Transcription
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSFIRE PROTECTION CLASSESThese pages provide Public Fire Protection Class (1-10) based on ISO’s Public Protection Class Manual. City, Town or Fire District listings are organized alphabetically by county.The indicated Protection Class contemplates certain distances from the responding fire station and the hydrant.Remember, it is the responding fire department that governs this rating, not the mailing address. If a fire protection class rating does not have a plus “ ” the stated class applies to all class rated risks withinthe boundaries of the city, town or fire district. If a fire protection class has a plus “ ” the class shown applies only if within 5 road miles of responding firestation and within 1000 feet from hydrant; Class “8B” community water supply must deliver uninterrupted minimum fire flow of 200 gpm for 20minutes. For rating purposes a grade “8” will be applied. Class “9” if within 5 road miles of responding fire station but over 1000 feet from hydrant; Class “10” if over 5 road miles from responding fire station. Class “10” also applies to unincorporatedareas not contained within a Fire District or OPA.Note 1: Cities and towns not included in the listing may be within Fire DistrictsNote 2: Hydrant distance requirement does not apply when an alternate creditable water supply is available. Theseexceptions will be noted under specific communities where applicable.Note 3: The PPC ratings in “()” have been added for ease of reference. In most cases, the PPC is cross-referencedto a corresponding Fire District.SEACOAST and INLAND “EC” WIND ZONESPersonal Lines – Properties located in Wind Zone 1 must have “Windstorm Exterior Paint or WaterproofingExclusion – Seacoast – Florida” endorsement attached or included in the policy.Commercial Lines – The proper “Wind Zone” (1-6) is needed to determine the premium for Group II perils. Whenmore than one “Wind Zone” applies in a county, definitions are provided to determine the applicable zone.BUILDING CODE EFFECTIVENESS GRADING SCHEDULECounty BCEGS listings appear in bold text. All other BCEGS ratings appear in regular text.The Building Code Effectiveness Grading Schedule (BCEGS) assesses the effectiveness of enforcement andadequacy of building codes in a particular community, with special emphasis on mitigation of losses from naturalhazards. A BCEGS grade of 1 (best) to 10 is assigned to each participating municipality. Municipalities withbuilding codes that are well enforced should demonstrate better loss experience and a better grade. Premiumcredits, if applicable, may be derived from these designated BCEGS grades. A grade of “98” will be assigned to communities that have elected not to participate in the BCEGS programand will receive a premium surcharge. A grade of “99” will be assigned to properties in communities that have not been graded.When a building in a community is built to a building code that is superior to that of the community in which it islocated, an individual grading may be assigned. (See Manual rules for further details)Note: BCEGS grade is the same for Personal and Commercial Lines unless displayed with exception.Counties with an entire community “shaded” represent a revision. Areas highlighted in yellowindicate an exact change.IMPORTANT: a Fire District, OPA or Military Base will not have a BCEGS rating.REFERENCE CITIZENS UNDERWRITING MANUAL FOR ADDITIONAL INFORMATIONIncludes Copyrighted Material of ISOEd 6/2005
