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Acknowledgmentsthe disinformation and misinformation thatabounds in today’s “civiand “enlightened world about creation versus evolution, andthewars and exploitation that occurs in the name of “religion” (seearticlelised’about this at http://freedomnews.com/evolution.html).thattoyou be open1to the possibility that a Living-Creatorbe tolerant and respectful about our convictions aboutcan onlydoesaskexist, andwill presume that you have read Tom’s banking books VolThis manualof theand 2. Tom obtained a secret banker’s manual from oneume1who wantedtoexpose the bankers.Tomeven as webelieve in a Creator who is a God of Truth, Trust, Courage andFreedomand who respects everyone’s free moral agency.major universityheads of aHabakkuk 2this sacrifice to the nation.everyone to thank this one person for makingMay we use the information in a responsible way. No one was to obtainthis,personthanks thiswhowishes to remain anonymous. To getthis infor-cost the person their job. This person spent l,0(X)smation could haveto Tom and they made it a gift to Tom. So 1 askinformationget thistoalldeclares a Vision of a spiritualRemnant of God’s People ofnationalities risinglenup suddenly as creditors to collect what was st from them by the deceitful international moneymasters of thisend-time generation.taitliycome;itIt isa Vision “for an appointed time. that willwill not delay.”ator returns to the earth.nate).thisIt isThose who readWe believe the “appointedManual, youwilltime”isitand credit for whatwho makesallshould “run” (not procrasti-now, andhave an opportunitynant, with all the gloryLiving-Creatorcer-prophesied to occur before the Cre-toisthat,by your readingbanker’s manual without written permission from a bank presi-this secretThis manual will reflect whatdent.manual and expose the truth.God ofthe Bible is the onewhooneaccomplished goingwho broughtthings possible.gets the glory for thehas readinstructedTomTomallbelieves thereof this andtianGodtruthhow Godfor HisTom.expose the bankerstoThe Christian GodGodbeen done.will nevertheisis theoneiscreated the universea special hot place in hell for the bankers andputitallmighty handwho developedTombe kicked off any throne.God whoinTomsees clearly the hand oftogether.puttingTomallabout the real bank loan agreement.the peopletoGodthrone.will be judged by theagents allowing the injustice.theirthat hasbanker’svery clear that theitmake all of this possible and towas founded under God and there are people whoGod off theOne day everyoneandworkin the secretmaketothe right people together tohappen. This nationwant to kickDouglas-Raymond:StehlingwhoTomwantsand set the slaves free from debt and bondage.become a part of that Remto theTomGodinpublicly thanks the Chris-of this together to expose theTomwishes to acknowledgethe ID computer cardin1984 and exposeditwishes to thank the bankers for the secret bank manualexplaining what to do in court.Thesecretmanualletusknowdo certain thingsin court, the bank has serious problems.that ifTomwethankssomeot the biggestbankers secretly working with Tom to expose their0Wt1 bankingsystem hoping for a change. Yes, they told Tom that if theypublicly supportTom, they might be killed. Tom has had secret top gov-ernment officialsin top places helping Tom andTom thanksthese braveividuals.These bankers are scared of the ID and how it would control U They wan t us to win and are scared to come public until we get the'rsnee 8,1on our side. Thegovernment and bankerse suPP n of the voters tomake9itlethappen; soTom know that theylet’shelp andmake

ithappen and save America from enslavement.for confirming our rights ofIntroductionWe thank President Bushfreedom of speech.In the early 1990sTom alsowishes to thank many othersresearch, time andthe flame ofmoneyto this mber Forumlatest secretsoover the past 10 years, and keptalive.Andfor helping with this“BtuikFreedom.Bravepages.com"itswhohave selflessly contributed— our newspecial thanks toManual, andDougatfor creating“replicated website” withwe can more easily protect, share and leverage theinformationamong our group.vatelyownedthat the bankersmajor media.Tom Schauf learnedown andhad toHe knewbe foreclosed on,ifthat they controlled thekept callingTomthe stock markethimhe heardmoneythishepri-knewsupply, allowingwould go up or down and whatto get involved. SeveralFED and he did not want to readto see ifit.thepeopleThese peoplehe had read the book. Finally, because of then-persistence, he read the book.calledEuropean familieswhat percent of the people wouldwould be. Tom did not wantgave Tom a book on theWhencontrol the Congress, judges and thethe bankers to determine in advanceinterest ratesthat thethe Federal Reserve Bank.Tomto get the truth out to allGodfelt that theof the Bible hadAmericans. Tn one and a half years,he got out 2 million brochures exposing the bankers. These were brochuresmade on photocopy machines, note-mails. Back then, few peopleeven owned a computer.Three months after he began getting out the brochures, he took atheSmoky Mountains andchure two weeksthem outcallsTomtoearlier.thecookin the restaurantPeople were copying the brochures and