Micropolitan Success Stories From The Heartland

Transcription

MicropolitanSuccess Stories fromthe HeartlandBy Ross DeVol, Walton Family Foundation FellowWith Shelly J. WisecarverMay 2018Micropolitan Success Stories Walton Family FoundationPage 1

ABOUT THE AUTHORSRoss DeVol is a Walton Fellow at the Walton Family Foundation and is basedin Bentonville, Arkansas, focusing on research on policies related to economicvitality in Northwest Arkansas and the American heartland. Ross is the formerchief research officer at the Milken Institute, where he was responsiblefor overseeing research on international, national and subnational growthperformance; access to capital and its role in economic growth and job creation;and health-related topics. He was ranked among the “Superstars of Think TankScholars” by International Economy magazine.Shelly Wisecarver is the Program Support Associate to Ross DeVol and isbased in Bentonville, Arkansas. Shelly is a multifaceted entrepreneur who hasbegun more than a dozen business start-ups across the country. She graduatedfrom the University of Arkansas Summa Cum Laude with a Bachelor of Arts innonprofit business communication.The Walton Family Foundation is, at its core, a family-led foundation. The children and grandchildrenof our founders, Sam and Helen Walton, lead the foundation and create access to opportunity for peopleand communities. We work in three areas: improving K-12 education, protecting rivers and oceans and thecommunities they support, and investing in our home region of Northwest Arkansas and the ArkansasMississippi Delta. In 2016, the foundation awarded more than 454 million in grants in support of theseinitiatives.In Northwest Arkansas, having access to amenities that improve the quality of life is key to the economicgrowth of the region. The Walton Family Foundation supports these efforts through its Home RegionProgram by developing programs that retain the region’s workforce but also help recruit new talent tosustain the pace of growth of the local economy.In the Delta, where economic activity has slowed down considerably, foundation programs support qualityof life improvements that will prepare the region for strategic growth opportunities. To learn more, visitwaltonfamilyfoundation.org and follow us on Facebook and Twitter.Micropolitan Success Stories Walton Family FoundationPage 2

Table of ContentsEXECUTIVE SUMMARY 5Seven Major Attributes for Micropolitan Success in the Heartland7Universities and Research Institutions 7Community Colleges and Workforce Development 7Entrepreneurial Awareness, Support, and Access to Early-Stage Risk Capital7Diversified and Thoughtful Strategic Economic Development Planning7Manufacturing, Logistics/Supply Chain, and Foreign Direct Investment8Technology, Professional, Scientific, and Technical Services8Quality of Place 8Conclusions 9INTRODUCTION 10FIVE MICROPOLITANS’ STORIES 11Findlay, Ohio 11Overall Economic Performance11Manufacturing 11Logistics/Supply Chain 13Technology, Professional, Scientific, and Technical Services13Community Colleges 14Foreign Direct Investment 14Quality of Place 15Brookings, South Dakota 16Diversified and Thoughtful Strategic Economic Development PlanningOverall Economic Performance1617Manufacturing 18University and Research Centers 18Entrepreneurs 19Quality of Place 19Oxford, Mississippi 20Overall Economic Performance 20Diversified and Thoughtful Strategic Economic Development Planning21Universities and Academic Entrepreneurs 21Micropolitan Success Stories Walton Family FoundationPage 3

Travel and Tourism 23Healthcare 23Entrepreneurs 23Manufacturing 24Quality of Place 24Jasper, Indiana 25Overall Economic Performance 25Manufacturing and the Wood Office Furniture Cluster26Diversified and Thoughtful Strategic Economic Development Planning26Community College 27Financial Services and Healthcare 27Entrepreneurial Awareness and Support 28Quality of Place 28Ardmore, Oklahoma 29Overall Economic Performance 29Retail 29Energy 29Diversified and Thoughtful Strategic Economic Development Planning29Manufacturing 30Logistics/Supply Chain/Aviation 30Entrepreneurs 30Research and University Centers 31National Guard 31ENDNOTES 32Micropolitan Success Stories Walton Family FoundationPage 4

