FINANCIAL AID BULLETIN - San Diego Community College District

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FINANCIALAIDBULLETIN2021-2022Helping make college affordable for everyoneFINANCIAL AID OFFICE619-388-3501Office A-270cityaid@sdccd.eduFINANCIAL AID OFFICE619-388-2817Office I4-107mesaaid@sdccd.eduFINANCIAL AID OFFICE619-388-7864Office K-312miraaid@sdccd.edu

FINANCIAL AID BULLETINTable of ContentsDear Student,The San Diego Community CollegeDistrict (SDCCD) Financial Aid Bulletinis intended to help you understand thetimeline and policiesof processingfinancial aid. We hope you will reviewthe Bulletin carefully before applyingfor aid for the 2021- 2022 academicyear.Philosophy and Goal .2Applying for Financial Aid. 2When to Apply .2Requirements. 3How to Apply. 4Re-Applying for Aid . 4California Dream Act . 4Receiving Financial Aid .5Dependency Status .5Determining Need .6During the 2020-2021 academic year,Fees & Expenses .7students with nearly 45,014,130 inPackaging, Award Notification & Disbursement of33,323 students received the CaliforniaReturn of Federal Funds Rules . 12SDCCD provided approximately 28,790Financial Aid Programs .7grants. In addition, an approximatelyFinancial Aid Funds . 12Community Promise Grant (EnrollmentWaiver), totaling 49,543,657.Financial Aid resources are available,and we encourage you to apply if youRepayment Calculation . 13Financial Aid Consortium Agreement . 14Overpayment Policy for Financial Aid Recipients . 16Loan Default. 17Satisfactory Academic Progress & Your Financial Aid (SAP). 18need assistance in meeting part of yourRights and Responsibilities . 21encouraged to visit our campuses andFurther Aid Information . 23entire staff is committed to providingImportant Phone Numbers. 23educational costs. All students areExtended Opportunity Programs and Services . 22to speak with our financial aid staff. OurFinancial Aid and EOPS Offices Locations and Hours. 23you the bestpossible service.Helpful Websites . 24Best wishes in yourDrug Abuse Prevention Program. 25educational endeavors!SDCCD District Information . 25Crime Information (Clery Act) . 25Nondiscrimination Policy . 25Accreditation Status . 25Access for Disabled Students . 26

PHILOSOPHY AND GOALIn keeping with the philosophy that no student should bedenied a college education simply because of lack of funds, theFinancial Aid and EOPS Offices of the San Diego CommunityCollege District are dedicated to assisting as many students aspossible given the funding available each year.The Financial Aid and EOPS Offices at each college recognizethat your situation is unique, and your application is carefullyanalyzed with complete confidentiality regarding your personalfinancial information.Information regarding academic programs, facilities, faculty,student services, and the refund policy for tuition and fees areprinted in the college catalog. You may obtain a catalog bycontacting the campus bookstore.The goal of the Financial Aid Office is to assist with financialconcerns so that you might obtain maximum benefit fromthe educational opportunities available.APPLYING FOR FINANCIAL AIDWhen to ApplyApply for financial aid as soon as possible afterOctober 1, 2020.Application materials are available at each campus FinancialAid Office as early as October 2020 for the 2021-2022academic year. Application processing may take 4-6 weeksonce the Financial Aid Office receives and begins processingthe applications. When required, the Financial Aid Office willrequest additional information which may delay processing.You will be notified by an award letter of eligibility anddisbursement dates.May 17, 2021 (per www.irs.gov)Deadline to file your 2020 Federal Income Tax returns.July 1, 2021Deadline for priority review of completed financial aid files forstudents in Good Standing based on the Financial AidSatisfactory Academic Progress policy.September 3, 2021Deadline to submit a GPA verification for CommunityCollege Competitive Cal Grant. Cal Grant GPA’s will becalculated and transmitted automatically for eligible collegestudents.October 1, 2020You must create an FSA ID at https://fsaid.ed.gov/. An FSA IDgives you access to Federal Student Aid’s online systems andcan serve as your legal signature.You may now file your application for Financial Aid and EOPSfor the Fall 2021 and Spring 2022 semesters.March 2, 2021The deadline for new Cal Grant applicants to postmark and mailthe completed GPA verification form for 2021-2022 to theCalifornia Student Aid Commission (CSAC). The FAFSA orDream Act * applications must also be filed on or before thisdate in order to be considered for Cal Grant. Cal Grant GPA’swill be calculated and transmitted automatically for eligiblecollege students.April 15, 2021Deadline for priority consideration for 2021-2022 FederalSupplemental Educational Opportunity Grant and Federal WorkStudy. The processor must receive your application by this date.2021-2022 Financial Aid Bulletin June 30, 2022Deadline for Federal Pell Grants for the 2021-2022 academicyear. The Central Processing System (CPS) must receive yourapplication by your last day of classes for the term or June 30,2022 whichever comes first. We strongly encourage you toapply early, in order to be considered for grant funds which maybe exhausted.Important Note:All deadlines listed above are final. After the close of the academic yearor after your last day of attendance, whichever comes first, we may nolonger be able to process a financial aid application or disbursements.Please see your campus Financial Aid Office webpage for a completelist of deadlines.* The Dream Act application is for certain AB540 eligiblestudents as determined by the college Admissions Office. 2

