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Business Purpose/Commercial Loan ApplicationApplicants should complete this from (including the referenced addenda, if applicable) as “Borrower” or “Co-Borrower,” as applicable. Co-Borrower information must also beprovided (and the appropriate box checked) when the income or assets of a person other than the Borrower (including the Borrower’s spouse) will be used as a basisfor the loan qualification or the income or assets of the Borrower’s spouse or other person who has community property rights pursuant to state law will not be used as abasis for loan qualification, but his or her liabilities must be considered because the spouse or other persona has community property rights pursuant to applicable law andborrower resides in a community property state, the security property is located in a community property state, or the Borrower is relying on other property located in acommunity property state as a basis for repayment of the loan.NOTE: Borrower and Co-Borrower means an “applicant” for a potential loan. Once the application is completed, it is not to be considered a loan commitment from the lenderor the lenders’ broker for the requested loan. Any loan commitment from the lender or the lenders’ broker must be in writing and signed by either party.If this is an application for joint credit, Borrower and Co-Borrower each agree that we intend to apply for the joint credit (sign below):Signature: Co-Borrower c/o an Authorized Signer / Principal / GuarantorSignature: Borrower c/o an Authorized Signer / Principal / GuarantorI. CREDIT REQUESTEDLoan Type Purchase Ground-Up ConstructionAmount Requested No/Limited Cash-Out Refinance Cash-Out RefinanceInterest Rate% Fixed Business Expansion Rehab Fixed RateAmortization Type: Variable Other (explain): VariableProposed Exit Strategy for Requested Loan Refinance Resale Principal Pay down Other (specify):Intended loan purpose and use of loan proceeds shall be set forth on a separate “LoanPurpose and Real Property Loan Security Declaration.”Vesting (Manner in which title will be held):Will additional property be given as collateral by a guarantor, or any person who will notbe a Borrower or Co-Borrower? Yes (provide guarantors’ business purpose loan application and property information) NoII. PROPERTY INFORMATIONSubject Property Address (street, city, state, & ZIP)Current Occupancy Owner TenantType of Property SFR-1 unit Unimproved LandNo. of UnitsProposed Occupancy (if occupancy is to change post close) Owner Tenant Vacant Other (specify): Vacant Other (specify): Duplex-2 units Improved Land Triplex/Quadruplex - 3 to 4 units Other (specify): Commercial ResidentialYear Built Commercial Non-ResidentialLiens Currently on PropertyBeneficiary:Beneficiary:Lien Position:Lien Position:Interest Rate:Interest Rate:Amortization Type:Amortization Type:Monthly Payment:Monthly Payment:Balloon Payment (Date):Balloon Payment (Date):Balloon Payment (Amount):Balloon Payment (Amount):Lien Will Remain on Title Yes NoLien Will Subordinate Yes (if yes, what position )Lien Will be Paid-Off from Loan Proceeds Yes NoLien Will Remain on Title Yes NoLien Will Subordinate Yes (if yes, what position )Lien Will be Paid-Off from Loan Proceeds Yes NoAdditional Lien Information on an Addendum Yes No No NoComplete this line if this is a construction loan.Year LotAcquiredOriginal Cost of LotAmount Existing Liens(a) Present Value of Lot(b) Proposed Rehab BudgetEstimated After Repair Value Complete this line if this is a refinance loan.YearAcquiredOriginal CostAmount Existing LiensCost Improvements MadeCost Improvements to be Made Business Purpose/ Commercial Loan ApplicationPage 1 of 5