givingmany telephoneeveryone. These brochures generated socould not even work, so he had to stop the brochures. Thenpeople told him that local banks createdittrip tohad received a bro-because that would violatePrinciples)-GAAPthe matching principle-new money. Hedid not believe(Generally Accepted Accountingand he knewthatCPAs auditedthebanks and what standards of G AAS (Generally Accepted Auditing Standards) and ethics must be maintained.To proveworld that localto thebanks did not create new money, he asked his students that he taughtCPA continuing education. Allthatthiswas athebank auditors confessed and admittedThey even told him how it was done. Armed withinformation, Tom showed a few people, resulting in about 20 peopleitsecret.getting out of their house mortgages.Nowthe telephone callspouring into Tom’s office requesting information. Atbegan usingIn 1996Hethisbegantime peopleinformation with credit card companies.Tom movedtoTucson to get away fromall thetelephone calls.asked everyone to stop calling for a year so that he could write thebanking books.10thisIttook nearly 3 years working 12 hours a day, 6 days a11

The Arizona Daily Star, June 9. 2002, pg. A 13 reported how RonaldReagan used the CIA/FBI covertly, and unlawfully tried to stop politicalpolitical opfoes per federal judges. If the CIA/FBI attepmts to threatenponents, what would they do if they had a national ID card and youwas useddiffered from them politically? Cl A/FBI psychological warfarewe have foundmake the cassette tapes. Nowweek to write the books andofficers exbankinternalmanual that is only for thea secre , bankinglaws inand if people see the secretthat, if the bank is sued,plainingthesecret banking manual,bankwill lose in court. would haveagainst political opponents. Imagine the control that theywhereyou are 24ID card, tracking you by satellite, knowinga half years,million brochures in one andIf we can get out 2websites expostng itemails and have 1 ,000’s ofeasy it will be to get outknow whatcampaign workers it theyVoters are willing to becomewe can win. We can winif they know that”dwith anhours a day, everyone you talk to and everything you buy and sell. It isspeech.called total and absolute control, making people fearful of freeTheand inform Amencamstand up and be countednine It is now time towebsite soon »t w. beget 100 people to host aabout the truth. If weover 3,000,and then 1,600, and then700 and then 400, and then 800.and each one getshave even 1,000 websitesall owing.Tur,)(0 enSls, oneZs andThe popularwe—wants one million government informants. That is one informant for every240 Americans. This would give the U. S. a higher percentage of infor-mants than East Germany had usingThey'll be watchinginformed. If everyone gomillion voters will betheir friend, hep.When wejoinIfi.going.—wdl joineveryonehnve ten percent of the voters.issue. Thisover the same bankingWe fought the Revolutionarywebsites boo Aeby bullets but by email,fight will not be foughtwinningyouallTomfight toryou do not join us in thisenslavego to a national ID card andthe more.were scared. They saidYOU.stupid areon the scene, who, seconds before the World Trade Centers (WTC j colthelapsed, saw and heard explosions near ground level which broughtWTC down. The WTC was designed to withstand the size of a jet that hitIfit.Ask a demolition expert andshouldfall likeatree,they willID cardin 1994.These peoplethe ID, thethat if they ever institutegovernmens Utte anmoney transaction, track you bybankers could track every1say, If youw,over you. The Governmenthave absolute total controlwould you care?” Tb e yhave nothing to hide, whyShow meGestapo or Russia s KGB.freedom, not Germany’s land ofare lookingjail. Theynot, you go straight tovour papers. and if you doresearch on r.early tenthe ID that they beganfor excuses to implementtalk the populado it-now they just have toyears ago They planned toand what they havevoters about the bankingdon into it. Let us tell thewant to enskvewill vote out those whodone to us and the votersyourPTime is running out and we needthrough the banking and ID.for freedom.to make the changeJoin us while there is still timemyouthat a building like thatit isvery difficult to bringdownsuch large towers without them falling like a tree. Not one, but two towTV showeders fell, as if expert demolition teams brought them down. Thebe large explosions near the ground just before thetowers collapsed. Van Romero, an explosives expert and former directorof the Energetic Materials Research and Testing Center at New Mexicowhat appearedtoTech, said on 9/11,the airplanes hit the“Myopinion, based on the videotapes,WTC there were someBush was informed ofthe threat prior to 9/11.On Maythat afterwefind that23,2002, Bushopposes an independent investigation of the informationthe terrorist threat prior to 9/11. Ifisexplosive devices inside thebuildings that caused the towers to collapse.” In May, 2002Bush had onhe has nothing to hide,whydid hestop the independent investigation. Prior to 9/11, Bush’s ratingslow. After 9/11, Bush's ratingswent up.1312telland not straight down, without expert demolitionteams. Demolition experts explain thatthetalked to the people creatingdreaded STASI secret police.9/11/01, they got us toHowWarwillthe vote, the bankerstheirwave the flag as President Bush took awayThe mainstream media remained silentwe?our rights.about the numerous eyewitnesses and experts, including news reportersOnus.us.thing to do will be to joinvotes.Jcret banking manuals andKGB and Gestapo would be proud of our lawmakers. President Bushwere

