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Monday, July 16, 2018MAIN CONFERENCE DAY ONE7:30 Continental Breakfast & Registration8:30Co-Chairs’ Opening RemarksRichard L. BischoffAssistant Attorney GeneralConsumer Protection DivisionOffice of the Attorney Generalof TexasSamuel “Gene” FishelSenior AssistantAttorney General/ChiefComputer Crime SectionOffice of the Attorney Generalof VirginiaThomas P. JamesSenior Assistant AttorneyGeneral, Consumer CounselConsumer Fraud BureauOffice of the IllinoisAttorney GeneralModerator:David K. SteinPartnerBricker & Eckler LLP10:00 Morning Coffee BreakChristy A. AmesSVP, General CounselRepublic Bank10:15A Survey of Federal EnforcementActions Impacting the ConsumerFinancial Services ArenaSabrina Rose-SmithPartnerGoodwin Procter LLPLeonard A. BernsteinPartnerReed Smith LLPAndrew J. StutzmanChair, Financial Services LitigationStadley Ronon Stevens & Young,LLPLucia NalePartnerMayer Brown LLP8:45The Business and Practiceof Consumer Finance ClassActions: In-House Perspectiveson Aligning Litigation Costs WithBusiness GoalsChristy A. AmesSVP, General CounselRepublic BankS. Michael GrayDirector and Senior CounselDiscover Financial ServicesRenee MillerCounselAlly Financial Inc.Timothy D. PattersonSenior Counsel – Legal, LitigationDitech Home LoansBen YhimDeputy General CounselOneMain FinancialAlice S. WangGeneral CounselNational Creditors Connection, Inc.Moderators:Allison J. SchoenthalPartnerHogan Lovells LLPKeith K. BarnettPartnerTroutman Sanders LLP Overview of the latest federal enforcementactions in the consumer financial servicesindustry Reviewing the coordination among federalagencies relative to enforcement activity Understanding how this coordination has beenaffected by the Trump Administration’s call forderegulation Analyzing how the status of the CFPB rulesconcerning debt collection, overdraft practicesand small business lending data collection areaffecting investigations Tracking the application of mortgage rulesand amendments to TILA-RESPA andunderstanding how this fits into the scope offederal investigations Assessing the use of UDAAP authority forabusive acts and practices Studying the renewed focus on fraud andmisrepresentation and privacy and datesecurity Exploring government inquiries concerningcompliance with Dodd Frank Addressing the latest enforcement efforts andassessing the current regulatory environment Analyzing which states are seeking to fill thevoid left by decreased enforcement by theCFPB and other relevant agencies Evaluating what the gap in policing ofconsumer financial markets means for inhouse counsel Assessing the impact of the multi-stateaction against Equifax on consumer financecompanies Highlighting areas of particular regulatoryfocus and concern, including the manycharacteristics (including objectives, strategyand remedies) Distinguishing regulatory oversight,administrative proceedings and prosecutorialenforcement actions in the states from privatelawsuits and class action litigation12:30 Networking Luncheon1:45The Tolling Effect: An Analysis ofChina Agritech, Inc. v. ReshAndrew J. DemkoPartnerKatten Muchin Rosenman LLPJared GerberPartnerCleary Gottlieb Steen &Hamilton LLP11:15Michael D. FerachiMemberMcGlinchey Stafford PLLCBrian A. KahnPartnerMcGuireWoods LLPSeasoned corporate counsel from across thecountry will discuss how they manage consumerfinance claims and class actions and determinetrial candidacy. These in-house attorneys willcategorize the obstacles to resolving suchcomplex challenges and also evaluate theeconomic considerations of this litigation. Pointsof discussion will include:Join the ConversationSusan N. EllisChief, Consumer Fraud BureauOffice of the IllinoisAttorney General Examining how corporate counsel managesconsumer finance claims and related classactions Reviewing compliance challenges associatedwith enforcement actions and investigations Selecting and working with outside counsel toenhance the client-attorney relationship Achieving efficiencies with reduced budgetsand smaller staffsBridging the Federal EnforcementGap: State Attorneys GeneralSpeak on Enforcement ActionsAgainst Consumer FinancialServices CompaniesRichard HayesDeputy ChiefCivil DivisionUnited States Attorney’s OfficeEastern District of New York@ACI Finance #ACICFCARalph T. WutscherManaging PrincipalMaurice Wutscher LLPJohn C. LynchPartnerTroutman Sanders LLP Overview the Agritech case and its impact onthe consumer finance class actions industry Assessing whether American Pipe tollingapplies to toll subsequent class action claimsv. tolling the individual claims of the putativemembers of an earlier class actionFinancial Services

