Management Liability And Specialty Programs Overview

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www.nationwide-mls.comAM Best rating of A (Superior), FSC XV S&P A Management Liability and SpecialtyPrograms OverviewOUR EXPERTISE will provide the solutions. Our responsiveness willprovide the service. And our financial strength will provide the stability.We are a FORTUNE 100 company with more than 16 million policies in force.

PRODUCTSHealthcareAdult Residential FacilityProfessional LiabilityInsurance (NIF)Behavioral Healthcare,Addiction and Social ServicesLiability Insurance (Negley)NIF Group is a national program manager and regionalwholesale broker. Based in New York with officesnationwide, NIF provides various coverages for adultresidential facilities.Negley Associates is the leading underwritingmanagement firm in the United States, serving theinsurance needs of behavioral health care agencies andrelated social services. Our mission is simple: to providethe best insurance solution so that our insureds havepeace of mind and can focus on what they do best — thedelivery of behavioral health care and social services totheir clients.Product highlightsProduct highlights An adult residential facility with 10 or fewer inhabitantsdesigned to provide help for seniors who needassistance with activities of daily living Coverage for alcohol/drug rehabilitation centers,mental health facilities, group homes, shelteredworkshops and related organizations Facilities typically located in specially retrofitted privatedwellings in residential neighborhoods and licensed bythe state General liability Professional liability Property Directors and Officers (D&O) liability Workers’ compensation General liability Professional liability Physical abuse PropertyFor more informationNIFnifgroup.comContactSherri Sheidler425-486-1011ssheidler@nifgroup.comFor more informationNegley Associatesjjnegley.comContactBernice is2Product highlightsFor more informationpropraxisins.com Claims-made professional liability Claims-made or occurrence general liabilityContact Deductible from 0 Follow form available Limits up to 10 millionBob Allen212-401-1561robert allen@propraxisins.com Defense outside the limit Individual Named on FDA 1572 Form Covered Crisis Response/Regulatory Coverage included Worldwide Coverage included Hired auto and non-owned auto availableFor more informationPro-Praxispropraxisins.comContactBob Allen212-401-1561robert allen@propraxisins.comExcess Healthcare ProfessionalLiability InsuranceSenior Living ProfessionalLiabilityPro-Praxis Senior Living Underwriters, a division ofCRC Programs and CRC Group, is a highly experiencedand client-focused managing general underwriter(MGU) servicing the insurance needs of the seniorliving industry and providing comprehensive solutionsfor senior living facilities. Our insurance products aresupported by effective risk management and resultsdriven claims handling.Program coverage is available in all 50 states for seniorliving facilities, subject to the specific product limitationsin certain states and venues.Product highlights Professional and general liabilityExcess Healthcare Professional Liability protects healthcare institutions, physicians and surgeons from catastrophiclitigation arising out of their professional services. Ourcoverage can be expanded to provide excess liabilityinsurance above general, auto, and employers’ liability aswell as other casualty insurance. Excess/umbrella liability Property Business autoProduct highlightsContact Claims-made professional liabilityClinical Research ProfessionalLiability Services Excess casualty coverage follows form of occurrence orclaims-made coverage Policy forms include lead umbrella, follow-form excessas well as reinsurance for captivesClinical Research offers coverage on primary and excessplacement. The eligible risks include independentresearch sites, contract research organizations, sitemanagement organizations, institutional reviewboards, data management safety boards, NFP researchinstitutes and trial sponsors/biotech firms. Limits up to 10 million Minimum attachment of 1 million Full Prior Acts coverage available to eligible risks Stand-alone tail coverage offered to eligible risksFor more informationpropraxisins.comDavid CantanutoDirect: 720-922-7208Cell: 720-234-1305david cantanuto@propraxisins.com3

