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Quick Reference Booklet—Merchant Edition15 November 2018QR
ContentsContentsChapter 1: Card Acceptor Business Codes (MCCs).10Overview—Card Acceptor Business Code (MCC) Information. 19Card Acceptor Business Code (MCC) Criteria. 19Required Use of MCCs. 20Transaction Category Codes. 20Definitions: Transaction Category Codes and Types of Transactions. 20Card Acceptor Business (CAB) Programs and Descriptions.23MCC Descriptions. 34Comprehensive MCC Listing by Formatted File Type. 37Card Acceptor Business Codes (MCCs)—Extended. 38MCC 0742—Veterinary Services. 38MCC 0763—Agricultural Cooperatives.38MCC 0780—Horticultural and Landscaping Services. 39MCC 1520—General Contractors—Residential and Commercial.39MCC 1711—Air Conditioning, Heating, and Plumbing Contractors. 40MCC 1731—Electrical Contractors. 40MCC 1740—Insulation, Masonry, Plastering, Stonework, and Tile SettingContractors. 41MCC 1750—Carpentry Contractors. 41MCC 1761—Roofing and Siding, Sheet Metal Work Contractors.42MCC 1771—Concrete Work Contractors. 42MCC 1799—Contractors, Special Trade—not elsewhere classified. 43MCC 2741—Miscellaneous Publishing and Printing. 44MCC 2791—Typesetting, Plate Making, and Related Services. 44MCC 2842—Sanitation, Polishing, and Specialty Cleaning Preparations. 45MCCs 3000 through 3350—Airlines, Air Carriers.45MCCs 3351 through 3500—Car Rental Agencies. 46MCCs 3501 through 3999—Lodging—Hotels, Motels, Resorts. 47MCC 4011—Railroads—Freight.49MCC 4111—Transportation—Suburban and Local Commuter Passenger, includingFerries. 50MCC 4112—Passenger Railways. 50MCC 4119—Ambulance Services. 51MCC 4121—Limousines and Taxicabs.51MCC 4131—Bus Lines.52MCC 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving andStorage Companies, Local Delivery. 52MCC 4215—Courier Services—Air and Ground, Freight Forwarders. 53MCC 4225—Public Warehousing—Farm Products, Refrigerated Goods, HouseholdGoods Storage. 54 1990–2018Mastercard. Proprietary. All rights reserved.Quick Reference Booklet—Merchant Edition 15 November 20182
ContentsMCC 4411—Cruise Lines. 54MCC 4457—Boat Leases and Boat Rentals. 55MCC 4468—Marinas, Marine Service/Supplies. 55MCC 4511—Air Carriers, Airlines—Not Elsewhere Classified. 56MCC 4582—Airports, Airport Terminals, Flying Fields. 56MCC 4722—Travel Agencies and Tour Operators.57MCC 4784—Bridge and Road Fees, Tolls. 57MCC 4789—Transportation Services—not elsewhere classified. 58MCC 4812—Telecommunication Equipment Including Telephone Sales. 58MCC 4813—Key-entry Telecom Merchant providing single local and long-distancephone calls using a central access number in a non-face-to-face environment usingkey entry. 59MCC 4814—Telecommunication Services including but not limited to prepaidphone services and recurring phone services. 60MCC 4816—Computer Network/Information Services. 60MCC 4821—Telegraph Services.61MCC 4829—Money Transfer. 61MCC 4899—Cable, Satellite, and Other Pay Television and Radio Services. 62MCC 4900—Utilities—Electric, Gas, Heating Oil, Sanitary, Water. 63MCC 5013—Motor Vehicle Supplies and New Parts. 63MCC 5021—Office and Commercial Furniture.64MCC 5039—Construction Materials—not elsewhere classified. 64MCC 5044—Office, Photographic, Photocopy, and Microfilm Equipment. 65MCC 5045—Computers, Computer Peripheral Equipment, Software.66MCC 5046—Commercial Equipment—not elsewhere classified. 