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State Farm Insurance Windstorm or Hail Coverage InformationUpdated February 2022Loss to covered property caused directly by Windstorm or Hail is covered by our basic Homeowners,Condo Association, Condo Unitowners, and Rental Dwelling policies. Coverage can be affected by use ofpolicy endorsements.Changes to this coverage comes in 3 forms: Addition of a separate Deductible for loss to covered property caused by Windstorm or Hail.Exclusion of specific perils (i.e. Windstorm or Hail) or exclusion of all loss that may occur during ahurricane event.Certain policies can be amended with an endorsement that contains language changing thescope of what is considered covered property during a hurricane event. Also, loss causeddirectly by Windstorm or Hail is covered, but a separate deductible applies if the loss occursduring a hurricane event.If applicable to a policy the following endorsements will appear in the Forms, Options, andEndorsements field of the Insurance Inquiry Policy Information ****************************************Alabama: Loss to covered property caused directly by Windstorm or Hail is covered by State FarmProperty Insurance Policies, but can be excluded by the following endorsements:HO-2496FE-6331CMP-4752 Windstorm or Hail Exclusion Endorsement (HOW, HO6, & HO4)Windstorm or Hail Exclusion Endorsement (RDP, RCUP)Windstorm or Hail Exclusion Endorsement (*Commercial Lines- AP, BR, CA, CO,CP, IN, IP, OF, R1, R2)Loss to covered property caused directly by Windstorm or Hail is covered by State FarmProperty Insurance Policies, but can be subject to a separate deductible endorsement if theloss occurs during a hurricane event. The amount of the deductible is displayed in theDeductible field on the Insurance Inquiry Policy Information Screen.FE-3321.1FE-3322.1HO 2494HO 2450CMP-4715Hurricane Duration Deductible Endorsement (RCUP)Hurricane Duration Deductible Endorsement (MH, RDP)Hurricane Duration Deductible Endorsement (HO6 & HO4)Hurricane Duration Deductible Endorsement (HOW)Hurricane Duration Deductible (*Commercial Lines- AP, BR, IN, IP, OF, R1,R2, CA, CP)

These endorsements are used to identify when there is a separate deductible. The deductible amount(%) is shown in the Deductible field on the Insurance Inquiry Policy Information ****************************************Arkansas: Loss to covered property caused directly by Windstorm and Hail is covered by State FarmProperty Insurance Policies, but can be subject to a separate deductible endorsement.FE-5269.1Windstorm or Hail Deductible Endorsement (Farm/Ranch)This endorsement is used to identify when there is a separate deductible. The deductible amount (%) isshown in the Deductible field on the Insurance Inquiry Policy Information ****************************************Colorado: Loss to covered property caused directly by Windstorm and Hail is covered by State FarmProperty Insurance Policies, but can be subject to a separate deductible endorsement.FE-5269.1Windstorm or Hail Deductible Endorsement (Farm/Ranch & RDP)This endorsement is used to identify when there is a separate deductible. The deductible amount (%) isshown in the Deductible field on the Insurance Inquiry Policy Information t: Loss to covered property caused directly by Windstorm or Hail is covered under State FarmProperty Insurance Policies, but can be subject to a separate deductible endorsement if the lossoccurs during a hurricane event.FE-3313.1HO-2629CMP-4745.2Hurricane Duration Deductible Endorsement (RDP)Hurricane Duration Deductible Endorsement (HOW)Hurricane Duration Deductible Endorsement (*Commercial Lines- AP, BR, IN, IP,OF, R1, R2, CA, CP)This endorsement is used to identify when there is a separate deductible. The deductible amount (%) isshown in the Deductible field on the Insurance Inquiry Policy Information ****************************************