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSALACHUA COUNTYCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS01005 -44 – 19956 – 19964 – 1999010--44 – 1995Alachua County FD – Includes Jonesville FDAlachua OPAArcherArcher OPACross Creek FDEvinston – See Micanopy OPAFairbanks – See Waldo OPA0100100100100100100104 7 9 -5 7 (9 )(6 )4444444Gainesville – Gainesville Fire Station 6 is not recognized.0103 -4Gainesville OPAGrove Park – See Hawthorne OPAHague – See Alachua OPAHawthorneHawthorne OPA0100100100100106 -4 (9 )(5 )9 44444High Springs0106 -4High Springs OPAIsland Grove – See Cross Creek FDLa Crosse – See La Crosse FDLa Crosse FDMelrose FDMicanopyMicanopy OPANewberry010010010010010010010(9 )(9 )9 5 6-6 9 44444440105 -4010010010(5 )(9 )9 -4444 – 19954 – 19954 – 19954 – 19953 – 20054 – 19954 – 19954 – 19954 – 19955 – 20104 – 19954 – 19954 – 19954 – 19955 – 19964 – 20064 – 20123 – 20124 – 19954 – 1995CITY,TOWN, or FIRE DISTRICTAlachuaAlachua CountyBCEGS – Includes all unincorporated areasBCEGS – PersonalBCEGS - CommercialNewberry OPAOrange Heights – See Melrose FDSanta Fe – See La Crosse FDIncludes Copyrighted Material Of ISOED 3/20131
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSALACHUA COUNTYCITY,TOWN, or FIRE C (Wind)Zone0106-4Waldo OPA0106 Windsor – See Windsor FD010(9 )Windsor FD0109 Class 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 4 – Entire CountyIncludes Copyrighted Material Of ISOED 3/20132444BCEGS4 – 19958 – 19964 – 20124 – 1995-
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBAKER COUNTYCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS020--45 – 19963 – 20055 - 2011Baker County FD-Baker County Fire AdministrationStation is not recognized.0205 -4-Glen St Mary –See Baker County FD020(5 )-4Macclenny0204-4Olustee – See Baker County FD020(5 )-4Sanderson – See Baker County FD020(5 )-4Taylor – See Baker County FD020(5 )-4CITY,TOWN, or FIRE DISTRICTBaker CountyBCEGS – Includes all unincorporated areasClass 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 4 – Entire CountyIncludes Copyrighted Material Of ISOED 3/201335 – 19963 – 20055 - 20114 – 19965 - 20125 – 19963 – 20055 - 20115 – 19963 – 20055 - 20115 – 19963 – 20055 - 2011
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBAY COUNTYCITY,TOWN, or FIRE DISTRICTBay -EC (Wind)Zone2,3BCEGS - Includes all unincorporated areasBCEGS - Personal Lines4 – 19958 – 20064 – 20073 – 2010BCEGS - Commercial LinesBayou George FD – Includes Bayou GeorgeBear Creek Youngstown FD - Includes YoungstownCallawayBCEGS0350350356 8B/105-3337 – 20063 – 20073 - 20104 – 19954 – 2000BCEGS – Personal Lines8 – 20065 – 2008BCEGS – Commercial Lines7 – 20065 – 2008Callaway OPA - Class 5 may be credited within 1000 ftof certain water supply suction pointsGreen Hills Fountain FD – Includes FountainHiland Park FD – Includes Cedar Grove, Lynn HavenOPALynn HavenMexico BeachMexico Beach OPANSWC Panama CityNorthwest Side FDPanama City – Includes Panama City FPSA 1 and 2035-5 3-0358B/10-3-0353 -3-0353-30305-203003003503554 3 9 -22334 – 19955 – 19974 – 20023 – 20124 – 19954 – 20064 – 1995BCEGS - Personal Lines8 – 20064 – 20073 – 2010BCEGS - Commercial Lines7 – 20063 – 20073 - 2010Includes Copyrighted Material Of ISOED 3/20134
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBAY COUNTYCITY,TOWN, or FIRE DISTRICTCSPCodeProtectionInsideProtectionOPAEC (Wind)ZonePanama City Beach0304 -2Parker0355-3BCEGS - Personal Lines4 – 19956 – 19965 – 20004 – 20074 – 19958 - 20064 – 20073 – 2010BCEGS - Commercial LinesSand Hills FDSouthport FDSpringfield0350359 5 -33BCEGS - Personal Lines0356-Thomas Drive FDTyndal Air Force Base – MilitaryWest Bay Woodville FD – Includes West Bay FD &7 - 20063 - 20073 - 20104 – 199538 - 20064 – 20073 – 20100300306 5 -227 - 20063 – 20073 - 2010-030,0356 -2,3-BCEGS - Commercial LinesWest BayBCEGSClass 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 2 – All areas South of the North Bank of the Intracoastal WaterwayZone 3 – Remainder of CountyIncludes Copyrighted Material Of ISOED 3/20135
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBRADFORD COUNTYCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS040--45 – 19964 – 20120406 -4040-6 4040(8 )-4040(8 )-40400408 8B/10-44040(9 )-40406-4Lawtey OPANew River FDStarke0400409 6 -440405-4Theressa FD0409 -4CITY,TOWN, or FIRE DISTRICTBradford CountyBCEGS – Includes all unincorporated areasBrookerBrooker OPAGraham – See Hampton FDHampton – See Hampton FDHampton FDHeilbronn Springs FDKeystone Heights – See Theressa FDBCEGS – See Clay CountyLawteyClass 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 4 – Entire CountyIncludes Copyrighted Material Of ISOED 3/201365 – 19964 – 20125 – 19964 – 20125 – 19964 – 20125 – 19964 - 20115 – 19964 – 20125 – 19964 – 2012-
