Power Of Attorney Authorization - Harbor Capital

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Power of Attorney AuthorizationUse this form to designate an agent (Attorney-in-Fact) to act on your behalf in connection with yourHarbor Funds account(s). Please print in CAPITAL LETTERS and in black ink.ResetQuestions?Call 800-422-1050To obtain additional forms or tocomplete this form online, visitus at harborcapital.com.Step 1: Power of Attorney GeneralPlease read the important information below:This is an important legal document. Before executing this Power of Attorney, you should know theseimportant facts:This document provides the person you designate asyour Attorney-in-Fact with broad powers over yourHarbor Funds account(s) which may be exercisedwithout prior approval from you.The rights and powers you grant your Attorney-in-Factover your Harbor Funds account(s) shall be “durable”rights and powers which are not affected by yourincapacity or disability or by lapse of time.You have the right to revoke or terminate this Powerof Attorney at any time by providing written notice toHarbor Funds.The Attorney-in-Fact may only be appointed toTraditional IRA, Roth IRA, SEP-IRA, Individual andJoint accounts.The Attorney-in-Fact appointed must be a U.S. Citizen.If the Attorney-in-Fact is being appointed to a JointAccount, this designation will apply to all accountholders.All account Owners and the Attorney-in-Fact mustsign this form.All required signatures must be notarized.If there is anything about this Power of Attorney thatyou do not understand, you should consult with yourown attorney.Step 2: Account Owner InformationAccount Owner:First NameM.I.Last NameSocial Security NumberDate of Birth (mm/dd/yyyy)Step 2 continued on page 2Page 1 of 6

Step 2: Account Owner Information ContinuedAccount Owner (Continued):Street Address or P.O. Box NumberCityStateDaytime Telephone NumberZip CodeU.S. CitizenU.S. Resident AlienEvening Telephone NumberE-mail AddressJoint Account Owner:First NameM.I.Social Security NumberDate of Birth (mm/dd/yyyy)Complete if there areadditional Owners on thisaccount.Last NameStreet Address or P.O. Box NumberCityStateDaytime Telephone NumberEvening Telephone NumberZip CodeU.S. CitizenU.S. Resident AlienE-mail AddressI have included the necessary information for additional Owners on a separate sheet, in the same format.Step 3: Account InformationProvide account number(s) below:My designated Attorney-in-Fact is authorized, as set forth elsewhere in this form, to act as my Attorney-in-Fact on allaccounts listed under the following account number(s):Account NumberAccount NumberPage 2 of 6

Step 4: Attorney-in-Fact Authorization Choose only oneDesignate level of authority you grant your Attorney-in-Fact:Limited Power of Attorney (LPOA) – LPOA grants authority to the designated Attorney-in-Fact to inquire, purchase andexchange mutual funds within the Owner’s Harbor Funds account(s) in the same manner and to the same extent that theOwner is permitted to do so. The Attorney-in-Fact does not have the power to withdraw or disperse monies or assets fromthe Owner’s Harbor Funds account(s), change beneficiaries, or change dividend and/or capital gain distribution options.No selection will default toLimited Power of Attorney.Full Power of Attorney (FPOA) – FPOA grants the authority to the designated Attorney-in-Fact to perform all activitiesauthorized to Attorneys-in-Fact under LPOA as set forth above. In addition, FPOA authorizes the designated Attorneyin-Fact to withdraw assets from the Owner’s Harbor Funds account(s) regardless of the tax consequences of suchdistribution, and to make changes to the Harbor Funds account Owner’s dividend and capital gain distribution options.All disbursements will be made payable to the account Owner. The FPOA does not authorize the designated Attorneyin-Fact to draw checks (Checkwriting Option) upon the Owner’s Harbor Funds account(s). To the extent permitted byapplicable taxing authority and law, the designated Attorney-in-Fact is also authorized to make and exercise any taxelection available to the account Owner under federal, state, local or foreign tax law related to any of the Harbor Fundsaccounts set forth on this form. With respect to IRAs, including Traditional IRAs, Roth IRAs and SEP-IRAs, the designatedAttorney-in-Fact may initiate rollovers, Roth IRA conversions, IRA recharacterizations, and other transfers of assetsbetween and among the account Owner’s accounts.For either LPOA or FPOA,the Attorney-in-Fact may notchange and/or designatebeneficiaries or TODbeneficiaries on any of theaccount Owner’s accounts.Step 5: Appointment of Attorney-in-FactProvide name and address information:First NameM.I.Last NameSocial Security NumberDate of Birth (mm/dd/yyyy)Street AddressCityDaytime Telephone NumberStateZip CodeStateZip CodeEvening Telephone NumberE-mail AddressMailing Address (if different from street address):Street Address or P.O. Box NumberCityI request duplicate account statements sent directly to my Attorney-in-Fact at the above mailing address.Page 3 of 6