Executive SummaryThe American Heartland has experienced weaker economic growth than the East and West Coasts since the GreatRecession ended in 2009. The factors responsible for this divergence in economic performance can be debated, butthe middle of the nation has lagged behind (see Figure ES1). Economic divergence appears most prevalent amongsmaller communities in the non-coastal areas of the country but is present in small and medium-sized metropolitanareas.Figure ES1: Real GDP, Heartland vs. non-Heartland statesHeartlandHowever, several smaller communities(micropolitan areas) in the Heartlandhave outperformed the nation and mostmicropolitan areas on the Coasts. The U.S.Census Bureau defines a micropolitanstatistical area as a geographic area of oneor more counties with one city containingat least 10,000 but less than 50,000 inpopulation.1 There are 551 micropolitanareas in the country, and this geographicclassification is growing in relevance. Thispaper examines five micropolitan areas inthe Heartland that are experiencing strongeconomic growth; we explore the ingredientsof their success and how the achievementsare combined to form unique economicrecipes.Non-HeartlandFigure ES2: Five micropolitan locations in the HeartlandNORTH DAKOTAMINNESOTABrookings, SDWISCONSINSOUTH DAKOTABrookings CountyMICHIGANHancock CountyIOWANEBRASKAINDIANAFindlay, OHILLINOISJasper, INKANSASMISSOURIOHIODubois CountyPike CountyKENTUCKYOKLAHOMAArdmore, OKTENNESSEELafayette CountyARKANSASCarter CountyThe five micropolitan areas are Findlay,Ohio; Brookings, South Dakota; Oxford,Mississippi; Jasper, Indiana; andArdmore, Oklahoma.Micropolitan Success Stories Walton Family FoundationMISSISSIPPILove CountyOxford, MSLOUISIANAALABAMAPage 5

The criteria for selection include high and consistent growth in per capita income, wages and jobs. Additionally,all five micropolitans made “best lists” about economic growth and business expansion.2 Figure ES3 displays theremarkable economic performance of the five micropolitan areas.Figure ES3: Five Heartland micropolitans outperform employment, 2005–2016There are definite advantages attributable to concentrating innovative endeavors, talent (technical andentrepreneurial) and capital. Large metropolitan areas with Superstar City status3 reap the advantages that scalebestows upon them. Clusters with a dense concentration of science, technology, engineering and mathematics(STEM) workers have important advantages, including pooling workers and creating a labor force with essentialindustry-specific skills.4Smaller locales are not necessarily known for their economic dynamism. Nonetheless, cluster attributes exist throughthoughtful guidance. The five communities’ economic successes were not the result of random, serendipitous events.Instead, leaders with foresight are directing the development of strategic plans. The chosen group of micropolitanareas display how innovation is found in the center of the country (the Heartland) and not just along the two U.S.coasts. Entrepreneurship, balanced with efficient management, the foresight to see how certain events will alterkey industries, and the decisions to act accordingly, are key components of the achievements of the five thrivingcommunities. In short, all five communities have carved out an economic niche for themselves.The following sections identify and discuss seven major attributes for micropolitan success found in the Heartland.Micropolitan Success Stories Walton Family FoundationPage 6

