FINANCIAL PLANNING INCOME PLANNING RETIREMENT PLANNING - InsuranceWebX

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A PROPRIETARY PROGRAM OFFERED EXCLUSIVELY BY VIRTUE ADVISORS.F I N A N C I A L P L A N N I N G I N C O M E P L A N N I N G R E T I R E M E N T P L A N N I N G W E A LT H M A N A G E M E N TV i r t u e A d v i s o r s 2 2 Ce n tury Blvd., Suite 450 Na shville, TN 37214www.virtueadvisors.com 866.907.4275For Financial Professional Use Only. Not For Use With The General Public

2V I RT U E A DV I S O R S D I G I TA L M A R K E T I N G OV E RV I E WWhat is digital marketing?It is the most effective way to engage new prospects.Digital Marketing is the use of digital channels to promote or market products and services to consumersand businesses via one or more forms of electronic media. At Virtue Advisors, we believe the internetis the key to digital marketing, by effectively making use of technology and electronic devices such ascomputers, smartphones and tablets to engage with prospects.Digital Marketing can be applied through internet channels such as websites, social media, email ads,banner ads, and apps through increasing and supporting your presence on traditional media like TV,Radio, and even text messaging.At Virtue Advisors, we have found that tapping into the power of the internet through Digital Marketingis the most effective way to engage with new prospects by making use of keyword search activityassociated with web based activity on electronic devices such as computers, smart phones, and tablets.Have you ever noticed that certain products or services you’ve previously searched for will show up as anad on other websites you visit? It may appear as a small banner ad along the side of a webpage. Youare witnessing digital marketing.Imagine generating local prospects in your marketplace based on specific search keywords like “SocialSecurity Benefits”, “Retirement Planning”, “Annuities”, “Life Insurance”, “Investment Advice” or ANYeffective keyword you choose for that matter!When a prospect searches for these keywords, a short time later as they visit another website they willsee your custom banner ad with your message about how you can help with the same products andservices that they have been searching for. Visit www.virtuedigitalmarketing.com to learn more.F I N A N C I A L P L A N N I N G I N C O M E P L A N N I N G R E T I R E M E N T P L A N N I N G W E A LT H M A N A G E M E N TV i r t u e A d v i s o r s 2 2 Ce n tury Blvd., Suite 450 Na shville, TN 37214www.virtueadvisors.com 866.907.4275For Financial Professional Use Only. Not For Use With The General Public

3V I RT U E A DV I S O R S D I G I TA L M A R K E T I N G OV E RV I E WCustom landing pages that work.On target and customized to fit your needs.Virtues’ Digital Marketing is a turnkey system with the goal of driving more leads to your door. When you signup for our digital marketing program, you can choose from one, two or all of our most popolar digital marketingprograms that are designed to drive calls, contacts and revenue to your door 24 hours, 7 days a week.We’ve streamlined these programs and have created a single page personal website for each one in an effort tooptimize the message and overall effectiveness of the site for you and to the end user. In other words, we havecut out the fluff and highlighted the most important aspects of each program so that you can easily deliver yourproduct and message effectively to your clients. Each landing page is linked back to your own personal website,branded with your company logo, and features your bio, contact information, photo, downloadable custombranded whitepaper, and lead capture form.These popular programs include: The 401kPlanPro System,Stop Loss Portfolios, Gold & Sliver, Annuities, and Social Security.Annuities - www.annuities101report.comTarget prospects in your area that are searching for information on annuities. This website gives readers a betterunderstanding of annuities. The free downloadable report discusses the different types of annuities (fixed, fixedindexed, and variable), the risk associated with each, deferred annuities verses immediate annuities, howsoon the client may need a regular stream of income, and how to fund an annuity. We educate the readeron who sells annuities, how the products are sold, who carries the risk associated with annuities, and whoregulates annuities.F I N A N C I A L P L A N N I N G I N C O M E P L A N N I N G R E T I R E M E N T P L A N N I N G W E A LT H M A N A G E M E N TV i r t u e A d v i s o r s 2 2 Ce n tury Blvd., Suite 450 Na shville, TN 37214www.virtueadvisors.com 866.907.4275For Financial Professional Use Only. Not For Use With The General Public

