2014 BENEFITS SUMMARY

Transcription

2014 BENEFITS SUMMARYfor Hawaii Part-time Hourly Associates

What’s 67171173Life EventsEligibility and EnrollmentBenefits for Same-sex Domestic PartnersMedicalHospital IndemnityThe Critical Illness Protection PlanDentalVisionTerm Life InsuranceFutureBuilderEmployee Stock Purchase PlanWork/Life BenefitsTime-Off BenefitsLeaves of AbsenceCOBRA CoverageClaims and AppealsPlan AdministrationMedicare Part DHIPAA NoticeBenefits Contact ListPayroll Deductions for 2014IMPORTANT NOTICEThis 2014 Benefits Summary contains an important noticeabout your prescription drug coverage and Medicare.You will find this notice in the Medicare Part Dchapter in the back of this book.¿No habla o lee inglés?Por favor llame al Benefits Choice Center (Centro deOpción de Beneficios) al 1-800-555-4954 y diga “EstadosUnidos” para hablar con un representante en español.The Company benefit plans also provide benefits to the following groups of associatesof Home Depot U.S.A., Inc. and its affiliates in the U.S., who receive different versionsof the Benefits Summary: part-time hourly associates and certain associates of THDAt-Home Services who are paid 100% by commission. The Company benefit plans alsoprovide benefits to full-time hourly, part-time hourly and salaried associates in theCompany’s affiliates in Guam, Puerto Rico and St. Thomas, who receive differentversions of the 2014 Benefits Summary.

MAIN MENUfor BENEFITSSUMMARYMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHLife EventsHawaii Part-Time Hourly AssociatesChapter Contents233445556889Life EventsMarriageDivorce/Legal Separation/AnnulmentJudgement, Order or Decree, including aQualified Medical Child Support Order (QMCSO)BirthAdoption, Placement or Termination of AdoptionDeath of Gain or Loss of Coverage Due to MovingGain or Loss of Other CoverageChange of Employment StatusMilitary LeaveLeaves of AbsenceHawaii Part-Time Hourly Associates1To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHGet the Most Value from Your PlanWhat do you need?Find it here.Notify the Benefits Choice Center that you have hada qualified status changeCall the Benefits Choice Center at 1-800-555-4954 and speak with a representativeMake changes in your benefits after qualified status changeLife EventsWhen your life changes, chances are your benefitswill need to change too. As you learn more aboutwhen you are able to change your benefit electionsduring the year, you’ll find out that marriage, divorce,birth or adoption, or your spouse’s employmentchange are events that may allow you to make certainchanges in your benefits. You’ll also find out that youhave 30 days from the date of the event to contactthe Benefits Choice Center or to visit Your BenefitsResourcesTM and make your changes.Although, due to IRS regulations, you are generallynot permitted to make election changes during theyear for benefits paid through a cafeteria plan on abefore-tax basis, the IRS does allow election changesto be made during the year on account of and consistent with certain life events (also referred to in this document as qualified status changes). This section outlines the life events which may permit you to makeelection changes to the benefits provided to you by theHawaii Part-Time Hourly AssociatesGo to Your Benefits Resources at http://resources.hewitt.com/homedepot; or call the Benefits ChoiceCenter at 1-800-555-4954Company. Use the charts to help guide you throughthe benefit coverages you may need to change following a particular life event. Absent a qualified statuschange or rolling 12-month election for life insurancecoverage, no mid-year election changes can be madewith the exception of the Critical Illness Protection Planthat can be dropped at any time.Remember that all election changes made as aresult of a life event must be made within 30 daysafter the date of the event unless noted otherwise.If you experience a qualified status change, yourrequested change in benefits must be consistentwith, and correspond to, the qualified status change.For example, if you are divorced and had beencovered under your spouse’s medical plan, itwould be consistent to elect coverage under theCompany’s Medical Plan. However, if you did not losecoverage as a result of the divorce, it wouldnot be consistent for you to elect medical coverage.2For purposes of this Life Events chapter, yourspouse means your spouse as defined in theEligibility and Enrollment chapter, and referencesto your child or children only include your own children, and do not include the child(ren) of your samesex domestic partner. In addition, references to yourdependents do not include your same-sex domesticpartner or his or her child(ren) regardless of whetherthey are considered your dependents under otherchapters in this summary.For information on benefits for your same-sex domestic partner, see the Benefits for Same-sexDomestic