SEVEN MAJOR ATTRIBUTES FOR MICROPOLITANSUCCESS IN THE HEARTLANDUniversities and Research InstitutionsBrookings and Oxford research universities (SouthDakota State University and the University ofMississippi, respectively), with expanding enrollment,are churning out graduates. Academic entrepreneurshipplays an instrumental role in catalyzing and sustainingeconomic growth. Several large employers evolvedwhen faculty and administrators started firms basedupon their intellectual property. In 1968, two electricalengineering faculty — Aelred Kurtenbach and DuaneSander — started a firm in Brookings to design andmanufacture electronic voting systems. Fifty years later,the firm has evolved into one of the world’s leadingmanufacturers and installers of scoreboards, videodisplay boards, and electronic signs — Daktronics.5The firm has 1,000 employees based in Brookings andemploys 3,000 worldwide. Additionally, New MediaLab LLC was founded in Oxford by a former Universityof Mississippi Vice Chancellor.6Community Colleges and WorkforceDevelopmentIn Jasper, Findlay and Ardmore, community collegesare crafting curriculum and adjusting rapidly tothe ever-evolving demand of local employers,who are essential ingredients to current economicadvances. The Oklahoma State University Institutefor Agricultural Biosciences has also contributed toArdmore’s success.For example, one innovation workforce program thatengages with local institutions of higher educationis Marathon Petroleum in Findlay, Ohio. MarathonPetroleum entered into a three-year contribution/support agreement with the University of Findlay toaid their Environmental, Safety, and OccupationalHealth program. Marathon funds scholarships,facility and equipment upgrades, along with a facultyinternship program. The program experiences nearlya 100 percent job placement within six months ofgraduation.7Micropolitan Success Stories Walton Family FoundationEntrepreneurial Awareness, Support, andAccess to Early-Stage Risk CapitalKey prioritization is demonstrated in all fivemicropolitans by building entrepreneurial awarenesswith the capacity to execute accordingly. They havean enlightened economic development philosophythat recognizes entrepreneurs and small businessesare vital to long-term vibrancy and dynamism. Allthe communities have public-private partnershipsin place to provide support services for all levelsof entrepreneurs. Medgene Labs in Brookings is abiomedical research firm that develops vaccinesto prevent the spread of infectious disease amonglivestock and was backed by venture capital firm SouthDakota Innovation Partners.8 All five micropolitanshave investors willing to place capital in startup firmswith a good business plan. Many have successful femaleentrepreneurs like Brenda Stallings in Jasper: Herforesight in 1979 pioneered Matrix Telecommunication,a technology solutions firm. Today, Matrix employsnearly 100 engineers, business professionals andsolutions architects.9Diversified and Thoughtful Strategic EconomicDevelopment PlanningThe five communities are actively recruiting firms fromother locations to move or establish local operations,but they are not simply chasing smokestacks forjob creation. Instead, their philosophies utilize aportfolio approach to economic development, with afoundation of recruiting, indigenous expansion andentrepreneurship. Economic development officialsclosely monitor the environment for business retentionand recruitment, regulatory and tax policies, technicalassistance and strategies for workforce development.They are willing to offer incentives to expanding firms,such as conditional tax credits for training grantssimilar to those offered to Jasper Engine Exchange,which are contingent upon the creation of jobs.Page 7

Jasper, too, is making itself attractive to businessesand residents by undergoing “smart” infrastructureinvestment — such as a fiber optics buildout inconjunction with Smithville Fiber — all without usingpublic funds.10Manufacturing, Logistics/Supply Chain, andForeign Direct InvestmentIn Findlay and Jasper, manufacturing is the dominantindustry. Manufacturing in the two cities represents21.5 percent and more than 30 percent of all jobs,respectively, versus 7.9 percent for the U.S. overall. SiteSelection Magazine ranked Findlay first in the nationfor three consecutive years for the number and sizeof new or expanding business facilities. Cooper Tires,headquartered in Findlay for more than 100 years, isthe fourth-largest tire manufacturer in America and oneof two independent tire manufacturers in the nation.Cooper carved out its niche in the replacement tiremarket and employs 2,400 in Findlay and 10,400 inmore than one dozen countries.11Jasper, long known as the wood office furniture capitalof the world, shows how a world-class industry clustercan reside in a small community. Kimball Internationalis the sixth-largest office furniture manufacturer inthe world.12 Indiana Furniture and OFS/Styline arecluster members as well. The firms compete in someparallel markets but share tacit knowledge throughpooling of workers and management focused onproduct quality. Alternatively, logistics are importantto Ardmore, having twice the concentration in its localeconomy than the nation as a whole. Dollar Generaloperates a major distribution center in Ardmore. Themicropolitans validate the advantages of lower costs ofdoing business by showing how to capitalize.Attracting foreign direct investment provides insulationfrom the vicissitudes of regional and national economicforces. For example, Findlay has experienced an influxof foreign-owned businesses, including a German/Japanese seal technologies product producer and aDanish livestock feed company. International firms likethese provide further diversification for an economy intwo ways: diverse origins and diverse industries.Micropolitan Success Stories Walton Family FoundationTechnology, Professional, Scientific andTechnical ServicesWhile large metropolitan areas have distinct advantagesin creating and attracting talent, several of themicropolitan communities are successful in fosteringgrowth in technology, professional and scientificservices. The services diversify their economies andincrease average compensation. FNC, an Oxford-basedsoftware firm specializing in real estate appraisals,streamlined mortgage originators’ approval processesand expanded through a combination of organicgrowth and acquisitions over the years. FNC employedmore than 250 people just before their acquisitionby CoreLogic in 2016 for 475 million.13 CoreLogicdecided to keep the firm in Oxford by establishingan innovation center. They are expected to increaseemployment by 600 positions in Oxford.Amethyst Research, Inc. is located in Ardmoreprimarily due to the small ecosystem of high-techcompanies involved in semiconductor devices.Amethyst Research Inc. specializes in materials andmanufacturing processes for high-performance sensorsand electro-optical devices, developing proprietaryprocessing and quality control methods to assemblesemiconductor devices and improve their operability.14More than 50 percent of their employees hold PhDs.Quality of PlaceThese five communities benefit from low business andhousing costs with additional offerings of cultural,recreational and lifestyle amenities. Safety, good Kthrough 12 education, access to quality healthcare, lowcommute times and an equitable work-life balanceare present. They retain families and attract newfamilies with young children. For example, Brookings’Children’s Museum receives high accolades, and theSouth Dakota Art Museum is a tourist destination.Oxford is home to author William Faulkner, winner ofthe Nobel Prize in Literature. His home, Rowan Oak, isa cherished tourist attraction. The Jasper CommunityArts Center offers a diverse performing arts series andis a Kennedy Center partner.Page 8