66MCC 5047—Dental/Laboratory/Medical/Ophthalmic Hospital Equipment andSupplies.67MCC 5051—Metal Service Centers and Offices. 67MCC 5065—Electrical Parts and Equipment. 68MCC 5072—Hardware Equipment and Supplies.69MCC 5074—Plumbing and Heating Equipment.69MCC 5085—Industrial Supplies—not elsewhere classified. 70MCC 5094—Precious Stones and Metals, Watches and Jewelry. 70MCC 5099—Durable Goods—not elsewhere classified. 71MCC 5111—Stationery, Office Supplies, Printing and Writing Paper. 72MCC 5122—Drugs, Drug Proprietors, and Druggists Sundries. 72MCC 5131—Piece Goods, Notions, and Other Dry Goods. 73MCC 5137—Men’s, Women’s, and Children’s Uniforms and Commercial Clothing. 73MCC 5139—Commercial Footwear. 74MCC 5169—Chemicals and Allied Products—not elsewhere classified.75MCC 5172—Petroleum and Petroleum Products.75MCC 5192—Books, Periodicals, and Newspapers. 76MCC 5193—Florists Supplies, Nursery Stock, and Flowers. 76 1990–2018Mastercard. Proprietary. All rights reserved.Quick Reference Booklet—Merchant Edition 15 November 20183
ContentsMCC 5198—Paints, Varnishes, and Supplies.77MCC 5199—Nondurable Goods—not elsewhere classified. 78MCC 5200—Home Supply Warehouse Stores.78MCC 5211—Building Materials, Lumber Stores. 79MCC 5231—Glass, Paint, Wallpaper Stores. 80MCC 5251—Hardware Stores. 80MCC 5261—Lawn and Garden Supply Stores.81MCC 5271—Mobile Home Dealers.81MCC 5300—Wholesale Clubs. 82MCC 5309—Duty Free Stores.82MCC 5310—Discount Stores. 83MCC 5311—Department Stores. 83MCC 5331—Variety Stores. 84MCC 5399—Miscellaneous General Merchandise Stores. 85MCC 5411—Grocery Stores, Supermarkets. 85MCC 5422—Freezer, Locker Meat Provisioners. 86MCC 5441—Candy, Nut, Confectionery Stores.87MCC 5451—Dairy Products Stores. 87MCC 5462—Bakeries. 88MCC 5499—Miscellaneous Food Stores—Convenience Stores, Markets, SpecialtyStores. 88MCC 5511—Automobile and Truck Dealers—Sales, Service, Repairs, Parts, andLeasing.89MCC 5521—Automobile and Truck Dealers—(Used Only)—Sales. 89MCC 5531—Auto Store, Home Supply Stores. 90MCC 5532—Automotive Tire Stores.90MCC 5533—Automotive Parts, Accessories Stores.91MCC 5541—Service Stations (with or without Ancillary Services). 92MCC 5542—Fuel Dispenser, Automated.92MCC 5551—Boat Dealers. 93MCC 5561—Camper Dealers, Recreational and Utility Trailers. 93MCC 5571—Motorcycle Shops and Dealers.94MCC 5592—Motor Home Dealers.94MCC 5598—Snowmobile Dealers. 95MCC 5599—Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers—not elsewhere classified. 95MCC 5611—Men’s and Boys’ Clothing and Accessories Stores. 96MCC 5621—Women’s Ready to Wear Stores.96MCC 5631—Women’s Accessory and Specialty Stores. 97MCC 5641—Children’s and Infants’ Wear Stores. 97MCC 5651—Family Clothing Stores.98MCC 5655—Sports Apparel, Riding Apparel Stores. 98MCC 5661—Shoe Stores.99 1990–2018Mastercard. Proprietary. All rights reserved.Quick Reference Booklet—Merchant Edition 15 November 20184
ContentsMCC 5681—Furriers and Fur Shops.99MCC 5691—Men’s and Women’s Clothing Stores. 100MCC 5697—Alterations, Mending, Seamstresses, Tailors. 100MCC 5698—Wig and Toupee Shops. 101MCC 5699—Accessory and Apparel Stores—Miscellaneous.101MCC 5712—Equipment, Furniture, and Home Furnishings Stores (exceptAppliances).
MCCs 3000 through 3350—Airlines, Air Carriers.45 MCCs 3351 through 3500—Car Rental Agencies.46 MCCs 3501 through 3999—Lodging—Hotels, Motels,