4V I RT U E A DV I S O R S D I G I TA L M A R K E T I N G OV E RV I E WCollege Planning - www.collegeplanreport.comTarget prospects in your area that are searching for information on college planning. College Tuition is a large investmentthat families are looking to the internet with more frequency in order to find information. This website gives readers anintroduction to college planning options and strategies. There is a wealth of information on paying for college onthe internet, but there is a lack of professional advice. This downloadable report gives readers an understanding ofstrategies available as they plan for their loved ones’ college education.The report highlights six important topics: 1. Calculating Aid Eligibility. 2. How Assets Are Figured In College AidFormulas. 3. Positioning Assets. 4. How to Decide which type of College Aid. 5. How Eligibility Is Unique To EachFamily. 6. The Admissions and Aid Process.Drive actively interested clients directly to your website throughour digital marketing capabilities. We can target based on age,gender, household income and more.Social Security Strategies - www.socialsecurity101report.comTarget prospects in your area that are searching for information related to optimizing social security benefits. The 11-pagereport gives readers an understanding of strategies available as they consider the right time to begin receiving their socialsecurity benefits.We cover the following eight important topics: 1. Longevity – What is your family health history? What is your personalhealth history? 2. Are you married? If so, what is the age difference between you and your spouse? 3. Are you divorced?If so, did any previous marriages last 10 years or more? 4. The Social Security Surrender Penalty 5. Do you currentlyneed the income from Social Security benefits? 6. How taxes on Social Security benefits are calculated.7. Will you needto continue working after you begin to take Social Security benefits? 8. What impact will IRA/401k and other retirementaccount Required Minimum Distributions have on your taxable retirement income?Gold & Silver - www.usgoldandsilverreport.comTarget prospects in your area that are searching for information on Gold and Silver. This website gives readers anintroduction to pre-1933 non-reportable physical gold and silver coins. The downloadable nine page report shares withreaders why they may want to consider diversifying their portfolio with physical gold and silver coins. Owning gold andsilver could help protect your wealth. Investors all over the world are looking for a safe place to put their money — owningphysical gold and silver is a safe answer. The report provides readers with a little history on how gold and silver has beenused as barterable currency for thousands of years. The report also educates the reader on how owning pre-1933 coinsis very different than investing in other forms of gold and silver. A securities license is not required to offer clients physicalgold and silver.F I N A N C I A L P L A N N I N G I N C O M E P L A N N I N G R E T I R E M E N T P L A N N I N G W E A LT H M A N A G E M E N TV i r t u e A d v i s o r s 2 2 Ce n tury Blvd., Suite 450 Na shville, TN 37214www.virtueadvisors.com 866.907.4275For Financial Professional Use Only. Not For Use With The General Public

5V I RT U E A DV I S O R S D I G I TA L M A R K E T I N G OV E RV I E WStop Loss Portfolios - www.stoplossreport.comTarget prospects in your area that are searching the internet for information related to reducing risk in their portfolio. Thiswebsite gives readers an introduction to Virtue Capital Management’s three proprietary stop loss portfolios. The freedownloadable report gives readers an overview of how our unique stop loss portfolios help hedge against downside riskin the stock market. We discuss emotional versus mechanical investing, how bear markets of 20% or greater can impactretirement, the potential impact of losses, the mathematics of losing money, how the S&P 500 has performed since1997, sequence-of-returns, and how our mechanical sell and buy back triggers work. We also have a 4-page abbreviatedversion of this report.401K Plan Pro - www.401kplanreport.comTarget business owners and retirement plan participants in your area that are searching for information on 401K advice.The free downloadable report gives readers an overview of how business owners that have a 401K plan/403b/457,etc. have a fiduciary responsibility to their plan participants and many businesses unknowingly are not living up tothis standard, and as a result are being sued. 401K Plan Pro helps plan participants because they are able to receivepersonalized investment recommendations based on the specific investment options their plan has available to them,and it helps business owners remove the fiduciary responsibility and risk associated. This is a grossly underservedmarketplace, and for most Americans the largest asset they have other than their home is their retirement account.This solution offers them professional investment advice within those retirement accounts.Why you need digital marketing.Facts, figures and what it means to you and your practice.Why you should consider incorporating Digital Marketing into you overall marketing strategy: Digital Marketing is the fastest growing marketing avenue in financial services. The finance industry is slated to invest100% more in 2015 in digital advertising.“After implementing Virtue’s Digital Marketing, I went from having 10 people total visit my website over the past3 years to more than 300 per month in new visitors, and I closed my first deal within 3 months of starting mydigital advertising campaign!” Chris S. from Memphis Did you know the average person spends close to 3 hours per day on their tablet or smart phone? 81% of consumers go online before heading out to the store, up 20% from last year, and they spend an average of 79days gathering information before making a major purchase.What digital marketing options you have:Our network of over 100,000 websites will all allow you to target, zip codes, Age, Race, Ethnicity, Religion, HouseholdIncome, search retargeting, Category targeting, Behavior targeting, and job title targeting just to name a few ways ourdigital marketing is now able to help you grow your business.F I N A N C I A L P L A N N I N G I N C O M E P L A N N I N G R E T I R E M E N T P L A N N I N G W E A LT H M A N A G E M E N TV i r t u e A d v i s o r s 2 2 Ce n tury Blvd., Suite 450 Na shville, TN 37214www.virtueadvisors.com 866.907.4275For Financial Professional Use Only. Not For Use With The General Public