Partners chapter.Note: the Plan Administrator may also permit anyother changes provided for under the Plan documentor IRS regulations in addition to those listed in thesecharts.To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHYou can change your benefits as follows:If you have the followingchange in status You will be askedto provide the BenefitsChoice Center with You must notify theBenefits Choice Centerwithin 30 days after You wish to add spouseand/or childrenDocumentation verifying thedependency or status change.Date of marriageYou wish to drop coverageDocumentation verifying thedependency or status change.Date of marriage or date new coverage gained, whichever is laterMarriage5Divorce/Legal Separation/AnnulmentYou wish to drop yourdependents’ coverage underthe planDocumentation verifying thedependency or status change.You wish to add self and/oryour eligible children underthe planDocumentation verifying thedependency or status change.You must drop coverage forspouse and any stepchildrenwho cease to be yourdependentsDate of decreeDocumentation verifying thedependency or status change.Medical, HospitalIndemnity Plan, CriticalIllness Protection Plan,Dental, Vision2,4Term Life Insurance, LegalServices Plan1,3Can add coverage for spouseand/or children and changeoption4Can add coverage for self, spouseand/or childrenCan drop coverage for selfand/or children, if covered underspouse’s employer’s planCan drop coverage for self,spouse and/or childrenCan drop coverage for childrenwith proof of coverage underother parent’s planCan add or drop coverage forself and/or childrenMust drop coverage for spouseand any stepchildren who ceaseto be your dependentsMust drop coverage for spouseand any stepchildren who ceaseto be your dependentsCan add or change coverageoption for self and/or children ifyou or at least one child has lostcoverage under spouse’s plan4Can add coverage for self and/orchildren1234Must be actively at work for coverage to take effect.Coverage in the Critical Illness Protection Plan can be dropped at any time for self and/or dependents.Changes to the Legal Services Plan can only be made during Annual Enrollment.Medical coverage is available to associates only. Dependents of associates are eligible for dental, vision, hospital indemnity and critical illness protection plan coverage—dependents cannot be enrolled inthe Company medical plan.4 Marriage includes a marriage to a same-sex spouse as defined in the Eligibility & Enrollment Chapter.Hawaii Part-Time Hourly Associates3To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHYou can change your benefits as follows:If you have the followingchange in status You will be askedto provide the BenefitsChoice Center with You must notify theBenefits Choice Centerwithin 30 days after Requires coverage for yourchild under this planApproved court order, judgementor decree requiring coverageIssuance of a court orderMedical, HospitalIndemnity Plan, CriticalIllness Protection Plan,Dental, Vision3,5Judgement, Order or Decree, including a Qualified Medical Child Support Order (QMCSO)2Coverage will start as soon asorder is approvedCoverage is automatically addedfor child(ren) and self, if notenrolled, as specified by thejudgement, order or decree5Approved order requiringcoverageDate other employer plan acceptsthe orderDrop coverage for child(ren)covered by the orderYou wish to add self, spouseand/or new childDocumentation verifying thedependency or status change.Date of birthYou wish to drop coverage forself, spouse or other childrenand cover under spouse’s planDocumentation verifying thedependency or status change.Requires coverage of yourchild under spouse’s planBirth12345Term Life Insurance, LegalServices Plan1, 4No change permittedMedical Plan option may changeto provide required coverageCan add coverage for new child,self, other children and spouseand/or change coverage option5Can add or increase coverage forself, spouse and/or childrenCan drop coverage for self,spouse and/or dependents if yougain coverage under spouse’splan following birthNo change permittedMust be actively at work for coverage to take effect.A QMCSO may require coverage for your child, but not for your spouse or former spouse.Coverage in the Critical Illness Protection Plan can be dropped at any time for self and/or dependents.Changes to the Legal Services Plan can only be made during Annual Enrollment.Medical coverage is available to associates only. Dependents of associates are eligible for dental, vision, hospital indemnity and critical illness protection plan coverage—dependents cannot be enrolled in theCompany medical plan.Hawaii Part-Time Hourly Associates4To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHYou can change your benefits as follows:If you have the followingchange in status You will be asked toprovide the BenefitsChoice Center with You must notify theBenefits Choice