CONCLUSIONSIt is a challenge to overcome the lack of scale in many communities in the Heartland, but the five researchedcommunities are emblematic of how challenges can be overcome. As Shakespeare’s Hamlet stated, “To thine own selfbe true.” Each community must examine its assets, understand its gaps, and confront its weaknesses head-on withan economic development strategy uniquely tailored for itself. Equally important, it must commit to executing theirimplementation plan. No place in America should feel its economic future is without hope.Micropolitan Success Stories Walton Family FoundationPage 9

IntroductionThere is an escalating rural versus urban — but increasingly East and West Coasts versus Middle America —economic and cultural divide in the nation. Many rural Americans feel that elites on the Coasts are not listening tothem and certainly don’t understand the challenges they face. Some people on the Coasts point the finger back atresidents in Middle America. Recently, a West Coast tech executive commented on why Heartland communitiescannot generate more jobs. In paraphrasing the comments to reduce their offensiveness, the executive expressed howeducated people do not want to live in rundown locations with unenlightened, unintelligent people. This executivemight have fallen into a hyperbole trap to attract attention in the Twitter age. The narrowed perspective illustrateshow some individuals on the Coasts view the challenges facing the American Heartland by expressing they arebeyond hope.The economic divide appears most prevalent among smaller communities in the non-coastal areas of the country,but it is also present in small to medium-sized metropolitan areas. A general consensus is that the two Coasts arewitnessing stronger economic growth than Middle America. At a high level, this perspective is correct. Historicaldata indicates that most small metropolitan and micropolitan statistical areas in the Heartland have witnessed weakereconomic growth than larger metropolitan areas in the region or than their peers to the east and west. This pattern ofperformance has been prevalent mainly since the Great Recession ended in 2009.A micropolitan statistical area is defined as a geographic area of one or more counties with one city containing at least10,000 but less than 50,000 in population.15 The Census Bureau has been tracking this geographic unit for a numberof years, but little research has been undertaken on this group’s performance. Recently, the Census Bureau hasidentified micropolitan areas as potential “emerging metropolitan areas.”Technology and knowledge-based economic development have been concentrated along the Coasts, mostly inmetropolitan areas and a few micropolitan areas. For example, along the East Coast, Cambridge, MA, and Raleigh,NC have been leaders. On the West Coast, places such as San Jose (Silicon Valley), CA and Seattle, WA are creatinghigh-wage jobs and are the fastest growing. In the Heartland, Nashville, TN, and Fayetteville-Springdale-Rogers,AR-MO are best performers. However, there are many untold or unacknowledged micropolitan area economicsuccess stories in the center of the country. This paper identifies five micropolitan areas in America’s Heartland thathave experienced economic growth above the national average. The criteria include consistent growth in per capitaincome, wages and jobs. Additionally, all five micropolitan areas made “best lists” reflecting economic growth.In this paper, we highlight the metrics for success and the ingredients behind those metrics, and we examinethe blending of ingredients that create the unique recipes underpinning economic success in each micropolitan.Further, we analyze the management of key firms and industries and the role entrepreneurs play in sustaining thecommunities we examined. Additional factors assessed include local universities, community colleges, workforcedevelopment training programs, access to early-stage financing, tech and high-valued industries, firm recruitmentincentives, tax rates, business climates, and quality of place cultural elements like museums and recreationalamenities.The discussion is centered on the compilation of precisely measured ingredients and how they coalesce into astrategic economic development recipe for each community. We hope other communities in the Heartland canacquire beneficial knowledge from the findings and implement economic plans to overcome their current obstacles.There is no better learning opportunity than from one’s peers.Micropolitan Success Stories Walton Family FoundationPage 10

