-710-8871. Email mn.housing@state.mn.us