Centerwithin 30 days after You wish to add self, spouseand/or new childDocumentation verifying thedependency or status change.Date of adoption or placementAdoption, Placement or Termination of AdoptionYou wish to drop coverageand cover child under spouse’splanYour dependent covered undera Home Depot plan1234Can add coverage for self,spouse and/or childMust drop coverage for child whoceases to be an eligible dependentDrop affected child onlyDate of deathMust drop coverage for dependent who diedDate coverage ends with otheremployerCan add coverage for self and/orchildren or change coverageoption if you or any child lostcoverage under spouse’s plan4Must drop coverage for dependentwho died, can drop or decreaseyour coverageAddress must be updated inpayroll systemYour move to a new ZIP codeCan change plan optionNo change permittedAddress must be updated inpayroll systemYour move to a new ZIP codeNo change permittedNo change permittedDocumentation verifying thedependency or status change.Gain or Loss of Coverage Due to MovingYou have a work site transferor ZIP Code change resultingin no change to your planeligibilityCan add self, spouse and/orchild(ren) and change coverageoption4No change permittedYour spouse and you and/oryour children lose coverageunder your spouse’s planYou have a work site transferor ZIP Code change resultingin a change to eligibility forcoverage under your planTerm Life Insurance, LegalServices Plan1,3Can drop coverage for self,spouse and/or other dependentsif become covered underspouse’s planYou wish to drop coveragedue to termination ofadoption proceedingsDeath of Medical, HospitalIndemnity Plan, CriticalIllness Protection Plan,Dental, Vision2, 4Can add coverage for self andchildrenMust be actively at work for coverage to take effect.Coverage in the Critical Illness Protection Plan can be dropped at any time for self and/or dependents.Changes to the Legal Services Plan can only be made during Annual Enrollment.Medical coverage is available to associates only. Dependents of associates are eligible for dental, vision, hospital indemnity and critical illness protection plan coverage—dependents cannot be enrolled in theCompany medical plan.Hawaii Part-Time Hourly Associates5To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsYou can change your benefits as follows:If you have the followingchange in status You will be asked toprovide the BenefitsChoice Center with Gain or Loss of Other Coverage2Gain of coverage due tospouse’s employer’s period ofcoverage differing from HomeDepot’s period of coverageDocumentation verifying thedependency or status change.Effective date of coverage gainedLoss of coverage due tospouse’s employer’s period ofcoverage differing from HomeDepot’s period of coverageDocumentation verifying thedependency or status change.Effective date of coverage lostGain coverage due to changein spouse’s or dependent’semploymentDocumentation verifying thedependency or status change.Date coverage begins with otheremployerLoss of coverage due tochild’s loss of eligibility underthe Home Depot plansDocumentation verifying thedependency or status change.Effective date of coverage lostYou, your child or dependentlose coverage under anotherhealth plan because it nolonger offers benefits to similarly situated individualsDocumentation verifying thedependency or status change.Loss of coverage due to you,your spouse’s or yourdependent’s loss of eligibilityunder another health plan3123456You must notify theBenefits Choice Centerwithin 30 days after Loss of coverage due to actionof other employer by termination of all plans of the sametype or by ceasing all employer contributions of coveragethat is not COBRA coverageMAIN MENU forTHIS CHAPTERMedical, HospitalIndemnity Plan, CriticalIllness Protection Plan,Dental, Vision4CONTACT LISTSEARCHTerm Life Insurance, LegalServices Plan1,5Can drop or decrease coveragefor self, spouse and/or children ifbecome covered under spouse’splanCan drop coverage for self,spouse and/or childrenCan drop or decrease coveragefor self, spouse and/or children ifcovered under newly available planCan drop coverage for self,spouse and/or childrenEffective date of coverage lostCan add coverage and/or changecoverage for you, your spouse oryour children6Not applicableDocumentation verifying thedependency or status change.Date coverage endsDocumentation verifying thedependency or status change.Date other coverage involuntarilyendsCan add or increase coveragefor self, spouse and/or childrenor change coverage option if youadd affected dependent6Can add or increase coveragefor self, spouse and/or childrenif coverage is lost under thespouse’s plan6Can add coverage for self,spouse and/or childrenYou must drop coverage fordependent childCan drop coverage for self,spouse and/or childrenYou must drop coverage fora child who lost eligibilityCan add or increase coverage forself, spouse and/or children