Delaware: Loss to covered property caused directly by Windstorm or Hail is covered under State Farmproperty Insurance Policies, but can be subject to a separate deductible endorsement if the lossoccurs during a hurricane event.FE 3322.1HO-2450CMP-4715.1Hurricane Duration Deductible Endorsement (RDP)Hurricane Duration Deductible Endorsement (HOW)Hurricane Duration Deductible Endorsement (*Commercial Fire- AP, BR, IN, IPOF, R1, R2, CA, ************************************Florida: Loss to covered property caused directly by Windstorm or Hail is a covered under State FarmProperty Insurance Policies, but can be excluded by the addition of the following endorsements:CMP-4750HO-2576 Windstorm or Hail Exclusion (CL)Windstorm and Hail Exclusion (HOW, HO6, HO4)Loss to covered property caused directly by Windstorm or Hail is covered under State Farmproperty Insurance Policies, but can be subject to a separate deductible endorsement if the lossoccurs during a hurricane event.CMP-4738FE 5423FE-5859FE-7837.3HO-2571Hurricane Deductible (CL) FE-5423Wind, Hail, Tornado, Hurricane, and Tropical Storm Exclusion (RDP)Annual Hurricane Deductible Endorsement (RDP)Hurricane Deductible Endorsement (RDP)Hurricane Deductible Endorsement (HOW, HO6, *************************************Georgia: Loss to covered property caused directly by Windstorm or Hail is a covered under State FarmProperty Insurance Policies, but can be excluded by the addition of the following endorsements:HO 2496FE-7326FE-8305FE-6331CMP-4752.1 Windstorm or Hail Exclusion Endorsement (HOW)Windstorm and Hail Exclusion Endorsement (Farm Ranch)Windstorm and Hail Exclusion Endorsement (RDP)Windstorm and Hail Exclusion Endorsement (RCUP)Windstorm or Hail Exclusion Endorsement (*Commercial Lines-AP, BR, CA, CO,CP, IN, IP, OF, R1, R2)Loss to covered property caused directly by Windstorm or Hail is covered under State FarmProperty Insurance Policies, but can be subject to a separate deductible endorsement ifoccurring during a hurricane event.

FE-3322.1HO 2450CMP-4715.1Hurricane Duration Deductible Endorsement (RDP)Hurricane Duration Deductible Endorsement (HOW)Hurricane Duration Deductible Endorsement (*Commercial Lines-AP, CA,BR, CO, IN, IP, OF, R1, R2, CP)These endorsements are used to indicate when there is a separate deductible. The deductible amount(%) is shown in the Deductible field on the Insurance Inquiry Policy Information ****************************************Hawaii: Loss to covered property caused directly by Windstorm or Hail is covered by State Farmproperty insurance policies in Hawaii, but is subject to a separate deductible or exclusion ofcoverage if the loss occurs during a hurricane event.One of the following endorsements will always be attached to a Hawaii policy. This endorsement is used to identify when there is a separate deductible. The deductibleamount (%) is shown in the Deductible field on the Insurance Inquiry Policy Information Screen.FE-5314.2HO-2699HO-2700HO-2701CMP-4739.1 Residential Hurricane Coverage Endorsement (RDP & RCUP)Hawaii Condominium Unitowners Limited Hurricane Windstorm CoverageEndorsement (HO6)Hawaii Homeowners Limited Hurricane Windstorm Coverage Endorsement(HOW)Hawaii Renters Limited Hurricane Windstorm Coverage Endorsement (HO4)Commercial Limited Hurricane Windstorm Coverage Endorsement (CL)All loss that occurs during a hurricane event is excluded with the addition of the -4717Hurricane Exclusion Endorsement (RCUP)Hurricane Exclusion Endorsement (RDP)Hurricane Exclusion Endorsement (Hawaii) (HOW, HO6, HO4)Hurricane Exclusion *************************************Kansas: Loss to covered property caused directly by Windstorm or Hail is covered by State FarmProperty Insurance Policies, but can be subject to a separate Windstorm or Hail deductibleendorsement.FE-5259.2FE-5269.1Windstorm or Hail Deductible Endorsement (RDP)Windstorm or Hail Deductible Endorsement (Farm Ranch)