PRODUCTSManagement/ProfessionalLiabilityArchitects and EngineersProfessional Liability Insurance(Euclid)Euclid provides Architects and Engineers ProfessionalLiability coverage on an admitted basis using AM Best’s A XV rated paper. We have more than 30 years of experienceunderwriting this line of coverage with exceptional service.We consider architects, interior designers, landscapearchitects, land planners, civil engineers, land surveyors,electrical engineers, mechanical engineers, HVAC engineersand structural engineers.Educators Professional LiabilityInsurance (RT Specialty)RT Specialty’s national operation helps teachers, schools,associations and other education-related entities managetheir risk and protect their careers with customizedinsurance solutions to handle unique predicamentsseen in today’s educational environments. We provideindividual coverage and packages tailored to a school orinstitution’s needs.Product highlights Associations that pertain to some aspect of education,such as, but not limited to, elementary and high schoolteachers, counselors, physical education instructors,principals and administratorsLiability coverage intended to be excess over anyother coverage available to the individualReimbursement of attorneys’ fees and bailbonds availableOptional coverages: assault-related personal propertydamage, identity theft, private instruction, accidentaldeath and dismembermentBusiness and Management(BAMTM) Indemnity Insurance(E-Risk Services)We offer a suite of management liability productsfor private and nonprofit organizations that includesprofessional liability coverages tailored to meetspecific risk exposures of private companies. Weprovide a flexible package that can be fit to ourinsureds’ specific needs.Product highlights Directors and Officer Liability (with full entity coverage) Employment Practices Liability Technology, Media and Professional Services Miscellaneous Professional Liability Fiduciary Liability Crime Coverage Management Insured CoveragePrivacy CoverageFor more informationErrors and Omissions (E&O) coverage for firms engaged inpractice as architects, engineers, land surveyors, landscapearchitects and construction managersRT Specialtyrtspecialty.com ContactE-Risk Services LLCeriskservices.com/contact.aspAdmitted paper in 48 states (nonadmitted basis inLouisiana and Hawaii) Architect and engineer firms with annual gross revenuefrom 25,000 up to 15 million Program limits are 250,000/ 250,000 each claimwith an annual aggregate up to 5 million/ 5 millioneach claim Our policy form covers Wrongful Acts and PollutionIncidents arising out of Professional Services Excess architect and engineer coverage on anon-admitted basisLori E. Pack713-351-8435lori.pack@rtspecialty.comThe Financial Services Division of ProSurance providescoverage for clients in the financial services industries,including financial planners, investment advisors, lifeinsurance agents, security brokers and dealers, and theirregistered representatives.Product highlights Coverage for the following:Product highlights Financial Services ProfessionalLiability Insurance (ProSurance)For more information Errors and Omissions (E&O) coverage forinvestment advisors, registered representatives,financial planners, life insurance agents andbroker/dealersMaster policies and many specializedcoverages availableLimits of liability up to 5 million each claim/ 15million policy aggregate availableFor more informationProSurance Group Inc.prosurancegroup.comContactJohn ntact800-689-2550info@eriskservices.comFor more informationEuclideuclidae.comContactChris Ventrone914-432-2725cventrone@euclid-du.com45

PRODUCTSHuntersureLawyers ProfessionalLiability Insurance(large law firms with 50 attorneys)Huntersure is a leading MGA in writing professionalliability insurance for large law firms, distinguished bythe breadth and depth of their experience in this market.Our underwriters understand firsthand the risks thatlarge law practices face. We know how to properlyrespond to these risks with tailored insurance policiesalong with a focus on the importance of claimsmanagement to a firm’s financial asset protection andreputation. Our claims management is headed by one ofthe most respected individuals in the London market.Large Accountants ProfessionalLiability InsuranceHuntersure is a leading provider of professional liabilityinsurance for midsize to large accounting firms. Ourstaff keeps abreast of laws and rules that can affectyour clients and their professional liability exposures.Just one mistake (or alleged mistake) can have seriousconsequences on a business and cost thousands ofdollars in court and in indemnification damages. Ourgoal is to help you protect their assets and continue tokeep their businesses succeeding.Lawyers Errors and Omissions (E&O) program designedfor firms with 50 or more attorneys written on a quotashare basis Policy limits of 15 million/aggregate limits available Claims-made policy written on both Indemnity andDefense Policy Forms Primary or excess layers will be considered All practice areas considered All jurisdictions considered Manuscript policy wording to meet the needs ofindividual risks Professional liability insurance for accounts with 25 million or more in annual