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ICICI STACKMarch 2020
Evolution of ICICI STACKWe understandthat customer’srelationshipjourney with us initself is aSTACKIt starts with asimple and instantaccount openingand grows into afruitful relationshipover INGREORIENTINGTECHNOLOGYSTACKICICISTACKThen, we went aboutreorienting ourtechnology stack toenable the customerrelationship digitallyICICI Stack is, in short, theheart of our core strategy:to utilize technology toprovide digital & instantsolutions across thecustomer’s relationshipjourney with us.2
STACK for individualSOLUTIONS I GETICICI STACKTECHNOLOGY VIEWInstaSave, FDXtra, iWish flexible RDiMobile app/NetbankingACCOUNTS LAYERIMPS, NEFT, RTGSBill Payments, UPI/QR Scan & Pay,wallets, debit card & travel cardPAYMENTS LAYERInsta HL & top up, Insta credit card,Insta car and TW loan, Insta PL & PayLaterLife, health insurance,home, motor & travel insuranceKid’s education (Insta SIP/PPF)Wealth creation (MF/Demat A/c)Retirement planning (NPS/FD)LOANS LAYERCARE LAYERGROWTH LAYER3
STACK for businessSOLUTIONS I GETOnline CA, APIDeveloper Portal, Insta BIZVendor & tax paymentsEazyPay: POS/UPI QR/ Payment GatewayIntegration with accounting/ERP platformImport/Export portal & real time dashboardInsta OD/GST OD,purpose based lending, Super Biz- Flexi Credit,supply chain lendingICICI STACKTECHNOLOGY VIEWACCOUNTS LAYERPAYMENTS LAYERLOANS LAYERFire & burglary insurance, marine insurancegroup health & personal accident coverkey-man insuranceCARE LAYERBiz circle: network with vendors& suppliers, set-up promotional campaigns,wealth creation (MF/FD)GROWTH LAYER4
ICICI STACKIndividualInstaSave, FDXtra, iWish Flexible RDiMobile App/NetbankingIMPS, NEFT, RTGSBill Payments, UPI/QR Scan & Pay,Wallets, Debit Card & Travel CardICICI STACKBusinessOnline CA, APIDeveloper Portal, Insta BIZVendor & tax paymentsEazyPay: POS/UPI QR/ payment gatewayIntegration with accounting/ERP platformImport/Export portal & real time dashboardInsta HL & Top up, Insta Credit Card,Insta Car and TW Loan, Insta PL & PayLaterInsta OD/GST OD,purpose based lending, Super BizFlexi Credit, supply chain lendingLife, health insurancehome, motor & Travel InsuranceFire & burglary insurance, marineinsurance, group health & personalaccident cover, key-man insuranceKid’s Education (Insta SIP/PPF)Wealth Creation (MF/Demat A/c)Retirement Planning (NPS/FD)Biz circle: network with vendors& suppliers, set-up promotional campaigns,wealth creation (MF/FD)5
Thank you
Developer Portal, Insta BIZ Vendor & tax payments EazyPay: POS/UPI QR/ payment gateway Integration with accounting/ERP platform Import/Export portal & real time dashboard Insta OD/GST OD, purpose based lending, Super Biz-Flexi Credit, supply chain lending Fire & burglary insurance, marine insurance, group health & personal
