WIXLIB

Transaction Banking Pricing GuideSingaporeEffective from September 2017

TRANSACTION BANKINGPRICING GUIDECONTENTSCASH MANEGEMNT SERVICES ACCOUNT SERVICES01 PAYMENTS SERVICES03 COLLECTION SERVICES05 LIQUIDITY SERVICES06STRAIGHT2BANK [ONLINE BANKING]07TRADE SERVICES08BRANCH LOCATIONS11CONTACT INFORMATION12

TRANSACTION BANKINGPRICING GUIDECASH MANAGEMENT SERVICES

TRANSACTION BANKINGPRICING GUIDECASH MANAGEMENT: ACCOUNT SERVICESSingapore Dollar Current AccountAccount maintenance feeMinimum Balance: SGD 100, 000Charges applied if balance Minimum (per month)SGD 100Foreign Currency Current AccountForeign currency minimum balance and fall below feesCurrencyMinimum BalanceFall Below 0THB500,0001,000USD100,000100Cash Transaction ChargesBulk deposit of coinsBetween SGD50 - SGD100SGD 5For every SGD100 or part thereofSGD 10Over-the-counter depositFirst 500 pieces-free;SGD 2 for every 100 pieces or part thereofChanges of notes to coinsSGD 1 for every SGD 50 or part thereofForeign currency deposit/withdrawalsOver-the-counter deposit fee(to the same currency account)1.5% repatriation fee(minimum USD 15 or equivalent)Over-the-counter withdrawal fee(from the same currency account)1.5% commission(minimum USD 5 or equivalent)Singapore Dollar Cheque-related ChargesDirect marking of chequeSGD 100Immediate clearance of in-house chequesover the counterSGD 3001

TRANSACTION BANKINGPRICING GUIDEStop payment chargesSGD 40Returned chequesSGD 50Cheque bookSGD 5Cheque image retrievalClearing date within one yearSGD 20Between one to three yearsSGD 30More than three yearsSGD 50Foreign currency Cheque-related ChargesImmediate clearance of in-house chequesUSD 20over the counterStop payment chargesUSD 30Returned chequesUSD 30Audit confirmationUSD 30Cheque bookUSD 5Statement chargesMonthlyFreeRetrieval of account statementsSGD 10(up to one year back)Retrieval of account statementsSGD 50(more than one year back)Certificate of balanceSGD 20Letter of referenceSGD 20Automated balance transfer (one-way and two-way)One-time set-up feeSGD 100Monthly service feeSGD 100Amendment/cancellation feeSGD 100SWIFT (monthly fees)MT940/950SGD 50MT900/910SGD 50MT101 (incoming/outgoing)SGD 100Investigations ServicesReturn of fundsSGD 60Cancellation of incoming telegraphic transferSGD 25Beneficiary claiming non-receipt of fundsSGD 20Amendment of incoming telegraphic transferSGD 60Tracers per customer’s requestSGD 20MT103 Advice via FaxSGD 5 or Equivalent02

TRANSACTION BANKINGPRICING GUIDECASH MANAGEMENT: PAYMENT SERVICESBook TransferTo another Standard Chartered Bank accountFreeLocal Bank TransferTo accounts in other banks in SingaporeSGD 20Direct CreditTo Standard Chartered Bank accountsTo accounts in other banks in SingaporeSGD 0.5SGD 0.5Direct Credit (Electronic - Payroll)To Standard Chartered Bank accountsTo accounts in other banks in SingaporeSGD 0.5SGD 0.5Direct Credit (Manual - Payroll)Number of PayrollFeeMonthly fee0 – 2021 – 5051 – 100Above 100SGD200SGD500SGD1,000SGD1,500Direct Credit (Instant Bank Fund Transfer / FAST)To Standard Chartered Bank accountsTo accounts in other banks in SingaporeRejected PaymentsSGD 1SGD 1SGD 30Local Bank ChequeTo beneficiary within the countrySGD 5International Bank ChequeWith Forex0.125% (minimum SGD 30, maximum SGD 100)Without Forex0.125% (minimum USD 20, maximum USD 70) 0.125%(minimum USD 10, maximum USD 700)Outgoing Telegraphic Transfers via ElectronicHandling Commission0.125% (minimum SGD 30, maximum SGD 100)Commission in lieu of exchange0.125% (minimum USD 10, maximum USD 700)Overseas bank charges (OUR)Minimum SGD 50Cover Cable chargesSGD 20Outgoing Telegraphic Transfers via Manual (Paper Based)Handling Commission0.125% (minimum SGD 60, maximum SGD 200)Commission in lieu of exchange0.125% (minimum USD 10, maximum USD 700)Overseas bank charges (OUR)Minimum SGD 50Cover Cable chargesSGD 2003

