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Mortgage Rate SheetIntermediary Business OnlyRates Effective From 5 July 2022Contents ContentsPurchase Rates. .2 & 3Barclays Green Home, Guarantee Scheme, Family Springboard, & Help to Buy Rates. .4Remortgage Rates.5 & 6Buy to Let (including Green BTL).7Additional Information. .8For Existing Mortgage Customer (EMC) Reward Rates please see EMC Reward Rate SheetThis informationThis informationis intendedis intendedfor mortgagefor mortgagesellerssellersuse only.use Anyoneonly. Anyonewho iswhonot isa mortgagenot a mortgageseller sellershouldshouldnot relynotonrelytheoncontentthe conteof thisnt ofcommunication.this communication.1
Purchase Rates(A Switch & Fix facility is applicable on all Offset & Tracker products listed below)Offset Products - Please note customers can only hold ONE Offset Mortgage at a time.Product TypeInitial RateInitial PayRateEnd Date2 Yr Offset TrackerBEBR 1.22%2.47%5 Yr Offset TrackerBEBR 1.25%Initial RateOPFMFollow OnRateProduct FeeMax LTVMin LoanTotal Aggregate LoanERCERC Term2 YearsBEBR 3.49% 1,74975% 5,000 5,000 - 2m1% of original balance onFull Redemption2 YearsJB462.50%5 YearsBEBR 3.49% 1,74975% 5,000 5,000 - 2m1% of original balance onFull Redemption5 YearsJB47Initial PayRateEnd DateFollow OnRateProduct FeeMax LTVMin LoanTotal Aggregate LoanERCERC TermPurchase OnlyTracker ProductsProduct TypeBRMOPFMPurchase OnlyPurchase Only2 Yr TrackerBEBR 0.75%2.00%2 YearsBEBR 3.49% 99960% 5,000 5,000 - 2mNoneN/AGZ88GZ892 Yr TrackerBEBR 0.95%2.20%2 YearsBEBR 3.49% 99975% 5,000 5,000 - 2mNoneN/AHX50HX51Premier 2 Yr TrackerBEBR 1.20%2.45%2 YearsBEBR 3.49% 075% 5,000 5,000 - 2m1% of balance repaid2 YearsJC91JC922 Yr TrackerBEBR 1.29%2.54%2 YearsBEBR 3.49% 99980% 5,000 5,000 - 2mNoneN/AHD53HD542 Yr TrackerBEBR 0.98%2.23%2 YearsBEBR 3.49% 1,99960% 5,000 2m - 10mNoneN/AHD57HD582 Yr TrackerBEBR 1.12%2.37%2 YearsBEBR 3.49% 1,99970% 5,000 2m - 10mNoneN/AHD59HD602 Yr TrackerBEBR 1.23%2.48%2 YearsBEBR 3.49% 1,99975% 5,000 2m - 5mNoneN/AHD55HD56Premier Exclusive Rates - To qualify for these products, customers must hold a Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria.When applying for this product you will need to ensure that one of the applicants is an eligible Barclays Premier current account customer or hold the appropriate Premier marker on Customer Gateway. Joint applications require only one applicant to meet this criteria.2
Purchase Rates2 Year Fixed ProductsProduct TypeInitial RateEnd DateFollow OnRateProduct Fee 060% 5,000 5,000 - 2m1% of balance repaid1% of balance repaidMax LTVMin LoanTotal Aggregate LoanERCBRMOPFMPurchase OnlyPurchase Only31/08/24JL84JL8531/08/24JL86JL87JL89ERC TermNEW2 Yr Fixed3.58%31/08/24BEBR 3.49%NEW2 Yr Fixed3.65%31/08/24BEBR 3.49% 075% 5,000 5,000 - 2mNEW2 Yr Fixed3.39%31/08/24BEBR 3.49% 99985% 5,000 5,000 - 2m1% of balance repaid31/08/24JL88NEW2 Yr Fixed3.69%31/08/24BEBR 3.49% 090% 5,000 5,000 - 570,0001% of balance repaid31/08/24JL90JL912 Yr Fixed3.01%31/08/24BEBR 3.49% 1,99960% 2m 2m - 10m1% of balance repaid31/08/24JK72JK732 Yr Fixed3.02%31/08/24BEBR 3.49% 1,99970% 2m 2m - 10m1% of balance repaid31/08/24JK74JK752 Yr Fixed3.03%31/08/24BEBR 3.49% 1,99975% 2m 2m - 5m1% of balance repaid31/08/24JK76JK77Initial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanTotal Aggregate LoanERCERC Term5 Year Fixed ProductsProduct TypeBRMOPFMPurchase OnlyPurchase OnlyNEW5 Yr Fixed3.10%31/08/27BEBR 3.49% 99960% 5,000 5,000 - 2m2% of balance repaid31/08/27JK78JK79NEW5 Yr Fixed3.70%31/08/27BEBR 3.49% 075% 5,000 5,000 - 2m2% of balance repaid31/08/27JL92JL93NEW5 Yr Fixed3.75%31/08/27BEBR 3.49% 085% 5,000 5,000 - 2m2% of balance repaid31/08/27JL94JL95NEW5 Yr Fixed3.65%31/08/27BEBR 3.49% 99990% 5,000 5,000 - 570,0002% of balance repaid31/08/27JK88JK895 Yr