orchange coverage option if eachhad been covered under thespouse’s plan6Not applicableNot applicableMust be actively at work for coverage to take effect.You must notify the Benefits Choice Center after the loss of coverage has occurred but before the 30 days have passed since that loss of coverage.Loss of eligibility does not include loss of coverage due to failure to pay premiums on a timely basis or termination for cause (such as making fraudulent claims).Coverage in the Critical Illness Protection Plan can be dropped at any time for self and/or dependents.Changes to the Legal Services Plan can only be made during Annual Enrollment.Medical coverage is available to associates only. Dependents of associates are eligible for dental, vision, hospital indemnity and critical illness protection plan coverage—dependents cannot be enrolled in theCompany medical plan.Hawaii Part-Time Hourly Associates6To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsYou can change your benefits as follows:MAIN MENU forTHIS CHAPTERMedical, HospitalIndemnity Plan, CriticalIllness Protection Plan,Dental, Vision4,6You will be asked toprovide the BenefitsChoice Center with You must notify theBenefits Choice Centerwithin 30 days after Loss of coverage due tothe exhaustion of COBRAcoverage3Documentation verifying thedependency or status change.Date COBRA coverage ends withother employerSpouse’s employer eliminatesor adds a benefit option (e.g.,HMO, PPO, POS or Indemnity)Documentation verifying thedependency or status change.Effective date of changeYou, your spouse or dependentlose coverage under Medicareor Medicaid, and you wish toadd coverageDocumentation verifying thedependency or status change.Date when coverage endsDocumentation verifying thedependency or status change.Date when Medicare or Medicaidcoverage beginsGain eligibility under Medicaidor CHIPDocumentation verifying thedependency or status change.You must notify the BCC within60 days after the date youbecome eligible for Medicaid orCHIPCan drop or decrease coveragefor self, spouse and/or childrencovered by Medicaid or CHIP(medical only)Lose coverage under Medicaidor CHIPDocumentation verifying thedependency or status change.You must notify the BCC within60 days after the date whenMedicaid or CHIP coverage endsCan add or increase coverage forself, spouse and/or children wholost coverage under Medicaid orCHIP (medical only)6If you have the followingchange in status Gain or Loss of Other Coverage2 (continued)You, your spouse or dependentgain coverage by Medicareor Medicaid, and you wishto drop coverageCan add coverage for self,spouse and/or children or changecoverage option if covered underthe spouse’s plan3, 6CONTACT LISTSEARCHTerm Life Insurance, LegalServices Plan1,5No change permittedIf option is eliminated, can addcoverage for self, spouse and/orchildrenIf option is added, can drop coverage for self, spouse and/or childrenif covered under new option6Can add or increase coverage forself, spouse and/or children wholost coverage under Medicare orMedicaid (medical only)2, 6Can drop or decrease coveragefor self, spouse and/or childrencovered by Medicare or Medicaid(medical only)No change permitted1 Must be actively at work for coverage to take effect.2 You must notify the Benefits Choice Center after the loss of coverage has occurred but before the 30 days have passed since that loss of coverage.3 Exhaustion of COBRA means that an individual’s COBRA continuation coverage ceases for any reason other than failure of the individual to pay premiums on a timely basis, the individual voluntarilydrops COBRA coverage, or for cause (such as making a fraudulent claim or an intentional misrepresentation of a material fact in connection with the Plan).4 Coverage in the Critical Illness Protection Plan can be dropped at any time for self and/or dependents.5 Changes to the Legal Services Plan can only be made during Annual Enrollment.6 Medical coverage is available to associates only. Dependents of associates are eligible for dental, vision, hospital indemnity and critical illness protection plan coverage—dependents cannot be enrolled inthe Company medical plan.Hawaii Part-Time Hourly Associates7To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsYou can change your benefits as follows:If you have the followingchange in status You will be asked toprovide the BenefitsChoice Center with Change of Employment StatusPart-time to Full-timeYou must notify theBenefits Choice Centerwithin 30 days after Date of employment statuschange or eligibility dateFull-time to Part-timeMilitary Leave1234MAIN MENU forTHIS CHAPTERMedical, HospitalIndemnity Plan, CriticalIllness Protection Plan,Dental, Vision2CONTACT LISTSEARCHTerm Life Insurance, LegalServices Plan1,3Part-time benefits coverage ends except Vision, Critical IllnessProtection, Hospital Indemnity and Legal Services Plan participation.Can enroll