revenue Coverage for accountants, auditors, bookkeepersand tax preparers for services provided in theiraccounting practices Coverage for tax engagements, compilations, taxplanning, notary, public activities, bookkeeping, andconsultant services as an accountant, writeups andreviewsContactDennis Mullins646-751-3031dmullins@huntersure.com Professional liability insurance for accounting firms withannual revenue between 2.5 million and 25 million Unique Stand-Alone Prior Acts Policy formand application Available to accounting firms with revenue as low as 2.5 million Limits up to 5 million, as low as 500,000/retentionsas low as 5,000Contingent coverage offered for individuals orgroups leaving a firm/direct coverage offered forfirms being acquired Up to a six-year reporting period offered All areas of practice considered, including attestationservices and public audit firms Up to 5 million in limit/as low as a 5,000 retention All industries served considered All states considered All states considered All practice areas and industries served considered Sub-limited coverage available for disciplinary actions,subpoena expenses, network security reimbursement andprofessional reputation management Superior service and exceptional claimsmanagement guaranteedFor more informationFor more rendan Groarke646-751-3034bgroarke@huntersure.comMidsize AccountantsProfessionalLiability InsuranceHuntersure specializes in providing professional liabilityinsurance for small to midsize accounting firms. Ourexclusive national program is designed to protect theneeds of accounting firms with annual revenue between 2.5 million and 25 million.For more informationHuntersurehuntersure.comContactBrendan Groarke646-751-3034bgroarke@huntersure.comBrendan nt ConsultantsProfessional Liability InsuranceAccountants Prior ActsProfessional Liability InsuranceHuntersure offers professional liability insurance coveragefor large management consulting and actuarial firms. Wehave a national exclusive relationship with Nationwide forour large law firm and our management consultant Errorsand Omissions (E&O) insurance.Huntersurehuntersure.comFor more informationHuntersurehuntersure.comProduct highlightsProduct highlightsProduct highlights Product highlightsHuntersure offers an exclusive professional liabilityinsurance program on a national basis designed to provideStand-Alone Prior Acts coverage for accounting firmsbeing acquired or dissolving. Our Program also providescoverage to individual accounting professionals or groupsof accounting professionals who leave a firm to join anotherfirm, change careers or retire.Product highlights Consideration of all consulting practices,including: general strategy; operational andbusiness advisory services; HR benefits andtechnology; and business process Consideration of large actuarial firms providingattest services to clients Policy limits of 10 million/aggregate limits available Claims-made policy written on Indemnity Policy forms Primary or excess layers consideredFor more her Alfieri646-751-3035calfieri@huntersure.com67

PRODUCTSInsurance Agents and BrokersProfessional Liability (Lee &Mason)Insurance Agents andBrokers Professional Liability(Colonial General)Backed by some of the most experienced people in theindustry, Lee & Mason’s easy-to-read, comprehensivepolicy is designed for property/casualty and life/healthagents and brokers, including wholesalers, general agents,managing general agents and program administrators.(E&O for Nationwide general agents/programmanagers)Product highlightsColonial General Insurance Agency provides professionalliability coverage for eligible general agents and programmanagers with a superior level of service, and a vast arrayof coverage solutions. Product highlights Designed for both property/casualty and life/healthagents and brokers, including wholesalers, generalagents, managing general agents and programadministratorsPolicy extended to insurance consulting, premiumfinancing, claims adjusting, loss control, and riskmanagement servicesProduct highlightsCoverage available for three specific market segments: Product available directly to insureds via intuitive anduser-friendly online platformNonstandard law firms up to 30 attorneys Insureds receive a custom quotation, bind coverageand their policy documents in less than 10 minutes Unique modular policy form custom-tailored to theneeds of part-time professionals and freelancers Wide range of eligible classes, including part-timeaccountants, consultants, lawyers, technology andmiscellaneous professionals Up to 1 million limit/as low as a 0 deductibleoption available (for select classes) Retail distribution partnerships availableEmployment Practices Liability Insurance (EPLI)coverage available Cyber Liability coverage also available Worldwide coverage