Fixed3.12%31/08/27BEBR 3.49% 1,99960% 2m 2m - 10m2% of balance repaid31/08/27JK90JK915 Yr Fixed3.14%31/08/27BEBR 3.49% 1,99970% 2m 2m - 10m2% of balance repaid31/08/27JK92JK935 Yr Fixed3.16%31/08/27BEBR 3.49% 1,99975% 2m 2m - 5m2% of balance repaid31/08/27JK94JK95Initial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanTotal Aggregate LoanERCERC Term7 Year Fixed ProductsProduct Type7 Yr Fixed3.24%31/08/29BEBR 3.49% 99960% 5,000 5,000 - 2m3% of balance repaid31/08/29Initial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanTotal Aggregate LoanERCERC TermBEBR 3.49% 99960% 5,000 5,000 - 1mBEBR 3.49% 99980% 5,000 5,000 - 1mBRMOPFMPurchase OnlyPurchase OnlyJK96JK9710 Year Fixed ProductsProduct Type310 Yr Fixed3.58%10 Yr Fixed3.65%31/08/3231/08/325% of balance repaid5% of balance repaidBRMOPFMPurchase OnlyPurchase Only31/08/32JK98JK9931/08/32JL00JL01
Barclays Green Home, Family Springboard, Mortgage Guarantee & Help to Buy RatesBarclays Green Home Mortgages: These products can only be used to purchase a new build residential property with an Energy Efficiency Rating of 81 or higher, or an Energy Efficiency Band of A or B. Satisfactory evidence that the property has an Energy Efficiency Rating of 81 orhigher, or has an Energy Efficiency Band of A or B, must be provided before the advance is made and shall be either: (a) a valid Energy Performance Certificate completed prior to the submission of your mortgage application ; or (b) a valid Predicted Energy Performance Certificate if the propertybuild phase has not been completed. Help to Buy products are for England (including London) & Wales.Product TypeInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBRMOPFMPurchase OnlyPurchase OnlyGreen Home 2 Yr Fixed3.30%31/08/24BEBR 3.49% 080% 5,000 5,000 - 2m1% of balance repaid31/08/24JL02JL03Green Home 2 Yr Fixed3.39%31/08/24BEBR 3.49% 090% 5,000 5,000 - 570,0001% of balance repaid31/08/24JL04JL0531/08/27BEBR 3.49% 090% 5,000 5,000 - 570,0002% of balance repaid31/08/27JL06JL0775% 25,000 450,0001% of balance repaid31/08/24JL08N/A75% 25,000 450,0002% of balance repaid31/08/27JL09N/AGreen Home 5 Yr Fixed3.42%Green Home Help to Buy 2 Yr Fixed3.10%31/08/24BEBR 3.49% 0Green Home Help to Buy 5 Yr Fixed3.20%31/08/27BEBR 3.49% 0Family Springboard Mortgages - Purchase Only: These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 100% LTV. Loans outside of this LTV will not be allowed.Product TypeInitial RateEnd DateFollow onRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBRMSpingboard OnlySpringboard 5 Yr Fixed4.05%31/08/27BEBR 2.49% 095% 5,000 500,0002% of balance repaid31/08/27JL10Springboard 5 Yr Fixed4.10%31/08/27BEBR 2.49% 0100% 5,000 500,0002% of balance repaid31/08/27JL11A Helpful Start Account through Barclays Bank UK PLC must be taken out as a condition of this mortgage. Prior to completion of the mortgage advance the Helpful Start Account must receive a deposit, equivalent to 10% of the purchase price of the property. The Helpful Start Account must remain openfor a minimum period of five years from the date of the completion (subject to mortgage payments being maintained) or until full redemption of the mortgage, whichever is sooner.Mortgage Guarantee Scheme - These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 95% LTV. Loans outside of this LTV will not be allowed.Product TypeInitial RateEnd DateFollow onRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBRMGuarantee SchemeOnlyMortgage Guarantee 2 Yr Fixed 750 Cashback3.95%31/08/24BEBR 3.49% 095% 25,000 570,0001% of balance repaid31/08/24JL12Mortgage Guarantee 5 Yr Fixed3.95%31/08/27BEBR 3.49% 095% 25,000 570,0002% of balance repaid31/08/27JL13Applications under the scheme must be for residential properties in the UK (excluding new-build properties) with a value of 600,000 or