self, spouse and/or children in full-time benefits. See theFull-time Hourly/Salary Benefits Summary.Full-time benefits coverage ends except Vision, Critical IllnessProtection, Hospital Indemnity and Legal Services Plan participation.Can enroll self, spouse and/or children in part-time benefits. See thisBenefits Summary. You are automatically enrolled in Term LifeInsurance. See the Term Life Insurance chapter for more information on coverage changes once enrolled.Leaving for and returning froma military leave of absencewithin the same calendar yearDocumentation verifying thedependency or status change.Date leave begins or date leaveendsLeaving for and returning froma military leave of absence in asubsequent yearDocumentation verifying thedependency or status change.Date leave begins or date leaveendsCoverage before leave willautomatically be reinstatedORCan add coverage and/or changecoverage for you, your spouse oryour children4Can add coverage and/or changecoverage for you, your spouse oryour children4Coverage before leave willautomatically be reinstatedORCan add coverage and/or changecoverage for you, your spouse oryour childrenCan add or increase coverage forself, spouse and/or childrenMust be actively at work for coverage to take effect.Coverage in the Critical Illness Protection Plan can be dropped at any time for self and/or dependents.Changes to the Legal Services Plan can only be made during Annual Enrollment.Medical coverage is available to associates only. Dependents of associates are eligible for dental, vision, hospital indemnity and critical illness protection plan coverage—dependents cannot be enrolled inthe Company medical plan.Hawaii Part-Time Hourly Associates8To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYLife EventsMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHYou can change your benefits as follows:You must notifythe Benefits Choice Centerwithin 30days after Medical, HospitalIndemnity Plan, CriticalIllness Protection Plan,Dental & Vision2Term Life, Legal ServicesPlan1,3Going on a leave of absenceDate leave beginsCan drop coverage for you, yourspouse or childrenCan drop coverage for you, yourspouse or childrenReturning from a leave ofabsence within the samecalendar year4Date leave endsCoverage before leave will automatically be reinstated.Coverage before leave willautomatically be reinstatedDate leave endsCoverage you are enrolled inwhen you return from leave willcontinue after you return fromleave. If you don’t have coverage(s) when you return fromleave, you can enroll within 30days of the date you return fromleave4Coverage before leave will automatically be reinstated. If youwant to add or stop coverage,see the applicable chapter forrequirements (Life Insurancechapter). For information on theLegal Services Plan or otherVoluntary Benefits, call theBenefits Choice Center.If you have thefollowing changein status You will be asked to provide the Benefits ChoiceCenter with Leaves of AbsenceReturning from a leave ofabsence the followingcalendar year (or any subsequent year, up to five years,for military leave)41 Must be actively at work for coverage to take effect.2 Coverage in the Critical Illness Protection Plan can be dropped at any time for self and/or dependents.3 Changes to the Legal Services Plan can only be made during Annual Enrollment.4 Coverage and payroll deductions will automatically be reinstated for the plans you continue to contribute towards through direct billing. If your coverage is dropped during your leave for non-payment ofpremiums, your coverage will be automatically reinstated upon your return from leave. If you voluntarily drop coverage during your leave, the dropped coverage will not be automatically reinstated uponyour return from leave. You will need to call the Benefits Choice Center within 30 days to re-enroll.Hawaii Part-Time Hourly Associates9To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHEligibility & EnrollmentHawaii Part-Time Hourly AssociatesChapter Contents17ExceptionsHawaii Part-time Hourly Associates17If You’re Rehired11Temporary Associates, Leased Employees andIndependent Contractors18Dependent Eligibility: Medical11Dependent Eligibility: Dental, Vision, HospitalIndemnity, Critical Illness Protection and TermLife Insurance Plans18Declining Coverage11Opting Out of Automatic Enrollment1818About Before-Tax ContributionsEligibility: Disabled Dependent Children19When Your Coverage Ends19Continuing CoverageSpecial Enrollment Rights19Premium Assistance Under Medicaid and theChildren’s Health Insurance Program (CHIP)111112121313Who Is EligibleEligibility: Dependent ChildrenNewborn and Adopted Children13Family Members Who Can’t Participate1414Enrolling for Coverage14Enrolling in Benefits as a New Associate15If You and Your Spouse or Same-sex DomesticPartner Both Work for the Company16Cost of CoverageEnrolling or Making Changes After Initial