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBREVARD COUNTYCITY,TOWN, or FIRE DISTRICTCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS4 – 1995Bellwood – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial Lines055(4 )-3055(4 )-3050,055--2,3Bonaventure – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesBrevard County4 - 20123 - 20124 – 19954 - 20123 - 20124 – 1995BCEGS – includes all unincorporated areasBCEGS – Personal LinesBCEGS – Commercial LinesBrevard County FDCape Canaveral050,0554 -2,30504-20500505 -422055(4 )-3Cocoa0554-3Cocoa Beach0502-2055(4 )-3055(4 )-3BCEGS – Personal LinesBCEGS – Commercial LinesCape Canaveral Air Force Station – MilitaryCape Canaveral OPACity Point – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesCourtenay – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesFrontenac – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesIncludes Copyrighted Material Of ISOED 3/201374 - 20123 - 20124 – 19953 – 19964 – 20093 – 20094 – 19954 - 20123 - 20124 – 19953 – 19964 – 20023 – 20074 – 199598 – 19974 – 20034 – 19954 - 20123 - 20124 – 19954 - 20123 - 2012
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBREVARD COUNTYCITY,TOWN, or FIRE DISTRICTCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneGeorgiana – See Brevard County FDBCEGS4 – 1995055(4 )-3BCEGS – Personal LinesBCEGS – Commercial Lines4 - 20123 - 2012Grant Valkaria– See Brevard County FD4 – 1995BCEGS – Personal LinesBCEGS – Commercial Lines055(4 )-3Indialantic0504-20504-2Indian Harbour BeachBCEGS – Personal LinesBCEGS – Commercial LinesJohn F Kennedy Space Center – MilitaryKennedy Space Center – See JFK Space Center0500505 (5 )-220554/8B-3050,0552-2,3Melbourne Beach0504-2Melbourne Village – See Brevard County FD055(4 )-3055(4 )-3BCEGS – Personal LinesBCEGS – Commercial Lines055(4 )-3Palm Bay0553 -3Malabar – Class 4 may be credited within 1000 feet ofcertain water supply suction pointsBCEGS – Personal LinesBCEGS – Commercial LinesMelbourneMicco – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesMims – See Brevard County FDIncludes Copyrighted Material Of ISOED 3/201384 - 20123 - 20124 – 19955 – 19964 – 20075 – 19954 – 20054 - 20123 - 20124 – 19956 – 19964 – 19994 – 20093 – 20093 – 19954 – 19953 – 19964 - 20124 – 19956 – 19964 – 20026 – 20085 – 20114 – 19954 - 20123 - 20124 – 19954 - 20123 - 20124 – 19953 – 20034 – 2009
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBREVARD COUNTYCITY,TOWN, or FIRE DISTRICTCSPCodeProtectionInsideProtectionOPAEC (Wind)ZonePalm Shores – See Brevard County FD055(4 )-3Patrick Air Force Base – MilitaryPineda – See Brevard County FD0505-2BCEGS – Personal LinesBCEGS – Commercial Lines055(4 )-3050/055(4 )-2,30553-30503-2055(4 )-3055(4 )-30554 -3055(4 )-3Port Saint John – See Brevard Co FDBCEGS – Personal LinesBCEGS – Commercial LinesRockledgeBCEGS – Personal LinesBCEGS – Commercial LinesSatellite BeachBCEGS – Personal LinesBCEGS – Commercial LinesScottsmoor – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesSharpes – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesTitusvilleBCEGS – Personal LinesBCEGS – Commercial LinesWest Melbourne – See Brevard County FDBCEGS – Personal LinesBCEGS – Commercial LinesClass 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 2 – All areas East of the West Bank of the Indian RiverZone 3 – Remainder of CountyIncludes Copyrighted Material Of ISOED 3/20139BCEGS4 – 19958 – 19966 – 19995 - 20104 – 19954 - 20123 - 20124 – 19954 - 20123 - 20124 – 19954 – 19963 – 20074 – 20113 - 20113 – 19954 – 20093 – 20094 – 19954 - 20123 - 20124 – 19954 - 20123 - 20123 – 19954 – 20093 – 20094 – 19953 – 19984 – 20094 – 20123 - 2012