less. The property must be the applicant’s only property at time of completion and the whole of the loan must be on this product and cannot be used as part of a portingtop up. These products are exclusively for the Mortgage Guarantee Scheme applications – no other products from our range can be selected.Scotland Help to Buy: Equity Loan SchemeProduct TypeInitial RateEnd DateFollow onRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBRMShared Equity SchemeOnlyScotland Help to Buy 2 Yr Fixed3.25%31/08/24BEBR 3.49% 080% 25,000 160,0001% of balance repaid31/08/24JL14Scotland Help to Buy 5 Yr Fixed3.35%31/08/27BEBR 3.49% 080% 25,000 160,0002% of balance repaid31/08/27JL15Help to Buy Scotland is a low cost homebuyer initiative to help eligible applicants purchase a NEW-build property from selected house builders. The scheme is available throughout Scotland and has a maximum property value of 200,000. Under the shared equity scheme the applicant funds at least 85%of the purchase price, with the remaining share (up to a maximum of 15%) coming from the Scottish Government. We will lend 80% of the purchase price with the 5% balance to come from the applicants own resources. Please note that these Mortgage products are offered on a Repayment basis only.These products are exclusively for Help to Buy Scotland applications – no other products from our range can be selected.Help to Buy: Equity Loan SchemeProduct TypeInitial RateEnd DateFollow onRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBRMShared Equity SchemeOnlyHelp to Buy 2 Yr Fixed3.20%31/08/24BEBR 3.49% 075% 25,000 450,0001% of balance repaid31/08/24JL16Help to Buy 5 Yr Fixed3.30%BEBR 3.49% 075% 25,000 450,0002% of balance repaid31/08/27JL1731/08/27Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a NEW-build property from selected house builders. There are two versions of the scheme: one for England run by the UK Government where the maximum property value is 600,000 and one for Wales run by the WelshGovernment where the maximum property value is 250,000. We will lend up to 75% of the purchase price with at least 5% of the balance coming from the applicant’s own resources, and with the remaining share (up to 20% or up to 40% in London) coming from the respective government equity loan.Please note that these Mortgage products are offered on a Repayment basis only. These products are exclusively for Help to Buy applications and can be used in London.London Help to Buy: Equity Loan SchemeProduct TypeInitial RateEnd DateFollow onRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBRMShared Equity SchemeOnlyLondon Help to Buy 2 Yr Fixed2.89%31/08/24BEBR 3.49% 74955% 25,000 330,0001% of balance repaid31/08/24JL18London Help to Buy 5 Yr Fixed2.99%31/08/27BEBR 3.49% 74955% 25,000 330,0002% of balance repaid31/08/27JL19London Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a NEW-build property from selected house builders. The scheme is available in the 32 London Boroughs and the City of London and has a maximum property value of 600,000. Under the shared equity scheme theapplicant funds at least 60% of the purchase price, with the remaining share (up to a maximum of 40%) coming from the government. We will lend 55% of the purchase price with the 5% balance to come from the applicants own resources. Please note that these Mortgage products are offered on aRepayment basis only. These products are exclusively for London Help to Buy applications – no other products from our range can be selected.4