Step 6: Governing LawPlease read:The laws of the state of Illinois (but not the choice of law doctrines), as applied to agreements signed and performedin Illinois, shall apply and bind the parties in any and all questions arising under this Power of Attorney agreement,including questions of validity, interpretation and performance.Step 7: Terms & ConditionsPlease read:Role of Harbor Funds – Disclaimer:Harbor Funds is not acting as a fiduciary with respectto this Power of Attorney & Indemnification form.The account Owner, not Harbor Funds, is responsiblefor investigating and selecting the Attorney-in-Factdesignated herein. Harbor Funds has not and will notapprove, recommend or endorse any Attorney-in-Factselected by the account Owner. Harbor Funds willmerely effect instructions it receives from an Attorneyin-Fact. Harbor Funds will not provide legal, trading ortax advice. The account Owner and Attorney-in-Factare solely responsible for determining the suitabilityfor the account Owner of any investment strategy ortransaction. Harbor Funds assumes no responsibilitywhatsoever for reviewing or monitoring any investmentdecision or activity of the Attorney-in-Fact.Termination:The account Owner and/or Attorney-in-Fact agreeto notify Harbor Funds immediately, in writing, ifthe account Owner desires to revoke the authoritygiven to the Attorney-in-Fact under this agreement.The Attorney-in-Fact agrees to notify Harbor Fundsimmediately, in writing, upon the account Owner’sdeath. This Power of Attorney shall remain in effect untilHarbor Funds receives written notice of its terminationand has had sufficient time to process such noticeand terminate the authority of the Attorney-in-Fact.This Power of Attorney shall automatically be deemedrevoked upon receipt of a new or subsequent Powerof Attorney & Indemnification form. Harbor Fundsreserves the right, in its sole discretion, to no longerhonor instructions from the Attorney-in-Fact designatedherein and will promptly notify the account Owner if itchooses to do so.trading decisions or other activities with respect to theaccounts designated in this form, the account Ownerwill not attempt to hold Harbor Funds liable for anytrade, withdrawal or decision made by the Attorney-inFact whom the account Owner has selected, regardlessof whether or not such trade, withdrawal or decisionwas specifically authorized by the account Owner. Theaccount Owner hereby ratifies and confirms any andall transactions, trades, withdrawals or other dealingseffected in and for the account Owners account bythe Attorney-in-Fact designated herein. Harbor Funds’rights under this paragraph are in addition to any otherrights it has under other agreements with the accountOwner and/or Attorney-in-Fact.Indemnification of Harbor Funds byAttorney-in-Fact:The Attorney-in-Fact agrees to indemnify and holdHarbor Funds, its affiliates and their successors andassigns, directors, officers, employees and agentsharmless from and against all claims, actions, costsand liabilities, including attorney fees, arising out ofor relating to any breach by Attorney-in-Fact of anyprovision of this agreement or other agreementswith Harbor Funds and/or the account Owner; theperformance or non-performance of the Attorney-inFact’s services; and any trade, withdrawal, redemptionor tax issue or action of the Attorney-in-Fact in theaccount(s); and any dispute involving the Attorneyin-Fact and the account Owner. Harbor Funds’s rightsunder this paragraph are in addition to any other rightsit has under other agreements with the account Ownerand/or Attorney-in-Fact.Indemnification of Harbor Funds byAccount Owner:The account Owner agrees to indemnify and holdHarbor Funds, its affiliates and their successors andassigns, directors, officers, employees and agentsharmless from and against all claims, actions, costsand liabilities, including attorney fees, arising out of orrelating to their reliance on this Power of Attorney ortheir execution of the Attorney-in-Fact’s instructions.The account Owner agrees that because Harbor Fundswill not supervise or monitor the Attorney-in-Fact’sPage 4 of 6

Step 8: Signature of Account Owner & Attorney-in-FactAccount Owner/Authorized Person sign below:By signing below, I acknowledge that I have read and agree to be bound by all of the terms and conditions of this Powerof Attorney agreement:SignatureDate (mm/dd/yyyy)Certification of Acknowledgement of Notary Public (for Account Owner):State of, in the County ofSubscribed and swornbefore me by the above-named Account Owner who is personally known to me or who has produced (typeof identification)as identification, that the foregoing statements were trueand accurate and made of his/her own free act and deed, on (Date - mm/dd/yyyy)Notary PublicMy Commission Expires:Date (mm/dd/yyyy)SealJoint Account Owner sign below (if applicable):By signing below, I acknowledge that I have read and agree to be bound by all of the terms and conditions of this Powerof Attorney agreement:SignatureDate (mm/dd/yyyy)Certification of Acknowledgement of Notary Public (for Account Owner):State of, in the County ofSubscribed and swornbefore me by the above-named Account Owner who is personally known to me or who has produced (typeof identification)as identification, that the foregoing statements were trueand accurate and made of his/her own free act and deed, on (Date - mm/dd/yyyy)Notary PublicMy Commission Expires:Date (mm/dd/yyyy)SealPage 5 of 6

Step 8: Signature of Account Owner & Attorney-in-Fact ContinuedAttorney-in-Fact Sign below:By signing below, I acknowledge that I have read and agree to be bound by all of the terms and conditions of this Powerof Attorney agreement:SignatureDate (mm/dd/yyyy)Certification of Acknowledgement of Notary Public (for Account Owner):State of, in the County ofSubscribed and swornbefore me by the above-named Attorney-in-Fact who is personally known to me or who has produced (typeof identification)as identification, that the foregoing statements were trueand accurate and made of his/her own free act and deed, on (Date - mm/dd/yyyy)Notary PublicMy Commission Expires:Date (mm/dd/yyyy)SealMail completed application to:Standard MailOvernight DeliveryHarbor FundsHarbor FundsP.O. Box 804660111 South Wacker Drive, 34th FloorChicago, IL 60680-4108Chicago, IL 60606-4302Distributed by Harbor Funds Distributors, Inc.F.POAI Revised 09/24/2021

Traditional IRA, Roth IRA, SEP-IRA, Individual and Joint accounts. The Attorney-in-Fact appointed must be a U.S. Citizen. If the Attorney-in-Fact is being appointed to a Joint . Account, this designation will apply to all account holders. All account Owners and the Attorney-in-Fact must sign this form. All required signatures must be notarized.