The Honorable Alan S. TrustUnited States Bankruptcy CourtEastern District of New York Examining whether newly named plaintiffsmay borrow statute of limitations tolling fromprior failed suits where they were unnamedclass members Determining whether a person who optsout can assert the activation of tolling ina subsequent action prior to the denial ofcertification Understanding how the rule appliescross-jurisdictionally to subsequent actionsin state and federal courtsThe Honorable Clifton NewmanCircuit Court of South CarolinaSouth Carolina Jud. Dept.Moderator:Stuart M. RichterPartnerKatten Muchin Rosenman LLP3:00 Afternoon Refreshment Break3:15The Telephone ConsumerProtection Action (TCPA)Litigation Bubble: EvolvingTechnology, Record-BreakingSettlements and UncertainLegal PrecedentMichael J. AgogliaPartnerAlston & Bird LLPChad R. FullerPartnerTroutman Sanders LLP7:00 Continental Breakfast Assessing the recent influx of claims filedrelated to robodialers, telemarketing and textmessaging claims Update on the status of ACA Internationalv. FCC and what it means for the consumerfinance arena Analyzing the indefinite future of the TCPA inthe era of Trump What is the future of the TCPA in the wake ofthe appointment of Ajit Pai Understanding the potential for administrativeand legislative reform Pinpointing the TCPA’s applicability to textmessaging and opt-out provisions Recognizing how to respond to TCPA claims Reviewing the wave of class action lawsuitsasserting the consumer’s right to withdrawconsent to receive text messages4:15The View from the Bench:Judicial Perspectives onThe Consumer FinanceLitigation ArenaThe Honorable Ruben CastilloChief JudgeUnited States District CourtNorthern District of IllinoisRegister NowThe Battleground for ClassCertification: Plaintiff andDefense Burdens, CommonalityRequirements and AscertainibilityCameron AzariVice PresidentEpiqBen BarnowPartnerBarnow and Associates, P.C.Katrina CarrollMemberLite DePalma Greenberg, LLC5:30Conference AdjournsTo Cocktail ReceptionSponsored byTuesdayJuly 17, 2018Megan R. Stumph-TurnerAttorneyBaker Sterchi Cowden & RiceLLP9:15Distinguished jurists with some of the liveliestlitigation dockets in the country will examinedecision-making practices employed by thejudicial system and provide sage advice for bothin-house attorneys and their outside counsel.These judges will identify the impediments toresolving such multifaceted contests and provideyou with solutions to your most unyieldingpredicaments.Brooks BrownPartnerGoodwin Procter LLPGregg StevensMemberMcGlinchey Stafford PLLC Spotting the availability of individual andbinding arbitration Employing FCRA-specific class actiondefensesModerator:Simon A. FleischmannPartnerLocke Lord LLPAphrodite (Dede) KokolisPartnerSchiff Hardin LLPMAIN CONFERENCE DAY TWO8:00Co-Chairs’ Opening Remarks andRecap of Day One8:15The Fair Credit Reporting ACT(FCRA) and A Matter of Standing:Demonstrating the Degree ofHarm Required to Certify a ClassJay EdelsonFounder & CEOEdelson PC.Bryan A. FratkinPartnerMcGuireWoods LLPBryant T. LamerPartnerSpencer Fane LLPAndrew SoukupPartnerCovington & Burling LLP Reviewing the Spokeo decision, the definitionof Article III standing, and the implicationsof the decision for the consumer financialservices industries Examining when an alleged injury in fact issufficient for Article III standing to bring claimsunder FCRA Determining whether the claims asserted willsurvive a motion to dismiss under Rule 12(b)(1) due to lack of standingAmericanConference.com/CFCAChicago 888 224 2480 Evaluating class certification appealability inthe wake of Microsoft Corp. v. Baker