u.k were* use our heads for one nrinure.destroyingother buildings‘Ifto Fall like a treewant the buildingoffices in thethe top executives that hadWTC did not cometoMany.owork Utaworkers did not show up to work thatmorning. It is reported that 50,000a tew i a sannounced the collapse of the WTCday. One child in schoolinadvance.Manymarket, especiallypeople were shorting the stockstockline stocks, betting that theisthe deal?havetochangeThereisthemoney, greed and control? RememberoilGeldsbefore the invasioncan ambassador told Iraq justhelp Kuwait, thereby givingSaddamare very popular.They helpthat thethis invasion.itoff,itThenwitness.theWhy? Was it to giveintireYou needaForeverything the boobtakes Americans to believeisGrm andownCertifred Public Accounting practice.Overof nearly ten years, he hastestified in avaluation, business acquisition and negotiations to buyers,lawyers and thousands ofCPAsto takegovernment who have an agendahisthe art of valuation and negotiations incopyrighted course designed to meet continuing education require-ments.for aHe has been acontrollerand head of purchasing and personnelmajor manufacturing company. He has been aand aircraftflight instructor(CFH).away yourAm de n ouXANItyes.and helpuswebsite up andthen contact us to get yourand jmread the books, they get angrypeopleWhenget the books sold.done.jobTogether, we will get theadvance for your help.lastchanceCPAs and law-yers on a national level inget out the emailsThis could be ournumber of cases as anExpert Witness in business valuation, and has taught the arts of businesseveryoneDONE?COUNT ON YOU TO HELP US GET THE JOBinfor awhy we must wake up AmericansSavinghonest freedom loving Americans.ThanksHe workedowned and operatedcolleges and major universities. He has taughtfromus.experthisget the job done.are looking for excuses torights and your wealth. Theyhelp us by getting out theWe need honest people in government. Pleasesales he pselling the books. The bookemails, hosting the website andWe justwonderful nation and government.fund us to save tins greatswitchtovotersneedgovernment. Weneed honest people running therepresentingtothe bankers,government employees representingWECPA courtand finance. After gradu-he worked as a staff accountant for Motorola.a periodsay nothing ashas written two booksgraduated from Northern Illinois University with a Bach-business brokerageWar to takeslickHeviewpoint of asmall Certified Public Accounting firm,prove and the one thing thaton banking. The thing we canoeveryone is in debt and they want outcares about is MONEY. Nearlytheonupwakewillthe money issue, theydebt. When they wake up ondrugs, guns and the other issues.education,health. United Nations,There are peopleHefromelor of Science with double majors in accountingation,get you elected.Thistube says to get the job done.diverse background.revealing the banking secretU .S. would notto wave the flag andaway American rights. They got usYou have to admit they are verythey took away our rights.to pullThomas Schauf has am Kuwait. An Ameri-the green light to invade.counterUnited Nations was rallied toNations?Unitedvalidity to thethemAbout the AuthorAfghanistan. Did t e a huge deposit of oil inoil? Is it all aboutgovernments in Afghanistan to get thewhatWarsair-Somarket would go down thanlay.to get the14job done solet snot waste tinu15real estatebroker

About the ManualTom has-many peoplereceived telephone calls fromcard debts zeroed out or mortgages canceled.Somebankers offered to cancel half the mortgage orallChapterPurposeItsclaiming to have had creditpeople have claimed that theofitin an effort to settle whileasking the borrower to sign an agreement not totell anyone that a settlement wasMost all of this was done in secret. People and lawyers want a court case tofax around showing success and that might he the reason for the settlements. Thereached.bankersknow that they cannot allow this on tire public record. Proof is hard to comethatishas worked and not worked in court.strategieschanged every 3isdesigned to expose the informationmanual and information obtained from bankposed lawsthatcourt. Thismanualbankers fearis-Itin thesecretbanker’s secretbank manual ex-might result in bankers losing inItshowshistoricallywhat has been happening inexplains Tom’s theory of why he believes bankers have offered to cancelpercent of loans and up topeoplethat, if used,Thedesigned to show the laws and die questions bankers cannotexplain about the agreement.court.lawsTom readauditors.who have used the10050percent of some of the loans per telephone calls fromsecret information in the banker's secret manual.Bankers historically do not want to show die altered notes. Bankers cannot explaindie bookkeeping entriesshowingifthe borrower funded the loan. Bankers cannotexplain if