REQUIREMENTSYou should apply early for financial aid whether or not you havebeen accepted for admission to the San Diego CommunityCollege District. However, we cannot begin processing of yourapplication until you apply for admission to the college. You must be enrolled in a program of study leading to anassociate degree, certificate of achievement, or transferto a college/university, institution or in San Diego MesaCollege Bachelor Degree program. Each SDCCD campus is a separate institutionand awards aid independently. You mustchoose one campus (City, Mesa, or Miramar)where you plan to complete a program anddegree objective and receive your financial aid. You are encouraged to follow an Academic Plan (see page18) and to enroll only in classes towards your statededucational goals. You are also required to apply forfinancial aid from the campus that offers your declaredmajor. Failure to do so could result in denial of financialaid. If your legal or mailing address is located in another stateand you are enrolled in all online (web) classes, you maynot be eligible for federal financial aid. Check in with yourcampus Financial Aid Office orvisit tesNotPermitted.pdf You must meet and maintain the standards of satisfactoryacademic progress. Please refer to pages 12-14 for “Howto Qualify For and Keep Your Financial Aid.” Some Federal and State programs require students to be ahigh school graduate. . As of July 1, 2012 you must have a high school diploma,General Education Diploma (GED) or a State approvedHigh School equivalency. With the elimination of theAbility to Benefit (ATB) regulations, students will nolonger have the option to pass an ATB test or tosuccessfully complete 6 core/degree applicable units toqualify for aid, unless they have had any college activityprior to July 1, 2012. Students, who had previouslyqualified under the ATB regulations, will continue to beeligible to apply for Federal Financial Aid. You must NOT be in default on any Federal EducationLoan (Perkins, Stafford, PLUS, Direct), or any otherFederal loan at any college or institution. If you are indefault, see page 17.2021-2022 Financial Aid Bulletin You must NOT owe a refund or repayment on anyTitle IV grant program (Pell, FSEOG, State StudentIncentive Grant) at any college or institution. You cannot receive aid while simultaneously enrolledin elementary or secondary school (high school) andcollege. You cannot receive federal or state grantsand loans from two (2) colleges and/or universities atthe same time. You must have financial need as determined by theFederal Methodology. You must be a U.S. citizen or permanentresident of the United States or be in thecountry for other than a temporary purposewith the intention of becoming a permanentresident. You may be required to provide proofof U.S. citizenship. Eligible non-citizens may berequired to provide proof of permanentresidency for federal aid. (Alien RegistrationCards I 94, I 155, I 688 or U.S. Immigration andNaturalization letter granting asylum, etc.).Students with only “Work Authorization” statusfrom the USCIS/DHS and the SSA are not TitleIV eligible. International/Foreign Students (I 20Visa holders) are also not eligible for financialaid. For further information regarding othereligible immigration status, please contact yourFinancial Aid Office. If you are a male, your Selective Service registrationmust be confirmed by the Selective Service agency, oryou will be required to present a letter from SelectiveService indicating that you have registered with theSelective Service System, or that you are not requiredto register. You must provide proof of a valid social securitynumber if requested. You can only receive financial aid for up to one repeatof any course with a passing grade (“D” grades areconsidered passing for purposes of repetition). You will be ineligible for a period of time if you areconvicted for the possession or sale of illegal drugs foran offense that occurred while you were receivingfederal student aid. 3