Identifying the standards for class certification Revisiting ascertainbility in the wake of theBriseno decision Considering the ongoing circuit split overwhether Rule 23 contains a heightenedascertainibility requirement10:15 Morning Coffee Break10:30The Evolving FinTech Landscape:The Impetus for the Next Eruptionin the Consumer Finance ClassActions and Enforcement Arena?Andrew J. StutzmanChair, Financial Services LitigationStadley Ronon Stevens & Young,LLPQuyen T. TruongPartnerStroock & Stroock & Lavan LLPDarren M. WelchCounselSkadden, Arps, Slate, Meagher& Flom LLP Assessing which FinTech products andservices will have the greatest impacton consumer financial services, banking,alternative lending and paymentsmarketplaces Identifying revolutionary ways of doingbusiness, which are on the FinTech horizon for2018 and beyonda C5 Group CompanyBusiness Information in a Global Context

Scott D. SamlinPartnerPepper Hamilton, LLP Addressing the unique regulatory andcompliance challenges facing companies thatare new to the market and the potential impactfor class action litigation Understanding how these factors in theFinTech landscape may create the “perfectstorm” for the next wave of class action andenforcement activity in the consumer financialservices arenaMohammed O. BadwanHead of Civil LitigationSulaiman Law GroupNathan C. VolheimAttorneySulaiman Law Group11:30Understanding the Role of theCFPB and the Death of ForcedArbitrationMichael J. AgogliaPartnerAlston & Bird LLPDavid M. BizarPartnerSeyfarth Shaw LLPIn this session, you will hear from leadingplaintiffs’ attorneys and consumer advocateson claims and settlement trends, where casesare headed in the coming months, and howlenders and servicers can work with borrowersto minimize the need for litigation. You will obtainkey insights into the types of actions plaintiffs’counsel are focusing on now and how to preparefor and respond to new and innovative claims,as well as how consumer advocates view thecurrent consumer finance landscape.WednesdayJuly 18, 2018POST CONFERENCE WORKSHOPS8:00 Continental Breakfast & RegistrationWORKSHOP A 9:00 – 12:00 (Luncheon will beserved for Workshop B Attendees Only)Working Group for ConsumerFinance Stakeholders onProtecting ConfidentialInformation DuringInvestigations: KeepingConfidences When theRegulators Come KnockingJohn C. LynchPartnerTroutman Sanders LLP2:30 Afternoon Refreshment BreakRichard M. SegalPartnerPillsbury Winthrop ShawPittman LLPRenee MillerCounselAlly Financial Inc.3:30 Appraising the roll back of the rule that bansbanks, credit issuers and other financialinstitutions from using forced arbitrationclauses in account contracts and what itmeans for consumers and financial servicefirms Reviewing the new rule which restricts alender’s ability to profit from high-interest,short-term loans Comparing the outcomes of cases resolvedby arbitrators v. lawsuits seeking class-actionstatus Predicting the regulatory efforts underMulvaney and Trump and the potential impacton the consumer financial services industry12:30 Networking Luncheon1:30The Borrower’s Perspective:Insights From the Plaintiffs’ Barand Consumer AdvocatesModerator:Managing Cyber Liability Claimsand Related Class ActionLitigation Post-EquifaxBrian J. DusekAssistant Vice President,Cyber Technical UnderwritingZurich North AmericaDouglas H. MealPartnerRopes & Gray LLP Identifying the latest plaintiff’s theories andlaws advanced in cyber liability findings in thecontext of a class setting Using recent cases and class action claims toassess breaches and determining the value ofresulting claims Assessing class action trends followingSpokeo and reviewing recent court decisionsin the cyber arena Analyzing data breach litigation involvingstatutes that cover privacy concerns includingFDCPA and TCPA4:30 Main Conference ConcludesAmy BorlundPartnerDoll Amir & Eley LLPJoin seasoned attorneys for a workshop focusedon the very practical issue of how to ensureconfidential information is protected wheninteracting with state or federal regulators duringan investigation. At the workshop, we will: Outline the common law principles andstatutory