EnrollmentAnnual Enrollment16When Changes to Coverage Tae Effect17Employment Status ChangesEnrolling as a New Associate161618Qualified Change in Status/Life EventsWhen Coverage BeginsHawaii Part-Time Hourly Associates10To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYEligibility & EnrollmentMAIN MENU forTHIS CHAPTERCONTACT LISTSEARCHGet the Most Value from Your PlanWhat do you need?Find it here.Enroll for benefitsGo to Your Benefits Resources at http://resources.hewitt.com/homedepot; or call the Benefits ChoiceCenter at 1-800-555-4954Get the Annual Enrollment Guide and the New Associate Guidelivetheorangelife.comChange your benefit elections if you have a qualified status changeWho Is EligibleHawaii Part-time Hourly AssociatesYou are eligible to participate in the Company’shealth and welfare benefit plans as described inthis document, if you are classified by theCompany as a part-time associate and havecompleted your waiting period—28 days ofactive service.The Company also offers Group Benefits, whichinclude the MetLaw Legal Services Plan, Auto andHome Insurance and Veterinary Pet Insurance. Formore information on these plans, call the BenefitsChoice Center and say “Additional Programs” atthe main menu.Part-time associates in Hawaii are eligible for thesame Medical Plan (associate only) coverage asfull-time hourly associates.When you enroll during Annual Enrollment, your coverage begins on January 1. See When CoverageBegins in this chapter for more information on whencoverage begins.Please note that if the amount of your pay does notcover or only partially covers the payroll deductionsfor your benefit coverage for two consecutive payperiods, you will be direct billed at active associaterates and must make payments for your coverage.Any unpaid premium amounts for those two pay periods will be collected in future paychecks. In addition,you will not be able to pay for your benefits throughpayroll deduction for the rest of the calendar year.Temporary Associates, LeasedEmployees and IndependentContractorsIf you are on the Company’s payroll system as atemporary associate, you are not eligible to participate in health and welfare benefits or other benefitprograms except for the FutureBuilder 401(k) Plan.See the eligibility rules for additional information.Leased employees and independent contractors arealso ineligible for these benefits.¹If you are working for the Company as a temporaryassociate and are added to the Company’s payrollsystem as a part-time hourly associate, your lengthof employment for eligibility for health and welfarebenefits will include your time as a temporary associate. If you are converted from a temporary associateto a part-time hourly associate, you will becomeeligible for health and welfare benefits as of the laterof your 29th day of employment or the date you areconverted to part-time status.If you are working for the Company as a leasedemployee or independent contractor and are addedto the Company’s payroll system, your length ofemployment for eligibility for health and welfare benefits will not include your time as a leased employeeor independent contractor.Dependent Eligibility: MedicalOnly Home Depot associates are eligible for themedical plan—dependents of associates are noteligible for medical coverage through TheHome Depot.Dependent Eligibility: Dental,Vision, Hospital Indemnity, CriticalIllness Protection and Term LifeInsurance PlansThe following dependents can participate in theHospital Indemnity, Dental, Vision, Critical IllnessProtection and Term Life Insurance Plans asdescribed in this document:¹ If you are later determined to be an employee of the Company for any reason and become eligible for benefits, you may participate in benefits only from date of determination, even if the determination becomeseffective on an earlier date.Hawaii Part-Time Hourly Associates11To enroll, go to www.livetheorangelife.com; for help, call 1- 800 - 555 - 4954

MAIN MENUfor BENEFITSSUMMARYEligibility & Enrollment Your legal spouse, unless you are legally separated (as defined under applicable law). Your legalspouse is a person of the same or opposite sex towhom you are validly married under the laws of thestate or foreign country in which the marriage wasperformed.the Company Hospital Indemnity, Dental, Vision,Critical Illness Protection and Term Life InsurancePlans through the last day of the calendar year inwhich the child turns 26. Eligible dependent childreninclude the following: Your domestic partner, if you do not have a legalspouse. Your domestic partner must meet all ofthe following requirements: Children fo

Hawaii Part-Time Hourly Associates 4 To enroll, go to www.livetheorangelife.com; for help, call 1-80 0-555-4954 Life Events MAIN MENU for BENEFITS SUMMARY MAIN MENU for THIS CHAPTER CONTACT LIST SEARCH 1 Must be actively at work for coverage to take effect. 2 A QMCSO may require coverage