cash or notes aremoneywas deposited and createdin the loan processcannot explainin detailor if owingwhat moneymoneyandifisbut they chargeis,money andGAAP wasyouisin the factum. Thismanualwillnew moneyinterest for dieborrowed money. History shows bankers fear you may claim stolenand fraudiffollowed./Theyuse offorged noteshow court strategies others have used andnot intended as legal advice. This manual only exposes informadon in the secretbank manual of what bankersfear, Toni’sconversations with bank auditors discuss-ing wiiat they fear will be exposed, anil laws and court strategy- people have used.You havetopresumethatOn6 months. The old strategies failed in court.bankers and judges have read this manual anda regular occurrence people have calledone of the purposes of this manualsigned confidentiality agreements withisto stop the copycats.TomtoMany people havekeep the information confidential,only to have these people charge others 1,000s for the same informationmanual.Many of thecopycats changed things resuldnginin thispeople losing 1,000s,]paying tor information, and then losing in court. This manual’s purposesaid, I want to order your books, myagreed to cancel their debt. 1 want to do what my neighbor did.bankstheTom usually warns people and tells them that just because your neighborout of your loan.got out of their loan does not mean that you will getyou up torsettingnot,mayyourules,courtWhile they may understandNO CASE SHOULD YOU ENTER INTO ACLASS ACTION COURT CASE. You cannot win fighting the bankinga failed court case. INmust be an individual lawsuit claimingthe agreement and conthat the bank did not perform, the bank breachedanswer Tom’scealed material facts. The bankers fail when they cannotsystem.Ifyou winpeople and get voters to vote in the change.isto get the16in court,itdeny). Onecourt admissions (statements that the bank must admit orcase. n wonpersonalbank bribed the judge and placed 150,000 cash in the judge’sbut it iscontributionpoliticalcallitamightbanking account. The judgethewatchingwasSchaufTombribe.used to influence the judge like ajudgeforeclosurelocalhowthenews on TV. The TV explainedlocalwithamassed an 8 million real estate fortune in 3 to 4 years by workingfromnogojudgethe bankers in buying foreclosed homes. How can abankers- 4 years without thenet worth to 8 million of net worth in 3make surehelping? The judge helps the bankers in court and the bankersequity. Onemostthewithvictimsforeclosurebestgetsthethat the judgeother.It is allabout profits. Going to courtare playing in their sandbox and theymakeis risky.Youthe rules up as they play themoney game.court.helped explain the bank secret to one person. They won inidenfiledtheWithin two weeks of winning the court case 1 ,500 peopleTomCongress and said we must change thelaw or we will have everyone becoming debt free and that would shiftticaltruth out toTomneighbor got your books andhand washes theLastly,that strategiestoandThis manualTom has learnedare using old informain court can change every 30 to 90 days. If youmanual was printed,thisBeforeCOURT.INtion, YOU WILL" LOSEare waiting for you.by.Warningmanual is only tonot designed to give legal advice. Thishas learnedhistorical information as to what 1 homas SchaufThis manualgive people1 -lawsuit.The bankers wentto17

moneytheto the people thatwould changepoliticsunderstand the truth. Instead ofbooks and manual sold so that votersto your advantage using comsystemsuing the bank, use the bankingincrease your wealth. Somequicklyputer programs in investments toprofita year. Some can get thathow to get 50 100 percentand vote out Lhebanker-paid politicians and judges. Congress immediately changed thelaw and themember1that,500 court cases got thrown out and the peoplebankers by birth or they receiveers have boasted tomoney andingthat if theyTomRe-peoplemoney from the bankers. The big bankmoney controls both sides ofdirect ownership.salesloans, advertis-The moneyjudges and politicians go against 120 million voters?up to you to help us reach oui goal ofissue always wins the vote. It isuse the vote to correct thehaving every American read Tom’s books andthe banker’s politiciansoutsweepproblem. We need a clean sweep towho will honorAmericanslovingand judges and to vote in real freedom,heBankers simply remind the politiciansdo not cooperate withthe bankers, the bankers will heavilyfund the politician’s opponent during the next election. The same bigbankers toldenedTomthat ifto the truth, thethe banking system.weorganize and get the American voter awak-American citizens would winSoit isuptoyouwin and we control the laws and whoHeisthe election and changeus in an organizedto joinelected.wayCongressman Traficantcalled thebers of Congress not to speak out against the bankers.The TucsonCitizen had an article abouthowtheistoso important to get out the brochures andwhatFBI had aand wake up hundreds of Americans. Astosave America,wewill getwefor sale. Several other organizations stoleallwhythesetionWehave the vote.It isupitisIn

TOPSECRET BANKER'SMANUAL FOR bankers ONLY Thismanualisdesignedfor BankPresidentsandVicepresidents only. nn.allow IQE1CS. SECRETLOANAGREEMENT COURTANDUCCSECRETS .