HOW TO APPLYThere is no fee for applying for financial aid.The Free Application for Federal Student Aid (FAFSA) is an allpurpose application for the following programs: Federal Pell GrantFederal Supplemental Educational Opportunity Grant(FSEOG)Federal Work Study Program (FWS)California College Promise Grant Program (CCPG)Cal Grants A, B, or CStudent Success Completion GrantCalifornia National Guard Education AssistanceAward Program (CNG EAAP)Extended Opportunity Programs & Services (EOPS)William D. Ford Federal Direct LoansParent Loan for Undergraduate Students (PLUS)The following programs require you to complete aseparate application: Extended Opportunity Programs & Services (EOPS) Parent Loan for Undergraduate Students (PLUS)RE-APPLYING FOR AID(To be re-considered for aid)You must re-apply for aid each academic year. You may do this bycompleting the on-line FAFSA application at Studentaid.gov orcompleting a new paper FAFSA and mailing it to the processingcenter.You may access your renewal application data using the RenewalFAFSA on the website. The Federal Student Aid system remindsmost continuing students via email to re-apply for aid online.The processing center will not send a paper Renewal FAFSA inthe mail as the paper Renewal FAFSA request process was ended.To renew your Cal Grant, you must complete the renewalapplication, a new FAFSA or CA Dream Act application (for thoseeligible).Keeping your Cal Grant award from year to year requiresthat you maintain satisfactory progress and meet any additionalcriteria established by the California Student Aid Commissionand/or state legislation. Private Alternative Loans (Not Federal or State aid)The following programs require you to submit asupplemental form: William D. Ford Federal Direct Loan(Subsidized, Unsubsidized and PLUS) Cal Grant C Applicants who have completed 16 or more-degreeapplicable units will have their GPA automaticallycalculated & submitted electronically to CSAC byMarch 2, 2021 and September 3, 2021.NOTE: Any student who does not meet this criterion must have a GPAverification form completed by one of the following: High School registrar Appropriate official at previous college of attendanceSan Diego City College1313 Park BlvdSan Diego, CA 92101Title IV school code 001273San Diego Mesa College7250 Mesa College DriveSan Diego, CA 92111Title IV school code 001275San Diego Miramar College10440 Black Mountain RoadSan Diego, CA 92126Title IV school code 014172CALIFORNIA DREAM ACT of 2011Methods of Applying FAFSA on the web at Studentaid.gov (includes Renewal)The FSA ID [a username and password] has replacedthe Federal Student Aid PIN and must be used to log into certain U.S. Department of Education websites. YourFSA ID confirms your identity when you access yourfinancial aid information and electronically sign FederalStudent Aid documents. If you do not already have anFSA ID, you can create one when logging in to fafsa.gov.2021-2022 Financial Aid Bulletin IRS Tax Return TranscriptsTo request an IRS Tax Transcript, students can call1-800-829-1040 or order online at http://www.irs.gov/ (in the“Tools” section, select “Order a Return or Account Transcript”or choose to print the document).The California Dream Act of 2011, authored by Assembly MemberGil Cedillo (Los Angeles), became law through the passage of twoAssembly Bills, AB 130 and AB 131. AB 130 allows students who meet AB 540 criteria(California Education Code 68130.5(a)) to apply for andreceive non- state funded scholarships for publiccollegesand universities. AB 131 allows students who meet AB 540 criteria toapply for and receive state-funded financial aid such as 4

