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Advance Directives are legal documents that allow you to share your decisionsabout end-of-life care beforehand. They give you a way to share your wisheswith your family, friends, and health care professionals to avoid confusion lateron. Advance Directives also allow you to designate another individual to maketreatment decisions on your behalf if you become unable to make your owndecisions. You may obtain Advance Directive forms online or by calling FHCPMember Services. You can also request forms at any FHCP provider’s office duringnormal business hours. Please take the time to fill this form out and return itsecurely to FHCP at:FHCP Health Information ManagementPO Box 9910Daytona Beach, FL 32120-9910Commercial members: FHCP.com Medicare members: FHCPMedicare.comYour Certificate of Coverage/Evidence of Coverage provides evidence of yourcoverage and describes the rights and obligations you and FHCP have with respectto the coverage and/or benefits to be provided. You can also view your certificateof coverage from the Member Portal.Your Summary of Benefits explains what your cost will be for services coveredunder your plan, including co-pays, deductibles, and/or co-insurance. You mayalso review your summary of benefits on the Member Portal.Transition of Care is a free service to assist with continuation of your currentcare for medical and behavioral conditions. A Case Manager will work with you toensure that your care continues uninterrupted. They will help you to navigate yourbenefits, transition your physicians and providers to the FHCP network, wheneverpossible. Our goal is to make your move to FHCP as smooth and stress free aspossible, while preventing lapses in your care.Your FHCP Transition of Care Team is hereto guide you through a smooth transitioninto Florida Health Care Plans. Please fillout the form in your member packet andsend it to:10FHCP Coordination of CarePO Box 9910Daytona Beach, FL 32120-9910fhcp.com @myFHCP

fhcp.com @myFHCP11

FLORIDA HEALTH CARE PLANS MEMBERS' RIGHTSYou Have The Right: To a reasonable response to your requests and need for treatment or service withinFHCP’s capacity, and applicable laws and regulations. To be informed about, consent to, or refuse recommended treatment. To present grievances without compromise to future health care, if you feel theserights have not been provided. To file an appeal. Contact FHCP’s Member Services Department for information aboutthe appeals process. Refer to Page 5 for Member Services phone number. To be considered as an individual with personal values and belief systems, and to betreated with compassion, dignity, respect, reasonable protection from harm, andappropriate privacy. To receive quality health care regardless of race, ethnicity, national origin, religion,sex, age, mental or physical disability, medical condition (including conditionsarising out of acts of domestic violence), sexual orientation, sexual identity, claimsexperience, medical history, evidence of insurability, genetic information, or source ofpayment. To be informed about your diagnoses, treatments, and prognoses. When concern foryour health makes it inadvisable to give such information to you, such informationwill be made available to an individual designated by you or to a legally authorizedrepresentative. To be assured of confidential treatment and disclosure of records and to be affordedan opportunity to approve or refuse the release of such information, except whenrelease is required by law. To be informed of what support services are available at no charge to you, includingbut not limited to, interpreter services in the language of your choice. To refuse treatment to the extent permitted by law and be informed of theconsequences of your refusal. When refusal of treatment by the member or themember’s legally authorized representative prevents the provision of appropriatecare in accordance with ethical and professional standards, the relationship with themember may be terminated with reasonable notice.12fhcp.com @myFHCP

To participate in decisions involving your health care, including ethical issues andcultural and spiritual beliefs, unless concern for your health makes this participationdetrimental to you. To information about FHCP, its providers, practitioners and your member rights andresponsibilities. To participate in discussions involving medically necessary treatment optionsregardless of cost and/or benefit coverage. To refuse to participate in experimental research. To know the name of the physician coordinating your health care and to request achange of your primary care provider. To make decisions concerning your medical care, including the right to accept orrefuse medical treatment or surgical treatment and the right to formulate advancedirectives in accordance with the Federal Law titled “Patient Self-Determination Act”and the Florida Statute Chapter 765 “Health Care Advance Directives.” These rightsshall also include the right to appoint a representative either by Power of Attorney orby designation of a Health Care Surrogate to make health care decisions for you andto provide informed consent if you are incapable of doing so. To make recommendations regarding the organization’s member rights andresponsibilities policy. To bring any person of your choosing to the patient accessible areas of the healthcarefacility or provider’s office to accompany you while receiving outpatient treatmentor consulting with your health care provider, unless doing so would risk the safetyor health of the patient, other patients, or staff of the facility or office or cannot bereasonably accommodated by the facility or provider.fhcp.com @myFHCP13