provisions implicating confidentialityfor companies interacting with regulators Provide practical guidance on how to secureconfidentiality agreements from regulators Discuss key provisions that should beincorporated into any confidentialityagreement with a regulator Walk through the steps to take to protectconfidentiality in litigation with regulatorsWORKSHOP B 2:00 – 5:00Ethics Lab on Navigatingthe Grey Areas in ConsumerFinance Class Action Litigation:Considerations for Plaintiffs’ andDefense Counsel in Litigation andSettlement NegotiationsAphrodite (Dede) KokolisPartnerSchiff Hardin LLPMegan R. Stumph-TurnerAttorneyBaker Sterchi Cowden & Rice LLPWho Will You MeetFederal and state regulatory and enforcement officialsIn-house counsel from: Banks Student loan lenders Mortgage lenders and brokers Auto lenders Loan servicers and Credit card issuerspurchasers Marketplace lenders Payday lenders Collection agenciesAttorneys with practices in: Consumer credit and finance Financial servicesJoin the Conversation Banking Mortgages Complex litigation andclass actions@ACI Finance #ACICFCAIn this session, attendees will gain a deeperunderstanding of ethical challenges related tolitigation, government and regulatory compliance.Topics include: Identifying permissible communications withclass and putative class members Examining how to avoid any appearance ofimproper conduct Ethical considerations in cy pres settlementnegotiations, e-discovery dilemmas andattorneys feesFinancial Services

Global Sponsorship OpportunitiesSAVE ON YOUR STAY!With more than 300 conferences in the United States, Europe, AsiaPacific, and Latin America, American Conference Institute (ACI)provides a diverse portfolio devoted to providing business intelligenceto senior decision makers who need to respond to challengesspanning various industries in the US and around the world.As a member of our sponsorship faculty, your organization will bedeemed as a partner. We will work closely with your organization tocreate the perfect business development solution catered exclusivelyto the needs of your practice group, business line or corporation.For more information about this program or our global portfolio ofevents, please contact:Esther FleischhackerBusiness Development, American Conference InstituteTel: 212-352-3220 x5232 EF@AmericanConference.comHOTEL INFORMATIONHotel:theWit Hotel Chicago,A DoubleTree By HiltonThe C5 Group, comprising American Conference Institute, The Canadian Instituteand C5 in Europe, is a leading global events and business intelligence company.For over 30 years, C5 Group has provided the opportunities that bring togetherbusiness leaders, professionals and international experts from around the worldto learn, meet, network and make the contacts that create the opportunities.Our conferences and related products connect the power of people with thepower of information, a powerful combination for business growth and success.Address:201 N State St, Chicago, IL ce.com/CFCAChicago/VenueBoldly living in the heart of Chicago’s theater, arts, and shopping district, theWitHotel stands as an homage to creativity and expression. With features likeeye-popping design, stunning views, and innovative culinary creations, a stay attheWit is to experience an adventure that doesn’t start until after you reach yourdestination.3 Ways to Register ONLINE: AmericanConference.com/CFCAChicagoEMAIL:PHONE: CustomerService@AmericanConference.comRegistration Information1-888-224-2480Conference Code681L18-CHIRegister & Pay byMay 4, 2018Register & Pay byJune 1, 2018Register & Pay afterJune 1, 2018Conference Only 1995 2095 22953-410% Conference DiscountConference and Workshop A or B 2595 2695 28955-615% Conference DiscountAll Access Pass: Conference & Workshop 3195 3295 3495720% Conference Discount8 or moreCall 888-224-2480Registration TypeAll program participants will receive an online link to access the conference materials as part of their registration fee.Please reserve additional copies of the Conference Materials at 199 per copy.Bringing a Team?Special DiscountACI offers financial scholarships for government employees,judges, law