Five Micropolitans’ StoriesFINDLAY, OHIOWhile Ohio is proud to claim John Glenn, the first American to orbit the earth, and Neil Armstrong, the first personto walk on the moon, the state also takes great pride in being home to one of the fastest-growing micropolitaneconomies in the nation: Findlay.Overall Economic PerformanceFindlay, Ohio, the county seat of Hancock County, hasbeen ranked the top micropolitan community in the U.S.for three consecutive years by Site Selection Magazine,the official publication of the Global FDI Associationand the Industrial Asset Management Council. Thisaward is based on the number and size of new orexpanding business facilities. Site Selection citedFindlay’s success stamina to the “Findlay formula”:remarkable cooperation between local businesses,government and nonprofit organizations in creatingan environment conducive to company location andexpansion. Economic development officials closelymonitor the environment for business retention andrecruitment, regulatory and tax policies, technicalassistance and strategies for workforce development.16Findlay and Hancock County are the headquartersof several prominent corporations. Fifteen highprofile Fortune 500 companies have chosen to locateoperations in this well-established micropolitan area,and their economic impact is felt worldwide.17BizJournals.com has identified Findlay as one of the top40 “Dream Towns” in the U.S. for its strong economy,moderate cost of living, well-educated population,manageable traffic and ease of access to many urbancenters.18 The community has seen remarkable growth,as indicated by multiple economic measures since the2008–2009 recession. Between 2009 and 2016, wagegrowth averaged 5.2 percent on an annual basis. Moreimpressive, personal income growth averaged 8.8percent over the same period (see Figure 1). Rapid gainsin non-farm proprietors’ income explain most of thegap between wage and income growth.Micropolitan Success Stories Walton Family FoundationFigure 1: Findlay, OH growing faster than U.S.personal income growthA few notable homegrown and recent startupcompanies include Garner Trucking Inc., PlumblineConsulting, LLC, Cooper Tire & Rubber Company,and Marathon Petroleum Company. Findlay is alsothe site of the Whirlpool Corporation’s dishwashermanufacturing plant, the largest dishwasher plant inthe world.ManufacturingManufacturing is the backbone of Findlay, accountingfor 22.3 percent of total employment in themicropolitan area. Even more extraordinary, this sharehas barely nudged lower during the past 30 years.Manufacturing employment in 2016 exceeded thepre-recession peak reached in 2007. Findlay is one ofthe few small communities in the country that canmake this claim. Manufacturing careers in Findlay arelucrative: The average annual wage was 53,400 in2016.19Page 11