Remortgage Rates(Available for customers remortgaging from another lender or equity release on unencumbered properties).(A Switch & Fix facility is applicable on all Offset and Tracker products listed below)Offset Products - Please note customers can only hold ONE Offset Mortgage at a time.OPFMSwitch & SaveProduct TypeInitial RateInitial Pay RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermLegal 250 Cashback2 Yr Offset TrackerBEBR 1.22%2.47%2 YearsBEBR 3.49% 1,74975% 5,000 2m1% of original balance onFull Redemption2 YearsJB67JB685 YearsJB69JB70ERC TermRemortgageOwn SolicitorsLegal 250 CashbackN/AN/AHA15HA16HY38HY395 Yr Offset TrackerBEBR 1.25%2.50%5 YearsBEBR 3.49% 1,74975% 5,000 2m1% of original balance onFull RedemptionInitial RateInitial Pay RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCBEBR 3.49% 99960% 5,000 2m75% 5,000 2mNoneN/AN/ATracker ProductsProduct TypeBRMSwitch & Save2 Yr TrackerBEBR 0.75%2.00%2 Years2 Yr TrackerBEBR 0.95%2.20%2 YearsBEBR 3.49% 999Premier 2 Yr TrackerBEBR 1.20%2.45%2 YearsBEBR 3.49% 075% 5,000 2m1% of balance repaid2 YearsN/AJD75JD762 Yr TrackerBEBR 1.29%2.54%2 YearsBEBR 3.49% 99980% 5,000 2mNoneN/AN/AHD94HD952 Yr TrackerBEBR 0.98%2.23%2 YearsBEBR 3.49% 1,99960% 2m 10mNoneN/AHD96N/AN/A2 Yr TrackerBEBR 1.12%2.37%2 YearsBEBR 3.49% 1,99970% 2m 10mNoneN/AHD97N/AN/A2 Yr TrackerBEBR 1.23%2.48%2 YearsBEBR 3.49% 1,99975% 2m 5mNoneN/AHD98N/AN/AInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermRemortgageOwn SolicitorsLegal 250 CashbackNone2 Year Fixed RatesProduct TypeNEWBRMSwitch & Save2 Yr Fixed3.39%31/08/24BEBR 3.49% 99985% 5,000 2m1% of balance repaid31/08/24N/AJL96JL972 Yr Fixed3.01%31/08/24BEBR 3.49% 1,99960% 2m 10m1% of balance repaid31/08/24JL22N/AN/A2 Yr Fixed3.02%31/08/24BEBR 3.49% 1,99970% 2m 10m1% of balance repaid31/08/24JL23N/AN/A2 Yr Fixed3.03%31/08/24BEBR 3.49% 1,99975% 2m 5m1% of balance repaid31/08/24JL24N/AN/AGreat Escape - Free Legals, Non - Disclosed Valuation & Cashback (Customers must use the Banks nominated Solicitors from the Bank's panel and the Bank pays for specified remortgage fees)Own Solicitors - Non - Disclosed Valuation & Cashback (Customers provide use and pay for their own Solicitor)5BRMProduct TypeInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermNEW2 Yr Fixed3.70%31/08/24BEBR 3.49% 060% 50,000 2m1% of balance repaid31/08/24JL98JL99NEW2 Yr Fixed3.75%31/08/24BEBR 3.49% 075% 50,000 2m1% of balance repaid31/08/24JM00JM01NEW2 Yr Fixed3.89%31/08/24BEBR 3.49% 085% 50,000 2m1% of balance repaid31/08/24JM02JM03Great Escape 250 CashbackOwn Solicitors 350 Cashback
Remortgage Rates5 Year Fixed RatesProduct TypeNEWInitial RateEnd DateBRMFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermSwitch & SaveRemortgageOwn SolicitorsLegal 250 Cashback5 Yr Fixed3.10%31/08/27BEBR 3.49% 99960% 5,000 2m2% of balance repaid31/08/27N/AJL29JL305 Yr Fixed3.12%31/08/27BEBR 3.49% 1,99960% 2m 10m2% of balance repaid31/08/27JL35N/AN/A5 Yr Fixed3.14%31/08/27BEBR 3.49% 1,99970% 2m 10m2% of balance repaid31/08/27JL36N/AN/A5 Yr Fixed3.16%31/08/27BEBR 3.49% 1,99975% 2m 5m2% of balance repaid31/08/27JL37N/AN/AGreat Escape - Free Legals, Non - Disclosed Valuation & Cashback (Customers must use the Banks nominated Solicitors from the Bank's panel and the Bank pays for specified remortgage fees)Own Solicitors - Non - Disclosed Valuation & Cashback (Customers provide use and pay for their own Solicitor)BRMProduct TypeInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermGreat Escape 250 CashbackOwn Solicitors 350 CashbackNEW5 Yr Fixed3.35%31/08/27BEBR 3.49% 060% 50,000 2m2% of balance repaid31/08/27JM04JM05NEW5 Yr Fixed3.60%31/08/27BEBR 3.49% 075% 50,000 2m2% of balance repaid31/08/27JM06JM07NEW5 Yr Fixed3.95%31/08/27BEBR 3.49% 085% 50,000 2m2% of balance repaid31/08/27JM08JM09Product TypeInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC Term7 Yr Fixed3.24%31/08/29BEBR 3.49% 99960% 5,000 2m3% of balance repaid31/08/29Initial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC Term7 Year Fixed RatesBRMSwitch & SaveLegal 250 CashbackJL42JL4310 Year Fixed RatesProduct Type6BRMSwitch & SaveLegal 250 Cashback10 Yr Fixed3.58%31/08/32BEBR 3.49% 99960% 5,000 1m5% of balance repaid31/08/32JL44JL4510 Yr Fixed3.65%31/08/32BEBR 3.49% 99980% 5,000 1m5% of balance repaid31/08/32JL46JL47
