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MLN BookletMEDICARE AND MEDICAID BASICSMedicareFederal health care coverage for:Peopleaged 65or olderCertainpeopleunder 65 withdisabilitiesPeople of any age withEnd-Stage Renal DiseaseMorethanMorethan58.5 beneficiariesmillion enrolled in Medicare6,100hospitals15,000MedicaidCooperative Federal and State health carecoverage eficiaries enrolledthan million in Medicaid, includingmore than28millionchildrenskillednursing facilitiesphysicians1.2million and otherhealth carepractitionersand serviceprovidersTarget Audience: Medicare and Medicaid ProvidersThe Hyperlink Table, at the end of this document, provides the complete URL for each hyperlink.Page 1 of 10ICN 909330 July 2018

Medicare and Medicaid BasicsMLN BookletTable of ContentsQuick Facts. 3Beneficiaries. 4Dual Eligible Beneficiaries. 5Covered Services. 5Other Common Types of Coverage. 6Resources. 7General Information. 7Provider Enrollment. 7Billing and Claims Submission. 7Payment. 8Appeals. 8Program Integrity. 8Program Guidance. 8Page 2 of 10ICN 909330 July 2018

Medicare and Medicaid BasicsMLN BookletThe Centers for Medicare & Medicaid Services (CMS) administers Medicare and Medicaid along withother Federal health care programs and services. This booklet provides an overview of the Medicareand Medicaid Programs and some brief information on other types of health coverage.Quick FactsMedicareMedicare is a national programadministered by the Federal government,comprising: Part A – Hospital InsuranceInpatient hospital, inpatient skillednursing facility, hospice, and some homehealth services Part B – Medical InsurancePhysician services, outpatient care,durable medical equipment, homehealth services, and manypreventive services Part C – Medicare Advantage (MA)Medicare-approved private insurancecompanies that provide all Part Aand Part B services and may provideprescription drug coverage and othersupplemental benefits Part D – Prescription Drug BenefitMedicare-approved private insurancecompanies that provide outpatientprescription drug coverageHealth care coverage for: People 65 or older People with certain disabilities People diagnosed with end-stage renaldisease (ESRD)Medicare is the nation’s largest payer ofinpatient hospital services for the elderlyand people with ESRD.Page 3 of 10ICN 909330 July 2018MedicaidMedicaid is a network of Statewideprograms administered by Stategovernments following broad nationalguidelines established by Federal statutes,regulations, and policies.Health care coverage for: Low-income adults Pregnant women ChildrenEligibility varies from State to State.Medicaid is the nation’s largest payer ofmental health services, long-term careservices, and births. Medicaid pays for40 percent of all births.

Medicare and Medicaid BasicsMLN BookletBeneficiariesMedicareHealth insurance for: People 65 and older People younger than age 65 with certaindisabilities entitled to Social Securitydisability or Railroad Retirement Boardbenefits for 24 months (the 24-monthwaiting period is waived for people withamyotrophic lateral sclerosis [ALS], alsoknown as Lou Gehrig’s disease) People of any age with ESRDMedicaidIndividuals must meet eligibility requirementsand State rules.Federal law requires States to covercertain eligibility groups and gives them theflexibility to cover others.All States cover eligibility groups that servethe following populations: Children and adolescents Parents or caretaker relative ofminor children Certain people with disabilities or blindness Pregnant women Seniors Youth “aging out” of foster careFor many eligibility groups, individuals mustmeet certain resource limits.In addition, individuals must meet State andFederal requirements for: Immigration status Residency U.S. citizenshipPage 4 of 10ICN 909330 July 2018

Medicare and Medicaid BasicsMLN BookletDual Eligible Beneficiaries“Dual eligible beneficiaries” generally describes beneficiaries eligible for both Medicare andMedicaid. The term includes beneficiaries enrolled in Medicare Part A, Part B, or both andreceiving full Medicaid benefits or assistance with Medicare premiums or cost sharing throughone of these Medicare Savings Program (MSP) eligibility groups: Qualified Medicare Beneficiary (QMB) Program: Helps pay premiums, deductibles,coinsurance, and copayments for Part A, Part B, or both programs Specified Low-Income Medicare Beneficiary (SLMB) Program: Helps pay Part B premiums Qualifying Individual (QI) Program: Helps pay Part B premiums Qualified Disabled Working Individual (QDWI) Program: Pays the Part A premium forcertain disabled and working beneficiaries who have disabilitiesFor more information, refer to the Dual Eligible Beneficiaries Under Medicare and Medicaid booklet.Covered ServicesMedicareBeneficiaries may choose coverageas follows: Part A and Part B services through theOriginal Medicare Program with optionalPart D coverage through a stand-alonePrescription Drug Plan Part A and Part B services through anMA Plan if they reside in its service area,with Part D coverage included in someMA PlansNote: Some beneficiaries get a Medicaresupplement plan (also calledMedigap) for expanded coverage inthe Original Medicare ProgramPage 5 of 10ICN 909330 July 2018MedicaidSome Medicaid Programs pay for caredirectly. Others use private insurancecompanies to provide Medicaid coverage.States must cover certain services throughtheir Medicaid Program, including: Doctor visits Inpatient and outpatient hospital services Mental health services Needed medications Prenatal care and maternity care Preventive care, such as immunizations,mammograms, and colonoscopies