TRANSACTION BANKINGPRICING GUIDEElectronic Banking (additional services): Beneficiary advisingSet-up feeMonthly feeE-mail adviceFax adviceMail adviceSGD 50SGD 50SGD 0.25SGD 0.5SGD 1Stop paymentBook transferLocal bank transferDirect creditDirect credit (payroll)Local bank chequeCorporate chequeSGD 10SGD 30SGD 30SGD 30SGD 30SGD 30Cheque OutsourcingSet-up feeMonthly feeCustomise corporate cheque set-upSGD 250SGD 100SGD 500Local bank cheque / Cashiers OrderSGD 5Corporate chequeSGD 5International bank cheque- With Forex- Without Forex0.125% (minimum SGD 30, maximum SGD 100)0.125% (minimum USD 20, maximum USD 70)Normal mail to beneficiarySGD 1Courier to beneficiarySGD 15Collection from counterSGD 10Multi-currency SolutionsImplementation feeElectronicOne-time set-up feeMonthly feeUSD 2,000USD 100Cross-border book transfer0.125% (minimum USD 50, maximum USD 600)Rejects due to insufficient fundsStop paymentReturn itemFX sell back lossUSD 10USD 10Cross-border real time settlementUSD 20Rejects due to insufficient fundsStop paymentReturn itemFX sell back lossUSD 50USD 50Cross-border direct creditUSD 8Rejects due to insufficient fundsStop paymentReturn itemFX sell back lossUSD 50USD 50Cross-border payrollUSD 8Rejects due to insufficient fundsStop paymentReturn itemFX sell back lossUSD 50USD 5004

TRANSACTION BANKINGPRICING GUIDECASH MANAGEMENT: COLLECTION SERVICESCross-border chequeUSD 14Collect from counterNormal mail to beneficiaryRegistered mail to beneficiaryCourier to beneficiaryRejects due to insufficient fundsStop chequeStopping of stale chequeStale cheque reportFreeFreeUSD 10USD 15FX sell back lossUSD 50USD 20USD 20 per month per payment countryInward Telegraphic TransfersIn-house transferLocal wireInternational wireSGD 10SGD 20SGD 50RTGS Electronic CollectionRTGS electronic collection - MEPS FreeClearing (direct debit) - GIROFrom Standard Chartered Bank accountFrom non-Standard Chartered Bank accountRejected itemSGD 1SGD 1SGD 10Direct Debit Authorization Mandate OutsourcingFrom another Standard Chartered Bank accountFrom other bank accountsRejection feeSGD 5SGD 5SGD 25Cash/Cheques Pick-upCash pick-upCheque pick-upNegotiableSGD 25Inward Cheque Collection (from foreign customers)Local currency chequeForeign currency cheque0.125% (minimum SGD 20, maximum SGD 200)0.125% (minimum SGD 20, maximum SGD 200)ReturnsUnavailable fundsOther reasons0.125% (minimum SGD 20, maximum SGD 200)0.125% (minimum SGD 20, maximum SGD 200)Packaged CollectionsSet-up feeMonthly feeSGD 250SGD 100Automatic reconciliationSGD 100Manual Repair (in addition to automatic reconciliation charges)Per chequePer invoiceSGD 1SGD 105