Buy to Let Range - Purchase & Remortgage Rates(A Switch & Fix facility is applicable on all Tracker products listed below)Purchase Only- Not available for Portfolio Landlords*Product TypeInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBTL Purchase Only2 Yr Fixed3.14%31/08/24BEBR 4.49% 1,29575% 35,000 1m1% of balance repaid31/08/24JL48Premier 3 Yr Fixed3.35%31/08/25BEBR 4.49% 075% 35,000 1m2% of balance repaid31/08/25JL495 Yr Fixed3.26%31/08/27BEBR 4.49% 1,29575% 35,000 1m2% of balance repaid31/08/27JL50Remortgage Only- Not available for Portfolio Landlords*BTL Remortgage OnlySwitch & SaveProduct TypeInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermLegal 500 Cashback2 Yr Fixed3.18%31/08/24BEBR 4.49% 1,79575% 35,000 1m1% of balance repaid31/08/24JL51JL525 Yr Fixed3.30%31/08/27BEBR 4.49% 1,79575% 35,000 1m2% of balance repaid31/08/27JL53JL54End DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermPurchase & Remortgage- Not available for Portfolio Landlords*BTL Purchase & RemortgageProduct Type2 Yr TrackerInitial RateBEBR 2.10%Initial Pay Rate3.35%2 YearsBEBR 4.49% 075% 35,000 1m1% of balance repaidFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermSwitch & SavePurchaseHN202 YearsLegal 500 CashbackHN21HN22Purchase & Remortgage- Not available for Portfolio Landlords*BTL Purchase & RemortgageProduct TypeInitial RateEnd DateSwitch & SavePurchaseLegal 500 Cashback2 Yr Fixed3.00%31/08/24BEBR 4.49% 2,49560% 1m 1m - 2m1% of balance repaid31/08/24JL55JL56JL575 Yr Fixed3.45%31/08/27BEBR 4.49% 060% 35,000 1m2% of balance repaid31/08/27JL58JL59JL605 Yr Fixed3.10%31/08/27BEBR 4.49% 2,49560% 1m 1m - 2m2% of balance repaid31/08/27JL61JL62JL63Premier Exclusive Rates - To qualify for these products, customers must hold a Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria.When applying for this product you will need to ensure that one of the applicants is an eligible Barclays Premier current account customer or hold the appropriate Premier marker on Customer Gateway. Joint applications require only one applicant to meet this criteria.Barclays Green Home BTL Mortgages: : These products can only be used to purchase a new build residential BTL property with an Energy Efficiency Rating of 81 or higher, or an Energy Efficiency Band of A or B. Satisfactory evidence that the property has an Energy Efficiency Ratingof 81 or higher, or has an Energy Efficiency Band of A or B, must be provided before the advance is made and shall be either: (a) a valid Energy Performance Certificate completed prior to the submission of your mortgage application ; or (b) a valid Predicted Energy Performance Certificate if theproperty build phase has not been completed.Not available for Portfolio Landlords*Product TypeInitial RateEnd DateFollow OnRateProduct FeeMax LTVMin LoanMax LoanERCERC TermBTL Purchase OnlyGreen Home BTL 2 Yr Fixed3.04%31/08/24BEBR 4.49% 1,29575% 35,000 1m1% of balance repaid31/08/24JL73Green Home BTL 5 Yr Fixed3.16%31/08/27BEBR 4.49% 1,29575% 35,000 1m2% of balance repaid31/08/27JL74Product FeeMax LTVMin LoanMax LoanERCERC TermPurchase & Remortgage- Available for Portfolio Landlords* only.BTL Purchase & RemortgageProduct TypeInitial RateEnd DateFollow OnRateSwitch & SaveLegal 500 Cashback2 Yr Fixed Portfolio3.10%31/08/24BEBR 4.49% 2,49575% 35,000 1m1% of balance repaid31/08/24JL67JL68JL695 Yr Fixed Portfolio3.30%31/08/27BEBR 4.49% 2,49575% 35,000 1m2% of balance repaid31/08/27JL70JL71JL72*Portfolio Landlords are those with four mortgaged rental properties or more across all lenders. This includes the subject property.7Purchase
