Transcription
Wealth Planning Fact FinderQuestionnaire
Wealth Planning Fact FinderClient informationClient:Completed by:Date:Indicate planning goals and reports to be includedRetirement income analysis— Achieve a target income— Maximize income from existing sourcesEstate projection including tax at deathDisability insurance needs analysisCritical illness insurance needs analysisEducation fundingImpact of long-term careWill review (must include copy of most recent Wills)Life insurance needs analysisRequired documentsTwo years’ tax returns for each clientPension statements including Canada Pension PlanInformation on current group benefitsAll life insurance policies, preferably with a recent statementAll disability and/or critical illness insurance policiesMost recent investment statements from all sourcesMost recent bank statements including liabilities, mortgages and savings account balancesYour WillsYour Powers of Attorney for property and personal careThe information in these documents is crucial to the fact-finding process, and planning cannot begin until you have provided us with all theappropriate information. The quality of information provided will directly affect the quality of your planning experience.Page 2
Wealth Planning Fact Finder1. Tell us about yourselfClient oneClient two/ // /DayDayNameName commonly usedDate of birthMarital dCommon NoYesNoNoYesNoYesNoCanadian resident and taxpayerYesUS-connected personYesDate QuitYearCommon LawWidowedDate QuitCitizenshipPlace of birthEmployerOccupation/titleGross salary per perBonus/stock optionsTake-home payTime at current jobEmployment outlookSpousal support obligationChild support obligationTell us about your healthTell us about your hobbies,interests, charities, etc.Page 3
Wealth Planning Fact Finder2. Tell us about your childrenNameDate ofbirth/ageStudentMarital statusYesNoYesNoYesNoYesNoYesNoYesNoNotes (spouse name, residence,school, occupation, etc.)3. Tell us about your grandchildrenNameParentDate ofbirth/ageStudentMarital statusYesNoYesNoYesNoYesNoYesNoYesNoNotes4. Tell us about your post-secondary education funding needsName of childEstimated years in schoolEstimated start dateAnnual cost in today’s Page 4
Wealth Planning Fact Finder5. Tell us about your parentsClient oneClient twoMotherAge (or age at death)Cause of deathFatherAge (or age at death)Cause of deathFinancial or physicalcare needs6. Tell us about your professional advisorsClient oneClient twoLawyerAccountantInvestment advisorInsurance advisorPhysicianOtherOtherDo you have a Will?YesNoYesNoYesNoYesNoWhen was it signed?When was it last reviewed?Do you have Powersof Attorney for propertyand personal care?When were they signed?When were they lastPage 5
Wealth Planning Fact Finder7. Tell us about your planning objectives and prioritiesWhat do you hope to accomplish by going through this planning process?What are your primary wealth planning concerns?How do you foresee your lifestyle changing throughout retirement? Example: Continue working part-time,travel, buy a cottage, downsize your home, buy a condo, become a snowbird, etc.Do any of your children or grandchildren rely on you for financial support?Page 6
Wealth Planning Fact FinderWhere do you see yourself in five years?Where do you see yourself in ten years?Where do you see yourself in the long term?Describe any family issues which may be relevant to your plan.Page 7
Wealth Planning Fact FinderDescribe any business or employment issues that may exist.What are your main estate planning objectives? For example, lower taxes, start probate planning, providesupport for kids and grandchildren or give to charities.Are there any upcoming major purchases? For example, new car, cottage, home renovation, major trip,family wedding.Page 8
Wealth Planning Fact Finder8. Tell us about your assetsResidenceOwner(s)DescriptionPurchase amountPurchase dateCurrent market valueInvestments — I have included recent statements for investments from all sources or, — See following tableOwner(s)RegistrationtypeCurrent marketvalueCost baseOngoingcontributionIncome drawn9. Tell us about your defined benefit pensionClient oneClient twoRetirement ageIncomeReduced byIndexedCurrent death benefitBeneficiaryPage 9
Wealth Planning Fact Finder10. Tell us about your defined contribution pensionClient oneClient twoCurrent valueContributionEmployer match11. Tell us about your InterestratePlannedpaymentPaymentfrequencyDateof loanMaturitydate12. Provide an inventory of your insuranceOwner(s)Life insuranceCompanyPlan typeFace amountPremiumPage 10
Wealth Planning Fact Finder13. Tell us about any major purchasesPurchase for whomDescriptionAmountPlanned purchase date14. Do you plan to downsize your house in the future? If so, provide details.15. Provide details on any probable future inheritanceFromApproximate timingAmountAmount to be investedNotesPage 11
Wealth Planning Fact Finder16. Provide an outline of monthly expenses (if budget is to be included)HousingCostHealth clubMortgage (PIT) or rentVisionProperty taxOtherHome phoneLifestyleCell phone(s)InternetDonationsCableVacationHeat hydroSubscriptionsWaterPersonal allowanceProperty maintenanceLottery ionCostOtherCar loan/leaseOtherCar loan/leaseLoans/bankCostAsset therInsuranceCostHomeEducation fundCritical illness and sTuition (out of pocket)CostFoodOtherSupportMedicalChild neyMedicalAccountantHair/nailsOtherDry cleaningCostSpousal rPersonal careChildrenGiftsDining outPetsEmergency fundBudget totalPage 12
Wealth Planning Fact Finder17. Planning objectives and assumptionsDesired retirement: Age of (client one)Age of (client two)Desired net monthly income in retirement today’s 15. Government benefit assumptionsStart at ageClient oneCCPClient oneOASClient twoCCPClient twoOASEligible amount ( )Notes regarding investment assumptionsPage 13
Wealth Planning Fact FinderNotesPage 14
F95-71AiA Securities is a trademark and business name under whichIndustrial Alliance Securities Inc. operates.
Wealth Planning Fact Finder Client information Client: Completed by: Date: Indicate planning goals and reports to be included Retirement income analysis — Achieve a target income — Maximize income from existing sources Estate projection including tax at death Will review (must include copy of most recent Wills) Life insurance needs analysis