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBROWARD COUNTYCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS060--14 – 19953 – 20071000 ft of certain water supply suction points0603 -1-Coconut Creek0602-10603 -1Coral Springs0603-1Dania Beach0602-1CITY,TOWN, or FIRE DISTRICTBroward CountyBCEGS – Includes all unincorporated areasBroward County FD – Class 3 may be credited withinCooper City-Includes Cooper City OPABCEGS – Personal LinesBCEGS – Commercial LinesDavie – Class 5 may be credited within 1000 ft of certain4 – 19953 – 20074 - 20093 – 19952 – 19973 – 20092 – 20094 – 19953 – 19964 – 19953 – 20070603-14 – 19954 – 19973 – 20024 – 20073 – 2007Davie OPA - Class 5 may be credited within 1000 ft ofcertain water supply suction points060-5 1-Deerfield Beach – Deerfield Beach Fire Station 111 is0602-10613-10602-14 – 19954 – 20033 – 2003Hillsboro Beach – Includes Deerfield Beach OPA0603-14 – 19953 – 2007Hollywood0601-13 – 1995Hollywood OPA060-11-Lauderdale By The Sea0603-1Lauderdale Lakes0603-1Lauderhill0602-1water supply suction points. Hydrant distance requirementdoes not apply due to an alternate, creditable water supply.BCEGS – Personal LinesBCEGS – Commercial Linesnot recognized.Ft LauderdaleHallandale Beach – Hallandale Beach Station #90 isnot recognizedBCEGS – Personal LinesBCEGS – Commercial LinesIncludes Copyrighted Material Of ISOED 3/2013Revised Effective 03/01/2013104 – 19953 – 20034 – 19953 – 19974 – 19953 – 20074 – 19953 – 19994 – 19953 – 2007
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBROWARD COUNTYCSPCodeProtectionInsideProtectionOPAEC (Wind)Zone0603-10603-10601-1Miramar0605-1North Lauderdale0603-1Oakland Park0603-10603 -1Pembroke Park – Class 5 may be credited within 1000feet of certain water supply suction points0605-1Pembroke Pines0601-1Plantation0602-1Pompano Beach0603-1Sea Ranch Lakes0603-1Seminole Tribe – See Hollywood OPA060-(1)1Southwest Ranches –See Broward Co FD060(3 )-14 – 19953 – 20073 – 200914 – 19953 – 20073 – 2009CITY,TOWN, or FIRE DISTRICTLazy LakeLighthouse PointBCEGS – See Deerfield Beach 1997 and 2003MargateBCEGS – Personal LinesBCEGS – Commercial LinesParklandBCEGS – Personal LinesBCEGS – Commercial LinesSouthwest Ranches –See Davie OPA060-(5 )Includes Copyrighted Material Of ISOED 3/2013Revised Effective 03/01/201311BCEGS4 – 19953 – 20075 – 19954 – 19973 – 20034 – 19954 – 20043 – 20044 – 19953 – 20004 – 19953 – 20074 - 20094 – 19953 – 20074 – 20094 – 19953 – 19973 – 20052 – 20054 - 20114 – 19954 – 19973 – 19954 – 19953 – 19974 – 20103 – 19954 - 20114 – 199598 – 19964 – 199598 – 1996
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSBROWARD COUNTYCITY,TOWN, or FIRE DISTRICTCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS3 – 19952 – 2004Sunrise0602-1BCEGS – Personal LinesBCEGS – Commercial Lines4 – 20113 - 2011Tamarac0602-14 – 1995060(3 )-13 - 2009Weston – Class 2 may be credited within 1000 feet ofcertain water supply suction points0602-1Wilton Manors0603-1West Park –See Broward Co FDBCEGS – See Broward Co 2007Class 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 1 – Entire CountyIncludes Copyrighted Material Of ISOED 3/2013Revised Effective 03/01/2013124 – 19953 – 20064 – 19953 – 20074 – 2009
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSCALHOUN COUNTYCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGSAltha0708-49 – 19975 – 2001Altha OPA – Includes Chason070-9 4-Blountstown0706-49 – 19976 – 2002070--49 – 19975 – 2001Carr Clarksville FD – Includes Clarksville0709 -4-Kinard FD – Includes KinardMagnolia FD - Includes Blountstown OPA - Class 70708 -4-may be credited within 1000 ft of certain water supplysuction points0707 -4-Mossy Pond FDNettle Ridge FD - Includes Blountstown OPAScotts Ferry FD0700700709 8B/109 -444-CITY,TOWN, or FIRE DISTRICTCalhoun CountyBCEGS – Includes all unincorporated areasClass 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 4 – Entire CountyIncludes Copyrighted Material Of ISOED 3/201313