Medicare and Medicaid BasicsMLN BookletCovered Services (cont.)MedicarePart A helps cover: Inpatient hospital care Skilled nursing facility care Hospice care Home health carePart B helps cover: Services from doctors and other healthcare providers Outpatient careMedicaidStates may choose to cover addedservices. Some of these include: Dental services Home and community-based services Physical therapy Prosthetic devices Vision and eyeglasses Home health care Durable medical equipmentChildren and adolescents get vision,dental, hearing, and other servicesthrough the Medicaid Early andPeriodic Screening, Diagnostic, andTreatment (EPSDT) benefit Many preventive servicesPart C includes all benefits and servicescovered under Part A and Part B and mayinclude extra benefits and services for anextra cost.Part D helps cover the cost ofprescription drugs.Other Common Types of CoverageYou may encounter patients with health care coverage other than Medicare or Medicaid. Theseprograms include: Private insurance coverage (such as group health plan or retiree coverage) TRICARE COBRA Workers’ Compensation Liability insurance coverageFor more information on these types of coverage, take the Medicare Secondary Payer Provisionsweb-based training course. Need help accessing the course? Find information in The MedicareLearning Network (MLN) Learning Management System (LMS) FAQs booklet.Page 6 of 10ICN 909330 July 2018

Medicare and Medicaid BasicsMLN BookletResourcesGeneral InformationMedicareMedicaidFind additional resources about the MedicareProgram on the Medicare.gov website.Find additional resources about the MedicaidProgram on the Medicaid.gov website.The Social Security Administration processesMedicare enrollment applications.Contact your State Medicaid office with questions.The searchable Medicare Coverage Databaseallows you to learn about any national and localdeterminations regarding coverage for specificmedical services.See if your patient qualifies for Extra Help WithMedicare Prescription Drug Plan Costs.See if your patient qualifies for Medicaid in yourState based on income alone using the Medicaid& CHIP Coverage tool.Share easy-to-read infographics on commonMedicaid questions or find key messagesand tips from the Medicaid Program IntegrityEducation webpage.Provider EnrollmentMedicareMedicaidFind health care professional-specific information Find more information about your State’s Medicaidabout enrolling in Medicare through MLN provider- Program on the State Overviews webpage.supplier enrollment educational products.Billing and Claims SubmissionMedicareFind information about submitting Medicareclaims in the Medicare Billing: 837I and FormCMS-1450 and the Medicare Billing: 837P andForm CMS-1500 publications.MedicaidWhile each State Medicaid Program varies,general rules require that you: Bill only for covered services Ensure beneficiaries are eligible for serviceswhere they are furnished Ensure medical records are accurate, legible,signed, and dated Return any overpayments within 60 daysFind more information about your State’sMedicaid Program on the State Overviewswebpage.Page 7 of 10ICN 909330 July 2018

Medicare and Medicaid BasicsMLN BookletPaymentMedicareMedicaidFind information about payment for your provider Find more information about your State’stype on the MLN Publications webpage. EnterMedicaid Program on the State Overviews“Medicare Payment Policy” in the Filter field.webpage.AppealsMedicareFind information about Medicare appeals inthe Medicare Parts A & B Appeals Processbooklet and the two web-based trainings“Part C Organization Determinations,Appeals, & Grievances” and “Part D CoverageDeterminations, Appeals, & Grievances” on theMLN LMS.MedicaidFind more information about your State’sMedicaid Program on the State Overviewswebpage.Program IntegrityMedicareFind information about compliance and fraud,waste, and abuse on the MLN ProviderCompliance webpage.MedicaidFind information about program integrity in theMedicaid Program on the Medicaid ProgramIntegrity Education webpage. Find moreinformation about your State’s Medicaid Programon the State Overviews webpage.Program GuidanceMedicareVisit the CMS Regulations & Guidance webpagefor information on rulings, transmittals, manuals,and other guidance.MedicaidCMS issues guidance to State Medicaiddirectors, State health officials, and otherstakeholders regarding Medicaid operationalissues. This guidance comes through letters,MLN Matters Articles are national articles thatinform health care professionals about the latest informational bulletins, and frequently askedquestions. CMS also issues Federal regulationschanges to CMS programs.that codify statutory provisions and policies thatSign up for MLN electronic mailing lists andhave been previously outlined in subregulatoryaccess MLN Connects newsletters on the MLN guidance. Search these documents on theNews & Updates website.Medicaid Federal Policy Guidance webpage.Page 8 of 10ICN 909330 July 2018

Medicare and Medicaid BasicsMLN BookletHyperlink TableEmbedded HyperlinkComplete URLCMS Regulations & ce/Regulations-and-Guidance.htmlContact Your State Medicaid OfficeWith -us/contact-state-page.htmlDual Eligible Beneficiaries Under Medicareand lications-Items/CMS1244469.htmlEasy-To-Read Infographics on CommonMedicaid ion/infographics.htmlExtra Help With Medicare Prescription DrugPlan Costshttps://secure.ssa.gov/i1020/startKey Messages and ey-messages-and-tips.htmlMedicaid & CHIP Coverage id Early and Periodic Screening,Diagnostic, and Treatment pdfMedicaid Federal Policy danceMedicaid Program Integrity ion/edmic-landing.htmlMedicare Billing: 837I and Form lications-Items/ICN006926.htmlMedicare Billing: 837P and Form lications-Items/ICN006976.htmlMedicare Coverage asePage 9 of 10ICN 909330 July 2018