SCHOLARSHIP ELIGIBILITY (AB540)Institutional grants, community college fee waivers, CalGrant and Chafee Grant.Eligibility for the California College Promise Fee Waiver (CCPG)at the California Community Colleges became effective in January2013. Eligibility for Cal Grant became effective beginning with the2013- 2014 school year.AB540 students (Dreamers) may complete the DREAMApplication at: http://www.csac.ca.gov/dream act.aspAll students (including all AB 540 students) are welcome to applyfor any scholarship unless otherwise specified by the donor.Students who do not have a U.S. Social Security Number, mustapply for and obtain an Individual Taxpayer Identification Number(ITIN) once a scholarship is awarded. An ITIN is required by lawand applies to third parties who receivea scholarship and/or grant over 600.This requirement is incompliance with the U.S. Treasury regulations.RECEIVING FINANCIAL AIDDependency StatusThe rules and regulations for determining dependency status areestablished by the U.S .Department of Education (Federal).1. You are considered to be an independent student forthe 2021- 2022 school year if: you were born before January 1, 1998 you are legally married as of the day you sign the FAFSA you are currently serving on active duty in the U.S. ArmedForces for purposes other than training you are a veteran of the U.S. Armed Forces you have legal dependents other than a spouse (as definedin the FAFSA instructions) after you were age 13, both of your parents weredeceased, you were in foster care or you were adependent or a ward of the court you are an emancipated minor as determined by the courtin your state of legal residency2021-2022 Financial Aid Bulletin you were in a legal guardianship as determined by the courtin your state of legal residency after July 1, 2020, your high school or school districthomelessliaison determined that you were anunaccompanied youth who was homeless after July 1, 2020, the director of an emergency shelter ortransitional housing program funded by the U.S.Departmentof Housing and Urban Developmentdetermined that you were an unaccompanied youth that washomeless after July 1, 2020, the director of a runaway or homelessyouth basic center or transitional living program determinedthat you were an unaccompanied youth that was homelessor were self-supporting and at risk of being homeless2. All other students will be considered dependent and mustprovide parents’ information on their application.3. Being self-supporting or unwillingness of your parents to signor provide the required information on the FAFSA are notvalid justifications to be considered independent. If you feelyou have an extenuating circumstance, please see the FinancialAid Office. 5

DETERMINING NEEDDetermination of your financial need is based on information youprovide on your Free Application for Federal Student Aid (FAFSA)or renewal application.A student budget is an estimate of how much it will cost to attendcollege and support yourself during the period of attendance.Listed below are the student budgets for 2021-2022.Your actualcosts may differ from our standard budgets.Cost of EducationCost of Education– Expected Family Contributions (EFC) Gross Financial Need2021-2022 Student BudgetsWith ParentsEnrollment FeesHealth FeeBooks and SuppliesFood & HousingTransportationPersonal ExpenseTOTALSAt the discretion of the Financial Aid Director or designee,adjustments may be made to an individual student’s budget toreflect special circumstances. 1,104 40 1,126 9.082 1,000 3,276 15,628Your Expected Family Contribution (EFC) is the amount you and/or your spouse and/or your parents, if applicable, are expected tocontribute for educational costs. Your EFC is calculated using theinformation you report on your FAFSA, such as taxable income,non-taxable benefits, assets, household size, etc. Your EFC issubtracted from your student Cost of Education. The difference isyour financial need.Off Campus 1,104 40 1,126 17,254 918 3,844 24,286The EFC is calculated according to a federal formula establishedby law. Your family's taxed and untaxed income, assets, andbenefits (such as unemployment or Social Security) all could beconsidered in the formula. Also considered is your family sizeand the number of family members who will attend college orcareer school during the academic year. Any additional financialresources such as AmeriCorps, or any outside scholarships, BIAgrants, fee waivers, etc. are aid resources and will be deductedfrom your financial need. Tuition costs for non-residents (Out of State) will be addedto the budgets. Loan origination fee of 1.057% will be added when applyingfor a loan (loan origination fees may increase at any time atthe discretion of the U.S. Department of Education).If you do not qualify for financial assistance but you have specialcircumstances such as loss of employment or income, separationor divorce, death of a parent, etc., please contact the FinancialAidOffice for further assistance. If you are admitted to Mesa College’s Bachelor program,theCost of Education will be higher than the aboveStudent Budgets. Bachelor enrollment fees of 2,016will be added to the budget.2021-2022 Financial Aid Bulletin 6