for suits brought in the U.S.and Canada Broad definition of professional services, includingcoverage for Electronic Media and Cyber perils Limits up to 5 million (higher with approval) Defense outside the limitsAlternative Dispute Resolution (ADR) claimssettlement provision to reduce deductible amountsInnocent Insured Protection Deductible reductions for use of limitation of liability andmediation clauses Early resolution and consent to settlement of claims Supplementary Payments for loss of earnings, defenseexpenses and subpoena expenses Fraud/Dishonest Acts Exclusion not applicable toinnocent person One-, two-, and three-year ERP options available Limits of up to 10 million on a primary or excess basis Policyholders are granted access to a free insuranceagents risk management hotline First Dollar Defense Coverage available Supplemental payments for legal assistancewith subpoenas Supplemental payments for privacy regulationand identity protectionClaims-made formFor more informationContactBrett Wiegersbcw@colgen.comProduct highlightsIndividual attorneys and law firms of up to 30attorneys whose specialty is Intellectual Property law No exclusion for the sale of variable life insurance,variable annuities or mutual fundsPT Pro was developed through a partnership withFounders Specialty and RiskDesk to deliver insurancethrough a proprietary online platform to professionalswho render part-time and freelance services. Theplatform enables insureds to obtain a quote, makepayment and receive the issued policy in ten minutesClaims-made professional liability for part-time andfreelance professionalsContract with E&S/Specialty at Nationwide a mustfor eligible general agents and program managers“Wrongful act” extended to include personal injuryPart-time Professionalsand Freelancer ProfessionalLiability Insurance (PT Pro) Colonial General Insurance Agencycolonialgeneral.com8Jorgensen and Company represents hundreds of law firmsin the placement of professional liability insurance. We servethe large community of small- to midsize law firms thatpractice both general and specialized law.Errors and Omissions (E&O) coverage for eligiblegeneral agents and program managers For more information(individual attorneys and law firms of up to 40attorneys) Lee & Masonleeandmason.com/agents eo.html877-562-4311 ext 2504Lawyers Professional Liability(Jorgensen and Company) Individual attorneys and law firms of up to 30 attorneys Coverage limits up to 4 million in the aggregate available,along with significant coverage extensions and features:Our goal is to serve the large community of small- tomidsize law firms that practice both general and specializedlaw. However, the program is not designed for firms withactivity in class action or mass tort representation, or in thesecurities industry.For more informationJorgensen and Companyjorgensenandcompany.com1-877-272-4653For more informationPT Proptprocover.comContactJock Wols859-327-5594jock.wols@myriskdesk.comStephen ty.com9

PRODUCTSSpecialtyAccounts Receivable Insurance(Waldorf Trade Risk)Waldorf Trade Risk LLC (WTR), an insurance technologycompany specializing in trade credit risk programs, offersaccounts receivable insurance through its programReceivaSureTM designed to help small to midsizebusinesses avoid catastrophic losses by protectingand securing the business’s accounts receivable fromnonpayment or late payment.Product highlightsReceivaSureTM provides protection for two primary areas:Commercial Risks Insolvency Chapter 7, 11 or equivalent in county of domicile Continued delinquency/inability to payPolitical Risk Currency inconvertibility Exchange transfer risk Import/export embargo License cancellationCoverage is offered for domestic sales, export salesor “whole turnover” to protect all business-to-businesscustomers and accounts receivable.For more informationWaldorf Trade Riskreceivasure.comContactDavid Waldorf844-987-747510FEDS Professional LiabilityInsurance (FEDS)Federal Employee Defense Services Inc. provides insurancesolutions for the unique exposures of today’s federalemployees and contractors. Professional coverage for anyfull- or part-time civilian (including MPs), federal employeesor individuals performing work for the federal governmentand who receive the same civil liberties protections formatters occurring within the scope oftheir employment.Product highlights Includes Employment Practices Liability (EPL) coverage Miscellaneous coverage available to consultants whohave a federal contract Law Enforcement Officers Safety Act (LEOSA)coverage available to both active and retired lawenforcement officersFinancial Services Productsfor Banking and MortgageIndustries (IRS)Innovative Risk Solutions provides appraisal managementand underwriting services liability and home equity loandefault