* IF APPLYING AS AN INDIVIDUALIII. BORROWER INFORMATIONBorrower's Name (include Jr. or Sr. if applicable)Co-Borrower's Name (include Jr. or Sr. if applicable)Social Security Number Home Phone (incl. area code) DOB (mm/dd/yyyy) Yrs. School Social Security Number Home Phone (incl. area code) DOB (mm/dd/yyyy) Yrs. School Married (includes registered domestic partners)Dependents Married (includes registered domestic partners)Dependents Unmarried (includes, divorced, widowed)(not listed by Co-Borrower) Unmarried (includes divorced, widowed)(not listed by Borrower) Single (never been married) SeparatedPresent Address (street, city, state, ZIP/country)No. Single (never been married)No.Ages SeparatedAges Own Rent No. Yrs.Mailing Address, if different from Present AddressPresent Address (street, city, state, ZIP/country) OwnMailing Address, if different from Present AddressIf residing at present address for less than two years, complete the following:Former Address (street, city, state, ZIP) Own Rent No. Yrs. Former Address (street, city, state, ZIP) OwnFormer Address (street, city, state, ZIP)* IF APPLYING AS A BUSINESS ENTITYEntity is a/an: Corporation Government Entity Rent No. Yrs. Rent No. Yrs. Former Address (street, city, state, ZIP) Own Rent No. Yrs. Own Rent No. Yrs.IV. ENTITY INFORMATION LLC Trust Partnership Other (specify) Limited Partnership Nonprofit EntityEntity Name:State of Organization:Signing Party on Behalf of Entity:Title:TIN:List Members Under the Entity and their Title (Owner of 20% or more):1.2.3.4.5.Date of Filing to Organize:Filing Locations:Principal Place of Business Address (not a P.O. Box)Mailing Address (if different from the above)Balance Sheet Available for Review Yes NoFinancial Statements have been audited by CPA or PA YesAdditional Member Information on an Addendum Yes*ATTACH A SIGNED COPY OF*IF APPLYING AS AN INDIVIDUALTHE CORPORATION DOCUMENTSBorrowerName & Address of EmployerADDENDUM TO BE FILLED OUT BY A PRINCIPAL AND/OR GUARANTORV.EMPLOYMENT INFORMATION Self Employed Yrs. on this jobName & Address of EmployerCo-Borrower Self EmployedYrs. employed in thisline of work/professionPosition/Title/Type of BusinessBusiness Phone (incl. area code)Position/Title/Type of BusinessMonthly Income Business Phone (incl. area code)Business Purpose/ Commercial Loan ApplicationYrs. on this jobYrs. employed in thisline of work/professionBusiness Phone (incl. area code)If employed in current position for less than two years or if currently employed in more than one position, complete the following:Name & Address of Employer Self Employed Dates (from-to)Name & Address of Employer Self EmployedPosition/Title/Type of Business No NoDates (from-to)Monthly Income Position/Title/Type of BusinessBusiness Phone (incl. area code)Page 2 of 5

VI. MONTHLY INCOME AND COMBINED HOUSING EXPENSE INFORMATIONGrossMonthly IncomeBorrower/ EntityCo-Borrower/ EntityTotalMonthly HousingExpenseBase Empl. Income*RentOvertimeFirst Mortgage (P&I)BonusesSecond Mortgage (P&I)CommissionsOther Financing (P&I)Dividends/InterestHazard InsuranceNet Rental IncomeReal Estate TaxesOther(before completing,Mortgage Insurancesee the notice in "describeother income," below)Homeowner Assn. DuesCurrent HousingExpensesRequested LoanHousing ExpensesOther:Total Total Describe Other IncomeNotice: Alimony, child support, or separate maintenance income need not be revealed if the Borrower (B) or Co-Borrower (C)does not choose to have it considered for repaying this loan.B/C*IF APPLYING AS AN ENTITY ATTACH AN INCOME STATEMENT AND A COPY OF A RECENT BALANCE SHEETMonthly AmountVII. ASSETS AND LIABILITIESThis Statement and any applicable supporting schedules may be completed jointly by both married and unmarried Co-borrowers if their assets and liabilities are sufficiently joinedso that the Statement can be meaningfully and fairly presented on a combined basis; otherwise, separate Statements and Schedules are required. If the Co-Borrower sectionwas completed about a non-applicant spouse or other person, this