FIS Global Retail Payments - Go-simplicity

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FIS Global Retail PaymentsCentralize your enterprise withONE trusted partner.

PREFERENCE-DRIVENPAYMENTSOur retail payments solutions revolve around yourcustomers’ preferences.FISTM delivers a multidimensional suite of services that not only respond to today’spayment transformations, but empowers your business to grow while delivering aseamless, personalized experience for your customers.As your one trusted paymentspartner, FIS is here to help younavigate through the complexand evolving regulatoryrequirements, while providinga frictionless commerceexperience for your customers.A Technology Partneryou can trustBacked by solid experience Serving over 289,000 merchantlocations 101M debit cards worldwide 72M credit cards globally 248M prepaid cards 34.2M mobile banking users 9M loyalty accounts 9T moved globallyRecognized by the industry 2014 No. 1 FinTech 100 TechnologyProvider, fourth year running 2014 Best Practice Award, FISMobile Wallet, Frost & Sullivan 2013 Payments InnovationPeople’s Choice 2013 World’s 100 Most InnovativeCompanies, Forbes magazineEmpowering growthin a transformingmarketplaceFinding the right path in today’s rapidlytransforming marketplace can bea challenge. At the same time, yourcustomers are demanding a morepersonalized, streamlined serviceand expecting to be rewarded for theirloyalty.The right combination of technology,experience and resources isessential for success in today’s retailenvironment.From end-to-end payment processingto cutting-edge loyalty programs,FIS is your one trusted partner thatcan help you deliver a personalized,integrated commerce experience foryour customers.

more than paymentsCustomer demand is driving the need for a seamless, personalizedexperience across all payment channels. And, you need the critical pieces todeliver a frictionless omnichannel experience.The top 10 U.S. retailers and nearly half of the top 100 U.S. retailers trustFIS’ robust payments technology to attract more customers, increaseengagement and protect their payments business.Attractcustomers by offeringa seamless experience for allpayment channels.Engageyour customers throughexpanded payment methodsand personalized shoppingexperiences.Protectyour business with enterpriselevel payments security anda compliant technologyplatform that efficientlymanages everything from lowto high-risk transactions whileprotecting your customers’payment data.

ONE trusted partner for allyour payment needs.

ATTRACT MORE CUSTOMERSBring more customers through your doorby offering a streamlined paymentsexperience that starts with advancedpayment processing options.Secure payment processingFIS offers an impressive range of payment processingcapabilities including support for: Credit and debit cardsEBT transactionsElectronic checks and ACHMobile, gift and loyalty cardsGateway servicesWe are committed to providing the highest value solution toyour business at the lowest possible cost. Whether you seekpayment authorization, settlement, or both, FIS has youcovered.customer service challenges, ranging from creating asuperior shopping experience to ensuring the security ofyour customers’ data. FIS’ hosted and licensed e-commercesolutions automate payment processing and safeguard yourcard-not-present business against the evolving menace offraud while providing powerful data analytics and superiorcustomer support.POS hardwareWe offer a wide range of point-of-sale options includingcountertop, wireless and mobile, EMV /chip card, nearfield communication (NFC) technology and more, from topmanufacturers such as Ingenico and VeriFone . Standalone terminalsIntegrated POS terminalsWireless terminalsPIN padsCheck readersIntegrated systemsVirtual terminalsMobile card readersExpanded channel reachMeet the demand of your everywhere customers, whetherthey are mobile, online, or in the store, by enabling aomnichannel approach, all from one single-source partner.Mobile solutionsExpand your business mobility range and your customerbase with simple payment acceptance—right from asmartphone or tablet.E-Commerce solutionsThe rapid growth of the card-not-present channel hascome with increased operational complexity and newFIS has the scale, reliability and technologyto help you deliver a frictionless paymentexperience for your customers. Our paymentprocessing solutions are wrapped by added layersof security, helping you safeguard your businessand give your customers peace of mind whenprocessing sensitive payment information.