More than 100 years ago, brothers-in-law John F.Schaefer and Claude E. Hart opened Cooper Tiresin Findlay. Together, they purchased the GiantTire & Rubber Company of Akron, a tire rebuildingbusiness, and two years later, they moved thecompany headquarters and factory to Findlay, Ohio.Over decades, the company grew through mergers,acquisitions and organic expansion. Today, they are thefourth largest tire manufacturer in America. CooperTire & Rubber Company is one of only two independenttire manufacturers in the United States.20 Cooperdeveloped a niche market within a vast commodity byfocusing on the manufacturing of replacement tires.Cooper employs more than 10,400 people and operatesin more than one dozen countries around the world— yet their global headquarters remain in Findlay,where they employ 2,400 individuals from the localworkforce.21 Cooper’s evolved business model positionsthe company well to succeed long-term in the highlycompetitive global tire business, and in 2016, CooperTire & Rubber had 2.9 billion in revenue.22 Alsoin 2016, Cooper Tire marked its second year as amember of the Manufacturing Institutes (MI) DreamIt. Do It. Program and the National Association ofManufacturers’ (NAM) program, where they connectedwith more than 950 students from 11 area schoolsfor Manufacturing Day (MFG Day) events at theirFindlay plant.23 The highly interactive, hands-onactivities included demonstrations in 3D modeling, tireassembly, mold design and tire finishing and testing.The ultimate goal was to provide the students with anenhanced understanding of how technology-driven themanufacturing industry is today, in addition to servingas an essential training ground and recruitment tool forthe firm.Like Cooper Tire, Whirlpool’s contribution to Findlay’seconomy began more than 100 years ago, going froma humble machine company to the world’s leadingglobal manufacturer of home appliances. Whirlpoolsold approximately 21 billion annually in 2017 whileoperating in nearly every country around the globe.24The Findlay plant is the sole assembly operation fordishwasher products manufactured under familiarname brands like Maytag, Jenn-Air, and KitchenAid,and the plant builds approximately 12,500 dishwashersa day. Whirlpool announced it was embarking upona 40.6 million expansion of their assembly plant inMicropolitan Success Stories Walton Family FoundationFindlay, the only dishwasher manufacturing facility inthe United States. They demonstrate how America cancompete in appliance manufacturing on a global basis.The expansion will add 86,400 square feet to boostproduction and more than 50 new positions, bringingthe total of workers at the plant to well in excess of2,400.25Whirlpool is very conscious of its carbon footprint,always researching ways to be more sustainable. In2016, they completed construction of an on-site windfarm that generates about 10 percent of the electricityused at the Findlay dishwasher plant. The current windfarm project has been so successful that the company isnow building two additional wind farms at other Ohioplants. Wind energy is changing the lives of local STEMstudents. Through a Whirlpool scholarship program,two local graduating high school seniors will beawarded a 5,000 scholarship per wind turbine, whichtranslates into 200,000 of allocated funds in Findlayover the next two decades. The Megawatt Scholarshipprogram was developed as an incentive to encourageyoung people to seek degrees in the STEM programs atlocal universities and colleges.26Marathon Petroleum Corporation (MPC) is the nation’sthird-largest refiner and has been headquartered inFindlay for 130 years.27 Marathon currently has 1,900employees working out of its Findlay headquarters,and in 2012, the Ohio Department of Development saidthat Marathon, with 9,500 employees, was the 30thlargest employer in Ohio. Recently, the Ohio Tax CreditAuthority provided Marathon a job-creation tax credit;in return, Marathon expanded its headquarters, addingmore than 200 jobs.28In 2016, Marathon completed its expansion, spending 90 million in downtown Findlay proving theircommitment to Findlay and the region. The corporatefacilities included two new buildings, two parkinggarages and green space for employees. The campuswill be home to nearly 2,500 employees as part ofMarathon’s expanding refining, transportation andmarketing business.29 Since the new expansion mirrorsa college campus-like setting, Marathon hopes to attractrecent top-tier college graduates.MPC also announced the construction of a 20 millionindependent boutique hotel on the Marathon campus.The five-story, 100-room/suite hotel will featurePage 12

European architecture to complement the existinghistoric district.30 The project has a completion goal ofearly 2018.31 MPC knows how vital it is to offer visitorsa quality hotel with all the amenities and to provide anexcellent environment for meetings and special events.Logistics/Supply ChainFindlay’s strategic location and lower cost of doingbusiness have positioned it as an ideal expansion site forwarehousing, distribution, logistics and transportationservices. Transportation and warehousing employmentreached 3,408 in 2015 — more than doubling since 2011(see Figure 2). For example, McLane Co. completedconstruction of a grocery distribution center that willemploy 425 workers. Many of the positions includeengineers and other technical workers. The jobs willaverage 57,000 in wages per year.32 Ohio Logistics,headquartered in Findlay, is another vital player in thissector and has undergone expansion. Transportationand warehousing have been a major source of wage andincome growth in the region.Figure 2: Transportation and warehousing jobsdouble in Findlay, OHGarner Trucking Inc., established in 1960, is one ofthe very few woman-owned trucking companies in theUnited States. Entrepreneur Sherri Garner Brumbaughprovides national transportation, warehousing andlogistics services, with a fleet of more than 100 trucksand 10,000 square feet of warehousing space at Garner’smain terminal.33 She has spent 18 years workingalongside her parents, learning and growing in theindustry, and she now runs the day-to-day operationsMicropolitan Success Stories Walton Family Foundationof the company as president and owner. Her passion forthe trucking industry began as a teenager, and she oftenreflects back on her humble beginnings as a familycompany.Sherri’s hard work ethic, commitment to her customersand happ

Community College 27 Financial Services and Healthcare 27 . The American Heartland has experienced weaker economic growth than the East and West Coasts since the Great Recession ended in 2009. The factors responsible for this divergence in economic performance can be debated, but . aid their Environmental, Safety, and Occupational Health .