***********************************Louisiana: Loss to covered property caused by Windstorm or Hail can be excluded by addition of:FE 6331HO-2496CMP 4752.1 Windstorm or Hail Exclusion Endorsement (RDP & RCUP)Windstorm or Hail Exclusion Endorsement (HOW, HO6, HO4)Windstorm or Hail Exclusion Endorsement (*Commercial Lines- AP, BR, CA, CO,CP, IN, IP, OF, R1, R2)Loss to covered property caused directly by Windstorm or Hail is covered by State FarmProperty Insurance Policies, but can be subject to a separate deductible endorsement if theloss occurs during a hurricane event. The amount of the deductible is displayed in theDeductible field on the Insurance Inquiry Policy Information Screen.FE 3387FE 3390HO-2672HO-2673CMP 4715.1Hurricane Duration Deductible Endorsement (RDP)Hurricane Duration Deductible Endorsement (RCUP)Hurricane Duration Deductible Endorsement (HOW)Hurricane Duration Deductible Endorsement (HO6)Hurricane Duration Deductible (*Commercial Fire AP, CA, BR, CO, IN, IP, OF,R1, R2, CP)These endorsements are used to indicate when there is a separate deductible. The deductible amount(%) is shown in the Deductible field on the Insurance Inquiry Policy Information *************************************Maine: Loss to covered property caused directly by Windstorm or Hail is covered by State FarmProperty Insurance Policies, but can be subject to a separate deductible if the loss occursduring a hurricane event.HO-2614FE-5657CMP-4568Hurricane Duration Deductible EndorsementHurricane Duration Deductible Endorsement (RDP)Hurricane Duration Deductible Endorsement (*Commercial Lines- AP, BR, CA,CP, IN, IP, OF, R1, ************************************Massachusetts: Loss to covered property caused directly by Windstorm or Hail is covered under State Farmproperty Insurance Policies, but can be subject to a separate deductible endorsement if the lossoccurs during a hurricane event.FE-5658HO-2450Hurricane Duration Deductible Endorsement (RDP)Hurricane Duration Deductible Endorsement (HOW)

*********************************Maryland: Loss to covered property caused directly by Windstorm or Hail is covered under State Farmproperty Insurance Policies, but can be subject to a separate deductible endorsement if theloss occurs during a hurricane event.FE-3330.3HO-2750CMP-4642Hurricane Duration Deductible Endorsement (RDP)Hurricane Duration Deductible Endorsement (HOW)Hurricane Duration Deductible Endorsement (*Commercial Fire- AP, BR, IN, IP,OF, R1, R2, CA, CP)This endorsement is used to identify when there is a separate deductible. The deductible amount (%) isshown in the Deductible field on the Insurance Inquiry Policy Information : Loss to covered property caused directly by Windstorm or Hail is covered by State FarmProperty Insurance Policies, but can be excluded by the addition of:FE-8305FE-6331HO-2496CMP-4752.1Windstorm or Hail Exclusion Endorsement (RDP)Windstorm or Hail Exclusion Endorsement (RCUP)Windstorm or Hail Exclusion Endorsement (HOW, HO6, HO4)Windstorm or Hail Exclusion Endorsement (*Commercial Lines-AP, BR, CA, CO,CP, IN, IP, OF, R1, R2: effective 12/1/18)These endorsements are used to identify when there is a separate deductible. The deductible amount(%) is shown in the Deductible field on the Insurance Inquiry Policy Information screen. Loss to covered property caused directly by Windstorm or Hail is covered under State FarmProperty Insurance Policies, but can be subject to a separate deductible endorsement ifoccurring during a hurricane event.FE-3623FE-3625HO-2758CMP-4715.1Hurricane Deductible Endorsement (MH)Hurricane Deductible Endorsement (RDP, RCUP)Hurricane Deductible Endorsement (HOW, HO6, HO4)Hurricane Duration Deductible Endorsement (*Commercial Lines- AP, BR, IN, IP,OF,R1, R2, CA, ************************************