FLORIDA HEALTH CARE PLANS MEMBERS' RESPONSIBILITIESYou Have The Responsibility: To provide accurate and complete information about your present complaints, pastillnesses, medications, and unexpected changes in your condition. To understand, ask questions, and follow recommended treatment plan(s) to the bestof your ability. To promptly respond to FHCP’s request for information regarding you and/or yourdependents in relation to covered services. To demonstrate respect and consideration towards medical personnel and othermembers. To understand your health problems and to participate in developing mutually agreedupon goals to the best of your ability. To know your medicines and take them according to the instructions provided. To keep appointments reliably and arrive on time or notify the provider, 24 hours inadvance, if you are unable to keep an appointment. To follow safety rules and posted signs. To receive all of your health care through FHCP, with the exception of emergencycare. (Members with a Point of Service or Triple Option Plan should review your“Summary of Benefits and Coverage” Sheet). To understand that you are responsible for your actions and consequences, if yourefuse treatment or do not follow provider’s instructions. To report emergency treatment to FHCP contact Member Services. Refer to Page 5for Member Services phone number. To present your FHCP membership identification card each time you drop off and pickup a prescription. To use the emergency room facilities only for medical emergencies and seriousaccidents. To be financially responsible for any co-payments, co-insurance, and/or deductiblesand to provide current information concerning your FHCP membership status to theprovider.14fhcp.com @myFHCP

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WHERE TO GO FOR CARESelecting a Primary Care PhysicianFor maximum coverage and the lowest out-of-pocketexpenses, select a primary care physician (PCP) from theFHCP Provider Directory. Your PCP, usually a physicianspecializing in Family Medicine, Internal Medicine orPediatrics, provides general acute, chronic and preventivecare services, coordinates other health care services youneed, and refers you to a specialist when necessary.The FHCP Provider Directory contains information thatwill help guide you in making the best selection. Includedin the directory is each physician’s specialty, address,telephone number, and board certification status, as wellas a designation for practices that are Patient CenteredMedical Home (PCMH) certified. The directory also includes a list of specialists,hospitals, pharmacies, and other facilities in our network.Commercial membersTo find an FHCP provider online visit www.fhcp.com/where-to-go-when.To find a printable directory of FHCP providers, please visit the Document Centeron FHCP.com.To obtain a printed copy of the Provider Directory contact Member Services at386-615-4022 or 1-877-615-4022.Medicare membersTo find an FHCP Medicare provider online visit FHCPMEDICARE.com and click on“Find a Provider”.To find the printable directory of FHCP Medicare providers, please click on“Review Forms” on FHCPMEDICARE.com.To obtain a printed copy of the Provider Directory contact Member Services at386-615-5051 or 1-833-866-6559.Specialty Care and Behavioral Health ServicesYou and your physician(s) may determine that you need to see a specialist,including a behavioral health provider. Your PCP will coordinate your care and, inmost cases, directly refer you to the specialist and services you need.There are several specialties that do not require a referral from your PCP. Theseare listed as “Direct Access Providers” in the Provider Directory and include (butare not limited to) the following: Gastroenterology (colonoscopy screening)DermatologyOptometryChiropractic MedicineObstetrics/GynecologyPodiatry16fhcp.com @myFHCP