students, non-profit entities and others. For moreinformation, please email or call customer service.Terms and ConditionsPayment PolicyDelegate Substitutions and CancellationsPayment must be received in full by the program date to ensure admittance. All discounts willbe applied to the Program Only fee (excluding add-ons), cannot be combined with any otheroffer, and must be paid in full at time of order. Group discounts available to 3 or more individualsemployed by the same organization, who register at the same time.You must notify us by email at least 48 hrs. in advance of the conference if youwish to send a substitute participant. If you are unable to find a substitute, pleasenotify us in writing no later than 10 days prior to the conference date and a creditvoucher will be issued to you for the full amount paid, redeemable against anyother ACI conference in the next 12 months. Delegates may not “share” a passbetween multiple attendees without prior authorization.All cancelled conference registrations will be subject to a cancellation feeof 350 and applicable taxes. Any product extensions (inclusive of workshops,receptions, masterclasses, etc.) will be subject to a cancellation fee of 50and applicable taxes.RegisterNow AmericanConferenceInstitute, 2018AmericanConference.com/CFCAChicago 888 224 2480If you prefer, you may request a refund of fees paid less the applicable cancellationfee. No credits or refunds will be given for cancellations received within 10 days ofthe conference start date. No liability is assumed by American Conference Institutefor changes in program date, content, speakers or venue. American ConferenceInstitute reserves the right to cancel any conference it deems necessary and will,in such event, make a full refund of any registration fee, but will not be responsiblefor airfare, hotel or other costs incurred by registrants.a C5 Group CompanyBusiness Information in a Global Context

30th National Advanced Forum onCONSUMER FINANCEClass Action Litigation and Government Enforcement ActionsExpert strategies for navigating class actions, litigation andgovernment enforcement activity in the consumer financial servicesAmerican Conference Institute45 West 25th Street, 11th FloorNew York, NY 10010July 16–18, 2018theWit Hotel ChicagoA DoubleTree By HiltonAttention MailroomUpdate your Contact InformationIf undeliverable to addressee, please forward to:If you would like us to change any of your details,please email Data@AmericanConference.comAnd reference the conference code on the brochure.Corporate Counsel, Litigation/LegalDepartment, Class Action Attorney,Litigation CounselREGISTRATION CODEB00-681-681L18.WEBEARN CLE/EthicsCREDITSJuly 16–18, 2018theWit Hotel Chicago, A DoubleTree By Hilton30th National Advanced Forum onCONSUMERFINANCEClass Action Litigation and GovernmentEnforcement ActionsAt ACI, we closely monitor the fast-movingconsumer finance class actions litigationenvironment to help the industry recognize andfollow trends, immediately. Join preeminentcounsel, and regulatory and compliance executivesrepresenting consumer financial servicescompanies as they share their insights and help you: Align litigation costs with business goals Assess new tolling applications under China Agritech Analyze the future of the TCPA in the era of Trump Evaluate standing and the degree of harm required tocertify a class Define ascertainbility in the wake of the Briseno decision Understand the evolving role of Fintech in ConsumerClass Action litigation Appraise the role of the CFPB and the death of forced arbitrationExpert strategies for navigating class actions, litigationand government enforcement activity in the consumerfinancial services arenaJoin the Conversation@ACI Finance #ACICFCA Examine data breach litigation involving privacy statutes inthe wake of EquifaxFinancial Services

Jul 18, 2018 · ACI certifies that this activity has been approved for CLE credit by the State Bar of California. You are required to bring your state bar number to complete the appropriate state forms during the conference. CLE credits are processed in 4-8 weeks after a conference is held. ACI has a de