TRANSACTION BANKINGPRICING GUIDERetail Lockbox Transaction FeeOne-time set-up feeMatched stubUnmatched stubCheques onlyPartial paymentsManual inputReturnsSGD 500SGD 1SGD 2SGD 1SGD 2SGD 2SGD 5Wholesale Lockbox ServicesMatched payment/invoiceReturnsSGD 2SGD 5Data EnrichmentInvoice captureReference field captureSGD 1SGD 1Foreign Currency Cheque CollectionsCheque purchaseGuaranteed creditClear funds0.125% (min SGD 20, max SGD 200) interest charges0.125% (min SGD 20, maxi SGD 200) interest charges0.125% (min SGD 20, max SGD 200)Foreign Currency Cheque Receipt for CollectionIf foreign exchange is involvedIf no foreign exchange is involved0.125% (minimum SGD 20, maximum SGD 200)0.125% (minimum USD 15, maximum USD 120)Virtual Accounts FeeOne time set-up feeMonthly Maintenance feeSGD 500SGD 100CASH MANAGEMENT: LIQUIDITY SERVICESDomestic Liquidity Services (inclusive of sweeping, full offset notional pooling and domestic notional aggregation)One-time set-up fee (per structure)One-time set-up fee (per account)Monthly service fee (structure)Monthly service fee (account)SGD 500SGD 100SGD 250SGD 50Regional Liquidity Services (inclusive of cross-border sweeping and regional notional aggregation)One-time set-up fee (per structure)One-time set-up fee (per account)Monthly service fee (structure)Monthly service fee (account)USD 1,000USD 200USD 500USD 50Third-party Bank Sweep (Auto MT101)One-time set-up feeMonthly service feeUSD 1,000USD 10006

TRANSACTION BANKINGPRICING GUIDESTRAIGHT2BANK [ONLINE PLATFORM]Straight2Bank - Basic Set-upOne-time setup (includes three smart cards and SGD 250 two readers OR three Vasco tokens)Additional card/token/readers-- Vasco– Smartcard– Reader (Serial/USB)– Reader (PCMCIA)SGD 50SGD 50SGD 50SGD 50TrainingSGD 250Monthly access fees(product module dependant)SGD 100Reports delivery through e-mail (monthly)SGD 50Reports delivery through fax (monthly)SGD 100Straight2Bank - Reporting Only Standard Reports– Monthly access fees– Training-- Delivery through e-mail-- Delivery through faxSGD 100SGD 100SGD 50SGD 100Straight2Bank Info ManagerMonthly feesSGD 100Monthly value-added usage(each customised template)SGD 50Delivery through webSGD 50Delivery through e-mailSGD 50Delivery through faxSGD 100Straight2Bank - Multi-bank Reporting (MT940/MT950)Per account per monthSGD 100Other ChannelsSet-up feeSGD 50007

TRANSACTION BANKINGPRICING GUIDETRADE SERVICES

TRANSACTION BANKINGPRICING GUIDEIssuance CommissionIrrevocable documentary creditRevolving documentary credit – reinstatement0.125% per month or part thereof (min 0.25% or SGD 100)0.25% per month on drawing amountDocumentary Credit Amendment CommissionExtension of documentary credit validityIncrease in documentary credit value0.125% per month or part thereof on undrawn balance (minimumSGD 100)0.125% per month or part thereof (minimum 0.25% or SGD 100)OthersAmendment cable chargesSGD 100SGD 50 or equivalentOther ChargesUsance documentary credit acceptance/ deferred paymentcommission0.125% per month or part thereof on the amount of the bill(minimum SGD 100)Excess drawing of documentary creditWhen value is fully negotiated, additional commission of 0.25% pernegotiation is charged for excess drawing (minimum SGD 100)Discrepancy fee – Import documentsUSD 100Transmission handling fee via SWIFTSGD 100Courier (for issuance of documentary credit by mail)SGD 100Import Bills for CollectionCollection commission0.125% (minimum SGD100)Direct settlement commission(documents released free of payment)0.125% (minimum SGD100)Re-presentation upon non-payment/acceptance on first presentationSGD100 per re-presentationExport Bills for CollectionHandling commission0.125% (minimum SGD100)Maintenance feeSGD50 per month (for items exceeding 30 days after date payable)Documentary Credit Advising/AmendmentAdvising/amendment - via SWIFT– Customer– Non-customerSGD50SGD100Advising - via mail– Customer– Non-customerSGD60SGD120Documentary Credit confirmation(subject to bank and country risk)Subject to arrangementTransfer Documentary CreditFull/partial transfer– Customer– Non-customer0.25% (minimum SGD500)0.5% (minimum SGD500)08