Emergency CareIn the event of an emergency, please seek treatment by calling 911 or go tothe nearest emergency room. Any severe illness or injury should be evaluated inthe emergency room. UnresponsivenessChest painStroke symptomsSpine or head injuryMental status changeDifficulty breathingUncontrolled bleedingPoisoningUrgent Care / Acute CareIf you have acute symptoms, you can go to one of our FHCP Extended Hours CareCenters or to an Urgent Care Center in network.For all non-emergency services please call your Doctor/Primary CarePhysician first for assistance.NOTE: Your out-of-pocket cost will be less if you go to your PCP or to one of theFHCP Extended Hours Care Centers.Examples of acute symptoms: Sore throat Moderate fever Cough Sprains HeadacheYour Primary Care Physician’s (PCP) office is your medical home and is the firstplace to call with any health care needs and questions. When urgent medicalneeds arise, visiting FHCP’s Extended Hours Care Centers can save you time andmoney! Care is also available virtually via Doctor on Demand. (See Page 19 formore information.)Please call FHCP Central Scheduling at 386-676-7198 or toll free at1-855-210-2648 between the hours of 7:00 AM - 7:00 PM, Monday throughFriday to make a same-day appointment at one of our Extended Hours CareCenters. We have several facilities that offer services on Saturday and Sunday.fhcp.com @myFHCP17

fhcp’s EXTENDED HOURS CARE CENTERSwalk-ins are welcome, or Call fhcp Central Scheduling at386-676-7198 to schedule an Appointment at one of our FHCP Facilities!MediQuick Palm Coast6 Office Park Dr.Palm Coast, FL 32137386-401-5470Mon - Fri: 8 a.m. - 7:30 p.mSat: 8 a.m. - 5:30 p.m.Sun: 8 a.m. - 2:30 p.m.MediQuick Palm Coast140 Pinnacles Dr.Palm Coast, FL 32164386-597-2829Mon - Fri: 8 a.m. - 6:30 p.m.Sat: 8 a.m. - 5:30 p.m.Sun: 10 a.m. - 4:30 p.mFHCP - Ormond Beach461 S. Nova Rd.Ormond Beach, FL 32174386-671-4337Mon - Fri: 7 a.m. - 7 p.m.FHCP - Daytona Beach350 N. Clyde Morris Blvd.Daytona Beach, FL 32114386-238-3221Mon - Fri: 7 a.m. - 7 p.m.Sat: 8 a.m. - NoonFHCP - Edgewater239 N. Ridgewood Ave.Edgewater, FL 32132386-427-4868Mon - Fri: 7 a.m. - 7 p.m.Sat: 8 a.m. - NoonFHCP - Port Orange740 Dunlawton Ave.Port Orange, FL386-763-1000Mon - Fri: 7 a.m. - 7 p.m.FHCP - DeLand937 N. Spring Garden Ave.Deland, FL 32720386-736-1948Mon - Fri: 7 a.m. - 7 p.m.Advanced Urgent CarePort Orange1690 Dunlawton Ave.Port Orange, FL 32127386-271-2273Mon - Fri: 7 a.m. - 10 p.m.Sat & Sun: 9 a.m. - 7 p.m.FHCP - Orange City2777 Enterprise Rd.Orange City, FL 32763386-774-2550Mon - Fri: 7 a.m. - 7 p.m.Sat: 8 a.m. - NoonFor a complete list of all Urgent Care Centers in network, please visitfhcp.com/providersearch1618fhcp.com @myFHCP

Doctor On Demand – Video Visits with a PhysicianDoctor On Demand provides video visits with board certified providers andlicensed psychologists via smartphone, tablet, or computer and is available tomembers enrolled in an FHCP medical benefit plan.Doctor On Demand treats many common non-emergency medical issues suchas cold, flu, fever, bronchitis, sinus infection, eye issues, upset stomach, rash,etc. While Doctor On Demand is not intended to replace regular, in-person visitswith your PCP, this service can be a convenience if you are considering an ER orurgent care visit for a non-emergency issue, when your primary care physician isnot available, or when you are traveling and in need of non-emergency care. YourDoctor On Demand co-pay will be similar to your PCP co-pay.Doctor On Demand also also offers convenient Behavioral Health visits. You canschedule appointments with a therapist or a psychiatrist for ongoing care. Yourpsychiatry visits will be similar to a specialty payment and depending on your planmay be subject to your deductible.Go to doctorondemand.com/FHCP for additional information, includinginstructions for downloading the app on your mobile device or computer.Nurse Advice LineFHCP provides a 24/7/365 nurse advice line service to our members. Experienced,bilingual registered nurses are available to assist you in making the rightchoices involving health issues by using evidence-based guidelines. In additionto determining the nature and urgency of your current symptoms and givingdirections for the care required, they can also help you better understanddiagnoses and prescribed medications, and where and when to go for more help.Too often, the emergency room is used for non-emergency reasons. Using theNurse Advice Line can help you get care you need and also reduce unnecessarydoctor and ER visits, saving you time and money. Members can call 1-866-5480727 toll free to speak with a nurse. Within the Nurse Advice Line, you alsohave the option to access a 24-hour Audio Library, containing over 1,500 healthtopics in English and Spanish, as well as current community health concerns andannouncements.24-HOUR NURSELINE: 1-866-548-0727fhcp.com @myFHCP19