FEES & EXPENSESHealth Services FeeMandatory FeesEnrollment fees and tuition are determined by the State Legislatureand are subject to change.There are two categories of charges:CA Resident Enrollment Fee will be assessed to all students. 46 per unitExample: 12 units 12 x 46 552.00 20.00 per semester for Fall & Spring, and &17 for the summersession, for City, Mesa and Miramar Colleges, and ECC. TheHealth Services fee is only waived for CCPG Waiver recipients,who are currently receiving Supplemental Security Income(SSI), TANF, or General Relief; and to documented membersofreligious groups whom depend on prayer for healing.Student Representation Fee 2.00 per semesterOptional FeesNonresidentTuition will be assessed if you are not a resident of the State ofCalifornia as determined by the Admissions Office. 307 per unit plus Enrollment Fee Example for 12 units: 12 x 307 7,368.00 12 x 46 552.00 Total nonresident fees for 12 units 7,368.00Note: Additional enrollment fee associated with Mesa BaccalaureateDegree Program in Health Information Management (HIM) 84 per unitfor upper division courses.Parking permit*Automobile . 40.00 per semesterFinancial Aid Students . 25.00 per semesterCarpool . 40.00 per semesterMotorcycle . 17.50 per semester* Required in order to park on most campusesAssociated Students Membership Card 8.00 per academic yearFINANCIAL AID PROGRAMSthat you meet the eligibility requirement of“certain disabled veterans, dependents ofcertain deceased or disabledveterans.”This section provides a general description of the programsavailable within the SDCCD. Please contact your campusFinancial Aid staff for detailed information.CALIFORNIA COLLEGE PROMISE GRANT PROGRAM,(formerly BOARD OF GOVERNORSWAIVER (BOGW)Enrollment Fee WaiverThe state funded California College Promise Grant Program(CCPG) provides funds to help low income students pay theenrollment fee. The enrollment fee is 46.00 per unit. Theenrollment fee is subject to change based on Californialegislation. Students can only receive a CCPG during theacademic year in which they apply. Students interested inapplying for a Fee Waiver should submit a FAFSA or CADream Act application. You meet the following income standards:Number inHouseholdSSI (Supplemental Security Income), or GeneralAssistance/ General Relief as main source of income atthe time of enrollment.Total Family Income for 2019(including yourself)(adjusted gross income and/oruntaxed income)1 19,140 or less2 25,860 or less3 32,580 or less4 39,300 or less5 46,020 or less6 52,740 or less7 59,460 or less8 66,180 or lessAdd 6,720 for each additional family member.To determine your eligibility for the CCPG Waiverbased on the above standards, you will be consideredindependent if:You have a letter from theDepartment of VeteransAffairs certifying2021-2022 Financial Aid Bulletin You are a dependent of a deceased or disabledveteran of the California National Guard. You mustsubmit a letter of certification from the CaliforniaNational Guard Adjutant General’s Office. You will be eligible for a CCPG Waiver if you are a Californiaresident and any one of the following applies to your status atthe time of enrollment: You or your parents in the case of a dependentstudent, are receiving TANF (Temporary Aid forNeedy Families), 7