Why choose FIS?FIS is unsurpassed in the quality of solutionsand products we provide. We have thescale to meet the demands of the changingpayments landscape, and our “secure bydesign” philosophy helps ensure maximumsecurity and payment data protection.You know your business, and you are theexpert when it comes to knowing yourcustomers. At FIS, we appreciate that and letyou continue doing what you do best whilewe do what we do best: providing scalable,reliable and secure payment technologiesthat help you deliver a frictionless commerceexperience for your customer.First-class qualityENGAGE yourcustomersDeliver maximum value to your customers byproviding enhanced shopping and seamlesspayment alternatives.Retail loyalty programsBuild a measurable marketing strategy, create customer loyalty, increaserevenue and customer retention, drive sales and reward customerbehavior. With FIS’ Retail Loyalty programs, customers have the abilityto earn rewards tied to their payment card and conveniently use thoserewards for payment through a mobile wallet, at the POS, or online, whilemerchants enjoy a rich suite of customer analytics that drive targeted,personalized offers.Merchant-branded debit card programAs payment patterns shift, you need alternatives that reduce the cost ofsales and improve margins. Take advantage of FIS’ InterPaymentTM solutionwhich provides a merchant-branded ACH debit card that convenientlylinks to a customer’s bank account. Customers can use your store-brandedcard to make streamlined purchases, while you take ease in knowing thatFIS handles the enrollment, authorization and settlement.Gift card programsValutec , an FIS company, is a full-service gift and loyalty card solutionsprovider, delivering prepackaged and custom gift card programs andmerchandising tools.FIS invests heavily in technology and productinnovation, building solutions that continueto deliver our customers lower total cost ofownership, improved profitability, integrateddata and delivery, minimized risk, andconsolidated reporting options.Maximum securityFIS continues to be a leader in advancedpayment services and loss prevention tools,supporting more than 289,000 merchantlocations worldwide. Most importantly, webring security and reliability to paymentprocessing, fraud prevention and riskmanagement – valuable commodities for anevolving market.Best-in-class customer serviceFIS’ exceptionally qualified client servicesteam capitalizes on the latest and mostsophisticated tools available to supportour customers. Our robust service offeringincludes system setup support, training, and24/7/365 toll-free customer service.Industry leaderFIS delivers comprehensive solutions to moremarkets, in more industries, in more countriesthan anyone else in the world.As the leading financial technology provider,FIS moves more than 9 trillion annuallyaround the globe. We process over 248million prepaid cards and 101 million debitcards and service over 72 million credit cardaccounts, while providing more than 500,000ATMs and supporting more than two millionPOS locations.

PROTECT YOUR PAYMENTDATA AND STAY COMPLIANTFIS builds payment processingtechnologies with security,compliance and regulatoryrequirements in mind.EncryptionTake card protection further by encrypting sensitive datafrom the moment the card is swiped at the terminal.Encryption provides many benefits: Reduces the scope for PCI DSS audit Shields from potential data breach fines by renderingpayment card data unusable by hackers Reduces risk through persistent encryption of cardholderdataTokenizationTokenization complements point-to-point encryption bysubstituting the cardholder data with another number, thetoken, and the original data is only used for authorization.When a clear-text or encrypted card payment is submitted,a token is generated, based upon the merchant’s identityand a unique token zone associated with the merchantat the processing platform. It is then returned and safelystored in the merchant database. Tokens can also beused to track customer transactions for marketing or riskmanagement purposes.PCI complianceAs a retailer, not only are you looking for ways to meetthe demands of your customers, but you are also facedwith understanding the complex regulatory paymentsenvironment.Our PCI Compliance and Breach Protection services offereasily accessible methods for completing the requiredSelf-assessment Questionnaire (SAQ) via a simple wizard.This also includes scheduled quarterly scans to make sureyou remain compliant, along with 100,000 of data breachprotection.Risk managementFIS offers a full range of risk management solutionsdesigned to meet the unique risk management needsof your business or sales channel. Streamlined andcomprehensive risk management tools for check, gift andcard transactions, greatly streamline your risk processwhile lowering overall costs and improving operationalefficiencies.FIS’ risk management solutions successfully manageeverything from low-risk to high-risk transaction levels.Targeting the program by the degree of transaction riskallows for more accurate decision-making and greater costreduction.Today’s consumers are more aware and sensitive when it comes to the security of their identity andpayment information. FIS continuously monitors activity in an effort to detect potential risk to youand your customers. We offer the latest in payment security and compliance technology to helpensure customer and payment data is secure as possible.

More Value, Lower Costs.ONE Trusted Partner.For more information please contact:Rob Crichlow, Partner , Simplicity Payments , LLC.877.476.8299 ext 2 or Mobile: lutions.com 2016 Fidelity National Information Services, Inc. and its subsidiaries.Enrollment and check transaction authorization services are performed byCertegy Check Services, Inc., an FIS company.

Virtual terminals Mobile card readers ATTRACT MORE CuSTOMERS FIS has the scale, reliability and technology . Valutec , an FIS company, is a full-service gift and loyalty card solutions . from the moment the card is swiped at the