HOW CLAIMS ARE PAIDWhen you utilize doctors/physicians/other providers in our HMO contractednetwork, claims for those services are automatically submitted to FHCP forpayment. You should not have to submit claims. You will generally be responsiblefor payment of co-pays, co-insurance and/or deductibles at the time of service; insome instances you may be billed for these charges after care has been provided.OBTAINING CARE WHEN OUTSIDE THE FHCP SERVICE AREAWhen traveling outside of our service area, urgent and emergency care is coveredunder the BlueCard program. This program, sponsored by the Blue Cross BlueShield Association, gives you access to doctors and hospitals throughout theUnited States and worldwide.To locate a BlueCard provider, call FHCP Member Services. If you have anemergency situation go directly to the nearest hospital and after treatment isreceived, you or your family should call FHCP and your PCP as soon as possible.REIMBURSEMENT FOR CHARGES INCURRED WHEN TRAVELINGIt is possible that when you are traveling and seek emergency or urgent careservices, the provider may require payment for all charges at the time of service.Please submit the following documents to receive reimbursement: The original paid receiptAn itemized bill that includes:1. List of the services you received - in the United States (US), these may becalled CPT codes2. The reason(s) you were seen - in the US, these may be called ICD-10codes3. The exact amount of charges4. The provider’s National Provider Identifier (NPI). This is only used inthe US5. The name of the location where you received the services6. Medical records translated into English, if traveling outside of the US andservices are received in a language other than EnglishSend the above documents by mail to:Florida Health Care PlansATTN: ClaimsPO Box 10348Daytona Beach, Florida 32120-034820fhcp.com @myFHCP

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HOW WE MANAGE YOUR CAREMedical Management/Utilization Management (MM/UM) is a process thathelps decide if certain outpatient care services, inpatient hospital stays, orprocedures are medically needed and covered by the plan. We make this decisionbased on what is right for each member and on the type of care and service.We look at standards of care taken from: Medical policies National coverage guidelines/criteria Plan health benefitsYou should know: Employees, consultants, or other providers are not rewarded or offeredmoney or other incentives to deny care or service. Employees, consultants, or other providers are not rewarded for supportingdecisions that result in the use of fewer services. We do not make decisions about hiring, promoting or firing employees,consultants, or other providers based on the idea that they will deny benefits. You can speak with someone in the MM/UM department by calling386-676-7187. Translation services are available to our non-English speakingmembers when you call the FHCP Member Services number (please see page3). For those with hearing impairment or speech loss, call TTY: 1-800-9558770.Referrals and Prior AuthorizationsIt is important to understand the difference between a Referral and a PriorAuthorization, and how and when to obtain each one.A Referral is a practitioner’s “order” or a member request that facilitates arecommendation that a member see another practitioner (example: a specialist)for consultation or health care services that the referring practitioner believes isnecessary but is not prepared or qualified to provide (example: Your PCP

Thank you for choosing to be a member of Florida Health Care Plans (FHCP). We respect and value the trust that our members place in our team. The dedicated health care professionals of FHCP are here to help you live a healthier and happier life. It is our commitment to positively impact the overall health and well-being of our members