Statement and supporting schedules must be completed by that spouse or other person also.NOTE: If completed jointly, please note the responsible party for the asset or liability.Completed Jointly Not JointlyASSETSDescriptionCash deposit towardpurchase held by:Cash orMarket Value Liabilities and Pledged Assets. List the creditor's name, address and account number for all outstandingdebts, including automobile loans, revolving charge accounts, real estate loans, alimony, child support,stock pledges, etc. Use continuation sheet, if necessary. Indicate by (*) those liabilities which will besatisfied upon sale of real estate owned or upon refinancing of the subject property.LIABILITIESList checking and savings accounts below Borrower Co-borrowerName and address of Bank, S&L, or Credit Union BorrowerName and address of CompanyMonthly Payment &Months Left to PayUnpaid Balance Co-borrower Payment/Months Co-borrower Payment/Months Acct. no. BorrowerName and address of Company Co-borrower Payment/Months Acct. no. BorrowerName and address of Company Co-borrower Payment/Months Acct. no. BorrowerName and address of Company Co-borrower Payment/Months Acct. no.Acct. no. Borrower Co-borrowerName and address of Bank, S&L, or Credit UnionAcct. no. BorrowerName and address of Company Borrower Co-borrowerName and address of Bank, S&L, or Credit UnionAcct. no. Borrower Co-borrowerStocks & Bonds(Company name/number description) Borrower Co-borrowerLife insurance net cash value Face amount: Subtotal Liquid Assets Business Purpose/ Commercial Loan ApplicationAcct. no.Page 3 of 5

Co-borrower Payment/Months BorrowerName and address of CompanyReal estate owned (enter market valuefrom schedule of real estate owned) Borrower Co-borrowerVested interest in retirement fund Borrower Co-borrowerNet worth of business(es) owned(attach financial statement) Borrower Co-borrowerAutomobiles owned (make and year) Borrower Co-borrower Alimony/Child Support/SeparateMaintenance Payments Owed to: Borrower Co-borrowerOther Assets (itemize) Borrower Co-borrower Job-Related Expense (child care, union dues, etc.)Acct. no. Total Monthly PaymentsTotal Assets a. Net Worth(a minus b) Total Liabilities b. VIII. SCHEDULE OF REAL ESTATEProperty AddressType ofPropertyTotalsAdditional Properties on an Addendum YesPresentAmount ofGrossMarket Value Mortgages & Liens Rental Income MortgagePayments Maintenance,NetTaxes & Misc. Rental Income NoIX. LIST OF AUTHORIZED SIGNERS (BORROWER, CO-BORROWER AND/OR GUARANTORES) FOR THIS LOAN REQUESTName and Title: Borrower GuarantorMailing Address:Name and Title:Phone Number:Email Address: Borrower GuarantorMailing Address:Name and Title:SSN:TIN:Phone Number:Email Address: Borrower GuarantorMailing Address:SSN:TIN:SSN:TIN:Phone Number:Email Address:X. DETAILS OF TRANSACTIONa. Purchase priceb. Alterations, improvements, repairsc. Land (if acquired separately)d. Refinance (incl. debts to be paid off)XI. DECLARATIONSIf you answer "Yes" to any questions a through i,please use continuation sheet for explanation.a. Are there any outstanding judgments against you?b. Have you been declared bankrupt within the past 7 years?Borrower Co-BorrowerYes NoYes No c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years? e. Estimated prepaid itemsf. Estimated closing costsd. Are you a party to a lawsuit? g. Discount (if Borrower will pay)e. Have you directly or indirectly been obligated on any loan which resulted inforeclosure, transfer of title in lieu of foreclosure, or judgment? h. Total costs (add items a through g)i. Subordinate financingj. Borrower's closing costs paid by SellerBusiness Purpose/ Commercial Loan Applicationf. Are you presently delinquent or in default on any Federal debt or any otherloan, mortgage, financial obligation, bond, or loan guarantee?If "Yes," give details as described in the preceding question.Page 4 of 5