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSCHARLOTTE COUNTYCITY,TOWN, or FIRE DISTRICTBoca Grande FDCSPCode080ProtectionInside4ProtectionOPA-EC (Wind)Zone2BCEGS3 – 1996Charlotte CountyBCEGS – Includes all unincorporated areasBCEGS – PersonalBCEGS – Commercial080,085--2,34 – 20083 – 20083 - 2010Charlotte County FD –Includes Charlotte Harbor,Cleveland, El Jobean, and Port Charlotte. Hydrants on theBocilla water system are not recognizedEnglewood FD – Includes New Point Comfort andPlacida.080,0854 -2,3-0804 -2-33 – 19963 – 20074 – 20073 - 2010Punta GordaBCEGS – Personal LinesBCEGS – Commercial Lines0853-Class 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 2 – All areas West of Myakka River and Charlotte HarborZone 3 – Remainder of CountyIncludes Copyrighted Material Of ISOED 3/201314
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSCITRUS COUNTYCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS090(4 )-24 – 19963 – 2007090,095--2,34 – 19963 – 2007090,0954 -2,3-Citrus Springs – See Citrus County FD095(4 )-3Crystal River0955-3Crystal River FD0955 -3Floral City – See Citrus County FD095(4 )-3Holder – See Citrus County FD095(4 )-3Homosassa – See Citrus County FD090(4 )-2090,095(4 )-2,30954 -3090,095(4 )-2,3CITY,TOWN, or FIRE DISTRICTChassahowitza - See Citrus County FDCitrus CountyBCEGS - Includes all unincorporated areasCitrus County FD – Includes Beverly Hills FD,Chassahowitzka FD, Citrus Springs FD, Connell HeightsFD, Derosa Plaza FD, Floral City FD, Hernando FD,Highlands FD, Homosassa FD, Inverness FD, Ozello FD.Hydrants on the Spring Gardens, Gospel Island, LakesideCountry Club, Point O’Woods, Rosemount Rolling Green,and Tarawoods Water Systems are not recognized.Homosassa Springs – See Citrus County FDInvernessRed Level – See Citrus County FD4 – 19963 – 20075 – 19963 – 20074 - 20114 – 19963 – 20074 – 19963 – 20074 – 19963 – 20074 – 19963 – 20075 – 19964 – 20074 – 19963 – 2007Class 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 2 – Towns of Chassahowitzka, Ozello and Homosassa and any other towns or communities lying wholly West ofUS Hwy 19Zone 3 – Remainder of CountyIncludes Copyrighted Material Of ISOED 3/201315
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSCLAY COUNTYCITY,TOWN, or FIRE DISTRICTCamp Blanding – MilitaryCSPCode100ProtectionInside5 ProtectionOPA-EC (Wind)Zone4Clay CountyClay Co FD – Hydrants on the Pier Station andPostmaster Village water systems are not recognized. Class5 may be credited within 1000 ft of certain water supplysuction points. Formerly Clay Hill FD, Doctors Inlet FD,Fleming Island FD, Green Cove Springs OPA, KeystoneHeights FD, Kingsley Lake FD, Lake Asbury FD, McRaeFD, Meadowbrook-Belleair FD, Middleburg FD, PenneyFarms OPA and Virginia Village FD.100--44 – 20043 – 20044 - 20111005 -4-44 – 19955 – 20044 – 20044 - 2011Green Cove Springs – Class 4 may be credited within1,000 ft of certain water supply suction points.1004-Keystone Heights – See Clay Co FDBCEGS – Personal LinesBCEGS – Commercial LinesOrange Park100(5 )-41004-41006 -4Penney FarmsBCEGS – Personal LinesBCEGS – Commercial Lines4 – 1995BCEGS – Includes all unincorporated areasBCEGS – Personal LinesBCEGS – Commercial LinesBCEGS – Personal LinesBCEGS – Commercial LinesBCEGSClass 10 applies to unincorporated areas not in a Fire District (FD) or OPAZone 4 – Entire CountyIncludes Copyrighted Material Of ISOED 3/2013164 – 19954 – 20043 – 20044 - 20114 – 19955 – 20044 - 20114 – 19956 – 20045 – 20044 - 2011
CITIZENS PROTECTION CLASSES / WIND ZONES / BCEGSCOLLIER COUNTYCITY,TOWN, or FIRE DISTRICTCSPCodeProtectionInsideProtectionOPAEC (Wind)ZoneBCEGS1105 -2-110--24 – 1995110(6 )-24 – 19951104 -2-Big Corkscrew Island FD - Hydrant di
These pages provide Public Fire Protection Class (1-10) based on ISO’s Public Protection Class Manual. City, Town or Fire District listings are organized alphabetically by county. The indicated Protection Class contemplates certain di