Additional InformationKEY:Offset: current accounts and savings deposits may be offset against the mortgage to reduce repayments or the term of the mortgage.Please note Customers can only hold ONE Offset Mortgage at a time.BRM: Barclays Residential MortgageOPFM: Openplan Flexible MortgageValuationsFor Residential purchase applications with a property value up to 2 million and all Remortgage applications, customers will not pay for or receive a copy of any non-disclosed valuation report. For Residentialpurchase applications with a property value over 2 million please see "A guide to our survey and valuation services".Where a property does not meet the anticipated valuation and results in the chosen product maximum LTV being exceeded a new product may be chosen from the current product range applicable at the timeof the down valuation, not the range available at point of application.Great Escape MortgagesRemortgage Only package available on BRMs where a non-disclosed valuation, in-house legal fees are paid and a cashbackGreat Escape and Switch & Save remortgage package - Our standard legal service will include solicitor’s fees directly relating to the remortgage (registered land only) and Land Registry fees. It doesnot include any other legal fees, money transfer fees or additional fees incurred in connection with dealing with leasehold, shared ownership properties or registration fees relating to Sasine properties inScotland. It also excludes other mortgage charges or changes to mortgage parties. So, in the case of a remortgage where it includes, for example, a change of names on the mortgage or the first registration ofunregistered land, the customer will be liable for any associated fees. The customer will be advised by their solicitor of additional costs applicable to their circumstances and charged separately for these.OffsetPlease note Customers can only hold ONE Offset Mortgage at a time.OverpaymentsFixed Rates - Up to 10% & Trackers - Up to 25% overpayment per annum allowed on outstanding capital balance without ERC.Switch & FixDuring the Early Repayment Charge period all Tracker & Offset products may be rate switched to any Barclays fixed or capped rate product, subject to meeting the new product criteria and availability at thetime of application, without incurring the Early Repayment Charge. The rate switch will be subject to any fee(s) applicable to the new product at that time. The new product may also have an Early RepaymentCharge which will not have the benefit of the Switch & Fix.Maximum LTVsMaximum LTV's apply to total borrowing.Buy to Let Affordability.Barclays considers both personal and rental income within the affordability calculation, undertaking a detailed affordability assessment of the borrower(s). The income affordability assessment includes allrelevant landlord costs, applicant level tax liability and is assessed against the Bank’s affordability rate. We no longer apply a separate rental coverage assessment.Telephone NumbersIntermediary Support: 0345 073 3330Large Loans Team: 0333 202 7590 option 3Mortgage Services: 0800 022 4022Policy: Please refer to the Barclays Intermediary website https://intermediaries.uk.barclays/home for further policy information or call our team of specialists on 0345 073 3330Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number:759676). Registered in England. Registered no. 9740322. Registered office: 1 Churchill Place, London E14 5HP. Switch & Save & The Great Escape are trademarks of Barclays Bank UK PLC8
Family Springboard Mortgages - Purchase Only: These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 100% LTV. Loans outside of this LTV will not be allowed. Product Type Initial Rate End Date Follow on Rate Product Fee Max LTV Min Loan Max Loan ERC ERC Term BRM Spingboard Only JL10 JL11