6V I RT U E A DV I S O R S D I G I TA L M A R K E T I N G OV E RV I E WWatch it work for you:You will receive monthly reporting on how your digital campaigns are performing and how they are being optimized. We havestrategically partnered with experts in the field which will allow you to be among the forefront of digital advertising’s future.Four Main Categories1.Category Targeting - Advertisement is displayed based on website categorya.Pre-determined website lists.b.Example categories: CNBC, Yahoo Finance, and Forbes. A prospect is surfing multiple sites having to do witha financial topic triggering him/her to be shown custom ads for financial planning. Your ad is served across aset list of websites having a common theme that makes sense for both the prospect and your business.c.Customized categories available.d.Geo-targeting available- recommended 5-zip code minimum.2.Contextual Targeting - Advertisement is displayed alongside relevant contenta.Show your message to online users while they are engaged with related articles and content.b.Example: Prospect is searching “social security benefits” on Google. They click on a related article on theNew York Times website. They are shown an ad for “Social Security Maximization” alongside the site articlecontent. Relevant keywords present in the article trigger your ad.c.Based on a set of keywords.d.Served alongside the relevant content.e.Customized website list not available.f.Geo-targeting below DMA level not recommended.3.Keyword Targeting - Advertisement is displayed after a relevant searcha.Based on a set of keywords.b.Show your message to users who have recently conducted a keyword search fitting your services.c.Example: Prospect searches “Social Security Maximization” on Yahoo. The following week they aresurfing websites within our ad network and are shown an ad for a your practice specializing in“Social Security Maximization.”d.Recent keywords searches trigger your ad for up to 30 days after the search. The content of the site pageswhile ad is shown is irrelevant.e.Customized site list not available.f.Geo-target DMA or larger.4.Website Retargeting - Ad is displayed to past visitors of advertiser sitea.Redirect your message to users who have recently visited your websiteb.Example: A prospect visits your website today. Next week he is surfing websites within our large networkand is shown an ad for your business. Retargeting allows you to stay on the top-of-the- ind of potentialcustomers or reengage them to encourage repeat business.c.Served to past visitors for 90 days.d.Sell with complement audience-targeting campaign.e.Custom site list not available.f.Additional targeting filters not recommended.If you would like to know more about our digital marketing, including pricing and how our services work, you can visit usat www.virtuedigitalmarketing.com or contact us at 866-907-4275.F I N A N C I A L P L A N N I N G I N C O M E P L A N N I N G R E T I R E M E N T P L A N N I N G W E A LT H M A N A G E M E N TV i r t u e A d v i s o r s 2 2 Ce n tury Blvd., Suite 450 Na shville, TN 37214www.virtueadvisors.com 866.907.4275For Financial Professional Use Only. Not For Use With The General Public

The free downloadable report gives readers an overview of how business owners that have a 401K plan/403b/457, etc. have a fiduciary responsibility to their plan participants and many businesses unknowingly are not living up to this standard, and as a result are being sued. 401K Plan Pro helps plan participants because they are able to receive