You do not live with your parents, or your parent’sregistered domestic partner, andYou were not claimed as an exemption on any Federalincome tax filed by your parents or your parent’sregistered domestic partner in 2020, andYour income is below 19,140.00.CCPG D WAIVER - HOMELESS STATUSEffective July 1, 2017, AB 801 amended CA Education Codesection 66025.9(b)(2) to state that “homeless youth” a studentunder 25 years of age, who has been verified at any timeduring the 24 months immediately preceding the receipt of hisor her application for admission under the federal McKinneyVento Homeless Assistance Act will be eligible for the CCPGD waiver for a period of six years from the date of admissionto the postsecondary educational institution or until the age of25, whichever comes first. If a student applies and receiveshomeless youth status verification in one district, andsubsequently applies in another district, they may risk losingtheir homeless youth status.LOSS OF CCPG WAIVER See Disbursement of Aid & Enrollment Levels on page 12.For disbursement dates see your campus’s website.BOOKSTORE ACCOUNTPrior to the beginning of each semester, a portion of your FederalPell Grant can be allocated to an account in the bookstore up toa maximum of 563, (must be California Resident and Pell Grandeligible).The money in your account may be used to purchasebooks and supplies.BUS PASSYou may be able to purchase a reduced-price bus pass atyour campus Accounting Office using your Pell Grant fundsduring the time that the Bookstore Account is open. Pleasecheck with the Financial Aid Office on your campus foreligibility information.FEDERAL SUPPLEMENTAL EDUCATIONALOPPORTUNITY GRANT (FSEOG)Deadline to apply: April 15, 2021Effective Fall 2016 semester, new State regulations havechanged eligibility requirements for the CCPG Waiver(formerly BOGW). Students who have not met the college’sSatisfactory Academic Standards for two consecutiveterms will no longer qualify for a CCPG the following term.This is based on State regulations. Academic Lack of ProgressProbation is determined in two ways.The Federal SEOG program is designed to assist students with thelowest family contribution (EFC) by supplementing otherfinancial aid sources. If you have a bachelor’s degree, you are noteligible forFSEOG. FSEOG awards may range up to 800 per year.FEDERAL WORKSTUDY (FWS) Lack of Progress - is determined by the number of“W,” “I,” or “NP” grades. You must complete 61% of allunits attempted to maintain good standing. Grade Point average – you must maintain a minimum2.0 grade point average at all times.FEDERAL PELL GRANTFiling deadline: June 30, 2022 or your last day of classes (whichevercomes first)The Federal Pell Grant Program is the largest Federal grantprogram and is the foundation of your total aid “package.”Eligibility is determined by the federal government using astandard formula for all applicants. Grant amounts may rangefrom 650 to 6,495 per year. A Federal Pell Grant is awardedbased on full time enrollment (12 or more units per semester). Ifyou enroll in less than 12 units your payment will be adjustedaccordingly. Beginning on July 1, 2012, ALL Federal Pell Grantrecipients are subject to Pell Grant eligibility for a maximum of12 semesters (6 years) of grant disbursed as a Full Time student.If you have a bachelor’s degree, you are not eligible for a PellGrant.Conditions: Enrollment status for final disbursement amount willbedetermined each semester after the full semesteradd/drop period and will be the basis for your Pellpayment.2021-2022 Financial Aid Bulletin Classes that are added after the add/drop period will not becounted for Pell Grant disbursement purposes. Deadline to apply: April 15, 2021FWS gives you the opportunity to earn part of your financialaid by working in an assigned job, either on or off campus. Thesalary received is at least equal to the current minimum wage,but many FWS jobs pay more than minimum wage. As youwork on the job, you submit time cards for the hours worked,just as you would at a regular job. Once a month you willreceive a paycheck for hours worked the previous month.Once you have earned the amount allocated in your FederalWork Study award, or you cease to be enrolled in 6 or moreunits at your Financial Aid campus of record, your job ends.Federal Work Study awards may range up to 5,000 or moreper year.CHAFEE GRANT PROGRAMThe Chafee Grant is a federal program that is administered b ythe California Student Aid Commission to provide financialassistance to former Foster Youth. The applicant must becertified by the State Department of Social Services of theirFoster Youth status until age 16.To qualify, you must meet the following criteria: Be a current or former foster youth who was a ward ofthe court, living in foster care, for at least one daybetween the ages of 16 and 18. If you are/were in Kin-GAP, a non-related legalguardianship, or were adopted, you are eligible only if you 8

eligible for a Cal Grant A, B, or C.were a dependent or ward of the court, living in fostercare, for at least one day between the ages of 16 & 18. Have not reached your 26th birthday as of July 1stofthe award year. Have not participated in the program for more than5years (whether or not consecutive).Cal Grant Students with Dependents (SWD)Students with dependent children who are under 18 years of ageby July 1st of the award year and for whom the student willprovide morethan half of their support between July 1st and June30th of the award year may be eligible for the following:The grant has no citizenship requirement, however, noncitizens without a valid Social Security Number must callCSAC toll free at (888) CA GRANT (888-224-7268) foradditional steps and information. The program awards amaximum of 5,000 per academic year.Cal Grant Access awards up to 6,000 & 6,024 for qualifyingCalGrant A and B recipients and up to 4

FINANCIAL . AID BULLETIN . 2021-2022 . Helping make college affordable for everyone . FINANCIAL AID OFFICE FINANCIAL AID OFFICE FINANCIAL AID OFFICE . 619-388-3501 . Office A-270 . cityaid@sdccd.edu 619-388-2817 619. Office I4 -107 . mesaaid@sdccd.edu -388 7864 Office K 312