insurance. We have the very best protection forMortgage Service Providers and Community Banks andcombine superior process automation, risk mitigation andcost efficiency to deliver outstanding results for our businesspartners.Product highlightsSpecialty financial services products in the banking andmortgage industriesAppraisal Management Professional Liability Insurance Underwriting Services Professional LiabilityFor more information 100,000 per claim/ 5 million aggregateFederal Employee Defense Services Inc.fedsprotection.com Premium incurred one timeContactConcord Specialty Risk has transactional risk productsthat address loss that may arise from mergers andacquisitions, potential regulatory enforcement, pendinglawsuits, uncertain tax positions, and other contingentliabilities. Our coverage is designed to facilitatetransactions by enhancing bids; expediting and easingclosings, syndications, and offerings; and providingbalance sheet protection.Product highlights Representations and Warranties InsuranceProtection against loss from party’s representationsand warranties breach made in a merger oracquisition agreement Tax InsuranceIndemnification for additional taxes, interest,and penalties incurred for one or more uncertaintax positionsMortgage Service (MSP) Program Tony ctional Risk Insurance(Concord)Protequity Home Equity Loan Insurance Offered to credit unions and small community banks Designed to protect lenders for individual loan defaultson home improvement loans 250,000 per claim on all secured loans and 25,000on unsecured loans/aggregate is 10% of the outstandingbalance of new loans reported during the policy period Premium per loan is incurred on monthly basisFor more informationConcord Specialty 12-784-5678For more informationInnovative Risk Solutionsirs-incorporated.comContactGreg Shimkus214-676-064911

Programs groupClaims handling and supportOur expertise in the professional and management liabilitymarket allows us to develop superior programs with theright strategic partners. We have the flexibility to underwritea broad range of products and the knowledge to understandthe unique risk exposures associated with these linesof business.Our dedicated claims team has the experience andtechnical expertise in numerous jurisdictions to manageprofessional liability claims and complex litigation. Ourknowledgeable team works proactively to completea thorough investigation of every claim and providesaggressive defense to protect your assets.Most importantly, we’re here to support our programmanagers. We offer innovative and specialized riskmanagement solutions that fit your needs. Quickly.Efficiently. Intelligently.24/7 claims reporting is available al strengthWe have an AM Best rating of A (Superior), FSC XV,and Standard and Poor’s A stable rating. Our financialstrength and stability allows us to offer exceptionalproducts and provide the security that our customersneed in all market conditions.Customer baseWe can create customized management liability, professionalliability, and a variety of specialty lines programs for manydifferent types of professionals.We aim to build exclusive partnerships with programmanagers seeking financial strength and long-termrelationship commitments. We have the ability to work inestablished insurance markets as well as to help develop newproducts. We are always receptive to new ideas.DistributionWe will develop management liability, professional liabilityand specialty lines programs with program managers inconjunction with wholesale brokers, insurance agents, affinitygroups and associations throughout the United States.ContactsFor more information, please contact a member of ourPrograms team:John LopesSenior Vice President,Product/Program le ColladoVice Eric WerkheiserSenior Director480-365-3576werkhee@nationwide.comMichael tionwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. 2019 Nationwide ESO-0140AO.2 (07/19)FORTUNE and Time Inc. are not affiliated with and do not endorse the products or services of Nationwide Mutual Insurance Company. FORTUNE and FORTUNE 100 BestCompanies to Work For are registered trademarks of Time Inc. and are used under license.EAST REGION NEW YORK CITY7 WORLD TRADE CENTER250 GREENWICH STREET, 37TH FLOORNEW YORK, NY 10007212-329-6900 888-800-0147WEST REGION SAN FRANCISCO101 CALIFORNIA STREETSUITE 900SAN FRANCISCO, CA 94111415-293-8265MIDWEST REGION CHICAGOONE SOUTH DEARBORN21ST FLOOR, SUITE 2186CHICAGO, IL 60601312-212-4403

Liability Insurance Excess Healthcare Professional Liability protects health care institutions, physicians and surgeons from catastrophic litigation arising out of their professional services. Our coverage can be expanded to provide excess liability insurance above general, auto, and employers' liability as well as other casualty insurance.